Our Money Guide

Pros and Cons of ixigo AU Credit Card 

Pros

  • Attractive discounts on various kinds of travel bookings on ixigo
  • Complimentary airport & railway lounge access

Cons

  • You are restricted to ixigo platform, to earn these attractive travel rewards
  • You may need to look at other cards to earn rewards on your other major spends like shopping etc.

Features & Benefits of ixigo AU Credit Card

10% discount (upto ₹1000) on flight bookings on ixigo – once per month

You get a 10% discount on ixigo flight bookings, on flight bookings upto ₹10,000 (since the maximum discount is restricted to ₹1000), once per month. On bookings above ₹10,000, your discount percentage will fall below 10%.

You can avail this discount once per month.

10% discount (upto ₹1000) on hotel bookings on ixigo – once per month

You get a 10% discount on ixigo hotel bookings, on hotel bookings upto ₹10,000 (since the maximum discount is restricted to ₹1000), once per month. On bookings above ₹10,000, your discount percentage will fall below 10%.

You can avail this discount once per month.

10% discount (upto ₹300) on bus bookings on ixigo – once per month

You get a 10% discount on ixigo bus bookings, on bus bookings upto ₹3000 (since the maximum discount is restricted to ₹300), once per month. On bookings above ₹3000, your discount percentage will fall below 10%.

You can avail this discount once per month.

2.50% reward on train bookings on ixigo

You earn 10 reward points worth ₹2.50, on every ₹100 you spend on train bookings on ixigo.

1 reward points = ₹0.25 (25 paise), and can be redeemed for vouchers, products and more.

Waiver of Payment Gateway (PG) charges on train bookings

On train bookings, payment gateway charges are waived off.

This benefit is applicable 2 times per month.

1.25% benefit on all online card spends

You earn 5 reward points worth ₹1.25, on every ₹100 you spend on all online purchases.

1 reward points = ₹0.25 (25 paise), and can be redeemed for vouchers, products and more. Reward points are not given on fuel and rent transactions, insurance, jewelry, and wallet spends.

0.62% benefit on all offline card spends

You earn 2.50 reward points worth ₹0.62 (62 paise), on every ₹100 you spend on all offline purchases.

1 reward points = ₹0.25 (25 paise), and can be redeemed for vouchers, products and more. Reward points are not given on fuel and rent transactions, insurance, jewelry, and wallet spends.

Complimentary access to international airport lounges – once per year

You get free visits to airport lounges outside India, 1 time per year.

Complimentary access to domestic airport & railway lounges – 16 times per year

You get free visits to airport lounges and railway lounges in India.

You can use this benefit 16 times year.

No fee (forex markup) on international transactions

You do not need to pay any fee on all your credit transactions outside India.

This is a unique benefit, since most cards in the industry charge around 3.50% on foreign card transactions. Hence this is a very useful benefit for those who travel abroad frequently.

Card liability cover upto ₹1.50 lakhs

You carry zero liability for any fraudulent transactions on your credit card, after reporting its loss to the bank. Upto an amount of ₹1.50 lakhs.

You are protected against card counterfeit/skimming and online frauds, giving you peace of mind.

Fuel surcharge waiver

You get a 1% fuel surcharge waiver on all fuel transactions between ₹400 and ₹5000 only.

This benefit is applicable at all fuel stations across India.

AU Bank customer care number

You can contact AU Bank 24/7, please click here for details – AU Customer Care Numbers & Other Contact Details

ixigo AU Credit Card Fees & Charges

Annual fee

Annual feeAnnual fee offers
1st year joining fee₹999Welcome offer : Joining fee is waived off at ₹1000 card spend, within 30 days of card issuance
Renewal fee from 2nd year onwards₹999Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹1 lakh or more in the previous year

To view all fees and charges, please click here – AU Credit Cards Fees & Charges

Eligibility criteria

Minimum agePrimary card member: 20 years
Add-on card member: 18 years
Maximum age60 years
OccupationSalaried or self-employed
Minimum income requirementsShould have a regular source of income , minimum income not specified
Credit scoreGood credit score, preferably above 750
LocationApplicant should be based in the credit card sourcing locations of AU bank

Documents required

Required documents 
– PAN card copy
– Identity proof : PAN card , driving license, valid passport, voter ID (any one)
– Address proof : electricity bill, phone bill, driving licence, passport, ration card, bank statement, passbook, voters ID, flat maintenance bill, rent agreement (any one)
– Income proof : latest salary slip/s, income tax return etc

Additional documents maybe required on a case-to-case basis.

How do I apply for the ixigo AU Credit Card ?

Online application process 
The easiest way is to click here – APPLY NOW , you shall be taken to the card application page on the AU Bank website.

You can also visit official website of the bank and fill out the application form. The bank’s website and mobile app offer a user-friendly interface that makes the application process quick and easy.

Steps :
– To apply, simply provide your personal details, such as your PAN number, mobile phone number, income & emplyment details, , address, along with the other requirements asked for
– Submit the application
Offline (face to face)  application processYou can visit any of the nearest branches of the bank and talk to an executive regarding the process.
Apply Now

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