5% UNLIMITED CASHBACK AT FLIPKART || 4% UNLIMITED CASHBACK AT SELECT PARTNERS

Flipkart Axis Bank Credit Card

Our Rating 4.50
Top Reasons to Choose
5%
Cashback on Flipkart
4%
Cashback on partners - Swiggy || Uber || PVR || Cleartrip || Cult Fit
✔︎
Complimentary airport lounge access in India - upto 4 times per year
✔︎
Welcome offers worth ₹600
Annual Fee

₹500

Minimum Income

Salaried : ₹15,000 per month || Self-employed : ₹30,000 per month

Annual Fee Offers
  • Welcome offers : Flipkart vouchers worth ₹500 || 50% discount on Swiggy (upto ₹100)
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹3.50 lakhs or more in the previous year.

LIFETIME FREE LIMITED PERIOD OFFER || DISCOUNT OFFERS AT A VARIETY OF PARTNERS

Axis Bank NEO Credit Card

Our Rating 3.75
Top Reasons to Choose
10%
Discount on Myntra, on a select catalogue for Axis Neo customers
10%
Discount on Blinkit (online groceries) - upto ₹250 per month
40%
40% discount (upto ₹120 per order) on Zomato - 2 times per month
5%
Discount (upto ₹150 per month), on utility bills paid through Amazon Pay - mobile recharge || broadband bill payment || DTH recharge)
10%
Discount (upto ₹100 per month) on movie tickets - at BookMyShow
Annual Fee

₹250

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Lifetime free card offer || 100% cashback upto ₹300, on paying a utility bill within 30 days of card issuance.
  • Renewal offer : Lifetime free card offer

BEST FOR FUEL PURCHASES UPTO ₹5000 PER MONTH

IndianOil Axis Bank Credit Card

Our Rating 4.0
Top Reasons to Choose
5%
Benefit on IndianOil fuel purchases - only on purchases upto ₹5,000 per month
✔︎
15% discount (upto ₹500 per order) at restaurants, in partnership with EazyDiner - once per month
Annual Fee

₹500

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : ₹250 cashback, on 1st fuel purchase of ₹250 or more within 30 days of card issuance.
  • Renewal offer : Renewal fee is waived, if you spend ₹50,000 or more in the previous year

BEST FOR SAMSUNG PURCHASES

Samsung Axis Bank Infinite Credit Card

Our Rating 4.0
Top Reasons to Choose
10%
Cashback on Samsung purchases - only on purchases upto ₹2 lakhs per year
3%
Reward on 5 preferred merchants (Zomato, Bigbasket, Myntra, Tata 1mg, Urban Clap) || On international transactions
✔︎
Complimentary access to airport lounges in India (upto 8 times per year), and abroad (upto 6 times per year)
✔︎
Dining benefits through EazyDiner partnership – 25% discount (upto ₹800), once per month
✔︎
Complimentary EazyDiner Prime membership for 1 year
Annual Fee

₹5000

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 30,000 EDGE reward points worth ₹6000, on doing 3 card transactions within 30 days of credit card issuance.
  • Renewal offer : Annual fee is not charged from the second year onwards, if you spend ₹7 lakhs or more in the previous year.

LIFETIME FREE OFFERS PROVIDED FROM TIME TO TIME || Discounts at select partners – Ajio, Swiggy, Paytm Movies, EazyDiner

Axis Bank MY ZONE Credit Card

Our Rating 3.75
Top Reasons to Choose
✔︎
₹120 discount (upto 24% per order) on Swiggy - twice a month
✔︎
Upto ₹1000 discount on Ajio, on a minimum order amount of ₹2999 - on a select catalogue of products.
✔︎
BOGO (Buy One Get One) offer on Paytm Movies - Upto ₹200 per month
✔︎
15% discount (upto ₹500 per order) at restaurants, in partnership with EazyDiner - once per month
✔︎
Complimentary airport lounge access - once per quarter
Annual Fee

₹500

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Lifetime free card offer || Complimentary one-year SonyLiv subscription worth ₹999, as a welcome offer.
  • Renewal offer : Lifetime free card offer || SonyLiv subscription worth ₹999 is renewed, if you spend ₹1.50 lakhs or more in the previous year.

BEST FOR VISTARA BUSINESS CLASS FREQUENT FLYERS

Axis Bank Vistara Infinite Credit Card

Our Rating 4.0
Top Reasons to Choose
3%
Reward (in Club Vistara Points), on all card spends
✔︎
Upto 4 Vistara business class tickets - one each at annual card spends of ₹2.50 lakhs, ₹5 lakh, ₹7.50 lakhs and ₹12 lakh
✔︎
Complimentary ‘Club Vistara Gold Membership’
✔︎
Complimentary visits to airport lounges in India
✔︎
Complimentary golf – upto 6 rounds per year
✔︎
Dining benefits in partnership with EazyDiner, upto ₹1000 per month
✔︎
15% discount at Trident Hotels
Annual Fee

₹10000

Minimum Income

₹24 lakhs per year

Annual Fee Offers
  • Welcome offers : 1 business class ticket (one-way) || Club Vistara Gold Membership || 10,000 Club Vistara Points, at ₹1 lakh card spend within 90 days of card issuance
  • Renewal offers : 1 business class ticket (one-way)

BEST FOR FREQUENT TRAVELLERS

Axis Bank ATLAS Credit Card

Our Rating 4.0
Top Reasons to Choose
5%
Benefit on travel spends (when you use your reward points for flights & hotel bookings)
10%
Benefit on travel spends (when you convert your reward points to partner points of airlines & hotels)
2%
Benefit on all other card spends (when you use your reward points for flights & hotel bookings)
4%
Benefit on all other card spends (when you convert your reward points to partner points of airlines & hotels)
✔︎
Complimentary airport lounge access in India and abroad, complimentary airport concierge & airport pick up services
Annual Fee

₹5000

Minimum Income

Salaried : ₹9 lakhs per year / Self-employed : ₹12 lakhs per year

Annual Fee Offers
  • Welcome offer worth minimum ₹5000
  • Renewal offer worth minimum ₹5000

5% CASHBACK ON BILL PAYMENTS || 4% CASHBACK ON FOOD DELIVERY & LOCAL CABS || 2% FLAT RATE CASHBACK

Axis Bank Ace Credit Card

Our Rating 4.0
Top Reasons to Choose
5%
Cashback on utility payments (electricity, water, gas, LPG and broadband), DTH, mobile recharge - only through the Google Pay app
4%
Cashback on Swiggy, Zomato & Ola
2%
Cashback on all other spends
✔︎
Complimentary airport lounge access in India - 4 times per year
✔︎
Dining benefits through EazyDiner partnership – 15% discount (upto ₹500), once per month
Annual Fee

₹499

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Joining fee reversed on spending ₹10000, within 45 days of card issuance date
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹2 lakhs or more in the previous year.

BEST FOR UTILITY BILL PAYMENTS ON AIRTEL || SMALL GROCERY PURCHASES & FOOD DELIVERY ORDERS

Airtel Axis Bank Credit Card

Our Rating 4.0
Top Reasons to Choose
25%
Cashback (upto ₹300 per month) on Airtel bills – via Airtel Thanks App
10%
Cashback (upto ₹300 per month) on water, electricity and gas bills – via Airtel Thanks App
10%
Cashback (upto ₹500 per month) on grocery purchases (BigBasket) and food orders (Swiggy, Zomato)
✔︎
Complimentary airport lounge access in India - upto 4 times per year
✔︎
Dining benefits through EazyDiner partnership – 15% discount (upto ₹500), once per month
Annual Fee

₹500

Minimum Income

Not specified

Annual Fee Offers
  • Welcome Offer : Amazon voucher worth ₹500 , on first card transaction (within the first 30 days of card issuance).
  • Renewal offer : Annual fee is not charged from the second year onwards, if you spend ₹2,00,000 or more in the previous year.

BEST FOR HIGH-SPENDING FREQUENT TRAVELLERS

Axis Bank Magnus Credit Card

Our Rating 4.25
Top Reasons to Choose
Upto 12%
Reward on travel spends
✔︎
Unlimited complimentary airport lounge access – both in India and abroad
✔︎
Complimentary airport concierge service – 8 times per year
✔︎
Upto ₹30,000 worth of yearly movie benefits on BookMyShow
Annual Fee

₹12500

Minimum Income

₹18 lakhs per year

Annual Fee Offers
  • Welcome offer worth ₹12,500 (in gift vouchers)
  • Renewal offer : Renewal fee is not charged from the 2nd year onwards, if you spend ₹25 lakhs or more in the previous year.

BEST FOR VISTARA PREMIUM ECONOMY FREQUENT FLYERS

Axis Bank Vistara Signature Credit Card

Our Rating 3.75
Top Reasons to Choose
2%
Reward (in Club Vistara Points), on all card spends
✔︎
Upto 4 Vistara premium economy tickets - one each at annual card spends of ₹1.50 lakhs, ₹3 lakh, ₹4.50 lakhs and ₹9 lakh
✔︎
Complimentary ‘Club Vistara Silver Membership’
✔︎
Complimentary visits to airport lounges in India - 2 per quarter
✔︎
Complimentary golf – 3 rounds per year
✔︎
Dining benefits : 25% discount (upto ₹800) at restaurants, once a month - in partnership with EazyDiner
Annual Fee

₹3000

Minimum Income

₹6 lakhs per year

Annual Fee Offers
  • Welcome offers : One-way premium economy ticket || Club Vistara Silver Membership
  • Renewal offers : One-way premium economy ticket

BEST FOR VISTARA ECONOMY FREQUENT FLYERS

Axis Bank Vistara Credit Card

Our Rating 3.75
Top Reasons to Choose
✔︎
Upto 3 Vistara economy tickets - one each at annual spends of ₹1.25 lakhs, ₹2.50 lakh and ₹6 lakh
✔︎
Complimentary visits to airport lounges in India - 2 per quarter
✔︎
Dining benefits : 25% discount (upto ₹800) at restaurants, once a month - in partnership with EazyDiner
Annual Fee

₹1500

Minimum Income

₹6 lakhs per year

Annual Fee Offers
  • Welcome offers : One-way economy ticket
  • Renewal offers : One-way economy ticket

BEST FOR MILES AND MORE LOYALTY PROGRAM, OPERATED BY LUFTHANSA AIRLINES & PARTNERS

Miles & More Axis Bank World Card

Our Rating 3.50
Top Reasons to Choose
2%
Earning (in terms of miles), on all card spends
✔︎
Complimentary access to international airport lounges - 2 times per year
✔︎
Complimentary access to domestic airport lounges - 4 times per quarter
Annual Fee

₹3500

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 5000 Lufthansa Miles & More Airmiles
  • Renewal offer : 3000 Lufthansa Miles & More Airmiles

CO-BRANDED FLIPKART CARD FROM AXIS BANK, SUITABLE ONLY FOR SMALL FLIPKART TRANSACTIONS

Flipkart Axis Bank Super Elite Credit Card

Our Rating 3.50
Top Reasons to Choose
16%
16% reward (in terms of Flipkart SuperCoins), on Flipkart purchases for Plus members - only on Flipkart transactions upto ₹2500
8%
8% reward (in terms of Flipkart SuperCoins), on Flipkart purchases for non-Plus members - only on Flipkart transactions upto ₹2500
2%
2% reward (in terms of Flipkart super coins), on all other card purchases
Annual Fee

₹500

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offers : 500 SuperCoins on card activation || Flipkart Flights: 15% off (upto ₹1500) on domestic flights || 1-year Lenskart Gold membership || 3 months trial membership of Gaana Plus || 2 months trial membership of YouTube Premium || ₹500 discount
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹2 lakh or more in the previous year

BEST FOR MILES AND MORE LOYALTY PROGRAM, OPERATED BY LUFTHANSA AIRLINES & PARTNERS

Miles & More Axis Bank World Select Card

Our Rating 3.75
Top Reasons to Choose
3%
Earning (in terms of miles), on all card spends
✔︎
Complimentary access to domestic airport lounges - 8 times per quarter
✔︎
Complimentary access to international airport lounges - 4 times per year
Annual Fee

₹4500

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 15000 Lufthansa Miles & More Airmiles
  • Renewal offer : 4000 Lufthansa Miles & More Airmiles

PREMIUM CO-BRANDED SPICEJET CARD - 7% REWARD ON SPICEJET SPENDS || 3% BENEFIT ON BILL PAYMENTS & FOOD ORDERS

SpiceJet Axis Bank Voyage Black Credit Card

Our Rating 3.75
Top Reasons to Choose
7%
Benefit on Spicejet spends
3%
Benefit on online food orders || online bill payment || online entertainment
Upto 1.25%
Additional milestone benefit - at ₹2 lakh and ₹4 lakh annual card spend
✔︎
Complimentary SpiceClub Gold membership
✔︎
Complimentary domestic airport lounge access - 8 per year
✔︎
Dining benefits : 25% discount (upto ₹800) at restaurants, in partnership with EazyDiner - once per month
Annual Fee

₹2000

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Spicejet vouchers worth ₹11500 (₹4000 on card activation, and ₹7500 as a SpiceJet Gold member)
  • Renewal fee offer : 2000 SpiceClub points worth ₹1000

LIFETIME FREE UPI ENABLED CARD

Fibe Axis Bank RuPay Credit Card

Our Rating 3.75
Top Reasons to Choose
✔︎
Lifetime free, UPI enabled card
Annual Fee

₹0

Minimum Income

Not specified

Annual Fee Offers

Not specified

BEST FOR DEPARTMENT STORE & APPAREL SHOPPING

Axis Bank REWARDS Credit Card

Our Rating 3.75
Top Reasons to Choose
3.20%
Reward on department store & apparel purchases - on total purchases upto ₹7000 per month
Upto 1%
Additional reward : Reward points worth ₹300, on achieving monthly card spend of ₹30,000
✔︎
Free visits to airport lounges in India (2 times per quarter)
✔︎
30% discount (upto ₹150 per order) on Swiggy – 2 times per month
Annual Fee

₹1000

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 5000 EDGE reward points worth ₹1000, at ₹1000 card spend within 30 days of card issuance.
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹2 lakhs or more in the previous year.

MID RANGE CARD FROM AXIS BANK WITH A VARIETY OF LIFESTYLE BENEFITS AND PARTNER OFFERS

Axis Bank SELECT Credit Card

Our Rating 4.0
Top Reasons to Choose
2%
Benefit on shopping spends - on spends upto ₹20000 per month
✔︎
Upto ₹2000 total discounts per month, at 4 partners : BigBasket || Eazydiner || BookMyShow || Swiggy
✔︎
Complimentary airport lounge access in India (2 times per quarter), and abroad (12 times per year)
✔︎
Complimentary golf rounds – upto 9 per year
Annual Fee

₹3000

Minimum Income

₹6 lakhs per year

Annual Fee Offers
  • Welcome offer : 10,000 EDGE reward points worth ₹2000, given on first card transaction within 30 days of card issuance.
  • Renewal offer : Renewal fee waived at ₹6 lakhs annual card spend

MID-RANGE CARD FROM AXIS BANK

Axis Bank Privilege Credit Card

Our Rating 3.50
Top Reasons to Choose
Upto 2%
Benefit - at ₹2.50 lakh annual card spend (milestone benefit)
✔︎
Complimentary airport lounge access in India - 2 times per quarter
✔︎
Dining offers in partnership with EazyDiner (Dining Delights Program) : 25% discount (upto ₹800) once a month, at participating restaurants
Annual Fee

₹1500

Minimum Income

₹6 lakhs per year

Annual Fee Offers
  • Welcome offer worth ₹5000
  • Renewal offer – Renewal fee waived at ₹2.50 lakhs annual card spend