Our Money Guide
IndusInd Bank Aura Edge Credit Card

Pros and Cons of IndusInd Bank Platinum Aura Edge Credit Card 

Pros

  • No annual fee from the 2nd year onwards
  • Flexible rewards plan : You can choose any one out of the 4 plans available, and can earn upto 2% on the category of your choice, which is a good reward rate for a card which is free from the 2nd year onwards.

Cons

  • You would need to consider other cards, to earn rewards on other spends (other than the category you choose)

Features & Benefits of IndusInd Bank Platinum Aura Edge Credit Card

Lifetime free card, from 2nd year onwards

No annual fee is charged on the card, from the second year onwards.

Choice of 4 plans, to earn accelerated rewards

You need to choose any one, amongst the 4 rewards plans given below :

  1. Shop Plan : 2% cashback on department store purchases || 1% cashback on purchase of consumer durables or electronic items || 0.75% cashback on restaurant bills & book purchases || 0.25% cashback on all other card spends
  2. Home Plan : 2% cashback on grocery purchases || 0.75% cashback on medical spends || 0.7% cashback on electricity bills , mobile bills and insurance spends || 0.25% cashback on all other card spends
  3. Travel Plan : 2% cashback on hotel expenses || 1.25% cashback on airline tickets || 0.75% cashback on rail tickets and car rental expenses || 0.25% cashback on all other card spends
  4. Party Plan : 2% cashback on restaurant bills || 1% cashback on departmental store shopping, and on bars & pubs spends || 0.75% vashback on movie tickets || 0.25% cashback on all other card spends

Complimentary insurace cover : Total Protect

This covers your card for unauthorised transactions in case of –
– Loss or theft of the card, and
– Counterfeit fraud (in case of card details being stolen and used unscrupulously with counterfeit plastic)

Protection is upto the credit limit of your credit card.

Travel related insurance (Travel Plus Program)

You get various kinds of free insurance covers, when you travel abroad
– Lost baggage upto ₹1 lakh
– Delayed baggage upto ₹25,000
– Loss of passport upto ₹50,000
– Lost ticket upto ₹25,000
– Missed connection upto ₹25,000

Fuel surcharge waiver

You get 1% fuel surcharge waiver on all fuel transactions between ₹400 and ₹4000 only.

This benefit is applicable at all fuel pumps across India.

IndusInd Bank Platinum Aura Edge Credit Card Fees & Charges

Annual fee

Annual feeAnnual fee offers
1st year joining fee₹500Welcome offers : Vouchers from Vouchagram, from brands like Amazon, Flipkart, Big Bazaar, Zee5, Apollo Pharmacy, Uber, Ola and more.
Renewal fee from 2nd year onwards₹0

To view all fees and charges, please click here – IndusInd Credit Cards Fees & Charges

Eligibility criteria

Minimum age21 years
Maximum age65 years
OccupationSalaried or self-employed
Minimum income requirementsNot specified
Credit scoreNot specified, preferably above 750

Documents required

Required documents 
– PAN card copy
– Identity proof : PAN card , driving license, valid passport, voter ID (any one)
– Address proof : electricity bill, phone bill, driving licence, passport, ration card, bank statement, passbook, voters ID, flat maintenance bill, rent agreement (any one)
– Income proof : latest salary slip/s, income tax return etc

Additional documents maybe required on a case-to-case basis.

How do I apply for the IndusInd Bank Platinum Aura Edge Credit Card ?

Online application process 
The easiest way is to click here – APPLY NOW , you shall be taken to the card application page on the IndusInd Bank website.

You can also visit official website of the bank and fill out the application form. The bank’s website and mobile app offer a user-friendly interface that makes the application process quick and easy.

Steps :
– To apply, simply provide your personal details, such as your PAN number, mobile phone number, income & emplyment details, , address, along with the other requirements asked for
– Submit the application
Offline (face to face)  application processYou can visit any of the nearest branches of the bank and talk to an executive regarding the process.
Apply Now


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