Most popular cards

3%-5% cashback on Amazon India :
– Amazon Prime members : Earn ₹5 (in Amazon Pay balance) on every ₹100 you spend on Amazon India – no monthly limit on spending
– All Others : Earn ₹3 (in Amazon Pay balance) on every ₹100 you spend on Amazon – no monthly limit on spending
– Important exceptions : 2% cashback – on digitally fulfilled categories like Amazon Pay wallet loads, flight bookings, bill payments, recharges, Ebooks , Amazon Pay Gift Cards. No cashback – on fuel spends, jewellery purchases, EMI purchases including purchases which are converted to EMI later, Amazon business transactions.

2% cashback on 100+ Amazon Pay partners : Earn ₹2 (in Amazon Pay balance) on every ₹100 you spend on 100+ Amazon Pay partner merchants – no monthly limit on spending.  Amazon Partner merchants include brands like Yatra, BookMyShow, FreshMenu, Faasos, Byju’s, Urban Ladder etc

1 % cashback on all other spends : Earn ₹1 on every ₹100 you spend on all other purchases

1% fuel surcharge waiver : Fuel surcharge waiver at all fuel stations , on all fuel transactions upto ₹4,000

Welcome benefits (limited time offer) through Amazon account –
– Prime members : You get a welcome offer of upto ₹2000 in the form of coupons and cashback upon activation.
– Non-Prime members : You get a welcome offer of upto ₹1,500 in the form of coupons and cashback upon activation, along with 3 months of complimentary Prime membership.

5% cashback on Flipkart : Earn ₹5 on every ₹100 you spend on Flipkart. There is no limit on the spending amount, to earn these rewards.

4% cashback on preferred merchants – Swiggy || Uber || PVR || Cleartrip || Tata Play || Cult Fit : Earn ₹4 on every ₹100 you spend on these preferred merchants. There is no limit on the spending amount, to earn these rewards.

1.50% cashback on all other spends

Airport lounge access in India : Complementary domestic airport lounge access – upto 4 times per year

1% fuel surcharge waiver : Fuel surcharge waiver is applicable at all fuel stations on :
– Only on fuel transactions between ₹400 and ₹4,000 only AND
– Only on upto fuel purchases of ₹40,000 per month (since benefit is capped at ₹400 per monthly card statement cycle)
– Both the above conditions need to be met to avail fuel surcharge waiver

5% cashback on preferred merchants – Amazon || Flipkart || Myntra || Tata CLiQ || Swiggy || Zomato || BookMyShow || Sony LIV || Cult.fit || Uber
You earn ₹5 , on every ₹100 you spend on these 10 specific merchants – only on purchases upto ₹20,000 per month
Exceptions :
– 5% cashback on these select merchants given only for non-EMI spends on these merchants. EMI transactions (at merchant location) & wallet loads at these merchants will be considered under the 1% basic cashback category.
– All gift card/ prepaid card loads & voucher purchase transactions are considered under the 1% basic cashback category.

1% cashback on all other spends : You earn ₹1 , on every ₹100 you spend on all other purchases – only on purchases upto ₹1,00,000 per month
Exceptions : No cashback is given on fuel purchases, rent payments, government-related transactions, post facto EMI transactions (Smart EMI, Dial an EMI).
For full list of terms and conditions, please click here – HDFC Millenia Terms & Conditions

Upto 1% additional milestone related benefits : Additional benefits based on achievement of quarterly spend targets
– If you spend ₹1 lakh or more in a calendar quarter, you will receive gift vouchers worth ₹1,000.

Complementary visits to domestic airport lounges in India – 2 times per quarter
– For Mastercard, Visa and Rupay card variants , please click below for details
Airport Lounge Details – Mastercard, Visa & Rupay Cards
– For Diners Club card variants , please click below for details
Airport Lounge Details – Diners Card

1% fuel surcharge waiver : Fuel surcharge waiver at all fuel stations –
– Only on fuel transactions between ₹400 and ₹5,000
– Only on fuel purchases upto ₹25000 per month
– Both conditions above need to be met to avail surcharge waiver

Attractive dining program – in partnership with Swiggy & Dineout
– 20% discount on restaurant bill payments at over 20,000 restaurants – via Swiggy Dineout.
– Valid only for payments made through the Swiggy app, on dining transactions more than ₹1500.

5% cashback on all online spends , 1% cashback on all other spends
– You earn ₹5 , on every ₹100 you spend on online transactions. You earn ₹1 , on every ₹100 you spend on all other purchases.
– Exceptions : No cashback given on the following purchases & payments – rent, fuel, utility bills, insurance, wallet loads, school & educational services, jewelry, railways, EMI transactions, cash advances, balance transfer, returns & refunds.
– Maximum cashback given is restricted to ₹5,000 per month.

1% fuel surcharge waiver
– Only on fuel transactions between ₹500 and ₹3,000 AND
– Only on fuel purchases upto ₹10,000 per month (since the waiver amount is restricted to ₹100 per monthly card statement cycle)
– Both the above conditions need to be met to avail fuel surcharge waiver

7.25% earning on fuel purchases :
– 6.25% special benefit on BPCL fuel purchases : You earn 25 reward points worth ₹6.25 , on every ₹100 you spend at BPCL pumps – only on purchases up to ₹10,000 per month. 1 reward point = ₹0.25 or 25 paise.
– 1% fuel surcharge waiver at BPCL fuel pumps : On fuel transactions upto ₹4,000 only AND on upto total fuel spends of ₹10,000 per month. Both the above conditions need to be met to avail fuel surcharge waiver

2.50% special benefit on groceries, departmental stores, movies & dining spends : You earn 10 reward points worth ₹2.50 , on every ₹100 you spend on groceries, departmental stores, movies & dining – only on combined total spending of up to ₹75,000 per month across these categories. 1 reward point = ₹0.25 or 25 paise.

0.25% basic benefit on all other spends : You earn 1 reward point worth ₹0.25 (25 paise) , on every ₹100 you spend on all other purchases. Except on mobile wallet loads and non-BPCL fuel spends.

Milestone privileges : Upto 0.66% benefit on achieving annual spend target of  ₹3 lakhs : You receive e-Gift Vouchers worth ₹ 2,000 (from Aditya Birla Fashion, Yatra, or Bata/Hush Puppies) , on reaching annual card spend target of ₹ 3 lakhs.

Complimentary airport lounge access in India : You enjoy free visits to airport lounges in India , maximum once per calendar quarter (upto 4 times per year)