Axis Bank Travel Credit Cards in India 2026

Up to 20% Rewards on Travel Spending

▶︎ Up to 20% on Travel Spending (5 EDGE Miles per ₹100)

• 5% reward: Flight/hotel bookings via Travel EDGE portal (1 Mile = ₹1)
• 10% reward: Airline/hotel partner points conversion (1 Mile = 2 partner points)
• Up to 20% effective reward: Only on premium partners like Accor 
• Monthly cap: ₹2 lakh travel spending
• Eligible: Direct airline/hotel bookings, Axis Travel EDGE portal

▶︎ Up to 8% on General Spending (2 EDGE Miles per ₹100)

• 2% reward: Travel portal redemptions
• 4% reward: Partner points conversion
• Up to 8% effective reward: Only on premium partner transfers like Accor
• Important Exclusions: Gold/jewelry, rent, wallets, government payments, insurance, fuel, utilities, EMI

▶︎ EDGE Miles Redemption Options

Travel Portal (1 Mile = ₹1)

• Instant redemption for flights and hotels
• Guaranteed value through Axis Travel EDGE portal
• No transfer limits or restrictions

Partner Transfer Program

• Conversion: 1 EDGE Mile = 2 partner points (except Marriott: 1:0.5)
• Annual limit: 1,50,000 EDGE Miles total

Group A Partners (30,000 miles limit): Like Singapore Airlines, Qatar Airways, Marriott, Accor

Group B Partners (1,20,000 miles limit): Like Air India, IHG, Vistara, ITC Hotels

Annual Spend-Based Tiers & Benefits

▶︎ Milestone Rewards (Based on Annual Card Spend)

• Spend ₹3 lakh annually (Silver Tier): 2,500 EDGE Miles bonus
• Spend ₹7.5 lakh annually (Gold Tier): 5,000 EDGE Miles bonus
• Spend ₹15 lakh annually (Platinum Tier): 10,000 EDGE Miles bonus

▶︎ Airport Lounge Access (Based on Annual Card Spend)

International:

• Silver Tier (₹3 lakh annual spend): 4 visits/year
• Gold Tier (₹7.5 lakh annual spend): 6 visits/year
• Platinum Tier (₹15 lakh annual spend): 12 visits/year

Domestic:

• Silver Tier (₹3 lakh annual spend): 8 visits/year
• Gold Tier (₹7.5 lakh annual spend): 12 visits/year
• Platinum Tier (₹15 lakh annual spend): 18 visits/year

Additional Benefits

▶︎ Dining Rewards

• 15% discount on restaurant bills via EazyDiner
• Monthly limit: ₹500 savings per transaction
• Minimum spend: ₹2,500 
• Frequency: Once per month, payment through PayEazy

▶︎ Fuel Surcharge Waiver

• Surcharge waiver: Up to ₹400 per month
• Fuel Transaction range: Between ₹400 - ₹4,000 fuel purchases

▶︎ Up to 24% Reward on Travel (Airlines & Hotels via Axis Travel EDGE Portal)

Up to ₹2 lakh monthly spend - 24% reward (in airline/ hotel points)

• Earn 30 EDGE points per ₹100
• Redemption value: 24% for airline/hotel transfers | 6% for vouchers/products
• 💡 Approximately 48% effective reward on select travel partners like Accor 

Above ₹2 lakh monthly spend - 14% reward (in airline/ hotel points)

• Earn 17.5 EDGE points per ₹100
• Redemption value: 14% for airline/hotel transfers | 3.5% for vouchers/products
• 💡 Approximately 28% effective reward on select travel partners like Accor 

▶︎ Up to 14% Reward on Other Purchases

Up to ₹1.5 lakh monthly spend - 4.80% reward (in airline/ hotel points)

• Earn 6 EDGE points per ₹100
• Redemption value: 4.8% for airline/hotel transfers | 1.2% for vouchers/products

Above ₹1.5 lakh monthly spend - 14% reward (in airline/ hotel points)

• Earn 17.5 EDGE points per ₹100
• Redemption value: 14% for airline/hotel transfers | 3.5% for vouchers/products 

Value of Reward Points (EDGE Points)

• Vouchers/Products: 1 EDGE point = ₹0.20
• Partner Transfers: 1 EDGE point = 0.80 partner airline/hotel points

▶︎ Other Benefits

Unlimited Airport Lounge Access

• International: Unlimited via Priority Pass (primary cardholder + 4 guest visits annually)
• Domestic: Unlimited for primary and add-on cardholders (requires ₹50,000 spend in previous 3 months)

Airport Concierge Services

• Meet & Greet assistance 4 times per year
• End-to-end support: check-in, security, immigration, porter services
• Available for primary cardholder and guests

2% foreign exchange fee on international transactions (reduced rate)

Comprehensive Insurance Coverage

• Card Security: Protection up to credit limit for counterfeit/lost card fraud
• Purchase Protection: Up to ₹2 lakhs coverage for theft/damage of card purchases
• Travel Insurance: Up to US$500 for baggage loss/delay and document issues
• Credit Shield: Up to ₹5 lakhs protection for inability to pay due to covered events

Dining Rewards

• 30% discount at EazyDiner restaurants (up to ₹1000)
• Minimum spend: ₹3,000 | Payment via PayEazy app required
• Valid once per month

Fuel Benefits

• 1% surcharge waiver (up to ₹400 per month)
• Valid on fuel transactions between ₹400-₹4,000

Rewards on travel spends (5X) - travel means airline and hotel bookings done through Axis Bank Travel EDGE platform only

• 6% – 12% reward on travel spends upto ₹2 lakhs per month : 30 EDGE reward points (worth ₹6 or 12 points of partner airlines & hotels), on every ₹100 spent in this category
• 3.50% – 7% rewards on travel spends above ₹2 lakhs per month : 17.50 EDGE reward points (worth ₹3.50 or 7 points of partner airlines & hotels), on every ₹100 spent in this category

Note-

• Travel means airline and hotel bookings, done through Axis Bank Travel EDGE platform only
• 1 EDGE reward points = 0.20, and can be redeemed on Axis EDGE rewards platform for vouchers, products and more
• 1 EDGE reward point = 0.40 partner points of partner airlines and hotels

Rewards on all other card spends (X) 

• 1.20% – 2.40% reward on all other card spends up to ₹1.50 lakhs per month : 6 EDGE reward points (worth ₹1.20 or 2.40 points of partner airlines & hotels), on every ₹100 you spent in this category
• 3.50% – 7% rewards on all other card spends above ₹1.50 lakhs per month : 17.50 EDGE reward points (worth ₹3.50 or 7 points of partner airlines & hotels), on every ₹100 spent in this category

Please note-

• No EDGE reward points given on fuel purchases, insurance spends (amount > ₹5000), and wallet recharge
• 1 EDGE reward points = 0.20, and can be redeemed on Axis EDGE rewards platform for vouchers, products and more
• 1 EDGE reward point = 0.40 partner points of partner airlines and hotels

Unlimited complimentary airport lounge access outside India (through the Priority Pass Program)

• Unlimited complimentary lounge access is given to primary cardholders
• You also get complimentary access for your guests, 4 times per year. For availing complimentary guest visits, the primary cardholder must be traveling along with the guest/s

Unlimited complimentary airport lounge access in India

• Unlimited complimentary lounge access is given to primary cardholders and add-on cardholders
• This benefit is valid only if you have spent a minimum of ₹50,000 on your credit card, in the previous 3 months.

Dining discounts: 15% discount (up to ₹500) at EazyDiner restaurants, once a month 

Reduced forex fee of 2% on international transactions

Complimentary insurance coverage

• Counterfeit or lost cards up to the card credit limit
• Purchase protection up to ₹2 lakhs
• Loss or delay in baggage and personal documents (up to US$ 500)
• Credit shield protection up to ₹5 lakhs.

1% fuel surcharge waiver, up to ₹400 per month, only on fuel purchases between ₹400 and ₹4000

Partner offers from Axis Bank – reward multiplier or cashback, discount offers at partners || reward multiplier, discount offers on gift vouchers

• Reward multiplier/cashback offers (you need to choose either rewards multiplier OR cashback) at a variety of partners, on Axis Grab Deals platform - maximum cashback of ₹1000 per month OR 5000 reward points per month
• Cashback and discount offers at select Axis Bank partners (offer conditions mentioned against each offer)
• Discounts on select gift vouchers (there maybe limits on the amount of gift vouchers you can buy of certain brands like Amazon and Flipkart)

7% reward on Spicejet spends (Spicejet mobile app or website)

• 14 SpiceClub Points worth ₹7, on every ₹100 spent
• 1 SpiceClub Point = ₹0.50 (50 paise), and can be used to book Spicejet flights

3% reward on online food orders, online bill payment, and online entertainment

• 6 SpiceClub Points worth ₹3, on every ₹100 spent

1.50% reward on other card spends

• 3 SpiceClub Points worth ₹1.50, on every ₹100 spent
• Important exclusions: No SpiceClub Points are given on fuel, wallet loads, government, insurance, education, rent, all EMI transactions, cash advances, payment of outstanding balances, payment of card fees and other card charges

Up to 1.25% additional milestone benefit

• 4000 SpiceClub Points worth ₹2000, at annual card spend of ₹2 lakhs
• Additional 6000 SpiceClub Points worth ₹3000, at annual card spend of ₹4 lakhs
• Total 10,000 SpiceClub Points worth ₹5000, at annual card spend of ₹4 lakhs – 1.25% reward

Domestic airport lounge access – 8 per year (requires minimum ₹50,000 spend in the previous 3 months)

Complimentary SpiceClub Gold membership:

• Welcome vouchers worth ₹7500
• Priority checkin
• 30% discount on upgrades & meals
• 1 free change/ cancellation

15% discount (up to ₹500) at EazyDiner restaurants, valid once per month

Fuel surcharge waiver up to ₹400 per month

Unlimited airport lounge access

• Domestic: Unlimited visits for primary + add-on cardholders + 12 guest visits annually
• International: Unlimited visits for primary + add-on cardholders + 12 guest visits annually

Golf & entertainment

• Golf: 50 complimentary rounds annually
• Movies: 5 free tickets monthly via BookMyShow BOGO (up to ₹500 each)
• Events: 5 free non-movie tickets monthly via BookMyShow BOGO (up to ₹1,000 each)

Premium memberships (complimentary)

• EazyDiner Prime: Restaurant discounts and privileges
• Club ITC Culinaire: Culinary experiences and benefits
• Accor Plus: Hotel benefits across Accor properties
• Club Marriott Asia Pacific: Marriott hotel privileges

15% discount on hotels: Oberoi, Trident Hotels, Postcard Hotels

Reduced forex fee of 1.5%

Fuel & insurance

• Fuel surcharge waiver: Up to ₹400 monthly (on transactions between ₹400-₹4,000)
• Purchase protection: ₹2 lakh coverage
• Travel insurance: USD 500 baggage/document coverage
• Credit shield: ₹5 lakh coverage

1.5%-3% reward on domestic spending

• Cash-equivalent: 7.5 EDGE points per ₹100 = ₹1.50 value (1 point = ₹0.20, on Axis rewards redemption portal)
• Travel partner transfers: 7.5 EDGE points = 3 partner points = 3% value (1 point = 0.40 airline/ hotel partner points)

3%-6% reward on international spending

• Cash-equivalent: 15 EDGE points per ₹100 = ₹3 value
• Travel partner transfers: 15 EDGE points = 6 partner points = 6% value

Important exclusions (no rewards)

• Gold/jewelry, wallets, government, insurance, fuel, utilities
• Card fees, rent above ₹1 lakh monthly
• Rent rewards capped at ₹1 lakh monthly payments

Important travel transfer partners

Airlines

• AirAsia, Air Canada, Air France-KLM, Ethiopian, Etihad, JAL
• Qantas, Qatar Airways, Singapore Airlines, SpiceJet, Thai Airways
• Turkish Airlines, United Airlines, Vistara

Hotels

• Accor, ITC, IHG Hotels & Resorts, Marriott International, Wyndham

Transfer Ratio: 5 EDGE points = 2 partner points (1 EDGE point = 0.40 partner point)

3% benefit (in terms of miles), on all card spends

• You get 3 miles, on every ₹100 you spend on your card
• Exceptions : Miles are not given on the following spends – fuel, wallet load, EMI transactions, payment of fees & charges, cash withdrawals, fraud transactions, interest charges.
• You can redeem your miles on flights and upgrades (on Lufthansa and its partners – Star Alliance airline partners & Miles & More airline partners).
• You can also redeem your miles at other partners – hotels, shopping, car rentals.

Miles never expire, provided you do at least 1 card transaction on your credit card each month

Complimentary access to international airport lounges – 4 times per year

Complimentary access to domestic airport lounges – 8 times per quarter. Access to domestic airport lounges is based on a minimum eligible spend of ₹50,000 in the previous 3 calendar months

2% benefit (in terms of miles), on all card spends

• You get 2 miles, on every ₹100 you spend on your card
• Exceptions : Miles are not given on the following spends – fuel, wallet load, EMI transactions, payment of fees & charges, cash withdrawals, fraud transactions, interest charges.
• You can redeem your miles on flights and upgrades (on Lufthansa and its partners – Star Alliance airline partners & Miles & More airline partners).
• You can also redeem your miles at other partners – hotels, shopping, car rentals.

Miles never expire, provided you do at least 1 card transaction on your credit card each month

Complimentary access to international airport lounges – 2 times per year

Complimentary access to domestic airport lounges – 4 times per quarter. Access to domestic airport lounges is based on a minimum eligible spend of ₹50,000 in the previous 3 calendar months

4.50% benefit on Spicejet spends (Spicejet mobile app or website)

• You earn 9 SpiceClub Points worth ₹4.50, on every ₹100 you spend at Spicejet
• 1 SpiceClub Point = ₹0.50 (50 paise), and can be used to book Spicejet flights

1.50% benefit on online food orders || online bill payment || online entertainment

• You earn 3 SpiceClub Points worth ₹1.50, on every ₹100 you spend in these categories
• 1 SpiceClub Point = ₹0.50 (50 paise), and can be used to book Spicejet flights

0.75% benefit on all other card spends

• You earn 1.50 SpiceClub Points worth ₹0.75 (75 paise), on every ₹100 you spend on all other card purchases
• 1 SpiceClub Point = ₹0.50 (50 paise), and can be used to book Spicejet flights

Up to 1.25% additional milestone benefit

• 2000 SpiceClub Points worth ₹1000, at annual card spend of ₹1 lakhs
• Additional 3000 SpiceClub Points worth ₹1500, at annual card spend of ₹2 lakhs
• Hence you can get a total of 5000 SpiceClub Points worth ₹2500, at annual card spend of ₹2 lakhs – 1.25% benefit.

Complimentary domestic airport lounge access – 4 per year. Access to domestic airport lounges is based on a minimum eligible spend of ₹50,000 in the previous 3 calendar months

Complimentary SpiceClub Silver membership

Dining Delights Program : Dining discounts at restaurants through EazyDiner, up to ₹500 per month

• 15% discount, (up to ₹500) at restaurants through EazyDiner. Restaurant bill need to be paid through the EazyDiner app (PayEazy)
• Minimum order required to avail offer is ₹2500
• Offer valid 1 time per month

Fuel surcharge waiver at all fuel stations (up to ₹400 per month), valid only on fuel transactions between ₹400 and ₹4000

5% reward on travel Spending (through Axis Travel Edge portal & direct airline spends) 

• Rate: 5 EDGE Miles per ₹100
• Redemption values:
  • ₹5 when redeemed for flights/hotels via Axis Travel Edge portal
  • 5 partner points when transferred to airline/hotel loyalty programs

Other Purchases: 2% rewards

• Rate: 2 EDGE Miles per ₹100
• Same redemption options as travel spending

Important Exclusions (No Rewards)

• Fuel, utilities, insurance, education, government transactions
• Wallet loading, rent payments, transportation, tolls

Domestic Airport Lounge Access

• Visa card: 32 visits annually (8 per quarter maximum)
• Mastercard: 24 visits annually (6 per quarter maximum)

International Airport Lounge Access: 8 visits annually (2 per quarter maximum)

EazyDiner Restaurants

• Discount: 15% off (up to ₹500)
• Requirements: Minimum ₹2,500 order
• Offer validity: Once per month

Fuel Surcharge Waiver

• 1% waiver (up to ₹400 per month)
• Valid on fuel transactions between ₹400-₹5,000