SBI Card is one the largest credit card issuers in India, with a wide geographical reach. It offers a wide range of credit cards, some of the popular and best SBI credit cards are given below –
▪︎ SBI BPCL Octane Credit Card – 7.25% special benefit on BPCL (Bharat Petroleum) fuel purchases. Best for fuel purchases.
▪︎ SBI Simply Save Credit Card – 1.66% benefit on purchases at departmental stores, groceries, dining, and movies. Best for in-store shopping.
▪︎ SBI SimplyClick Credit Card – 1.25% – 2.50% benefit on online purchases. Best for online shopping.
▪︎ SBI Elite Credit Card – 3%+ benefit on departmental stores, grocery and dining spends, along with lifestyle benefits. Best SBI premium card for shopping and lifestyle benefits.
▪︎ SBI Paytm Select Credit Card – 2%-5% cashback on Paytm spends. Best for bill payments and frequent Paytm users.
BPCL SBI Octane Credit Card
BPCL SBI Octane Credit Card
▪︎ 7.25% special benefit on fuel purchases
▪︎ 2.50% special benefit on groceries, departmental stores, movies & dining spends
▪︎ 0.25% basic benefit on all other spends
▪︎ Milestone Privileges : Upto 0.66% additional benefit on achieving annual spend target of ₹3 lakhs
▪︎ Complimentary airport lounge access in India – once per quarter
▪︎ Annual fee of the card is ₹1499
▪︎ Welcome offer worth ₹1500
▪︎ Renewal offer : annual fee is not charged from the 2nd year onwards , if you spend ₹2,00,000 or more in the previous year.
7.25% special benefit on fuel purchases
– 6.25% benefit on BPCL fuel purchases : you earn 25 reward points worth ₹6.25 , on every ₹100 you spend at Bharat Petroleum (BPCL) pumps – only on purchases up to ₹10,000 per month. 1 reward point = ₹0.25 or 25 paise.
– 1% fuel surcharge waiver at BPCL fuel pumps, on fuel transactions upto ₹4,000 only , AND on upto total fuel purchases of ₹10,000 per month
2.50% special benefit on groceries, departmental stores, movies & dining spends : you earn 10 reward points worth ₹2.50 , on every ₹100 you spend on groceries, departmental stores, movies & dining – only on combined total spending of up to ₹75,000 per month across these categories.
0.25% basic benefit on all other spends : you earn 1 reward point worth ₹0.25 (25 paise) , on every ₹100 you spend on all other purchases. Exceptions – no SBI Card reward points are given on mobile wallet loads and non-BPCL fuel spends.
Milestone Privileges : Upto 0.66% additional benefit on achieving annual spend target of ₹3 lakhs : you receive e-Gift Vouchers worth ₹ 2,000 (from Aditya Birla Fashion, Yatra, or Bata/Hush Puppies) – upon reaching annual card spend target of ₹ 3 lakhs.
Complimentary airport lounge access in India : You enjoy free visits to airport lounges in India – maximum once per quarter (upto 4 times per year)
Annual fee & annual fee offers
– Annual fee of the card is ₹1499
– Welcome offer worth ₹1500 : you get 6,000 Welcome Reward Points worth ₹1500 , on payment of the 1st year joining fee.
– Renewal offer : annual fee is not charged from the 2nd year onwards , if you spend ₹2,00,000 or more in the previous year.
Other important charges
– Foreign currency transaction fee : 3.50% of the transaction value.
– Finance charges : 3.50% per month (42% p.a.)
Important note on fees & charges : GST/ other applicable taxes as per current laws, will be applicable on all fees and charges. To view all/updated fees & charges on this card, please click here – BPCL SBI Octane Credit Card Fees & Charges
Eligibility criteria : you should be between 21 years and 70 years old.
Application process : the easiest way to apply is to click here – APPLY NOW , you shall be taken to the card application page on the SBI Card website. You can also visit official website of SBI Card and fill out the application form.
– Fill out the application form – personal details, mobile phone number, income, Aadhar / PAN number, and some mandatory documents.
– Click ‘Submit’, and you will receive an instant decision on the application basis the information provided.
– If your application is approved, you will receive a call from the SBI Card team for verification. Post necessary verification, the card is issued to you.
Documents required :
– PAN card copy
– Copy of Aadhaar card or any valid government address proof
– Income documents – Salary slip, income tax return etc., may be required depending upon the credit card eligibility & policy.
In addition to these, you may be asked to provide additional documents.
Tracking your credit card application : You can track the status of your application either –
– on the Home page (at the top section of the page titled – ‘Track your application’) OR
– on the Eapply page (at the bottom of the page titled – ‘Track Credit Card Application’)
Please type in your application/reference number (which you would have received when applying for a card) in the box provided. Click on the ‘Track’ button to check the status of your SBI Card application
SimplySAVE SBI Card
SimplySAVE SBI Card
▪︎ 1.66% benefit on purchases at departmental stores, groceries, dining, and movies
▪︎ 0.16% benefit on all other purchases
▪︎ Annual fee of the card is ₹499
▪︎ Welcome offer worth ₹500
▪︎ Annual fee is not charged from the 2nd year onwards, if you spend ₹1,00,000 or more in the previous year.
1.66% benefit on purchases at departmental stores, groceries, dining, and movies : you earn 6.66 credit card reward points worth ₹1.66, on every ₹100 you spend with your card at departmental stores, grocery, dining and movies.
0.16% benefit on all other purchases : you earn 0.66 reward points worth ₹0.16 (16 paise), on every ₹100 you spend on all other retail purchases.
1% fuel surcharge waiver – at all fuel stations across India, on fuel purchases between ₹500 and ₹3,000, AND on upto ₹10,000 fuel purchases per month (since the waiver amount is capped at ₹100 per monthly card statement cycle)
Annual fee & annual fee offers
– Annual fee of the card is ₹499
– Welcome offer worth ₹500 : you receive 2,000 reward points worth ₹500, on spending ₹2,000 or more within 60 days of card activation
– Annual fee is not charged from the 2nd year onwards, if you spend ₹1,00,000 or more in the previous year.
Other important charges
– Foreign currency transaction fee : 3.50% of the transaction value.
– Finance charges : 3.50% per month (42% p.a.)
Important note on fees & charges : GST/ other applicable taxes as per current laws, will be applicable on all fees and charges. To view all/updated fees & charges on this card, please click here – SBI SimplySAVE Credit Card Fees & Charges
Eligibility criteria : you should be between 21 years and 60 years old.
Application process : the easiest way to apply is to click here – APPLY NOW , you shall be taken to the card application page on the SBI Card website. You can also visit official website of SBI Card and fill out the application form.
– Fill out the Online Application form – personal details, mobile phone number, income, Aadhar / PAN number, and some mandatory documents.
– Click ‘Submit’, and you will receive an instant decision on the application basis the information provided.
– If your application is approved, you will receive a call from the SBI Card team for verification. Post necessary verification, the card is issued to you.
Documents required :
– PAN card copy
– Copy of Aadhaar card or any valid government address proof
– Income documents – Salary slip, income tax return etc., may be required depending upon the credit card eligibility & policy.
In addition to these, you may be asked to provide additional documents.
Tracking your credit card application : You can track the status of your application either –
– on the Home page (at the top section of the page titled – ‘Track your application’) OR
– on the Eapply page (at the bottom of the page titled – ‘Track Credit Card Application’)
Please type in your application/reference number (which you would have received when applying for a card) in the box provided. Click on the ‘Track’ button to check the status of your SBI Card application
SimplyClick SBI Card
SimplyClick SBI Card
▪︎ 2.50% benefit on select partners – Cleartrip || Eazydiner || BookMyShow || Apollo24×7 || Netmeds
▪︎ 1.25% benefit on all other online purchases
▪︎ 0.25% benefit on all other purchases
▪︎ Annual fee of the card is ₹499
▪︎ Welcome offer worth ₹500
▪︎ Annual fee is not charged from the 2nd year onwards, if you spend ₹1,00,000 or more in the previous year.
1.25% – 2.50% benefit on online purchases
– 2.50% benefit on select partners – Cleartrip || Eazydiner || BookMyShow || Apollo24×7 || Netmeds : you earn 10 reward points worth ₹2.50, on every ₹100 you spend at these partners. 1 reward point = ₹0.25 or 25 paise.
– 1.25% benefit on all other online purchases : you earn 5 reward points worth ₹1.25 (1 Rupee & 25 paise) , on every ₹100 you spend on all other online purchases.
0.25% benefit on all other purchases : you earn 1 reward point worth ₹0.25 (25 paise) , on every ₹100 you spend on all other retail purchases.
Milestone privileges : upto 2% additional benefit, on achieving 2 spend targets. You earn :
– ₹2,000 Cleartrip voucher, at 1 lakh quarterly online spend
– Additional ₹2,000 Cleartrip voucher, at 2 lakhs yearly online spend
1% fuel surcharge waiver at all fuel stations across India –
– on fuel transactions between ₹500 and ₹3,000 AND
– on upto ₹10,000 fuel spend per month, since the maximum waiver is capped at ₹100 per monthly card billing cycle
Annual fee & annual fee offers
– Annual fee of the card is ₹499
– Welcome offer worth ₹500 : Upon payment of the annual fee of ₹499, you will receive an Amazon gift card worth ₹500.
– Renewal fee offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹1,00,000 or more in the previous year.
Other important charges
– Foreign currency transaction fee : 3.50% of the transaction value.
– Finance charges : 3.50% per month (42% p.a.)
Important note on fees & charges : GST/ other applicable taxes as per current laws, will be applicable on all fees and charges. To view all/updated fees & charges on this card, please click here – SBI Simply Click Credit Card Fees & Charges
Eligibility criteria : you should be between 21 years and 60 years old.
Application process : the easiest way to apply is to click here – APPLY NOW , you shall be taken to the card application page on the SBI Card website. You can also visit official website of SBI Card and fill out the application form.
– Fill out the application form – personal details, mobile phone number, income, Aadhar / PAN number, and some mandatory documents.
– Click ‘Submit’, and you will receive an instant decision on the application basis the information provided.
– If your application is approved, you will receive a call from the SBI Card team for verification. Post necessary verification, the card is issued to you.
Documents required :
– PAN card copy
– Copy of Aadhaar card or any valid government address proof
– Income documents – Salary slip, income tax return etc., may be required depending upon the credit card eligibility & policy.
In addition to these, you may be asked to provide additional documents.
Tracking your credit card application : You can track the status of your application either –
– on the Home page (at the top section of the page titled – ‘Track your application’) OR
– on the Eapply page (at the bottom of the page titled – ‘Track Credit Card Application’)
Please type in your application/reference number (which you would have received when applying for a card) in the box provided. Click on the ‘Track’ button to check the status of your SBI Card application
SBI Card ELITE
SBI Card ELITE
▪︎ 2.50% special benefit on departmental stores, grocery and dining spends
▪︎ Milestone privileges : upto 1.50% additional benefit, on achieving 4 yearly card spend targets
▪︎ Complimentary visits to airport lounges in India (upto 2 times per quarter), and outside India (upto 6 times per year)
▪︎ Annual fee – ₹4,999
▪︎ Welcome offer worth ₹5000
▪︎ Annual fee is not charged from the 2nd year onwards, if you spend ₹10,00,000 or more in the previous year.
▪︎ Complimentary Club Vistara SILVER Membership, complimentary Trident Privilege Membership
▪︎ Low foreign transaction fee of 1.99%
2.50% special benefit on departmental stores, grocery and dining spends : you earn 10 reward points worth ₹2.50, on every ₹100 you spend on dining, departmental stores, and grocery spends.
0.50% basic benefit on all other purchases : you earn 2 reward points worth ₹0.50, on every ₹100 you spend on all other purchases, except fuel purchases. On fuel purchases, you earn no reward points.
Milestone privileges : upto 1.50% additional benefit, on achieving 4 yearly spend targets : You earn –
– 10,000 points worth ₹2,500, at 3 lakhs yearly spend
– Additional 10,000 points worth ₹2,500, at 4 lakhs yearly spend
– Additional 15,000 points worth ₹3,750, at 5 lakhs yearly spend
– Additional 15,000 points worth ₹3,750, at 8 lakhs yearly spend
Hence you can earn a total of 50,000 points worth ₹12,500 – at 8 lakhs yearly spend
Complimentary visits to airport lounges in India – upto 2 times per quarter
If you have the Visa version of SBI Card Elite, please click here for details
If you have the Mastercard version of SBI Elite Credit Card, please click here for details
If you have the American Express version of SBI Elite Card, please click here for details
Complimentary visits to airport lounges outside India – upto 6 times per year
The program is brought to you by Priority Pass, one of the leading airport lounge programs in the world, and has tie ups with more than 1000 airport lounges worldwide
You get complimentary Priority Pass Membership worth $99
You get 6 free airport lounge visits per year, with a maximum of 2 visits per quarter
Low foreign exchange conversion fee of 2% – on international spends : You enjoy one of the lowest foreign currency fee of 2%, on the value of all foreign currency transactions
Complimentary Club Vistara SILVER Membership
You enjoy a complimentary Club Vistara Silver membership (instead of Club Vistara Base Membership for new joinees), which comes with exclusive benefits.
You receive 1 complimentary Upgrade Voucher
You earn 9 Club Vistara Points for every ₹100 spent on your Vistara flights
Priority airport check-in – at Premium Economy check-in counter
Increased Check-In Baggage allowance
For full list of benefits, please click here – Club Vistara Silver VS Base membership
Complimentary Trident Privilege Membership : You enjoy a complimentary Trident Privilege Red Tier membership, along with exclusive perks & benefits
You enjoy 10% instant savings on bookings made through the hotel website.
Upon registration, you receive 1,000 Welcome Points as a bonus.
You get 1,500 Bonus Points on your first stay, and an additional ₹1,000 hotel credit if you extend your stay
During your stay at participating hotels, you earn 10 points for every ₹100 spent (excluding taxes)
2 complimentary movie tickets per month – at Bookmyshow : You get Buy One Get One Free Movie Offer (BOGO) – at Bookmyshow
You need to book at least 2 movie tickets , at one time
2nd movie ticket is free, upto maximum ₹250 off
You can enjoy this offer maximum 2 times per month
Hence you can get free movie tickets worth ₹6,000 every year (₹500 per month)
1% fuel surcharge waiver : you get 1% fuel surcharge waiver at all fuel stations across India –
on fuel transactions between ₹500 and ₹3,000 AND
on upto ₹25,000 fuel spend per month, since the maximum waiver is capped at ₹250 per monthly credit card bill cycle
Fraud Liability Cover : you get a complimentary credit card fraud liability cover – of ₹1 lakh.
Annual fee & annual fee offers
– Annual fee of the card is ₹4,999
– Welcome offer worth ₹5,000 : welcome gift vouchers worth ₹5,000 (from brands like Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion, and Shoppers Stop)
– Renewal offer : annual membership fee is not charged from the 2nd year onwards, if you spend ₹10,00,000 or more in the previous year.
Other important charges
– Foreign currency transaction fee : 1.99% of the transaction value.
– Finance charges : 3.50% per month (42% p.a.)
Important note on fees & charges : GST/ other applicable taxes as per current laws, will be applicable on all fees and charges. To view all/updated fees & charges on this card, please click here – SBI ELITE Credit Card Fees & Charges
Eligibility criteria : you should be between 21 years and 70 years old.
Application process : the easiest way to apply is to click here – APPLY NOW , you shall be taken to the card application page on the SBI Card website. You can also visit official website of SBI Card and fill out the application form.
– Fill out the application form – personal details, mobile phone number, income, Aadhar / PAN number, and some mandatory documents.
– Click ‘Submit’, and you will receive an instant decision on the application basis the information provided.
– If your application is approved, you will receive a call from the SBI Card team for verification. Post necessary verification, the card is issued to you.
Documents required :
– PAN card copy
– Copy of Aadhaar card or any valid government address proof
– Income documents – Salary slip, income tax return etc., may be required depending upon the credit card eligibility & policy.
In addition to these, you may be asked to provide additional documents.
Tracking your credit card application : You can track the status of your application either –
– on the Home page (at the top section of the page titled – ‘Track your application’) OR
– on the Eapply page (at the bottom of the page titled – ‘Track Credit Card Application’)
Please type in your application/reference number (which you would have received when applying for a card) in the box provided. Click on the ‘Track’ button to check the status of your SBI Card application
SBI Paytm Select Credit Card
SBI Paytm Select Credit Card
▪︎ 5% special cashback on select Paytm spends – Travel (flights, train & bus) tickets on Paytm || Shopping on Paytm Mall || Movie tickets on Paytm
▪︎ 2% special cashback on all other Paytm spends
▪︎ Milestone benefits – additional benefit of upto 0.50%-0.66% on achieving yearly spend targets
▪︎ Annual fee of the card is ₹1499
▪︎ Welcome offer of more than ₹1499
▪︎ Renewal offers : Complimentary Paytm First membership at ₹1 lakh annual card spend. Renewal fee waived off at ₹2 lakh annual card spend.
5% special cashback on below Paytm spends : you earn ₹5 cashback, on every ₹100 you spend using your card, on Paytm transactions listed below (no limit on cashback)
– Travel (flights, train & bus) tickets on Paytm
– Shopping on Paytm Mall
– Movie tickets on Paytm
2% special cashback on all other Paytm spends : you earn ₹2 cashback, for every ₹100 you spend using your card, on all other Paytm transaction (no limit on cashback)
1% basic cashback benefit on all other spends (non-Paytm spends) : you earn ₹1 cashback, on every ₹100 you spend on your card, on all other transactions (no limit on cashback) . No cashback is given on wallet loads and fuel purchases. For full details on all terms and conditions, please click here – Paytm SBI Card Select terms and conditions.
Milestone Benefits – additional benefit of upto 0.50%-0.66% on achieving yearly spend targets :
– You earn ₹2000 (in gift vouchers), on achieving card spends of ₹4 lakhs in a year
– You earn ₹4000 (in gift vouchers), on achieving card spends of ₹6 lakhs in a year
(You can choose between gift vouchers of Hush Puppies/Bata OR Pantaloons)
1 free visit every quarter to airport lounges in India : For all details, including terms and conditions, please click here – Paytm SBI Select Airport Lounges Details & T&C
Free Priority Pass membership worth US $99 : You get free Priority Pass membership for the first 2 years. Priority Pass membership gets you free international lounge access around the world. While the Priority Pass membership is free, you need to pay for each visit to the lounge (US $27 per visit). For all details, including terms and conditions, please click here – Paytm SBI Select Airport Lounges Details & T&C
Complimentary cyber fraud insurance : You get an extra layer of protection against cyber fraud, through a complimentary cyber fraud insurance cover of ₹2,00,000.
1% fuel surcharge waiver – only on fuel transactions between ₹400 – ₹5,000, and on fuel purchases upto ₹25,000 per month, since the maximum waiver is ₹250 per month.
Annual fee & annual fee offers
– Annual fee of the card is ₹1499
– Welcome offer : you get a complimentary Paytm First Membership, when you do your first transaction on the card. You also receive ₹750 as cashback directly in your Paytm Wallet.
– Renewal offers : Complimentary Paytm First membership at ₹1 lakh annual card spend. Renewal fee waived off at ₹2 lakh annual card spend.
Other important charges
– Foreign currency transaction fee : 3.50% of the transaction value.
– Finance charges : 3.50% per month (42% p.a.)
Important note on fees & charges : GST/ other applicable taxes as per current laws, will be applicable on all fees and charges. To view all/updated fees & charges on this card, please click here – SBI SimplySAVE Credit Card Fees & Charges
Eligibility criteria : you should be between 21 years and 70 years old.
Application process : the easiest way to apply is to click here – APPLY NOW , you shall be taken to the Paytm website. You will need to log in to your Paytm account to see if you have received an offer for this credit card.
Documents required :
– PAN card copy
– Copy of Aadhaar card or any valid government address proof
– Income documents – Salary slip, income tax return etc., may be required depending upon the credit card eligibility & policy.
In addition to these, you may be asked to provide additional documents.
Tracking your credit card application : You can track the status of your application either –
– on the Home page (at the top section of the page titled – ‘Track your application’) OR
– on the Eapply page (at the bottom of the page titled – ‘Track Credit Card Application’)
Please type in your application/reference number (which you would have received when applying for a card) in the box provided. Click on the ‘Track’ button to check the status of your SBI Card application
Conclusion
As you have seen SBI Card issues a wide range of popular credit cards. Based on your needs and preferences, you would need to choose the right card for yourself.
