MakeMyTrip ICICI Bank Credit Card

By: Our Money Guide | Last updated on: December 12, 2025

The MakeMyTrip ICICI Bank Credit Card is a co-branded travel credit card, suitable for frequent MakeMyTrip users. Earn unlimited MakeMyTrip rewards that never expire, helping loyal consumers stack up rewards on their MakeMyTrip travel bookings.

Brief Overview

• Up to 6% Unlimited Rewards on Travel Bookings: 6% on hotels, 3% on flights & holiday packages
• Domestic Airport Lounge Access: 8 times per year 
• International Airport Lounge Access: 1 time per year
• No Spending Requirement to Access Airport Lounges
• Low Forex Rate: 0.99% forex markup on international transactions
• BookMyShow & Inox Movie Offers: Buy one ticket, get 25% off (up to ₹150) on the second ticket, once per month
• UPI Enabled Card: On RuPay variant
• Annual Fee: ₹999, waived at ₹3 lakh annual card spend
• Welcome Benefit: ₹1,000 MakeMyTrip voucher
• Premium Membership: Complimentary MMTBLACK Gold membership

Latest Updates and Changes (2025)

The current MakeMyTrip ICICI Bank Credit Card replaces the earlier Signature and Platinum variants, offering enhanced benefits with dual network support (Mastercard & RuPay). Key improvements include:

• Higher reward rates across categories
• Lower forex markup rate
• Enhanced MMTBLACK membership benefits

Features & Benefits of the MakeMyTrip ICICI Bank Credit Card

Rewards Structure (Up to 6% Rewards)

myCash Rewards Program 

The MakeMyTrip ICICI Bank Credit Card rewards consumers in the form of myCash, the rewards currency of the MakeMyTrip platform.

Rewards on MakeMyTrip Bookings:

• Hotel bookings: 6% myCash 
• Flight bookings: 3% myCash 
• Holiday packages: 3% myCash 
• Cab bookings: 3% myCash
• Bus bookings: 3% myCash
• Train bookings: 25 myCash per booking
• There are no monthly limits on rewards earning

Rewards outside MakeMyTrip, including UPI spends on RuPay card variant:

• Rewards: 1% myCash 
• Note: On insurance payments, 1% myCash (capped at 1,000 myCash annually)

Important exclusions (which earn no rewards):

• Fuel, Rent, EMI transactions, Personal loan on credit cards (PLCC)
• Balance transfers (BT), Cash advances (ATM withdrawals, etc.)
• All card fees and charges, Insurance (after 1,000 myCash annual cap)

myCash Redemption Process: myCash can be redeemed on the MakeMyTrip website or mobile app while booking flights, hotels, holiday packages, trains, buses, cabs, and visas-

1. Select your booking on MakeMyTrip
2. Proceed to payment page
3. Click on 'myCash & Gift Cards'
4. Select myCash option
5. Enter amount to redeem
6. Complete payment

Redemption Value

• Value: 1 myCash = ₹1
• Usage Limit: Up to 100% of booking value can be paid using myCash
• Restrictions: Cannot be used for Gift Cards or foreign exchange purchase

Domestic & International Airport Lounge Access 

• Domestic Lounges: 2 complimentary visits per quarter (8 per year)
• International Lounges: 1 complimentary visit per calendar year
• No Spend Requirement: Unlike other cards, there's no minimum spend criteria for lounge access

Movie and Entertainment Benefits

• BookMyShow: Buy one ticket, get 25% off (up to ₹150) on the second ticket, once monthly on each card variant
• INOX: Same offer details as above

Benefits on Payment of Annual Fees

Welcome Benefits Worth ₹8,000+

1. ₹1,000 MakeMyTrip Voucher: Valid for 12 months on flights, hotels, holiday packages, bus and cab bookings
2. MMTBLACK Gold Membership: Complimentary membership with benefits worth up to ₹7,000

Yearly Benefits 

• Every year upon paying the annual fee, you receive a ₹1,000 MakeMyTrip Hotel Voucher valid for 3 months. 
• This effectively reduces your net annual fee to zero when you factor in the voucher value.

MMTBLACK Gold Tier Benefits 

Assured Cashback:

• ₹1 myCash for every ₹100 spent on booking hotels & homestays, holiday packages, cabs & buses
• ₹0.5 myCash for every ₹100 spent on flight bookings

Hotels and Homestays (Valid on select properties):

• Minimum Extra 10% Discount
• Guaranteed Room Upgrade
• Guaranteed Meal Upgrade
• Minimum 20% Discount on spa, food & beverages
• Hotel Credits

Flight Benefits:

• Flat 25% OFF on Any One Flight Add-On like In-Flight Meals, Free Date Change, Zero Cancellation and Fast Forward Service

Holiday Packages:

• Two Vouchers Worth FLAT ₹3,500 OFF Each Valid on bookings worth ₹75,000 or more

Customer Support:

• 24x7 Priority Helpdesk Premium Customer Support Assured call pick up in 30 seconds

Platinum Tier Upgrade

• If your spends are greater than ₹2 lakh AND you have completed 4 or more trips, in the last 12 months, you will become a member of the PLATINUM tier
• Platinum Tier offers enhanced benefits compared to the Gold Tier, especially enhanced Holiday Package benefits

Conclusion

Who Should Apply for MakeMyTrip ICICI Bank Credit Card?

Ideal Candidates

• Frequent MakeMyTrip Users: Suitable for those who book regularly through MakeMyTrip
• International Travelers: Low forex markup and international lounge access saves money

Not Suitable For

• Multi-platform bookers who use various travel portals
• Frequent travellers seeking multiple international lounge visits

Is MakeMyTrip ICICI Bank Credit Card Right for You?

The MakeMyTrip ICICI Bank Credit Card is a good choice for travelers who frequently use MakeMyTrip for their bookings. With up to 6% myCash on hotel bookings, unlimited rewards that never expire, and a reasonable annual fee compared to many travel cards, it offers good value.

Notable card features include a low forex markup rate at 0.99%, and no spending requirements for airport lounge access.

However, maximum benefits are realized only when booking through MakeMyTrip. Moreover, higher travel rewards are available with some of the competitor cards. 

Ready to apply? Click on the application button below and start your application process.