RBL Grocery Shopping Credit Cards in India 2026

2.50% benefit on the following spends – grocery purchases || international purchases || dining || entertainment (5X)

• Get 10 reward points worth ₹2.50, on every ₹100 you spend in these categories
• 1 reward point ≈ ₹0.25, on travel and shopping redemptions usually. Please note that on certain redemption options, the value of 1 reward point could be as low as 11 paise. Please visit RBL’s reward redemption platform for the exact values on different options.

0.50% benefit on all other card spends (X)

• Get 2 reward points worth ₹0.50, on every ₹100 you spend on all other card purchases
• 1 reward point ≈ ₹0.25, on travel and shopping redemptions usually
• Important exclusions: No reward points are given on fuel transactions, utility bill payments, wallet loads and insurance spends

Up to 1.50% additional rewards through milestone benefits

• Get 10,000 reward points worth ₹2500, at yearly card spend of ₹2 lakhs
• Get additional 10,000 reward points worth ₹2500, at yearly card spend of ₹3.50 lakhs
• Additional 10,000 reward points worth ₹2500, at yearly card spend of ₹5 lakhs

Hence you can get 30000 reward points worth ₹7500, at yearly card spend of ₹5 lakhs – 1.50% reward.

Complimentary access to airport lounges in India – 2 per quarter. From July 1, 2025, cardmembers will be able to access airport lounges only if they spend ₹35,000 or more in the previous calendar quarter.

BOGO (Buy One Get One Free) at BookMyShow movies, benefits up to ₹200 per month

• Buy one ticket and get up to ₹200 off on the second ticket, through BookMyShow
• This offer can be availed maximum 1 time per month

5% reward on grocery purchases up to ₹5000 per month

• Earn 20 reward points worth ₹5, on every ₹100 spent on grocery purchases
• Reward points redemption: 1 reward point = up to ₹0.25, and can be redeemed on RBL's rewards redemption platform. On certain redemptions you can get a lower reward point value.
• Maximum reward points given at this earning rate is 1000 per month, which cardholders will reach when they spend ₹5000 on groceries in a month

0.25% reward on all other card spends

• Earn 1 reward point worth ₹0.25, on every ₹100 spent on all other card purchases
• 1 reward point = up to ₹0.25, and can be redeemed on RBL's rewards redemption platform. On certain redemptions you can get a lower reward point value.
• Important exclusions: No fuel points are given on the following spends -  Fuel & Auto, Utilities, Insurance, Quasi-Cash, Railways, Real Estate/Rental, Education, Wallets, Government Services, Contracted Services, Cash, Miscellaneous, Bills2Pay and EMI conversion of retail transactions (Split-N-Pay & EMI conversion requests placed at the time of making transactions at POS/Web/Mobile App), Fees & Charges, and GST.

10% discount (up to ₹100) on movie tickets on BookMyShow -15 times a year

Fuel surcharge waiver up to ₹100 per month, and valid only on fuel transactions between ₹500 and ₹4000