HIGH CASHBACK ON ONLINE SPENDS - INCLUDING ONLINE SHOPPING AND ONLINE TRAVEL SPENDS

Cashback SBI Credit Card

Our Rating 4.50
Top Reasons to Choose
5%
5% cashback on all online spends || 1% cashback on all other card spends.
✔︎
Maximum cashback of ₹5000 per month
Annual Fee

₹999

Minimum Income

Not specified

Annual Fee Offers
  • Renewal fee offer : Annual fee is not charged from the second year onwards, if you spend ₹2 lakhs or more in the previous year
  • Welcome offer maybe available from time to time , usually only for online applications

POPULAR SBI PREMIUM CARD WITH SHOPPING (ONLINE AND OFFLINE) AND LIFESTYLE BENEFITS

SBI Card PRIME

Our Rating 3.75
Top Reasons to Choose
2.50%
Cashback on departmental store purchases || grocery purchases || movie & dining spends
Upto 2.2%
Additional reward on achieving quarterly and annual card spend targets
✔︎
Complimentary visits to airport lounges in India – 2 times per quarter
✔︎
Complimentary visits to airport lounges outside India – 4 times per year (maximum 2 per quarter)
✔︎
Complimentary Club Vistara SILVER membership
Annual Fee

₹2999

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Gift vouchers worth ₹3000 (from brands like Bata/Hush Puppies, Pantaloons, Aditya Birla Fashion, Shoppers Stop and Yatra.com) on joining.
  • Renewal fee offer : Annual fee is not charged from the second year onwards , if you spend ₹3 lakhs or more in the previous year

PREMIUM SBI CARD FOR SHOPPING (OFFLINE AND ONLINE) AND LIFESTYLE BENEFITS

SBI ELITE Credit Card

Our Rating 3.75
Top Reasons to Choose
2.50%
Cashback on departmental store purchases || grocery purchases || dining spends
Upto 0.80% - 1.50%
Additional cashback through milestone program - based on yearly card spends of ₹3 lakh, ₹4 lakhs, ₹5 lakhs and ₹8 lakhs
✔︎
Complimentary airport lounge access in India (2 times per quarter) and abroad (6 times per year)
✔︎
1 complimentary movie ticket (upto ₹250) at Bookmyshow - 2 times per month
✔︎
Low fee of 1.99% on international card spends
✔︎
Complimentary Club Vistara Silver membership || Trident Privilege membership
Annual Fee

₹4999

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Welcome gift vouchers worth ₹5000 (Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion, and Shoppers Stop).
  • Renewal offer : Annual fee is not charged from the second year onwards, if you spend ₹10 lakhs or more in the previous year.

PREMIUM FUEL CARD, WITH THE HIGHEST REWARD RATE ON FUEL SPENDS

BPCL SBI Octane Credit Card

Our Rating 4.50
Top Reasons to Choose
7.25%
Benefit on BPCL fuel purchases upto ₹10,000 per month
2.50%
Benefit on grocery spends || departmental store purchases || movie & dining spends - on total spends upto ₹75,000 per month
Upto 0.66%
Additional benefit at ₹3 lakh annual card spend
✔︎
Complimentary access to airport lounges in India - 1 time per quarter
Annual Fee

₹1499

Minimum Income

Not specified

Annual Fee Offers
  • Welcome Offer : 6000 reward points worth ₹1500, within 30 days of annual fee payment.
  • Renewal Offer : Annual fee from the 2nd year onwards is not charged, if you spend ₹2 lakh or more on your card in the previous year

POPULAR BEGINNER SHOPPING CARD FROM SBI CARD

SBI SimplySAVE Credit Card

Our Rating 3.50
Top Reasons to Choose
1.6%
1.6% reward on the following card spends - departmental stores || groceries || dining || movies (10X)
✔︎
Annual fee waived from the 2nd year onwards at ₹1 lakh yearly card spend
Annual Fee

₹499

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 2000 reward points worth ₹500, if you spend ₹2000 or more on your card within 60 days of card issuance
  • Renewal offer : Annual fee waived from the 2nd year onwards at ₹1 lakh yearly card spend

POPULAR BEGINNER ONLINE SHOPPING CARD FROM SBI CARD

SimplyCLICK SBI Credit Card

Our Rating 3.50
Top Reasons to Choose
2.50%
Benefit on select online partners – Myntra (fashion) || Cleartrip, Yatra (travel) || Swiggy, Dominos (dining) || BookMyShow (movies) || Apollo24×7, Netmeds (health & medicine)
✔︎
Upto 2% additional benefit, on achieving annual spend targets (milestone privileges)
Annual Fee

₹499

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Amazon gift card worth ₹500, on payment of annual fee
  • Renewal fee offer : Annual fee not charged from the 2nd year onwards, if you spend ₹1 lakh or more in the previous year

PREMIUM COBRANDED CARD, BEST FOR SHOPPING AT RELIANCE STORES

Reliance SBI Card PRIME

Our Rating 4.0
Top Reasons to Choose
2.50%
Benefit at participating ‘Reliance Retail Stores’.
Upto 2.9%
Additional benefit at participating ‘Reliance Retail Stores’.– at ₹3 lakh annual card spend at Reliance Retail Stores
✔︎
Upto 10% special discounts, at participating Reliance Retail Stores
✔︎
Complimentary airport lounge access in India (2 per quarter), and abroad (4 times per year, maximum 2 times per quarter)
Annual Fee

₹2999

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Reliance Retail voucher worth ₹3000, on payment of joining fees || Additional discount vouchers worth ₹11999, of various participating Reliance Retail Stores.
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹3 lakh or more in the previous year.

BEST FOR BOOKING AC CLASS RAIL TICKETS

IRCTC Rupay SBI card

Our Rating 3.75
Top Reasons to Choose
10.80%
Benefit on IRCTC AC rail tickets - for travel dates between 15th Jan – 31st Mar, and 15th July – 15th Sep
4.80%
Benefit on IRCTC AC rail tickets - for travel dates between 1st April – 14th July, and 16th Sep – 14th Jan
✔︎
Complimentary railway lounge access – 1 time per quarter
✔︎
1% transaction charges waiver – on railway ticket bookings on www.irctc.co.in
Annual Fee

₹300

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 350 reward points worth ₹350, when you do a single card transaction of ₹500 or more within 45 days of card issuance.

BEST FOR SHOPPING AT RELIANCE STORES

Reliance SBI Card

Our Rating 3.50
Top Reasons to Choose
1.25%
Benefit at participating ‘Reliance Retail Stores’.
Upto 2.80%
Additional benefit at participating ‘Reliance Retail Stores’ – at ₹80,000 annual card spend at Reliance Retail Stores
✔︎
Upto 5% special discounts, at participating Reliance Retail Stores
Annual Fee

₹499

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Reliance Retail voucher worth ₹500, on payment of joining fees || Additional discount vouchers worth ₹3200, of various participating Reliance Retail Stores
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹1 lakh or more in the previous year.

BEST FOR AIR INDIA FREQUENT FLYERS

Air India SBI Signature Card

Our Rating 4
Top Reasons to Choose
30%
30% reward (in terms of Air India Miles) on Air India website/app - only on ticket booking for yourself
10%
10% reward (in terms of Air India Miles), on all other Air India spends
4%
Reward (in terms of Air India Miles), on all other card spends
Upto 5%
Additional reward (in terms of Air India Miles), at annual card spends of ₹5 lakhs, ₹10 lakhs and ₹20 lakhs
✔︎
Free visits to airport lounges in India : 2 per quarter
Annual Fee

₹4999

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 20,000 reward points worth 20,000 Air India Miles
  • Renewal offer : 5000 reward points worth 5000 Air India Miles

BEST FOR RAILWAY BOOKINGS

IRCTC SBI Card Premier

Our Rating 3.75
Top Reasons to Choose
10.80%
Benefit on AC class rail ticket bookings on IRCTC – in non-peak season (15th Jan – 31st Mar, and 15th July – 15th Sep)
4.80%
Benefit on AC class rail ticket bookings on IRCTC – in peak season (1st April – 14th July, and 16th Sep – 14th Jan)
5%
Benefit on air ticket purchases on IRCTC || e-catering purchases on IRCTC
✔︎
Upto 7.50% additional benefit on travel spends (milestone program)
✔︎
Complimentary railway lounge access – 2 times per quarter
Annual Fee

₹1499

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 1500 Reward Points equivalent to ₹1500
  • Renewal fee offer : Annual fee not charged from the 2nd year onwards at ₹2 lakh yearly card spend

BEST FOR VISTARA PREMIUM ECONOMY FREQUENT FLYERS

Club Vistara SBI Card PRIME

Our Rating 4
Top Reasons to Choose
✔︎
Upto 4 Vistara premium economy tickets - one each at annual card spends of ₹1.50 lakhs, ₹3 lakhs, ₹4.50 lakhs, and ₹8 lakhs
2%
Reward (in Club Vistara points), on all card spends
✔︎
Complimentary visits to airport lounges outside India – 4 per year (maximum 2 per quarter)
✔︎
Complimentary visits to airport lounges in India – 2 per quarter
Annual Fee

₹2999

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offers : 1 premium economy class ticket (one-way) || 3000 bonus CV points, at ₹75,000 card spend within 90 days of card issuance
  • Renewal offer : 1 premium economy class ticket (one-way)

BEST FOR VISTARA ECONOMY CLASS FREQUENT FLYERS

Club Vistara SBI Card

Our Rating 3.75
Top Reasons to Choose
✔︎
Upto 3 Vistara economy class tickets - one each at annual card spends of ₹1.25 lakhs, ₹2.50 lakhs, and ₹5 lakhs
1.50%
Reward (in Club Vistara points), on all card spends
✔︎
Complimentary visits to airport lounges in India – 1 per quarter
Annual Fee

₹1499

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 1 economy class ticket (one-way) || 1000 Club Vistara points, at ₹50,000 card spend within 90 days of card issuance
  • Renewal offer : 1 economy class ticket (one-way)

BEST FOR AIR INDIA FREQUENT FLYERS

Air India SBI Platinum Card

Our Rating 3.75
Top Reasons to Choose
15%
15% reward (in terms of Air India Miles) on Air India website/app - only on ticket booking for yourself
5%
5% reward (in terms of Air India Miles), on all other Air India spends
2%
2% reward (in terms of Air India Miles), on all other card spends
Upto 5%
Additional reward (in terms of Air India Miles) at annual card spends of ₹2 lakhs and ₹3 lakhs
✔︎
Free visits to airport lounges in India : 2 per quarter
Annual Fee

₹1499

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 5000 reward points worth 5000 Air India Miles
  • Renewal offer : 2000 reward points worth 2000 Air India Miles

STARTER TRAVEL CARD, IN PARTNERSHIP WITH YATRA

Yatra SBI Credit Card

Our Rating 3.75
Top Reasons to Choose
✔︎
Domestic flight bookings on Yatra : ₹1000 discount (upto 20%) on minimum flight booking of ₹5000
✔︎
International flight bookings on Yatra : ₹4000 discount (upto 10%) on minimum flight booking of ₹40,000
✔︎
Domestic hotel bookings on Yatra : 20% discount (upto ₹2000) on hotel bookings between ₹3000 and ₹10,000
1.50%
Reward on the following card spends - departmental stores || grocery || dining || movies || entertainment || international card spends
Annual Fee

₹499

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Yatra vouchers worth ₹8250, upon payment of 1st year annual fee
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹1 lakh or more in the previous year.

BEST FOR PAYTM SPENDS

Paytm SBI Card SELECT Credit Card

Our Rating 4.0
Top Reasons to Choose
5%
Cashback on 3 types of Paytm spends - travel , Paytm mall & movie tickets
2%
Cashback on all other Paytm spends
Upto 0.6%
Additional benefit, based on annual card spend of ₹4 lakhs, and ₹6 lakhs (milestone benefits)
✔︎
Complimentary access to airport lounges in India - 1 time per quarter
Annual Fee

₹500

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Welcome offer of more than ₹1499
  • Renewal offer : Complimentary Paytm First membership at ₹1 lakh annual card spend. Renewal fee waived off at ₹2 lakh annual card spend.

FREE CARD FOR 4 YEARS || FIXED DEPOSIT BASED CARD

SBI Card Unnati

Our Rating 3.75
Top Reasons to Choose
✔︎
No annual fee for 4 years
✔︎
No income proof or credit score required, since card is issued against a fixed deposit
Annual Fee

₹0

Minimum Income

Not specified

Annual Fee Offers
  • Nil