Our Money Guide
Minimum Income Annual Fee – 1st Year Annual Fee – 2nd Year Onwards Special Benefits Other Important Benefits

IndusInd Nexxt Credit Card

APPLY NOW

Not specified

₹10000 (joining fee)

Offer : Choice of vouchers

Nil

BOGO (Buy One Get One Free) at BookMyShow movies, benefits upto ₹400 per month

Interactive credit card with in-built LED lights, offers flexibility when making payments at merchant stores. Pay by EMI || by reward points || by credit (normal use of the credit card)

IndusInd Bank Platinum Aura Edge Credit Card

APPLY NOW

Not specified

Fee : ₹500

Offer : Vouchers from Vouchagram

Nil

Upto 2% cashback on the category of your choice – department store purchases OR on grocery purchases OR on hotel expenses OR on restaurant bills

No annual fee from the 2nd year onwards.

IndusInd Bank Pinnacle Credit Card

APPLY NOW

₹10 lakhs per year (salaried) || ₹12 lakhs per year (self-employed)

Fee : ₹14,999

Offer : Welcome offer worth over ₹15000

Nil

Premium card, with no annual fee from the 2nd year onwards. Complimentary access to airport lounges in India (1 per quarter), and abroad (2 per quarter).

Complimentary golf benefits – 2 free golf round per month AND 2 free golf lessons per month. BOGO (Buy One Get One Free) at BookMyShow movies, benefits upto ₹600 per month.

IndusInd Bank Tiger Credit Card

APPLY NOW

Not specified

Lifetime free

Lifetime free

Lifetime free card. Complimentary access to airport lounges in India (2 per quarter) and abroad (2 per year).

Complimentary golf benefits – 1 free golf round per quarter OR 1 free golf lesson per quarter. Low fee of 1.50% on international card transactions

IndusInd Bank EazyDiner Credit Card

APPLY NOW

Not specified

Fee : ₹1999

Offer : Welcome offer worth over ₹1999

Fee : ₹1999

Offer : Renewal offer worth over ₹1999

Guaranteed 25%-50% discount at various restaurants through EazyDiner Prime membership. Additional 25% discount through EazyDiner PayEazy.

Complimentary access to airport lounges in India – 2 per quarter. BOGO (Buy One Get One Free) at BookMyShow movies, benefits upto ₹400 per month.

IndusInd Bank Samman RuPay Credit Card 

APPLY NOW

Not specified

Nil

Fee : ₹199

Offer : Fee waived at ₹75000 annual card spend

Exclusive card for government sector employees, UPI enabled. Low annual fee of ₹199

Railway surcharge waiver, and fuel surcharge waiver

IndusInd Bank Platinum RuPay Credit Card

APPLY NOW

Not specified

Lifetime free

Lifetime free

Lifetime free card, enabled for UPI payments

Fuel surcharge waiver

IndusInd Legend Credit Card 

APPLY NOW

Not specified

₹9999

Nil

No annual fee after the 1st year. Complimentary access to airport lounges in India – 1 per quarter.

Free Priority Pass membership worth USD 100 (for international airport lounge access), usage of lounges is chargeable. BOGO (Buy One Get One Free) at BookMyShow movies, benefits upto ₹200 per month.

Minimum Income Annual Fee – 1st Year Annual Fee – 2nd Year Onwards Special Benefits Other Important Benefits

IndusInd Nexxt Credit Card

APPLY NOW

Not specified

₹10000 (joining fee)

Offer : Choice of vouchers

Nil

BOGO (Buy One Get One Free) at BookMyShow movies, benefits upto ₹400 per month

Interactive credit card with in-built LED lights, offers flexibility when making payments at merchant stores. Pay by EMI || by reward points || by credit (normal use of the credit card)

IndusInd Bank Platinum Aura Edge Credit Card

APPLY NOW

Not specified

Fee : ₹500

Offer : Vouchers from Vouchagram

Nil

Upto 2% cashback on the category of your choice – department store purchases OR on grocery purchases OR on hotel expenses OR on restaurant bills

No annual fee from the 2nd year onwards.

IndusInd Bank Pinnacle Credit Card

APPLY NOW

₹10 lakhs per year (salaried) || ₹12 lakhs per year (self-employed)

Fee : ₹14,999

Offer : Welcome offer worth over ₹15000

Nil

Premium card, with no annual fee from the 2nd year onwards. Complimentary access to airport lounges in India (1 per quarter), and abroad (2 per quarter).

Complimentary golf benefits – 2 free golf round per month AND 2 free golf lessons per month. BOGO (Buy One Get One Free) at BookMyShow movies, benefits upto ₹600 per month.

IndusInd Bank Tiger Credit Card

APPLY NOW

Not specified

Lifetime free

Lifetime free

Lifetime free card. Complimentary access to airport lounges in India (2 per quarter) and abroad (2 per year).

Complimentary golf benefits – 1 free golf round per quarter OR 1 free golf lesson per quarter. Low fee of 1.50% on international card transactions

IndusInd Bank EazyDiner Credit Card

APPLY NOW

Not specified

Fee : ₹1999

Offer : Welcome offer worth over ₹1999

Fee : ₹1999

Offer : Renewal offer worth over ₹1999

Guaranteed 25%-50% discount at various restaurants through EazyDiner Prime membership. Additional 25% discount through EazyDiner PayEazy.

Complimentary access to airport lounges in India – 2 per quarter. BOGO (Buy One Get One Free) at BookMyShow movies, benefits upto ₹400 per month.

IndusInd Bank Samman RuPay Credit Card 

APPLY NOW

Not specified

Nil

Fee : ₹199

Offer : Fee waived at ₹75000 annual card spend

Exclusive card for government sector employees, UPI enabled. Low annual fee of ₹199

Railway surcharge waiver, and fuel surcharge waiver

IndusInd Bank Platinum RuPay Credit Card

APPLY NOW

Not specified

Lifetime free

Lifetime free

Lifetime free card, enabled for UPI payments

Fuel surcharge waiver

IndusInd Legend Credit Card 

APPLY NOW

Not specified

₹9999

Nil

No annual fee after the 1st year. Complimentary access to airport lounges in India – 1 per quarter.

Free Priority Pass membership worth USD 100 (for international airport lounge access), usage of lounges is chargeable. BOGO (Buy One Get One Free) at BookMyShow movies, benefits upto ₹200 per month.

NO ANNUAL FEE FROM 2ND YEAR ONWARDS, LED LIGHT BASED CARD GIVING CHOICE OF PAYMENT METHOD AT STORES
on IndusInd website
IndusInd Nexxt Credit Card
Our Rating     3.25
Rewards Rate
✔︎
BOGO (Buy One Get One Free) at BookMyShow movies, benefits upto ₹400 per month
✔︎
Interactive credit card with in-built LED lights, offers flexibility when making payments at merchant stores. Pay by EMI || by reward points || by credit (normal use of the credit card)
Annual Fee

Nil (₹10000 only in the 1st year)

Annual Fee Offers

Welcome offer : Choice of vouchers

Minimum Income

Not specified


Interactive credit card with in-built LED lights, offers flexibility when making payments at merchant stores. You can choose to make payment by EMI, by reward points, or by credit (normal use of th

Interactive credit card with in-built LED lights, offers flexibility when making payments at merchant stores. You can choose to make payment by EMI, by reward points, or by credit (normal use of the credit card)

BOGO (Buy One Get One Free) at BookMyShow movies, benefits upto ₹400 per month
– Buy one movie ticket and get upto ₹200 off on the second ticket, 2 times per month.

0.50% cashback on all card spends
– You get 0.66 reward points worth ₹0.50 or 50 paise, on every ₹100 you spend on your card (1 reward point on every ₹150 spend)
– 1 reward point = ₹0.75, and can be converted to cashback, and credited to your monthly card statement.
– You can also convert your reward points to Vistara and InterMiles, 1 reward point = 1 Club Vistara Point / 1 InterMile

Complimentary insurance benefits
✔︎ Air accident insurance of ₹25 lakhs
✔︎ Travel related insurance (Travel Plus Program), applicable on international travel
– Lost baggage upto ₹1,00,000
– Delayed baggage upto ₹25,000
– Loss of passport upto ₹50,000
– Lost ticket upto ₹25,000
– Missed connection upto ₹25,000
✔︎ Total Protect : This covers for unauthorised transactions on your card in case of –
– Loss or theft of the card
– Counterfeit fraud (in case of card details being stolen and used unscrupulously with counterfeit plastic)
– Protection is upto the credit limit of your credit card.

Fuel surcharge waiver
– You get 1% fuel surcharge waiver on all fuel transactions between ₹400 and ₹4000 only

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Benefits
– No annual fee
– Complimentary movie benefits
– Choice to personalise payment method at merchant store

Drawbacks to consider
– Low reward rate on card spends

NO ANNUAL FEE FROM 2ND YEAR ONWARDS, CAN SELECT CASHBACK CATEGORY OF YOUR CHOICE
on IndusInd Bank website
IndusInd Bank Aura Edge Credit Card
Our Rating     3.75
Rewards Rate
✔︎
No annual fee from the 2nd year onwards
2%
Cashback on category of your choice - department store purchases OR on grocery purchases OR on hotel expenses OR on restaurant bills
Annual Fee

Nil (₹500 only in the 1st year)

Annual Fee Offers

Welcome offer : Vouchers from Vouchagram, from brands like Amazon, Flipkart, Big Bazaar, Zee5, Apollo Pharmacy, Uber, Ola and more.

Minimum Income

Not specified


No annual fee from 2nd year onwards

You need to choose any one, amongst the 4 rewards plans given below :
1. Shop Plan : 2% cashback on department store purchases || 1% cashback on pur

No annual fee from 2nd year onwards

You need to choose any one, amongst the 4 rewards plans given below :
1. Shop Plan : 2% cashback on department store purchases || 1% cashback on purchase of consumer durables or electronic items || 0.75% cashback on restaurant bills & book purchases || 0.25% cashback on all other card spends
2. Home Plan : 2% cashback on grocery purchases || 0.75% cashback on medical spends || 0.7% cashback on electricity bills , mobile bills and insurance spends || 0.25% cashback on all other card spends
3. Travel Plan : 2% cashback on hotel expenses || 1.25% cashback on airline tickets || 0.75% cashback on rail tickets and car rental expenses || 0.25% cashback on all other card spends
4. Party Plan : 2% cashback on restaurant bills || 1% cashback on departmental store shopping, and on bars & pubs spends || 0.75% vashback on movie tickets || 0.25% cashback on all other card spends

Fuel surcharge waiver : You get 1% fuel surcharge waiver on all fuel transactions between ₹400 and ₹4000 only

Total Protect : This covers your card for unauthorised transactions in case of –
– Loss or theft of the card, and
– Counterfeit fraud (in case of card details being stolen and used unscrupulously with counterfeit plastic)
Protection is upto the credit limit of your credit card.

Travel related insurance (Travel Plus Program), applicable on international travel
– Lost baggage upto ₹1 lakh
– Delayed baggage upto ₹25,000
– Loss of passport upto ₹50,000
– Lost ticket upto ₹25,000
– Missed connection upto ₹25,000

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Benefits
– No annual fee from the 2nd year onwards
– Flexible rewards plan : You can choose any one out of the 4 plans available, and can earn upto 2% on the category of your choice, which is a good reward rate for a card which is free from the 2nd year onwards.

Drawbacks
– You would need to consider other cards, to earn rewards on other spends (other than the category you choose)

PREMIUM CARD WITH MANY LIFESTYLE BENEFITS, FREE FROM THE 2ND YEAR ONWARDS
on IndusInd Bank website
IndusInd Bank Pinnacle Credit Card
Our Rating     3.75
Rewards Rate
✔︎
Premium card, with no annual fee from the 2nd year onwards
✔︎
Complimentary access to airport lounges in India (1 per quarter), and abroad (2 per quarter)
✔︎
Complimentary golf benefits - 2 free golf round per month AND 2 free golf lessons per month
✔︎
BOGO (Buy One Get One Free) at BookMyShow movies, benefits upto ₹600 per month
2.50%
Benefit on online card spends (except online travel spends)
Annual Fee

Nil (₹14,999 only in the 1st year)

Annual Fee Offers

Welcome offer : Various vouchers like Vouchagram, Oberoi, Postcard Hotels, Montblanc.

Minimum Income

₹10 lakhs per year (salaried) || ₹12 lakhs per year (self-employed)


2.50% cashback on online spends (except travel) || 1% cashback on offline spends
– 2.50 rewards points worth ₹2.50, on every ₹100 you spend on online purchases
– 1 rewar

2.50% cashback on online spends (except travel) || 1% cashback on offline spends
– 2.50 rewards points worth ₹2.50, on every ₹100 you spend on online purchases
– 1 reward point worth ₹1, on every ₹100 you spend on offline purchases
– 1 reward point = ₹1, and can be redeemed as cashback into your credit card statement
Please note
– You get 1.50% cashback on online travel spends
– You get 0.70% cashback on the following spends – utility bills (online and offline), insurance premium, government and education, fees, real estate/rental payments.
– 1% on offline spends includes call centre transactions and standing instructions
– No cashback is given on fuel spends

Complimentary access to airport lounges in India – 1 per quarter

Complimentary access to airport lounges abroad – 2 per quarter (through Priority Pass program)

BOGO (Buy One Get One Free) at BookMyShow movies, benefits upto ₹600 per month
– Buy one ticket and get up to ₹200 off on the second ticket, through BookMyShow.
– This offer can be availed maximum 3 times per month.

Complimentary golf benefits – 2 free golf rounds per month AND 2 free golf lessons per month

24/7 emergency roadside assistance (Legend Auto Assist)
– Services include on-the-spot mechanical/electrical repairs, emergency fuel supply, flat tire service, lost keys assistance, battery service, emergency towing, and accident management.

24/7 concierge services (Legend Concierge Services)
– This provides services such as global trip assistance, including pre-trip guidance, hotel and flight bookings, sports and entertainment ticket reservations, exclusive event bookings, and worldwide delivery of flowers and gifts.

Total Protect : This covers your card for unauthorised transactions in case of –
– Loss or theft of the card, and
– Counterfeit fraud (in case of card details being stolen and used unscrupulously with counterfeit plastic)
Protection is upto the credit limit of your credit card.

Air accident cover of ₹25 lakhs

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Benefits
– Premium card, with no annual fee from the 2nd year onwards
– Lifestyle benefits such as complimentary airport lounge access both in India and abroad, complimentary golf, movie benefits, emergency roadside assistance, and more

Drawbacks
– You could earn higher reward rates on other premium cards, but which charge an annual fee

LIFETIME FREE CARD WITH A RANGE OF LIFESTYLE BENEFITS, AND GOOD REWARDS AT HIGH CARD SPENDS
on IndusInd Bank website
Our Rating     3.75
Rewards Rate
✔︎
Lifetime free card
✔︎
Complimentary access to airport lounges in India - 2 per quarter
✔︎
Complimentary access to airport lounges abroad - 2 per year
✔︎
Complimentary golf benefits - 1 free golf round per quarter OR 1 free golf lesson per quarter
✔︎
Low fee of 1.50% on international card transactions
Annual Fee

Lifetime free

Annual Fee Offers

Minimum Income

Not specified


Lifetime free card

Co-branded credit card by Tiger Fintech (a Bajaj Capital group company), with IndusInd Bank

Slabwise benefit, depending on level of annual card spend

Lifetime free card

Co-branded credit card by Tiger Fintech (a Bajaj Capital group company), with IndusInd Bank

Slabwise benefit, depending on level of annual card spend
– On annual card spend upto ₹1 lakh : You earn 1 reward point worth ₹0.40 OR 1.2 airmiles, on every ₹100 you spend
– On annual card spend between ₹1 lakh & ₹2.50 lakh : You earn 2 reward points worth ₹0.80 OR 2.4 airmiles on every ₹100 you spend
– On annual card spend between ₹2.50 lakh & ₹5 lakh : You earn 4 reward points worth ₹1.60 OR 4.8 airmiles, on every ₹100 you spend
– On annual card spend above ₹5 lakhs : You earn 6 reward points worth ₹2.40 OR 7.2 airmiles, on every ₹100 you spend
– 1 reward point = ₹0.40 cashback OR 1.2 airmiles (Vistara or InterMiles)
– Exceptions : No reward points are given on the following card spends – fuel, utility bill payments, insurance premium, government services, educational Institutes, real estate and rental payments.

Lets take 2 examples to get effective benefit rate :
✔︎ At ₹6 lakhs annual card spend, you would earn a total of 20000 reward points worth ₹8000 as cashback (1.3% benefit), OR 24000 airmiles (4% benefit)
✔︎ At ₹3 lakhs spend, you would earn a total of 6000 reward points worth ₹2400 as cashback (0.8% benefit), OR 7200 airmiles (2.4% benefit)

Complimentary access to airport lounges in India – 2 per quarter (through DreamFolks program)

Complimentary access to airport lounges abroad – 2 per year (through Priority Pass program)

Complimentary golf benefits – 1 free golf round per quarter OR 1 free golf lesson per quarter

1 free movie ticket (upto ₹500), every 6 months – at BookMyShow
– You can get a maximum of 2 free movie tickets per year (upto ₹500 each)

Low fee (forex markup) of 1.50% on international card transactions

24/7 emergency roadside assistance (Legend Auto Assist)
– Services include on-the-spot mechanical/electrical repairs, emergency fuel supply, flat tire service, lost keys assistance, battery service, emergency towing, and accident management.

24/7 concierge services (Legend Concierge Services)
– This provides services such as global trip assistance, including pre-trip guidance, hotel and flight bookings, sports and entertainment ticket reservations, exclusive event bookings, and worldwide delivery of flowers and gifts.

Total Protect : This covers your card for unauthorised transactions in case of –
– Loss or theft of the card, and
– Counterfeit fraud (in case of card details being stolen and used unscrupulously with counterfeit plastic)
Protection is upto the credit limit of your credit card.

Fuel surcharge waiver : You get 1% fuel surcharge waiver on all fuel transactions between ₹400 and ₹4000 only

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Benefits
– Lifetime free card
– Good benefit rate on card spends, especially at higher annual card spends
– Lifestyle benefits such as complimentary airport lounge access both in India and abroad, complimentary golf, movie benefits, emergency roadside assistance, and more
– Such reward rates and lifestyle benefits, are not easy to find in most lifetime free cards in India

Drawbacks
– You could earn higher reward rates, especially if you choose a card with annual fee

ATTRACTIVE DISCOUNT ON DINING SPENDS, THROUGH EAZYDINER
on IndusInd Bank website
IndusInd Bank EazyDiner Credit Card
Our Rating      4.0
Rewards Rate
✔︎
Guaranteed 25%-50% discount at various restaurants, through EazyDiner Prime membership
✔︎
Additional 25% discount, through EazyDiner PayEazy (payment channel of EazyDiner app)
✔︎
2% benefit on dining spends || shopping || entertainment
✔︎
Complimentary access to airport lounges in India - 2 per quarter
✔︎
BOGO (Buy One Get One Free) at BookMyShow movies, benefits upto ₹400 per month
Annual Fee

₹1999

Annual Fee Offers

✓ Welcome offer : Complimentary EazyDiner membership worth ₹2495 || ₹5000 Postcard Hotel stay voucher || 2000 EazyDiner EazyPoints
✓ Renewal offer : Complimentary EazyDiner membership worth ₹2495 || 2000 EazyDiner EazyPoints

Minimum Income

Not specified


Guaranteed 25%-50% discount at various restaurants through EazyDiner Prime membership || Additional 25% discount through EazyDiner PayEazy (upto ₹1000 per bill)
– You get a minimum 25

Guaranteed 25%-50% discount at various restaurants through EazyDiner Prime membership || Additional 25% discount through EazyDiner PayEazy (upto ₹1000 per bill)
– You get a minimum 25% discount at over 2000 restaurants in India and Dubai, which are part of the EazyDiner Prime program.
– You get additional 25% discount, if you pay restaurant bills through PayEazy (payment channel of EazyDiner app), upto ₹1000 per bill.

2% benefit on dining, shopping & entertainment spends || 0.80% benefit on all other card spends
– You get 10 rewards points worth ₹2, on every ₹100 you spend on dining purchases.
– You get 4 rewards points worth ₹0.80 (80 paise), on every ₹100 you spend on all other purchases
– 1 rewards point = ₹0.20, and can be redeemed only on EazyDiner app (for paying restaurant bills OR other redemption options on EazyDiner app)

3X EazyDiner EazyPoints, on EazyDiner spends
– EazyPoints is reward point currency of EazyDiner
– The value of EazyPoints is dynamic, usually between ₹0.20 to ₹1 per EazyPoint, depending on the redemption option you choose on the EazyDiner app

Complimentary access to airport lounges in India – 2 per quarter

BOGO (Buy One Get One Free) at BookMyShow movies, benefits upto ₹400 per month
– Buy one ticket and get up to ₹200 off on the second ticket, through BookMyShow.
– This offer can be availed maximum 2 times per month.

Fuel surcharge waiver : You get 1% fuel surcharge waiver on all fuel transactions between ₹400 and ₹4000 only

Total Protect : This covers your card for unauthorised transactions in case of –
– Loss or theft of the card, and
– Counterfeit fraud (in case of card details being stolen and used unscrupulously with counterfeit plastic)
Protection is upto the credit limit of your credit card.

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Benefits
– Attractive discounts on dining spends, through EazyDiner Prime membership & paying through EazyDiner PayEazy
– Complimentary access to airport lounges in India (2 per quarter)
– 2 free movie tickets per month (upto ₹200 each), at BookMyShow movies

Drawbacks to consider
– You will need to consider other cards to earn rewards on non-dining expenses

LOW ANNUAL FEE UPI ENABLED CARD, EXCLUSIVELY FOR GOVERNMENT EMPLOYEES
on IndusInd Bank website
IndusInd Samaan Credit Card
Our Rating     3.50
Rewards Rate
✔︎
Exclusive card for government sector employees
✔︎
You can use your card for UPI payments
✔︎
Low annual fee of ₹199
✔︎
1 free movie ticket (upto ₹200), every 6 months - at BookMyShow
Annual Fee

₹199

Annual Fee Offers

✓ Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹75000 or more in the previous year

Minimum Income

Not specified


Card is exclusively for government sector employees

Card is UPI enabled – you can use it for UPI payments

1% cashback (upto ₹200 per month), on all credit card spends
&#

Card is exclusively for government sector employees

Card is UPI enabled – you can use it for UPI payments

1% cashback (upto ₹200 per month), on all credit card spends
– You get ₹1 (as cashback), on every ₹100 you spend on your credit card
– This is valid on monthly card spends upto ₹20,000, since the maximum cashback is restricted to ₹200 per month

1 free movie ticket (upto ₹200), every 6 months – at BookMyShow
– You can get a maximum of 2 free movie tickets per year (upto ₹200 each)

1% railway surcharge waiver, only on railway transactions upto ₹5000
– Maximum waiver amount is capped at ₹600 per year

1% fuel surcharge waiver, on fuel transactions between ₹400 and ₹4000 only

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Benefits
– Low fee card
– You can use your card for UPI payments
– Annual fee is waived, if you spend ₹75000 in the previous year

Drawbacks to consider
– Comparatively low reward rate on card spends

LIFETIME FREE UPI CARD FROM INDUSIND
on IndusInd Bank website
IndusInd Platinum Rupay Credit Card
Our Rating     3.50
Rewards Rate
✔︎
Lifetime free card, enabled for UPI payments
Annual Fee

Lifetime free

Annual Fee Offers

Minimum Income

Not specified


0.7% cashback on UPI spends || 0.35% cashback on all other spends
– You get 2 rewards points worth ₹0.70 (70 paise), on every ₹100 of UPI spends
– You get 1

0.7% cashback on UPI spends || 0.35% cashback on all other spends
– You get 2 rewards points worth ₹0.70 (70 paise), on every ₹100 of UPI spends
– You get 1 rewards points worth ₹0.35 (35 paise), on every ₹100 you spend on all other spends (non-UPI)
– 1 rewards point = ₹0.35, and can be redeemed as cashback into your credit card statement.
– You can also transfer reward points to Club Vistara and Intermiles, 1 reward point = 1 Club Vistara Point/ 1 InterMile.
Exceptions :
– You get 0.70 reward points worth ₹0.24 (24 paise), on the following spends – utility bill payments, insurance premium payments, government services/charges/payments, education institute fees, and real estate/rental payments.
– No reward points are given on fuel purchases

Fuel surcharge waiver : You get 1% fuel surcharge waiver on all fuel transactions between ₹400 and ₹4000 only

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Benefits
– Lifetime free card, enabled for UPI payments

Drawbacks to consider
– Low reward rate on card spends

PREMIUM INDUSIND CARD, WITH NO ANNUAL FEE FROM THE 2ND YEAR ONWARDS
on IndusInd website
IndusInd Bank Legend Credit Card
Our Rating     3.50
Rewards Rate
✔︎
No annual fee after the 1st year
✔︎
Complimentary access to airport lounges in India - 1 per quarter
✔︎
Free Priority Pass membership worth USD 100 (for international airport lounge access), usage of lounges is chargeable
✔︎
BOGO (Buy One Get One Free) at BookMyShow movies, benefits upto ₹200 per month
Annual Fee

Nil (₹9999 only for the 1st year)

Annual Fee Offers

Welcome offer : Various vouchers like Oberoi, Postcard Hotels, Montblanc.

 

Minimum Income

Not specified


1.50% cashback on all weekend card spends || 0.75% cashback on all weekday card spends
– You get 2 rewards points worth ₹1.50, on every ₹100 you spend on weekends with your card
&

1.50% cashback on all weekend card spends || 0.75% cashback on all weekday card spends
– You get 2 rewards points worth ₹1.50, on every ₹100 you spend on weekends with your card
– You get 1 rewards point worth ₹0.75 or 75 paise, on every ₹100 you spend on weekdays with your card
– 1 rewards point = ₹0.75 or 75 paise, and can be redeemed for cashback. You can also convert your reward points to Vistara and InterMiles, 1 reward point = 1 Club Vistara Point / 1 InterMile.
– Exceptions : You get 0.70 reward points worth ₹0.52 (52 paise), on the following spends – utility bill payments, insurance premium payments, government services/charges/payments, education institute fees, and real estate/rental payments.

Additional benefit of upto 0.50%, at ₹6 lakhs annual card spend
– You get 4000 rewards points worth ₹3000, at ₹6 lakhs yearly card spend
– 1 rewards point = ₹0.75 or 75 paise, and can be redeemed for cashback

Complimentary access to airport lounges in India – 1 per quarter

Free Priority Pass membership worth USD 100 (for international airport lounge access)
– Usage of international lounges is chargeable at USD 32 per visit
– If you are a regular user of international airport lounges, you could enrol for IndusInd Travel Plus program for ₹5000 per year. Under Travel Plus program you do not pay for usage of international airport lounges

BOGO (Buy One Get One Free) at BookMyShow movies, benefits upto ₹200 per month
– Buy one ticket and get up to ₹200 off on the second ticket, through BookMyShow.
– This offer can be availed maximum once per month.

24/7 emergency roadside assistance (Legend Auto Assist)
– Services include on-the-spot mechanical/electrical repairs, emergency fuel supply, flat tire service, lost keys assistance, battery service, emergency towing, and accident management.

24/7 concierge services (Legend Concierge Services)
– This provides services such as global trip assistance, including pre-trip guidance, hotel and flight bookings, sports and entertainment ticket reservations, exclusive event bookings, and worldwide delivery of flowers and gifts.

Complimentary insurance benefits
– Air accident insurance of ₹25 lakhs
– Total Protect – this covers your card and add-on cards for unauthorised transactions and counterfeit fraud, till the credit limit of your credit card.

Fuel surcharge waiver, upto ₹2400 per year
– You get 1% fuel surcharge waiver on all fuel transactions between ₹400 and ₹4000 only, and
– On fuel purchases upto ₹2.40 lakhs per year, since the waiver amount is restricted to ₹2400 per year
– Some fuel pumps may charge more than 1% surcharge, the yearly waiver would still be capped at ₹2400 in all cases

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Benefits
– No annual fee after the 1st year
– Lifestyle benefits including complimentary airport lounge access, emergency roadside assistance, 24X7 concierge services

Drawbacks to consider
– Comparatively low reward rate on card spends

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