IndusInd Movie Offer Credit Cards in India 2026

No annual fee from 2nd year onwards

Bookmyshow 'Buy One Get One Free Offer': 2 free movie tickets (up to ₹200 each) every month: Buy one movie ticket and get up to ₹200 off on the second ticket, 2 times per month.

0.50% cashback on all card spends

• Earming reward points: 0.66 reward points worth ₹0.50 or 50 paise, on every ₹100 you spend on your card 
• Reward points redemption: 1 reward point = ₹0.75, and can be converted to cashback, and credited to your monthly card statement.

Complimentary insurance benefits

Air accident insurance of ₹25 lakhs

Travel related insurance (Travel Plus Program), applicable on international travel

• Lost baggage up to ₹1,00,000
• Delayed baggage up to ₹25,000
• Loss of passport upto ₹50,000
• Lost ticket upto ₹25,000
• Missed connection upto ₹25,000

Total Protect : This covers for unauthorised transactions on your card in case of –

• Loss or theft of the card
• Counterfeit fraud (in case of card details being stolen and used unscrupulously with counterfeit plastic)
• Protection is up to the credit limit of your credit card.

Fuel surcharge waiver, up to ₹250 per month, and valid only on fuel transactions between ₹500 and ₹3000

Flexibility when making payments at merchant stores: Choose to make payment by EMI, by reward points, or by credit (normal use of the credit card)

No annual fee from the 2nd year onwards

1.9% cashback on online spends (except travel) || 0.75% cashback on offline spends

• 2.50 rewards points (worth ₹1.87 as cashback), on every ₹100 you spend on online purchases except travel
• 1 reward point worth (worth ₹0.75 as cashback), on every ₹100 you spend on offline purchases
• Reward points redemption: 1 reward point = ₹0.75, and can be redeemed as cashback into your credit card statement. You can also convert reward points to Singapore Airlines Krysflyer Miles at a slightly lower rate. 1 reward point = 0.50 Krysflyer Miles

Restrictions & exclusions 

• 1.50 reward points (worth ₹1.12 as cashback), on every ₹100 you spend on online travel
• 0.70 reward points on every ₹100 you spend in the following categories – utility bills (online and offline), insurance premium, government and education, fees, real estate/rental payments.
• No cashback is given on fuel spends. Call centre transactions and standing instructions are treated as offline spends

Complimentary access to airport lounges in India – 1 time per quarter

Complimentary access to airport lounges abroad –  1 time per quarter

Bookmyshow Buy One Get One Free Offer: 3 free movie tickets (up to ₹200 each) every month

• Buy one ticket and get up to ₹200 off on the second ticket, through BookMyShow.
• This offer can be availed maximum 3 times per month.

Complimentary golf benefits in India – 1 free golf rounds per month AND 1 free golf lessons per month. You need to spend a minimum of ₹25,000 in the previous month

24/7 emergency roadside assistance (Legend Auto Assist): Services include on-the-spot mechanical/electrical repairs, emergency fuel supply, flat tire service, lost keys assistance, battery service, emergency towing, and accident management.

24/7 concierge services (Legend Concierge Services): Services such as global trip assistance, including pre-trip guidance, hotel and flight bookings, sports and entertainment ticket reservations, exclusive event bookings, and worldwide delivery of flowers and gifts.

Total Protect: This covers your card for unauthorised transactions in case of –

• Loss or theft of the card 
• Counterfeit fraud (in case of card details being stolen and used unscrupulously with counterfeit plastic)
• Protection is up to the credit limit of your credit card.

Air accident cover of ₹25 lakhs

Card is exclusively for government sector employees

Low annual fee of ₹199 (and is waived off if you spend ₹75000 in your previous year)

Card is UPI enabled – you can use it for UPI payments

1% cashback (up to ₹200 per month), on all credit card spends (except fuel and railway transactions)

• Get ₹1 (as cashback), on every ₹100 you spend on your credit card
• This is valid on card spends up to ₹20,000 per month, since the maximum cashback is restricted to ₹200 per month

1 free movie ticket (up to ₹200), every 6 months – at BookMyShow

• Get a maximum of 2 free movie tickets per year, one each for every 6 months
• The maximum discount given on the 2nd ticket is ₹200, hence you get benefits of ₹400 every year

1% railway surcharge waiver (up to ₹600 per year), only on railway transactions up to ₹5000

1% fuel surcharge waiver on fuel transactions between ₹400 and ₹4000 only

No annual fee from 2nd year onwards (lifetime free for select channels)

1% cashback on all weekend card spends || 0.50% cashback on all weekday card spends 

• 2 rewards points worth ₹1 (as cashback), on every ₹100 you spend on weekends 
• 1 rewards point worth ₹0.50 or 50 paise (as cashback), on every ₹100 you spend on weekdays
• Reward points redemption: 1 rewards point = ₹0.50 or 50 paise, and can be redeemed for cashback.

Exceptions:

• 0.70 reward points worth ₹0.52 (52 paise), on the following card spends – utility bill payments, insurance premium payments, government services/charges/payments, education institute fees, and real estate/rental payments.
• No reward points are given on fuel spends.

Additional benefit, at ₹5 lakhs annual card spend (milestone benefit)

• 3000 rewards points worth ₹1500, at ₹5 lakhs yearly card spend
• 1 rewards point = ₹0.50 or 50 paise, and can be redeemed for cashback

Free Priority Pass membership worth USD 100 (for international airport lounge access)

• Usage of international lounges is chargeable at USD 32 per visit (please visit the Priority Pass website to view latest lounge visit charges)
• If you are a regular user of international airport lounges, you could enrol for IndusInd Travel Plus program for ₹5000 per year. Under Travel Plus program you do not pay for usage of international airport lounges

BOGO (Buy One Get One Free) at BookMyShow movies, benefits up to ₹200 per month

• Buy one ticket and get up to ₹200 off on the second ticket, at BookMyShow.
• This offer is valid 1 time per month.

24/7 emergency roadside assistance (Legend Auto Assist): Services include on-the-spot mechanical/electrical repairs, emergency fuel supply, flat tire service, lost keys assistance, battery service, emergency towing, and accident management.

24/7 concierge services (Legend Concierge Services): This provides services such as global trip assistance, including pre-trip guidance, hotel and flight bookings, sports and entertainment ticket reservations, exclusive event bookings, and worldwide delivery of flowers and gifts.

Complimentary insurance benefits

Air accident insurance of ₹25 lakhs

Total Protect – this covers your card and add-on cards for unauthorised transactions and counterfeit fraud, till the credit limit of your credit card.

Complimentary travel insurance covers-

• Lost baggage cover of ₹1 lakh
• Delayed baggage cover of ₹25000
• Loss of passport cover of ₹50000
• Lost ticket cover of ₹25000
• Missed connection cover of ₹25000

Low fee of 1.80% on international transactions

Fuel surcharge waiver up to ₹100 per month, and valid only on fuel transactions between ₹500 and ₹3000