Axis Bank Cashback Credit Cards in India 2026

10% cashback on Samsung purchases 

• Cashback limits: ₹5000 per month, ₹20,000 per year
• Valid on online and offline purchases at specified stores 

3% reward on Bigbasket, Myntra, Zomato, Tata 1mg, Urban Company

• 15 reward points worth ₹3, on every ₹100 spent
• 1 EDGE reward point = ₹0.20, and can be redeemed on Axis EDGE rewards platform 

3% reward on international spends 

1% reward on other card purchases  

Domestic airport lounge access: 8 times per year, requires minimum spend of ₹50,000 in the previous quarter

International airport lounge access: 6 times per year

15% discount at EazyDiner restaurants

• 15% discount, up to ₹500
• Minimum transaction value of ₹2500 required
• Offer valid 1 time per month
• Restaurant bill need to be paid through the EazyDiner app (PayEazy)

Complimentary EazyDiner Prime membership for 1 year 

Fuel surcharge waiver, up to ₹500 per month

Airtel Services: 25% cashback (up to ₹250 per month)

• Covers mobile, broadband, WiFi, and DTH services through Airtel Thanks app
• Monthly cashback limit: ₹250, reached at ₹1000 monthly spend

Utility Bills via Airtel App: 10% cashback (up to ₹250 per month)

• Electricity, water, and gas bill payments via Airtel Thanks app
• Monthly cashback limit: ₹250, reached at ₹2500 monthly spend

Food Delivery & Groceries: 10% cashback (up to ₹500 per month)

• BigBasket grocery orders and Swiggy/Zomato food delivery
• Monthly cashback limit: ₹500, reached at ₹5,000 monthly spend

Other Purchases: 1% cashback

• Applies to all other eligible card transactions
• Excludes: utilities (non-Airtel platforms), fuel, wallets, EMIs, government services, education services, rent, jewelry, insurance, annual fees and other fees, cash advances, payment of outstanding card balances, returns & cancellations

Other Benefits

▶︎ Airport Lounge Access

• Domestic airport lounge access - 4 visits per year
• Requires minimum ₹50,000 spend in previous 3 months 

▶︎ Dining Discount

• 15% off at EazyDiner partner restaurants (up to ₹500 discount)
• Minimum order requirement of ₹2500
• Valid once per month

▶︎ Partner Offers

• Additional cashback deals through Axis Grab Deals platform (up to ₹1,000 per month)
• Exclusive discounts with select Axis Bank partners

▶︎ Fuel surcharge waiver (up to ₹500 per month), valid only on fuel transactions between ₹400 and ₹4000

▶︎ Premium Cashback Categories

Utilities & Mobile (through Google Pay): 5% cashback

• Utility bills (electricity, water, gas, LPG, broadband), DTH, and mobile recharge
• Must be paid exclusively through Google Pay app
• Earn ₹5 per ₹100 spent

Food & Transport: 4% cashback

• Swiggy and Zomato food orders
• Ola ride bookings
• Earn ₹4 per ₹100 spent

Combined monthly cap: ₹500 cashback across both 5% and 4% categories, reached at monthly spends between ₹10,000-12,500

▶︎ Standard Rewards

All Other Purchases: 1.50% cashback

• Earn ₹1.50 per ₹100 spent on eligible transactions
• Excludes: fuel, rent, gold/jewelry, insurance, EMI transactions (including post-purchase conversions), wallet loads, cash advances, educational services, government services, payments to financial institutions, outstanding balance payments, card fees and charges

▶︎ Other Benefits

Airport Lounge Access

• 4 complimentary visits per year at Indian airports
• Requires minimum ₹50,000 spend in previous 3 months

Fuel Surcharge Waiver

• 1% waiver on fuel purchases (up to ₹500 per month)
• Valid only on fuel transactions between ₹400-₹4,000

Dining Benefit

• 15% off at EazyDiner partner restaurants (up to ₹500 discount)
• Minimum order requirement of ₹2500
• Valid once per month

Partner Offers

• Axis Grab Deals platform cashback (up to ₹1,000 per month)
• Exclusive partner discounts and gift voucher deals

7.50% cashback on Myntra. Quarterly Cashback Limit: ₹4000, reached at ₹53,333 spending

5% cashback on Flipkart. Quarterly Cashback Limit: ₹4000, reached at ₹80,000 spending

5% cashback on Cleartrip. Quarterly Cashback Limit: ₹4000, reached at ₹80,000 spending

4% unlimited cashback on Swiggy, Uber, PVR, Cult Fit

1% cashback on all other card spends 

Important exclusions (no cashback categories):

• Utility & telecom bills
• Education & rent payments
• Wallet loads & government services
• Insurance & gold/jewelry
• Fuel purchases & financial institutions
• Cash advances & loan repayments

EazyDiner restaurants: 15% discount, up to ₹500 per month

• 15% discount, (up to ₹500) at restaurants through EazyDiner
• Minimum order required to avail offer is ₹2500
• Offer valid 1 time per month
• Restaurant bill need to be paid through the EazyDiner app (PayEazy)

1% fuel surcharge waiver (up to ₹400 per month), valid only on fuel transactions between ₹400 and ₹4000

5% cashback on Freecharge spends 

2% cashback on ‘local commute’ spends 

1% cashback on all other card spends 

Exceptions: No cashback is on wallet loads, rent, fuel, cash withdrawal, gold & jewellery, utilities on other (non-Freecharge) platforms, returns & reversals, gift cards, government, education, EMI

EazyDiner restaurants: 15% discount, up to ₹500 per month

• 15% discount (up to ₹500), minimum order requirement of ₹2500
• Valid 1 time per month
• Restaurant bill need to be paid through the EazyDiner app (PayEazy)
• This offer is in addition to any restaurant offer

UPI-Enabled RuPay Credit Card with Zero Annual Fee

Airport Lounge Access

• 4 domestic lounge visits per year
• Spending requirement: ₹50,000 in previous 3 calendar months 

Up to 3% Cashback on Card Spending

Premium Categories (3% Cashback)

• Online food delivery
• Local commute
• Entertainment
• Earn ₹3 cashback per ₹100 spent

General Spending (1% Cashback)

• Other eligible purchases
• Earn ₹1 cashback per ₹100 spent

Monthly Limits

• Maximum cashback: ₹1,500 per month across all categories

Exclusions & Restrictions (No Cashback Categories)

• Wallet reloads & rental payments
• Cash withdrawals & fuel purchases
• Gift cards & insurance
• Jewelry & government services
• Education fees & EMI transactions
• UPI transactions below ₹2,000

Fuel Benefits

• 1% fuel surcharge waiver up to ₹400 per month
• Valid only on fuel transactions between ₹400-₹5,000

10% cashback on Samsung purchases 

• Cashback limits: ₹2500 per month, ₹10,000 per year
• Valid on online and offline purchases at specified stores 

2% reward on Bigbasket, Myntra, Zomato, Tata 1mg, Urban Company

• 10 reward points worth ₹2, on every ₹100 spent
• 1 EDGE reward point = ₹0.20, and can be redeemed on Axis EDGE rewards platform

2% reward on international spends 

1% reward on other card purchases 

Domestic airport lounge access: 4 times per year, requires minimum spend of ₹50,000 in the previous quarter

Dining discounts at restaurants through EazyDiner, up to ₹500 per month

• 15% discount on restaurant, up to ₹500
• Minimum transaction amount of ₹2500
• Offer valid 1 time per month
• Restaurant bill need to be paid through the EazyDiner app (PayEazy)

Fuel surcharge waiver (up to ₹500 per month)

Accelerated Cashback on Online Spending (except travel and other standard exclusions):

• Tier 1: 2% cashback on net spends* up to ₹5,000  (max ₹100)
• Tier 2: 5% cashback on net spends from ₹5,001 to ₹40,000 (max ₹1,750)
• Tier 3: 7% cashback on net spends above ₹40,000 (max ₹2,150)
• Maximum monthly cap: ₹4,000 total cashback

Base Cashback Categories:

• 0.75% cashback on offline (face-to-face) and all travel spends (unlimited)
• 0.5% cashback on utility transactions (capped at ₹100 per statement)

Important Exclusions (No Cashback)

• Transportation & Tolls
• Insurance
• Educational Institutions
• Jewellery, Precious Metals & Watches
• Government Institutions
• Wallet transactions
• Rent payments
• Fuel purchases
• EMI transactions and cash advances