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The Samsung Axis Bank Infinite Credit Card is a premium co-branded credit card , issued by Axis Bank in partnership with Samsung India. It offers an attractive cashback program on Samsung purchases, special benefits on 5 preferred merchants serving a variety of needs, special benefits on international spending, and a range of lifestyle benefits such as complimentary lounge access both within India and abroad.

Brief Summary

Our Rating
4.0 / 5

Our View :

Very good card choice for those who shop frequently at Samsung – 10% benefit on Samsung purchases upto ₹2 lakhs per year (maximum ₹50,000 purchases per month).

Since it is a premium card, it offers other benefits like complimentary access to airport lounges in India and abroad.

It also offers 3% benefit rate on a select set of partners (Zomato, Bigbasket, Myntra, Tata 1mg, Urban Clap) as well as on international spends.

Samsung Axis Bank Infinite Credit Card

on Axis Bank website

Samsung Axis Bank Infinite Credit Card

Special Benefits

10% benefit on Samsung purchases

Other Benefits

Complimentary access to airport lounges in India & abroad

Minimum Income

Not specified

Annual Fee

₹ 5,000

Annual Fee Offers

Welcome offer worth ₹6,000

Renewal Offer – Renewal fee waiver at ₹7,00,000 annual card spend

Samsung Axis Bank Infinite Credit Card : Summary Table

10% cashback on Samsung purchases (maximum discount of ₹5000 per month, and ₹20,000 per year)You earn 10% cashback on Samsung purchase/s based on below 2 conditions :
1. Only on maximum Samsung purchase/s of ₹50,000 per month, since maximum discount is restricted to ₹5,000 per monthly card statement cycle (can be 1 or more than 1 transaction) AND
2. Only on maximum Samsung purchase/s of ₹2 lakh per year, since maximum discount is restricted to ₹20,000 per year

If you meet both the above conditions, you shall get a 10% cashback on your Samsung purchases, otherwise your effective cashback will fall below 10%.

Important Terms & Conditions :
Offer applicable on online purchases at – Samsung eStore https://www.samsung.com/in/ and Samsung Shop App
Offer applicable on online purchases at Flipkart
Offer applicable at physical stores – under ‘Brand EMI’ on Pinelabs terminals and Benow Soft POS machines (on EMI purchases as well)
Offer applicable at Samsung service centers – on PayU Soft POS machines.
3% special benefit on preferred merchantsYou earn 15 reward points worth ₹3 , on every ₹100 you spend at preferred merchants listed below –
Bigbasket
Myntra
Zomato
Tata 1mg
Urban Company
3% special benefit on international spendsYou earn 15 reward points worth ₹3 , on every ₹100 you spend on international transactions.
1% basic benefit on all other purchasesYou earn 5 reward points worth ₹1 , on every ₹100 you spend on all other purchases.

Exceptions : No reward points are given on fuel spends , EMI transactions on non-Samsung purchases , purchases converted to EMI post facto on non-Samsung spends, wallet-loading transactions, purchase of jewellery items, rental payments and rental brokerage.
Complimentary visits to airport lounges in India – upto 8 times per yearYou enjoy free visits to airport lounges in India – upto 8 times per year

For full list of lounges and all terms & conditions, please click here – Axis Samsonite Infinity Airport Lounges , and see ‘Participating Lounges for Set B’
Complimentary visits to airport lounges outside India – upto 6 times per yearYou receive a complimentary Priority Pass membership worth $99 , and enjoy free visits to international airport lounges – upto 6 times per year

​​For details and terms & conditions, please click here –  Priority Pass Membership program
Dining benefits :
– 25% discount at restaurants, in partnership with EazyDiner
– Complimentary annual membership to the EazyDiner Prime program.
– You get a 25% discount up to ₹800 , at over 4,000 restaurants nationwide.
– Minimum order amount of ₹2,500.
– Hence you get a 25% discount on orders between ₹2,500 and ₹3,200. On dining spends above ₹3,200, your discount% would fall below 25%, since maximum discount is capped at ₹800 per monthly card statement cycle.

This offer can be redeemed twice every month.

You also get free membership for 1 year, to the EazyDiner Prime program.
1% fuel surcharge waiverYou get 1% fuel surcharge waiver at all fuel stations across India , only on fuel transactions between ₹400 and ₹5,000
₹5,000 annual feeAnnual fee offers –
Welcome offer : You get 30,000 EDGE REWARDS worth ₹6000, on doing 3 card transactions within 30 days of credit card issuance.
Renewal fee offer : Annual fee is not charged from the second year onwards , if you spend ₹7 lakhs or more in the previous year.

Pros & Cons

Benefits of using the Samsung Axis Bank Infinite Credit Card

  • Very good card for purchasing Samsung products – attractive cashback program offering upto 10% cashback
  • Special benefits on 5 select merchants serving diverse needs, and also on international spending
  • Complimentary airport lounge access within India and abroad

Limitations and drawbacks to consider

  • Attractive benefits are restricted to specific merchants, hence it does not give cardholders a wide choice to spend
  • Low rewards on travel spends on the card , hence customers will need to also look for a good travel card as a companion card
  • High annual spend target to get annual fee waiver from second year onwards

Full Review of the Samsung Axis Bank Infinite Credit Card

Samsung Axis Bank Infinite Credit Card

Features & Benefits of Samsung Axis Bank Infinite Credit Card

10% special cashback on Samsung purchases (including EMI Transactions)

Samsung India offers a wide range of products – mobile, TV, home appliances, laptops and displays. You can check the full range of products by clicking here .

➤ Earning rewards & limits on rewards : You earn 10% cashback on Samsung purchase/s based on below 2 conditions –
1. Only on maximum Samsung purchase/s of ₹50,000 per month, since maximum discount is restricted to ₹5,000 per monthly card statement cycle. Your Samsung purchase/s could be 1 or more than 1 transaction.
2. Only on maximum Samsung purchase/s of ₹2 lakh per year (from date of card issuance), since maximum discount is restricted to ₹20,000 per year.
If you meet both the above conditions, you shall get a 10% cashback on your Samsung purchases, otherwise your effective cashback will fall below 10%. For example, if you purchase ₹1,00,000 of Samsung goods in a month, you will get only the maximum monthly discount of ₹5,000 and your discount% will be 5%.

Important Terms & Conditions:
– Offer applicable on online purchases at – Samsung eStore https://www.samsung.com/in/ and Samsung Shop app
– Offer applicable on online purchases at Flipkart
– Offer applicable at physical stores – under ‘Brand EMI’ on Pinelabs terminals and Benow Soft POS machines (on EMI purchases as well)
– Offer applicable at Samsung service centers – on PayU Soft POS machines.
For all terms and conditions, please click here

➤ Redeeming cashback : Cashback shall be credited in the next card statement cycle i.e., the card cycle following the cycle in which the transaction was made (upto 60 days from transaction date).

3% special benefit on preferred merchants – Zomato, Bigbasket, Myntra, Tata 1mg, Urban Company

➤ Earning rewards : You earn 15 EDGE reward points on every ₹100 you spend on your card at select merchants (Zomato, Bigbasket, Myntra, Tata 1mg, Urban Company) = ₹3 on every ₹100 you spend in this category , since 1 EDGE reward point = ₹0.20 or 20 paise.

➤ Redeeming reward points : You can redeem EDGE reward points on Axis Bank EDGE Rewards platform for a range of exciting offers, including gift vouchers, products, and more. You can access the Axis Bank EDGE Rewards platform through the Axis Bank EDGE Rewards Portal, mobile app, or Internet banking. 1 reward point = ₹0.20 or 20 paise. Please click here for details.

➤ Limits on special benefits : No monthly cap/ limit on earning special rewards in this category

➤ Other important information : Reward points are valid for 3 years. There is no fee for redeeming less than 300 EDGE REWARD points. A fee of ₹49 is charged if you redeem between 300 and 10,000 points, and a fee of ₹99 is charged for points redemption greater than 10,000 points.

3% special benefit on international spends

➤ Earning rewards : You earn 15 EDGE reward points on every ₹100 you spend on international transactions = ₹3 on every ₹100 you spend in this category , since 1 EDGE reward point = ₹0.20 or 20 paise.

➤ Limits on special benefits, redeeming reward points & other important information : same as explained in the above section.

1% basic benefit on all other purchases

➤ Earning rewards & exceptions : You earn 5 EDGE reward points, on every ₹100 you spend on all other purchases, except on the exceptions listed below = ₹1 on every ₹100 you spend in this category , since 1 EDGE reward point = ₹0.20 or 20 paise.

Exceptions : you earn no reward points on below purchases –
– Fuel spends
– EMI transactions on non-Samsung purchases
– Purchases converted to EMI post facto on non-Samsung spends
– Wallet-loading transactions
– Purchase of jewellery items
– Cash withdrawal on card
– Payment of outstanding balances
– Payment of card fees and other card charges
– Rental payments and rental brokerage.

➤ Redeeming reward points & other important information : same as explained in the above section.

Complimentary visits to airport lounges outside India – upto 6 times per year

You receive a complimentary Priority Pass membership worth $99. And enjoy free visits to airport lounges outside India – upto 6 times per year

Priority Pass Membership : Primary cardholders of Samsung Axis Bank Infinite Credit Card are eligible for a complimentary Priority Pass membership with the following criteria :
– The Priority Pass membership is granted upon card activation in the first year. Card activation is achieved by completing one successful transaction on the Samsung Axis Bank Infinite Credit Card within 30 days of card issuance.
– For subsequent years (from year 2 onwards) until the card expires (valid for 5 years from the date of issuance), the Priority Pass membership will be automatically renewed.

​​For full details and terms & conditions, please click here –  Priority Pass membership program

Complimentary visits to airport lounges in India – upto 8 times per year

You enjoy free visits to airport lounges in India – upto 8 times per year

For full list of lounges and all terms & conditions, please click here – Axis Samsung Infinite Airport Lounges , and see ‘Participating Lounges for Set B’

Dining Delights Program – upto 25% discount at participating restaurants

➤ This program is offered by Axis Bank, in partnership with EazyDiner. You get a 25% discount up to ₹800 on your restaurant orders , at over 4,000 restaurants nationwide. For a list of participating restaurants and more information, please visit here. Minimum order amount required is ₹2500.

Hence you get a 25% discount on orders between ₹2,500 and ₹3,200. On orders above ₹3,200, your discount% falls below 25% since the maximum discount is fixed at ₹800. For example, if your order amount is ₹4000, you will get a maximum discount of ₹800 and your discount% would be 20%. And if your order amount is ₹1800 , you get no discount since the minimum order value to avail the discount is ₹2,500.

➤ This offer can be redeemed twice every month.

➤ Other important terms and conditions of the dining program:
– Offer period : 1st July 2023 – 30th June 2024 (inclusive of both days)
– Offer applicable on booking via the Axis Bank Dining Delights Program on EazyDiner
– For escalations , you need to contact the EazyDiner concierge board number / email ID. Phone No.7861004444 , email: booking@eazydiner.com.

Complimentary membership of the EazyDiner Prime program – for 1 year

Primary cardholders of the Samsung Axis Bank Infinite Credit Card are entitled to a complimentary annual, one-time membership to the EazyDiner Prime program. This membership offers exclusive benefits, including a 25% discount at premium five-star restaurants in 11 cities across India – namely Delhi, Mumbai, Bangalore, Chennai, Hyderabad, Pune, Kolkata, Ahmedabad, Chandigarh, Goa, and Jaipur.

The offer is valid for a period of 6 months from the date of credit card issuance, during which the membership code needs to be activated. Once activated, the membership is valid for one year from the activation date. To know how to activate your membership and all other details, please click here.

Other Cardholder Benefits

1% fuel surcharge waiver– Applicable fuel stations and brands : Fuel surcharge is applicable at all petrol stations.
– Restrictions on waiver benefits : Applicable only on all fuel purchases between ₹400 and ₹5,000

No rewards are earned on fuel spends
Easy EMI conversions– Customers can convert their credit card purchases of ₹2,500 or more into easy EMIs.
– The program offers the convenience of paying back in parts rather than the entire amount upfront.
24/7 customer supportPlease click here for all the options to contact the bank for various issues and escalations
Security featuresChip and PIN technology – security for offline transactions : In the past, credit cards typically used a magnetic stripe located on the back of the card to store and transact data. However, the latest generation of credit cards includes a CHIP and PIN feature, which provides enhanced security. Only you know your PIN, so even your card is lost it is unlikely to be misused since BOTH the physical card and the PIN is required to spend on the card

Two-factor authentication – security for online transactions : When making an online transaction, you approve your online transaction through using a One-time Password (OTP) which you get on your mobile phone . Since only you know the OTP, the card is unlikely to be misused unless someone has access to BOTH your card details AND your mobile phone. This ensures a safe online purchase experience.

SMS alerts and notifications – for both offline and online transactions : For your peace of mind, you get free SMS alerts and notifications for all your credit card transactions. Hence you will know about all transactions on your card. In the unlikely scenario of your card being misused, you would still get these alerts and notifications – which will help you to immediately block your credit card.
Contactless payment– Look for the contactless network symbol on your card to determine if your credit card is contactless.
– In India, contactless payments are allowed for a maximum of ₹5000 for a single transaction without requiring a Credit Card PIN. For transactions equal to or higher than ₹5000, the cardholder must input their Credit Card PIN for security reasons.

Important Axis Bank Samsung Infinite Card Fees and Charges

Annual fee and annual fee offers

Annual FeeAnnual fee offers
1st year joining fee₹5,000Welcome offer worth ₹6000 : You get 30,000 EDGE REWARDS worth ₹6000, on doing 3 card transactions within 30 days of credit card issuance
Renewal fee from 2nd year onwards₹5,000Renewal fee offer : Annual fees is not charged from the second year onwards , if you spend ₹7,00,000 or more in the previous year.
– Rent transactions and wallet load transactions will not be eligible for spends counted towards availing annual fee waiver

Late payment fee

Late payment fees depends on the total payment due.

Total bill amount dueLate payment charges
Less than ₹500None
Between ₹501 – ₹5000₹500
Between ₹5,001 – ₹10,000₹750
More than ₹10,000₹1,200

Foreign currency mark-up fee
3.50% of the transaction amount. This fee is charged when you use your Samsung Axis Infinite card outside India.

Finance charges
3.6% per month

Important Note

– GST/ other applicable taxes as per current laws, will be applicable on all fees and charges
– To view all/updated fees & charges on this card, please click here – Axis Samsung Infinite Credit Card Fees & Charges

Eligibility Criteria

Please note that the below criteria are only indicative, and the bank reserves the ultimate right to approve or decline applications for the card.

Minimum age18 years
Maximum age70 years
Occupation Salaried or self employed
Residential statusThe individual can be a resident of India
Minimum income requirementsNot specified

Applying & Tracking Your Application Status

Step-by-step guide –

Quick & easy online application process
The easiest way is to click here – APPLY NOW , you shall be taken to the card application page on the Axis Bank website. You can also visit official website of the bank and fill out the application form.

Steps :
– Fill up the application form and submit your application.
– Make sure to submit the required documents, including identity proof, address proof, and proof of income (list of required documents given in next section).
– Review your application and click submit.
– Await confirmation from Axis Bank regarding the status of your application.
Offline (face to face) application processYou can visit any of the nearest branches of the bank and talk to an executive regarding the process. To find the branch nearest to you, visit here.
Approval timelineThe credit card decision would be communicated within a maximum of 21 working days , this can depend on a case-to-case basis.

Necessary documents

List of documents 
– PAN card photocopy or Form 60
– Colour photograph
– Income proof : Latest payslip/Form 16/IT return copy 
– Residence proof (any one of the following) : Passport , ration card, electricity bill, landline telephone bill
– Identity proof (any one of the following) : Passport, driving license, PAN card, Aadhaar card

Please note that this list is only indicative. Additional documents maybe required on a case-to-case basis.

Tracking your credit card application status

Application tracking
You can track the status of your application through the CC Tracker. You can see this on the Home page OR use the search bar & simply type in CC Tracker or Application Tracker.

Steps :
1. Enter the application ID number (that you would have received at the time of applying for a card) & mobile number OR enter PAN number & mobile number (in case you do not remember your application ID number)
2. Next, enter the CAPTCHA, and then click on the Track button to check the status of your Flipkart Axis Bank Card application.

Conclusion

In conclusion, the Samsung Axis Bank Infinite Credit Card is a good premium card choice for frequent Samsung shoppers. It also provides special benefits on 5 preferred merchants serving a variety of needs, special benefits on international spending, and a range of lifestyle benefits like complimentary lounge access both within India and abroad and an attractive dining program.

However the benefits are restricted to a select group of merchants, hence may not be suitable for those who are looking for a wider choice of shopping options.

Apply Now

on Axis Bank website

Frequently Asked Questions

What are the benefits of using the Samsung Axis Bank Infinite Credit Card?

The Samsung Infinite card offers 10% cash back on purchasing Samsung products, 3% benefits on select merchants, 3% on international spending, 1% on all other purchases, complimentary lounge access, dining discounts, and more.

What are the annual fees and offers associated with the Samsung Axis Bank Infinite Credit Card?

The annual fee is ₹5000, but it can be waived from the second year onwards if you spend ₹7,00,000 or more in the previous year. Additionally, there are welcome benefits for new cardholders which covers the 1st year annual fee.

What are the eligibility criteria for the Samsung Axis Bank Infinite Credit Card?

The minimum age requirement for Samsung Infinite credit card is 18 years, the maximum age is 70 years, and the individual should be a resident of India. Specific income and credit score requirements have not been specified by the bank.

Can I earn rewards on all my purchases with the Samsung Axis Bank Infinite Credit Card?

You can earn rewards on most of your purchases made with the Samsung Axis Bank Infinite Credit Card. You get 10% cash back on purchasing Samsung products. You also earn 15 reward points worth ₹3 on every ₹100 spent on preferred merchants and international transactions, and 5 reward points worth ₹1 on every ₹100 spent on all other transactions, with certain exceptions which have been specified in the above post.

How can I apply for the Samsung Axis Bank Infinite Credit Card?

You can apply for Samsung Axis Bank Infinite card online by clicking here, OR through the Axis Bank website, OR visit a branch in person. The application process requires filling out an application form and providing the necessary documents for verification.

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