SBI Cards

Upto 20% discount on domestic flight bookings – on Yatra website/app : You get a ₹1000 discount on minimum flight ticket amount of ₹5000. Hence, you get a 20% discount if the flight booking amount is ₹5000, but the percentage of discount falls as the ticket amount increases above ₹5000.

20% discount on domestic hotel bookings – on Yatra website/app : You get a 20% discount on domestic hotel bookings on Yatra , on bookings between ₹3000 and ₹10000 (since discount is applicable only on minimum hotel booking amount of ₹3000, and maximum discount is ₹2000). On booking amounts above ₹10,000, the discount% will fall below 20%.

Upto 10% discount on international flight bookings – on Yatra website/app : You get a ₹4,000 discount on minimum flight ticket amount of ₹40000.Hence, you get a 10% discount if flight booking amount is ₹40000, but the discount% falls as the ticket amount increases above ₹40000.

(You can avail above discount offers maximum 6 times a year, by using a specified discount code on Yatra)

Special 1.50% benefit on spends at departmental stores, grocery, dining, movies, entertainment spends : You earn 6 Reward Points worth ₹1.50, on every ₹100 you spend at departmental stores, grocery, dining, movies, and entertainment – only on total combined spends of upto ₹83,333 per month (since you can earn a maximum of 5000 reward points in your monthly card statement cycle).

Special 1.50 % benefit on international spends : You earn 6 Reward Points worth ₹1.50, on every ₹100 you spend on international spends – only on spends upto ₹83,333 per month  (since you can earn a maximum of 5000 reward points in your monthly card statement cycle).

Basic 0.25% benefit on all other spends : You earn 1 reward point worth  ₹0.25,  on every ₹100 you spend on all other purchases.

1% fuel surcharge waiver : You get a 1% fuel surcharge waiver at all fuel stations across India,
– only on fuel transactions between ₹500 and ₹3000 AND
– only on fuel spends upto ₹10,000 per month  (since the waiver amount is capped at ₹100 per monthly card statement cycle)

₹499 annual fee
– Welcome offer : You get Yatra vouchers worth ₹8250, on payment of the 1st year annual fee.
– Renewal offer : Annual fee is not charged from the second year onwards , if you spend ₹1,00,000 or more in the previous year.

Complimentary ‘air accident cover’ : You get an air accident cover of ₹50 lakhs , from the New India Assurance Co. Ltd.

5% cashback on all online spends , 1% cashback on all other spends
– You earn ₹5 , on every ₹100 you spend on online transactions. You earn ₹1 , on every ₹100 you spend on all other purchases.
– Exceptions : No cashback given on the following purchases & payments – rent, fuel, utility bills, insurance, wallet loads, school & educational services, jewelry, railways, EMI transactions, cash advances, balance transfer, returns & refunds.
– Maximum cashback given is restricted to ₹5,000 per month.

1% fuel surcharge waiver
– Only on fuel transactions between ₹500 and ₹3,000 AND
– Only on fuel purchases upto ₹10,000 per month (since the waiver amount is restricted to ₹100 per monthly card statement cycle)
– Both the above conditions need to be met to avail fuel surcharge waiver

7.25% earning on fuel purchases :
– 6.25% special benefit on BPCL fuel purchases : You earn 25 reward points worth ₹6.25 , on every ₹100 you spend at BPCL pumps – only on purchases up to ₹10,000 per month. 1 reward point = ₹0.25 or 25 paise.
– 1% fuel surcharge waiver at BPCL fuel pumps : On fuel transactions upto ₹4,000 only AND on upto total fuel spends of ₹10,000 per month. Both the above conditions need to be met to avail fuel surcharge waiver

2.50% special benefit on groceries, departmental stores, movies & dining spends : You earn 10 reward points worth ₹2.50 , on every ₹100 you spend on groceries, departmental stores, movies & dining – only on combined total spending of up to ₹75,000 per month across these categories. 1 reward point = ₹0.25 or 25 paise.

0.25% basic benefit on all other spends : You earn 1 reward point worth ₹0.25 (25 paise) , on every ₹100 you spend on all other purchases. Except on mobile wallet loads and non-BPCL fuel spends.

Milestone privileges : Upto 0.66% benefit on achieving annual spend target of  ₹3 lakhs : You receive e-Gift Vouchers worth ₹ 2,000 (from Aditya Birla Fashion, Yatra, or Bata/Hush Puppies) , on reaching annual card spend target of ₹ 3 lakhs.

Complimentary airport lounge access in India : You enjoy free visits to airport lounges in India , maximum once per calendar quarter (upto 4 times per year)

5% special cashback on below Paytm spends : You earn ₹5 cashback, on every ₹100 you spend on Paytm transactions listed below (no limit on cashback)
– Travel (flights, train & bus) tickets on Paytm
– Shopping on Paytm Mall
– Movie tickets on Paytm

2% special cashback on all other Paytm spends : You earn ₹2 cashback, on every ₹100 you spend on all other Paytm transaction (no limit on cashback)

1% basic cashback benefit on all other spends (non-Paytm spends) : You earn ₹1 cashback, on every ₹100 you spend on all other transactions (no limit on cashback) . No cashback is given on wallet loads and fuel purchases.

Milestone Benefits – additional benefit of upto 0.50%-0.66% on achieving yearly spend targets :
– You earn ₹2000 (in gift vouchers) , on achieving card spends of ₹4 lakhs in a year
– You earn ₹4000 (in gift vouchers) , on achieving card spends of ₹6 lakhs in a year
(You can choose between gift vouchers of Hush Puppies/Bata OR Pantaloons)

1 free visit every calendar quarter – to airport lounges in India

Free Priority Pass membership worth US $99, for international airport lounges : You get free Priority Pass membership for the first 2 years. Priority Pass membership gets you free international lounge access around the world. While the Priority Pass membership is free, you need to pay for each visit to the lounge (US $27 per visit). For all details, including terms and conditions, please click here – Paytm SBI Select Airport Lounges Details & T&C

Complimentary cyber fraud insurance : You get an extra layer of protection against cyber fraud – through a complimentary cyber fraud insurance cover of ₹2,00,000.

1% fuel surcharge waiver : 1% fuel surcharge waiver at all fuel stations –
– Only on fuel transactions between ₹400 and ₹5000, AND
– Only on monthly fuel spends upto ₹25000 per month, since the maximum waiver is ₹250 per monthly card statement cycle

2.50% special benefit – on departmental stores, grocery and dining spends : You earn 10 reward points worth ₹2.50, on every ₹100 you spend on dining, departmental stores, and grocery spends. 1 reward points = ₹0.25 (25 paise), and can be redeemed for cashback.

0.50% basic benefit on all other purchases : You earn 2 reward points worth ₹0.50, on every ₹100 you spend on all other purchases, except fuel purchases. On fuel purchases, you earn no reward points. 1 reward points = ₹0.25 (25 paise), and can be redeemed for cashback.

Milestone Privileges : Upto 1.50% additional benefit – on achieving 4 yearly spend targets : You earn –
▪︎ 10,000 points worth ₹2,500 – at 3 lakhs yearly spend
▪︎ Additional 10,000 points worth ₹2,500 – at 4 lakhs yearly spend
▪︎ Additional 15,000 points worth ₹3,750 – at 5 lakhs yearly spend
▪︎ Additional 15,000 points worth ₹3,750 – at 8 lakhs yearly spend
(1 reward point = ₹0.25 or 25 paise)
Hence you can earn a total of 50,000 points worth ₹12,500 – at 8 lakhs yearly spend.
(1 reward points = ₹0.25 (25 paise), and can be redeemed for cashback).

Complimentary visits to airport lounges in India – upto 2 times per quarter
– If you have the Visa version of SBI Elite Credit Card, please click here for details
– If you have the Mastercard version of SBI Elite Credit Card, please click here for details
– If you have the American Express version of SBI Elite Credit Card, please click here for details

Complimentary visits to airport lounges outside India – upto 6 times per year
– The program is brought to you by Priority Pass, one of the leading airport lounge programs in the world, and has tie ups with more than 1000 airport lounges worldwide
– You get complimentary Priority Pass Membership worth $99
– You get 6 free airport lounge visits per year, with a maximum of 2 visits per quarter

Low fee of 1.99% – on international spends : You enjoy one of the lowest foreign transaction fee of 1.99%, on the value of all foreign currency transactions

Complimentary Club Vistara SILVER Membership
– You enjoy a complimentary Club Vistara Silver membership (instead of Club Vistara Base membership for new joinees), which comes with exclusive benefits.
– You receive 1 complimentary upgrade voucher
– You earn 9 Club Vistara Points for every ₹100 spent on your Vistara flights
– Priority airport check-in – at premium economy check-in counter
– Increased check-in baggage allowance
– For full list of benefits, please click here – Club Vistara Silver VS Base membership

Complimentary Trident Privilege membership : You enjoy a complimentary Trident Privilege Red Tier membership, along with exclusive perks & benefits
– You enjoy 10% instant savings on bookings made through the hotel website.
– Upon registration, you receive 1000 welcome points as a bonus.
– You get 1500 bonus points on your first stay, and an additional ₹1000 hotel credit if you extend your stay
– During your stay at participating hotels, you earn 10 points for every ₹100 spent (excluding taxes)

2 complimentary movie tickets per month – at Bookmyshow : You get Buy One Get One Free Movie Offer (BOGO) – at Bookmyshow
– You need to book at least 2 movie tickets , at one time
– 2nd movie ticket is free, upto maximum ₹250 discount
– You can enjoy this offer maximum 2 times per month
– Hence you can get free movie tickets worth ₹6,000 every year (₹500 per month)

1% fuel surcharge waiver : You get 1% fuel surcharge waiver at all fuel stations across India –
– only on fuel transactions between ₹500 and ₹3,000 AND
– only on upto ₹25000 fuel spend per month, since the maximum waiver is capped at ₹250 per monthly card statement cycle

Fraud Liability Cover : You get a complimentary credit card fraud liability cover – of ₹1 lakh.

– Validity of rewards – fuel points is 2 years Redemption fees
– Fuel points can also be redeemrd for cashback & product catalogue, for these categories 1 fuel point = INR0.20
– Validity of rewards – fuel points is 2 years Redemption fees
– Fuel points can also be redeemed for cashback & product catalogue, for these categories 1 fuel point = INR0.20

– Validity of rewards – fuel points is 2 years Redemption fees
– Fuel points can also be redeemrd for cashback & product catalogue, for these categories 1 fuel point = INR0.20
– Validity of rewards – fuel points is 2 years Redemption fees
– Fuel points can also be redeemed for cashback & product catalogue, for these categories 1 fuel point = INR0.20

4.25% earning on fuel purchases –
– 3.25% special benefit on BPCL fuel purchases : You earn 13 reward points worth ₹3.25 , on every ₹100 you spend at Bharat Petroleum Corporation Limited (BPCL) fuel outlets – only on purchases upto ₹10,000 per month. The individual fuel transaction amount can not be more than ₹4,000. 1 reward point = ₹0.25 or 25 paise.
– 1% fuel surcharge waiver – at all fuel stations, on fuel purchases upto ₹5,000 per month.

1.25% benefit on grocery spends, departmental store purchases, movie & dining spends : You earn 5 reward points worth ₹1.25 , on every ₹100 you spend on grocery spends, departmental store purchases, movie & dining spends – only on combined total spends upto ₹1 lakh per month in this category. 1 reward point = ₹0.25 or 25 paise.

0.25% basic benefit on all other spends : You earn 1 reward point worth ₹0.25 (25 paise) , on every ₹100 you spend on all other purchases. 1 reward point = ₹0.25 or 25 paise.
Important Exceptions – no reward points are earned on educational services and government institution spends.