Axis Bank Shopping Credit Cards in India 2026

10% cashback on Samsung purchases 

• Cashback limits: ₹5000 per month, ₹20,000 per year
• Valid on online and offline purchases at specified stores 

3% reward on Bigbasket, Myntra, Zomato, Tata 1mg, Urban Company

• 15 reward points worth ₹3, on every ₹100 spent
• 1 EDGE reward point = ₹0.20, and can be redeemed on Axis EDGE rewards platform 

3% reward on international spends 

1% reward on other card purchases  

Domestic airport lounge access: 8 times per year, requires minimum spend of ₹50,000 in the previous quarter

International airport lounge access: 6 times per year

15% discount at EazyDiner restaurants

• 15% discount, up to ₹500
• Minimum transaction value of ₹2500 required
• Offer valid 1 time per month
• Restaurant bill need to be paid through the EazyDiner app (PayEazy)

Complimentary EazyDiner Prime membership for 1 year 

Fuel surcharge waiver, up to ₹500 per month

7.50% cashback on Myntra. Quarterly Cashback Limit: ₹4000, reached at ₹53,333 spending

5% cashback on Flipkart. Quarterly Cashback Limit: ₹4000, reached at ₹80,000 spending

5% cashback on Cleartrip. Quarterly Cashback Limit: ₹4000, reached at ₹80,000 spending

4% unlimited cashback on Swiggy, Uber, PVR, Cult Fit

1% cashback on all other card spends 

Important exclusions (no cashback categories):

• Utility & telecom bills
• Education & rent payments
• Wallet loads & government services
• Insurance & gold/jewelry
• Fuel purchases & financial institutions
• Cash advances & loan repayments

EazyDiner restaurants: 15% discount, up to ₹500 per month

• 15% discount, (up to ₹500) at restaurants through EazyDiner
• Minimum order required to avail offer is ₹2500
• Offer valid 1 time per month
• Restaurant bill need to be paid through the EazyDiner app (PayEazy)

1% fuel surcharge waiver (up to ₹400 per month), valid only on fuel transactions between ₹400 and ₹4000

3.20% reward on department store & apparel shopping (10X) 

• 16 EDGE points per ₹100 (₹3.20 value)
• Monthly limit: Applicable only on first ₹7,000 spend in category

0.32% basic reward on other card spends: 1.6 EDGE points per ₹100 (₹0.32 value)

Up to 1% monthly milestone bonus: 1,500 EDGE points (₹300 value), at ₹30,000 monthly spend - 1% reward

Value of reward points (EDGE points)

• Value: 1 EDGE point = ₹0.20
• Redemption: Axis Bank rewards platform

Domestic airport lounge access: 2 visits per quarter (requires ₹50,000 spend in previous 3 months)

Dining offers

• Swiggy: ₹150 discount on minimum orders of ₹500, valid 2 times a month
• EazyDiner Restaurants: 15% discount (up to 500) on minimum orders of ₹2500, valid once a month

1% fuel surcharge waiver (up to ₹400 per month), valid only on fuel transactions between ₹400 and ₹5000

Insurance Coverage

• Purchase protection: ₹1 lakh coverage
• Travel protection: USD 800 total (baggage loss USD 500, document loss/baggage delay USD 300)
• Credit shield: ₹1 lakh coverage

Partner Benefits

• Axis Grab Deals: Choice of cashback (₹1,000 monthly) OR reward multiplier (5,000 points monthly)
• Gift voucher discounts with brand-specific purchase limits

2% reward on shopping purchases 

• 10 EDGE reward points worth ₹2, per ₹100 spent
• Month spending limit - ₹20,000 per month

1% reward on other card spends

• 5 EDGE reward points worth ₹1, per ₹100 spent
• Important exclusions: No reward points on fuel, rent, wallet load, gold/jewellery, EMI, cash advances, education, insurance, utilities, payment of outstanding balances, card fees and other charges.

Milestone benefits at ₹3 lakh annual card spend: 5000 EDGE points worth ₹1000, at ₹3 lakh annual card spend (rent and wallet spends are not included)

Value of reward points (EDGE points)

• Value: 1 EDGE point = ₹0.20
• Redemption: Axis Bank rewards platform

Airport lounge access

• International access through Priority Pass: Up to 12 visits per year - 6 unconditional visits, additional 6 visits at ₹3 lakh annual spending
• Domestic: 8 visits per year, maximum 2 times per quarter (requires ₹50,000 spending in the previous quarter)

Grocery & Dining offers

• BigBasket: ₹500 discount once a month, on a minimum order of ₹2500
• Swiggy: ₹200 discount twice a month, on a minimum order of ₹1000
• EazyDiner restaurants: 15% discount (up to ₹500), once a month; minimum transaction of ₹2500 required

Movies & golf

• 2 free movie tickets per month (up to ₹250 each), through District app
• Up to 12 free golf rounds per year: 6 unconditional, additional 6 rounds at ₹3 lakh yearly card spend

Fuel surcharge waiver up to ₹400 per month, valid only on fuel transactions between ₹400 and ₹4000

Lifetime free credit card (no annual fee credit card) - limited time offer 

Zomato Discount Offer

• Discount: ₹120 off on Zomato orders
• Frequency: 2 times per month
• Minimum Order: ₹499
• Effective Discount: 24% on orders of ₹500

EazyDiner Restaurant Benefits

• Discount: 15% off (up to ₹500)
• Minimum Order: ₹2,500
• Frequency: 1 time per month
• Payment Method: Through EazyDiner app (PayEazy)

Blinkit Grocery Discount

• Discount: 10% off (up to ₹250)
• Frequency: 1 time per month
• Minimum Order: ₹750

Myntra Shopping Discount

• Discount: ₹150 off on select styles
• Minimum Order: ₹999
• Usage Limit: Once per customer

Cashback on Utliity Bills through Paytm

• Eligible Bills: Mobile recharge, broadband, DTH
• Cashback: 5% (up to ₹150)
• Minimum Transaction: ₹299
• Frequency: 1 time per month

BookMyShow Movie Discount

• Discount: 10% off (up to ₹100 per month)
• Frequency: Unlimited transactions

EDGE Reward Points on Card Spending

• Earning Rate: 1 EDGE point per ₹200 spent
• Point Value: ₹0.20 per point
• Effective Return: 0.10% on all other purchases
• Redemption: Gift vouchers, products via EDGE Rewards platform
• Important Exclusions: Utilities, education, insurance, government, wallet, rent, fuel transactions

Axis Bank Partner Offers

• Grab Deals Cashback: Up to ₹1,000 cashback per month, across partner merchants
• Gift Voucher Discounts: Special rates on select vouchers
• Seasonal Offers: Regular promotional deals on various categories

1% benefit on all card spends 

• You earn 5 EDGE Reward points worth ₹1, on every ₹100 you spend on all purchases.
• 1 reward point = ₹0.20 (20 paise), when you redeem points on Axis Bank’s reward redemption platform.
• Exceptions : No reward points are given on the following types of card spends – fuel, rent, insurance, utilities, government & educational institutions, transactions converted to EMI.

Up to 0.80% additional benefit at ₹2.50 lakhs annual card spend (milestone benefit) 

• You get 10,000 EDGE reward points worth 2000, at ₹2.50 lakh annual card spend
• The following spends are not counted as eligible spends for this benefit – rent, wallet loads, government services, utilities, gold/jewellery, insurance, fuel and educational services.

Complimentary airport lounge access in India – up to 2 times per quarter. Access to domestic airport lounges is based on a minimum eligible spend of ₹50,000 in the previous 3 calendar months

BOGO Offer (Buy 1 Get 1 Free) on movie tickets - 1 free ticket (up to ₹250) every month, via District App

Dining discounts at restaurants through EazyDiner, up to ₹500 per month

• 15% discount on restaurant, up to ₹500
• Minimum transaction amount of ₹2500
• Offer valid 1 time per month
• Restaurant bill need to be paid through the EazyDiner app (PayEazy)

Partner offers from Axis Bank – reward multiplier or cashback, discount offers at partners || reward multiplier, discount offers on gift vouchers

• Reward multiplier/cashback offers (you need to choose either rewards multiplier OR cashback) at a variety of partners, on Axis Grab Deals platform - maximum cashback of ₹1000 per month OR 5000 reward points per month
• Cashback and discount offers at select Axis Bank partners (offer conditions mentioned against each offer)
• Rewards multiplier and discounts on select gift vouchers (there maybe limits on the amount of gift vouchers you can buy of certain brands like Amazon and Flipkart)

1% fuel surcharge waiver (up to ₹400 per month), valid only on fuel transactions between ₹400 and ₹4000

16% reward (in terms of Flipkart SuperCoins) on Flipkart purchases for Plus members – only on Flipkart transactions upto ₹2500

• Get 16 SuperCoins on every ₹100 you spend at Flipkart (12 SuperCoins from the card, and 4 SuperCoins which you get without the card on Flipkart)

8% reward (in terms of Flipkart SuperCoins) on Flipkart purchases for non-Plus members – only on Flipkart transactions upto ₹2500

• Get 8 SuperCoins on every ₹100 you spend at Flipkart (6 SuperCoins from the card, and 2 SuperCoins which you get without the card on Flipkart)

2% reward (in terms of Flipkart SuperCoins) on all other card purchases

• Get 2 SuperCoins on every ₹100 you spend on all other card purchases
• Important exclusions: SuperCoins are not given on the following card spends & purchases – fuel, gift cards on Flipkart, EMI transactions, wallet loading transactions , jewellery, cash advances, payment of outstanding balances, payment of card fee and other card charges, third party integrated purchase like Flipkart Health, management fee, rental commissions, rental payments.

Value of 1 SuperCoin

• You can get the value of 1 SuperCoin on the Flipkart platform
• You could get a value anywhere between 25 paisa to around a rupee, depending on your redemption choice.

10% cashback on Samsung purchases 

• Cashback limits: ₹2500 per month, ₹10,000 per year
• Valid on online and offline purchases at specified stores 

2% reward on Bigbasket, Myntra, Zomato, Tata 1mg, Urban Company

• 10 reward points worth ₹2, on every ₹100 spent
• 1 EDGE reward point = ₹0.20, and can be redeemed on Axis EDGE rewards platform

2% reward on international spends 

1% reward on other card purchases 

Domestic airport lounge access: 4 times per year, requires minimum spend of ₹50,000 in the previous quarter

Dining discounts at restaurants through EazyDiner, up to ₹500 per month

• 15% discount on restaurant, up to ₹500
• Minimum transaction amount of ₹2500
• Offer valid 1 time per month
• Restaurant bill need to be paid through the EazyDiner app (PayEazy)

Fuel surcharge waiver (up to ₹500 per month)