BEST FOR SAMSUNG PURCHASES

Samsung Axis Bank Infinite Credit Card

Our Rating 4.0
Top Reasons to Choose
10%
Cashback on Samsung purchases - only on purchases upto ₹2 lakhs per year
3%
Reward on 5 preferred merchants (Zomato, Bigbasket, Myntra, Tata 1mg, Urban Clap) || On international transactions
✔︎
Complimentary access to airport lounges in India (8 times per year), and abroad (6 times per year)
✔︎
Dining benefits through EazyDiner partnership – 25% discount (upto ₹800), once per month
✔︎
Complimentary EazyDiner Prime membership for 1 year
Annual Fee

₹5000

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 30,000 EDGE reward points worth ₹6000, on doing 3 card transactions within 30 days of credit card issuance.
  • Renewal offer : Annual fee is not charged from the second year onwards, if you spend ₹7 lakhs or more in the previous year.

BEST FOR FREQUENT TRAVELLERS

Axis Bank ATLAS Credit Card

Our Rating 4.0
Top Reasons to Choose
5%
Benefit on travel spends (when you use your reward points for flights & hotel bookings)
10%
Benefit on travel spends (when you convert your reward points to partner points of airlines & hotels)
2%
Benefit on all other card spends (when you use your reward points for flights & hotel bookings)
4%
Benefit on all other card spends (when you convert your reward points to partner points of airlines & hotels)
✔︎
Complimentary airport lounge access in India and abroad, complimentary airport concierge & airport pick up services
Annual Fee

₹5000

Minimum Income

Salaried : ₹9 lakhs per year / Self-employed : ₹12 lakhs per year

Annual Fee Offers
  • Welcome offer worth minimum ₹5000
  • Renewal offer worth minimum ₹5000

BEST FOR HIGH-SPENDING FREQUENT TRAVELLERS

Axis Bank Magnus Credit Card

Our Rating 4.25
Top Reasons to Choose
Upto 12%
Benefit on travel spends
✔︎
Unlimited complimentary airport lounge access – both in India and abroad
✔︎
Complimentary airport concierge service – 8 times per year
✔︎
Upto ₹30,000 worth of yearly movie benefits on BookMyShow
Annual Fee

₹12500

Minimum Income

₹18 lakhs per year

Annual Fee Offers
  • Welcome offer worth ₹12,500
  • Renewal offer : Renewal fee is not charged from the 2nd year onwards, if you spend ₹25 lakhs or more in the previous year

BEST FOR UTILITY BILL PAYMENTS ON AIRTEL || SMALL GROCERY PURCHASES & FOOD DELIVERY ORDERS

Airtel Axis Bank Credit Card

Our Rating 4.0
Top Reasons to Choose
25%
Cashback (upto ₹250 per month) on various Airtel services via Airtel Thanks app : mobile || broadband || wifi || DTH TV services
10%
Cashback (upto ₹250 per month) on utility bill payments via Airtel Thanks app : electricity || water || gas bills
10%
Cashback (upto ₹500 per month) on grocery purchases (BigBasket) and food orders (Swiggy, Zomato)
✔︎
Complimentary airport lounge access in India - 4 times per year
✔︎
Dining benefits through EazyDiner partnership – 15% discount (upto ₹500), once per month
Annual Fee

₹500

Minimum Income

Not specified

Annual Fee Offers
  • Welcome Offer : Amazon voucher worth ₹500 , on first card transaction (within the first 30 days of card issuance).
  • Renewal offer : Annual fee is not charged from the second year onwards, if you spend ₹2,00,000 or more in the previous year.

5% CASHBACK ON UTILITY BILL PAYMENTS || 4% CASHBACK ON FOOD DELIVERY & LOCAL CABS

Axis Bank Ace Credit Card

Our Rating 4.0
Top Reasons to Choose
5%
Cashback on utility payments (electricity, water, gas, LPG and broadband), DTH, mobile recharge - only through the Google Pay app
4%
Cashback on Swiggy, Zomato & Ola
1.50%
Cashback on all other spends
✔︎
Complimentary airport lounge access in India - 4 times per year
✔︎
Dining benefits through EazyDiner partnership – 15% discount (upto ₹500), once per month
Annual Fee

₹499

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Joining fee reversed on spending ₹10000, within 45 days of card issuance date
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹2 lakhs or more in the previous year.

5% UNLIMITED CASHBACK AT FLIPKART || 4% UNLIMITED CASHBACK AT SELECT PARTNERS

Flipkart Axis Bank Credit Card

Our Rating 4.50
Top Reasons to Choose
5%
Cashback on Flipkart
4%
Cashback on partners - Swiggy || Uber || PVR || Cleartrip || Cult Fit
✔︎
Complimentary airport lounge access in India - upto 4 times per year
✔︎
Welcome offers worth ₹600
Annual Fee

₹500

Minimum Income

Salaried : ₹15,000 per month || Self-employed : ₹30,000 per month

Annual Fee Offers
  • Welcome offers : Flipkart vouchers worth ₹500 || 50% discount on Swiggy (upto ₹100)
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹3.50 lakhs or more in the previous year.

BEST FOR DEPARTMENT STORE & APPAREL SHOPPING

Axis Bank REWARDS Credit Card

Our Rating 3.75
Top Reasons to Choose
3.20%
Reward on department store & apparel purchases - on total purchases upto ₹7000 per month
Upto 1%
Additional reward : Reward points worth ₹300, at monthly card spend of ₹30,000
✔︎
Free visits to airport lounges in India (2 times per quarter)
✔︎
30% discount (upto ₹150 per order) on Swiggy – 2 times per month
Annual Fee

₹1000

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 5000 EDGE reward points worth ₹1000, at ₹1000 card spend within 30 days of card issuance.
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹2 lakhs or more in the previous year.

BEST FOR FUEL PURCHASES UPTO ₹5000 PER MONTH

IndianOil Axis Bank Credit Card

Our Rating 4.0
Top Reasons to Choose
5%
Benefit on IndianOil fuel purchases - only on purchases upto ₹5000 per month
✔︎
15% discount (upto ₹500 per order) at restaurants, in partnership with EazyDiner - once per month
✔︎
10% discount (upto ₹100 per month) at Bookmyshow
Annual Fee

₹500

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 1250 EDGE reward points worth ₹250, on your first fuel purchase of ₹250 or more, within 30 days of card issuance.
  • Renewal offer : Renewal fee is waived, if you spend ₹3.50 lakhs or more in the previous year

CREDIT CARD AGAINST FIXED DEPOSIT || LIFETIME FREE CARD

Axis Bank Insta Easy Credit Card

Our Rating 4.0
Top Reasons to Choose
✔︎
Lifetime free credit card
✔︎
No income proof || no credit score required - since card is issued against personal fixed deposit
1.20%
Benefit on all purchases outside India
Annual Fee

₹0

Minimum Income

Not required

Annual Fee Offers
  • Welcome offer : You get 100 EDGE reward points , on your 1st online transaction with the card

HEALTH AND FITNESS CARD FROM AXIS BANK

Axis Bank AURA Credit Card

Our Rating 3.50
Top Reasons to Choose
✔︎
Complimentary video fitness sessions via Fitternity – 20 per month (4 interactive sessions, 16 video sessions)
✔︎
Complimentary video doctor consultations via Practo – 4 per month
✔︎
₹500 discount on annual health check up, via Indus Health Plus
✔︎
Dining benefits via EazyDiner (Dining Delights program) – 15% discount at restaurants, upto ₹500 per month
Annual Fee

₹749

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Decathlon voucher worth ₹750

Exclusive card for Indian Defence Personnel

Axis Bank PRIDE SIGNATURE Credit Card

Our Rating 3.50
Top Reasons to Choose
✔︎
Exclusively for Indian Defence Personnel. Personalised card, with shades of the Indian Tricolour.
✔︎
Complimentary access to domestic airport lounges - 2 times per quarter
✔︎
15% discount (upto ₹500 per order) at restaurants, in partnership with EazyDiner - once per month
✔︎
Annual fee waived at ₹40,000 yearly card spend
Annual Fee

₹500

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 1st year annual fee not charged
  • Renewal fee offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹40,000 or more in the previous year.

Exclusive card for Indian Defence Personnel

Axis Bank PRIDE PLATINUM Credit Card

Our Rating 3.50
Top Reasons to Choose
✔︎
Exclusively for Indian Defence Personnel. Personalised card , with shades of the Indian Tricolour.
✔︎
Annual fee waived at ₹20,000 yearly card spend. Hence virtually free card if you spend ₹20,000 each year.
✔︎
15% discount (upto ₹500 per order) at restaurants, in partnership with EazyDiner - once per month
Annual Fee

₹250

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Nil annual fee in 1st year
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹20,000 or more in the previous year.

LIFETIME FREE OFFERS PROVIDED FROM TIME TO TIME || Discounts at select partners – Ajio, Swiggy, Paytm Movies, EazyDiner

Axis Bank MY ZONE Credit Card

Our Rating 3.75
Top Reasons to Choose
✔︎
₹120 discount (upto 24% per order) on Swiggy - twice a month
✔︎
Upto ₹1000 discount on Ajio, on a minimum order amount of ₹2999 - on a select catalogue of products.
✔︎
BOGO (Buy One Get One) offer on Paytm Movies - Upto ₹200 per month
✔︎
15% discount (upto ₹500 per oder) at restaurants, in partnership with EazyDiner - once per month
✔︎
Complimentary airport lounge access - once per quarter
Annual Fee

₹500

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Lifetime free card offer || Complimentary one-year SonyLiv subscription worth ₹999, as a welcome offer.
  • Renewal offer : Lifetime free card offer || SonyLiv subscription worth ₹999 is renewed, if you spend ₹1.50 lakhs or more in the previous year.

MID RANGE CARD FROM AXIS BANK WITH A VARIETY OF LIFESTYLE BENEFITS AND PARTNER OFFERS

Axis Bank SELECT Credit Card

Our Rating 4.0
Top Reasons to Choose
2%
Benefit on shopping purchases - on purchases upto ₹20,000 per month
✔︎
Discount programs at select partners : BigBasket || Eazydiner || Swiggy
✔︎
Complimentary airport lounge access in India (2 times per quarter), and abroad (12 times per year)
✔︎
Complimentary golf rounds – upto 12 per year
Annual Fee

₹3000

Minimum Income

₹6 lakhs per year

Annual Fee Offers
  • Welcome offer : 10,000 EDGE reward points worth ₹2000, given on first card transaction within 30 days of card issuance.
  • Renewal offer : Renewal fee waived at ₹8 lakhs annual card spend

LIFETIME FREE LIMITED PERIOD OFFER || DISCOUNT OFFERS AT A VARIETY OF PARTNERS

Axis Bank NEO Credit Card

Our Rating 3.75
Top Reasons to Choose
✔︎
₹150 discount at Myntra (on a select catalogue) - no restriction on mumber of times you can avail the discount
✔︎
10% discount (upto ₹250) at Blinkit (online groceries) – once per month
✔︎
40% discount (upto ₹120) at Zomato – 2 times per month
✔︎
5% discount (upto ₹150 per month) on utility bill payments through Amazon Pay – mobile recharge || broadband bill payment || DTH recharge
✔︎
10% discount (upto ₹100 per month) on movie tickets – at BookMyShow
✔︎
Dining offer in partnership with EazyDiner : 15% discount (upto ₹500) at participating restaurants, once a month,
Annual Fee

₹250

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Lifetime free card offer || 100% cashback upto ₹300, on paying a utility bill within 30 days of card issuance.
  • Renewal offer : Lifetime free card offer

BEST FOR PAYMENTS ON FREECHARGE PLATFORM

Axis Bank Freecharge Plus Credit Card

Our Rating 4.0
Top Reasons to Choose
5%
Cashback on all Freecharge spends
2%
Cashback on local commute expenses
✔︎
Dining benefits through EazyDiner partnership – 15% discount (upto ₹500), once per month
Annual Fee

₹350

Minimum Income

Not specified

Annual Fee Offers
  • Renewal Offer : Annual fee is not charged from the second year onwards, if you spend ₹50,000 or more in the previous year.

MID-RANGE CARD FROM AXIS BANK

Axis Bank Privilege Credit Card

Our Rating 3.50
Top Reasons to Choose
Upto 1.80%
Reward rate on all card spends (with milestone benefit)
✔︎
Complimentary airport lounge access in India - 2 times per quarter
✔︎
Dining offers in partnership with EazyDiner (Dining Delights Program) : 25% discount (upto ₹800) once a month, at participating restaurants
Annual Fee

₹1500

Minimum Income

₹6 lakhs per year

Annual Fee Offers
  • Welcome offer worth ₹2500
  • Renewal offer – Renewal fee waived at ₹5 lakhs annual card spend

BEST FOR MILES AND MORE LOYALTY PROGRAM, OPERATED BY LUFTHANSA AIRLINES & PARTNERS

Miles & More Axis Bank World Card

Our Rating 3.50
Top Reasons to Choose
2%
Earning (in terms of miles), on all card spends
✔︎
Complimentary access to international airport lounges - 2 times per year
✔︎
Complimentary access to domestic airport lounges - 4 times per quarter
✔︎
Dining benefits in partnership with EazyDiner (Dining Delights program) : 25% discount (upto ₹800) at restaurants, once a month
Annual Fee

₹3500

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 5000 Lufthansa Miles & More Airmiles
  • Renewal offer : 3000 Lufthansa Miles & More Airmiles

BEST FOR MILES AND MORE LOYALTY PROGRAM, OPERATED BY LUFTHANSA AIRLINES & PARTNERS

Miles & More Axis Bank World Select Card

Our Rating 3.75
Top Reasons to Choose
3%
Earning (in terms of Lufthansa airmiles), on all card spends
✔︎
Complimentary access to domestic airport lounges - 8 times per quarter
✔︎
Complimentary access to international airport lounges - 4 times per year
✔︎
Dining benefits in partnership withEazyDiner benefits - 40% discount (up to ₹1000) at partner restaurants, once per month
Annual Fee

₹4500

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 15000 Lufthansa Miles & More Airmiles
  • Renewal offer : 4000 Lufthansa Miles & More Airmiles

BEST FOR VISTARA ECONOMY FREQUENT FLYERS

Axis Bank Vistara Credit Card

Our Rating 3.75
Top Reasons to Choose
✔︎
Upto 3 Vistara economy tickets - one each at annual spends of ₹1.25 lakhs, ₹2.50 lakh and ₹6 lakh
✔︎
Complimentary visits to airport lounges in India - 2 per quarter
✔︎
Dining benefits : 25% discount (upto ₹800) at restaurants, once a month - in partnership with EazyDiner
Annual Fee

₹1500

Minimum Income

₹6 lakhs per year

Annual Fee Offers
  • Welcome offers : Complimentary 1 one-way economy ticket
  • Renewal offers : Complimentary 1 one-way economy ticket

BEST FOR VISTARA PREMIUM ECONOMY FREQUENT FLYERS

Axis Bank Vistara Signature Credit Card

Our Rating 3.75
Top Reasons to Choose
2%
Reward (in Club Vistara Points), on all card spends
✔︎
Upto 4 Vistara premium economy tickets - one each at annual card spends of ₹1.50 lakhs, ₹3 lakh, ₹4.50 lakhs and ₹9 lakh
✔︎
Complimentary ‘Club Vistara Silver Membership’
✔︎
Complimentary visits to airport lounges in India - 2 per quarter
✔︎
Complimentary golf – 3 rounds per year
✔︎
Dining benefits : 25% discount (upto ₹800) at restaurants, once a month - in partnership with EazyDiner
Annual Fee

₹3000

Minimum Income

₹6 lakhs per year

Annual Fee Offers
  • Welcome offers : One-way premium economy ticket || Club Vistara Silver Membership
  • Renewal offers : One-way premium economy ticket

BEST FOR FREQUENT FLYERS OF SPICEJET

SpiceJet Axis Bank Voyage Credit Card

Our Rating 3.50
Top Reasons to Choose
4.50%
Benefit on Spicejet spends (1.50% card benefit || 3% as a SpiceClub Silver member)
Upto 1.25%
Additional milestone benefit - at ₹1 lakh and ₹2 lakh annual card spend
✔︎
Complimentary SpiceClub Silver membership
✔︎
Complimentary domestic airport lounge access - 4 per year
✔︎
Dining benefits : 15% discount (upto ₹500) at restaurants, in partnership with EazyDiner - once per month
Annual Fee

₹750

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Spicejet vouchers worth ₹1500 on card activation
  • Renewal offer : 1000 SpiceClub points worth ₹500

PREMIUM CO-BRANDED SPICEJET CARD - 7% REWARD ON SPICEJET SPENDS || 3% BENEFIT ON BILL PAYMENTS & FOOD ORDERS

SpiceJet Axis Bank Voyage Black Credit Card

Our Rating 3.75
Top Reasons to Choose
7%
Benefit on Spicejet spends (4% reward as a SpiceClub gold member | 3% as a card benefit)
3%
Benefit on online food orders || online bill payment || online entertainment
Upto 1.25%
Additional milestone benefit - at ₹2 lakh and ₹4 lakh annual card spend
✔︎
Complimentary SpiceClub Gold membership
✔︎
Complimentary domestic airport lounge access - 8 per year
✔︎
Dining benefits : 25% discount (upto ₹800) at restaurants, in partnership with EazyDiner - once per month
Annual Fee

₹2000

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Spicejet vouchers worth ₹11500 (₹4000 on card activation, and ₹7500 as a SpiceJet Gold member)
  • Renewal fee offer : 2000 SpiceClub points worth ₹1000

CO-BRANDED FLIPKART CARD FROM AXIS BANK, SUITABLE ONLY FOR SMALL FLIPKART TRANSACTIONS

Flipkart Axis Bank Super Elite Credit Card

Our Rating 3.50
Top Reasons to Choose
16%
16% reward (in terms of Flipkart SuperCoins), on Flipkart purchases for Plus members - only on Flipkart transactions upto ₹2500
8%
8% reward (in terms of Flipkart SuperCoins), on Flipkart purchases for non-Plus members - only on Flipkart transactions upto ₹2500
2%
2% reward (in terms of Flipkart super coins), on all other card purchases
Annual Fee

₹500

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offers : 500 SuperCoins on card activation || Flipkart Flights: 15% off (upto ₹1500) on domestic flights || 1-year Lenskart Gold membership || 3 months trial membership of Gaana Plus || 2 months trial membership of YouTube Premium || ₹500 discount
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹2 lakh or more in the previous year

BEST FOR VISTARA BUSINESS CLASS FREQUENT FLYERS

Axis Bank Vistara Infinite Credit Card

Our Rating 4.0
Top Reasons to Choose
3%
Reward (in Club Vistara Points), on all card spends
✔︎
Upto 4 Vistara business class tickets - one each at annual card spends of ₹2.50 lakhs, ₹5 lakh, ₹7.50 lakhs and ₹12 lakh
✔︎
Complimentary ‘Club Vistara Gold Membership’
✔︎
Complimentary visits to airport lounges in India
✔︎
Complimentary golf – upto 6 rounds per year
✔︎
Dining benefits in partnership with EazyDiner, upto ₹1000 per month
✔︎
15% discount at Trident Hotels
Annual Fee

₹10000

Minimum Income

₹24 lakhs per year

Annual Fee Offers
  • Welcome offers : One-way business class ticket || Club Vistara Gold Membership || 10000 Club Vistara Points, at ₹1 lakh card spend within 90 days of card issuance
  • Renewal offers : One-way business class ticket

LIFETIME FREE UPI ENABLED CARD

Fibe Axis Bank RuPay Credit Card

Our Rating 3.75
Top Reasons to Choose
✔︎
Lifetime free, UPI enabled card
Annual Fee

₹0

Minimum Income

Not specified

Annual Fee Offers

Not Specified

LIFETIME FREE CARD, UPI ENABLED

Axis Bank KWIK RuPay Credit Card

Our Rating 3.75
Top Reasons to Choose
✔︎
Lifetime free, UPI enabled card
Annual Fee

₹0

Minimum Income

Not specified

Annual Fee Offers
  • Nil

Axis Bank Credit Card Offers

Axis Bank Credit Cards come with a wide range of offers and rewards. Some of the popular Axis Bank Credit Card offers are -

  • Axis Bank Credit Cards with cashback offers
  • Axis Bank Credit Cards with airport lounge access offers
  • Axis Bank Credit Cards with railway lounge access offers
  • Axis Bank Credit Cards with shopping offers
  • Axis Bank Credit Cards with travel offers
  • Axis Bank Credit Cards with golf offers
  • Axis Bank Credit Cards with dining offers
  • Axis Bank Credit Cards with annual fee offers
  • Axis Bank Credit Cards with reward points, which can be converted to air miles

How can I apply for an Axis Bank Credit Card? 

You can apply for an Axis Bank Credit Card online or offline.

Axis Bank Credit Card - Apply Online 

You can apply for an Axis Bank Credit Card online, by clicking the APPLY NOW button provided against each of the Axis Bank Credit Cards on this page. You shall be taken to the Axis Bank credit card application page on the Axis Bank website. 

You can also visit the official website of Axis Bank, and fill out the respective credit card application form. 

The Axis Bank Credit Card online process is simple and convenient. You need to fill out some some basic personal details, professional details, followed by KYC process. Once this is done, you shall receive your physical card in a few working days.

Axis Bank Credit Card - Apply Offline 

You can also visit any of the nearest branches of Axis Bank, and talk to an executive regarding the process. They shall help you complete the credit card application process. 

Eligibility criteria for getting an Axis Bank Credit Card

Although your credit card eligibility is based on multiple parameters which can be assessed once you apply for the Axis Bank Credit Card, there are certain basic criteria that all applicants must fulfil.

  • Age : 18 years to 70 years
  • Income : Some Axis Bank Credit Cards specify the minimum income requirements, while some do not
  • Credit score : A credit score of 750 or more is generally preferable

Documents required to apply for an Axis Bank Credit Card

Some of the basic documents required are-

– PAN card photocopy
– Colour photograph
– Income proof : Latest payslip/Form 16/IT return copy
– Residence proof (any one of the following) : Passport , Ration Card, Electricity bill, Landline telephone bill
– Identity proof (any one of the following) : Passport, Driving license, PAN card, Aadhaar card

In addition to these, you maybe asked to provide additional documents, on a case-to-case basis.

How can I track my Axis Bank Credit Card application? 

After you have applied for an Axis Bank credit card, you can track your Axis Bank credit card application status by clicking here - Axis Bank Credit Card Application Status

You need to enter some basic personal details like mobile number, PAN number, application number.

Axis Bank Customer Care Number

Please click here for all the options to contact the bank, for various issues and escalations.

Axis Bank Credit Card Fees & Charges

Please find below some important fees and charges of Axis Bank Credit Cards

Annual charges or annual fee

Many credit cards charge a fee every year just for having the card. Premium credit cards usually charge a higher annual fee, but tend to offer higher rewards, as well as other perks such as complimentary access to airport lounges, complimentary access to railway lounges in India, complimentary premium memberships to airline and hotel loyalty programs, golf privileges, a variety of complimentary insurance benefits including travel health insurance, and more

While many people do not like paying an annual fee, the benefits can far surpass the costs if you use many of the card’s extra features or accumulate a lot of rewards or cash back. It is important to assess whether the annual fee justifies the benefits before making a decision.

Interest charges

Interest is charged on any unpaid balance beyond the due date of your credit card bill. Interest is also charged on any cash advance amounts. Cash advances occur when you use your credit card to withdraw cash from ATMs.

Late payment fee 

Failure to pay the minimum amount due on your credit card, by the bill due date results in a late payment fee. Frequent late payments may affect your credit rating. Additionally, you will be charged interest on your total outstanding card balance, as explained in the previous section.

Cash withdrawals

You can use your Axis Bank Credit Card to withdraw cash from ATMs. The amount you can withdraw depends on your card type and the predetermined cash advance limit.

When you withdraw cash using your credit card, the bank will charge interest on the withdrawn amount, immediately from the day you withdraw cash, till the day this amount is repaid in full. Unlike regular card transactions, there is no interest free grace period on cash withdrawals, you start accumulating interest charges immediately on cash withdrawal.

Foreign currency transaction fee

This fee is charged on the value of international card transactions. This is a fee charged by the card issuer to convert any transactions in foreign currency into Indian rupees. This is usually around 3.50% of the card transaction amount, on select cards especially premium cards this fee can be reduced which allows more savings when you spend while traveling abroad.

For important terms and conditions, and more details on fees & charges of all Axis Bank Credit Cards, please click here – Axis Bank Credit Card Fees & Charges

Best Credit Cards in India

Please see below some of the best credit cards on offer-

Best travel cards || Best shopping cards || Best cashback cards || Best Points & Rewards cards || Best professional cards || Best fixed deposit cards || Best health & fitness cards