Our Money Guide
IndusInd Bank Pinnacle Credit Card

Pros and Cons of IndusInd Bank Pinnacle Credit Card 

Pros

  • Premium card, with no annual fee from the 2nd year onwards
  • Lifestyle benefits such as complimentary airport lounge access both in India and abroad, complimentary golf, movie benefits, emergency roadside assistance, and more

Cons

  • You could earn higher reward rates on other premium cards, but which charge an annual fee

Features & Benefits of IndusInd Bank Pinnacle Credit Card

2.50% cashback on online spends (except travel)

You get 2.50 rewards points worth ₹2.50, on every ₹100 you spend on online purchases.

1 reward point = ₹1, and can be redeemed as cashback into your credit card statement.

Please note
– You get 1.50% cashback on online travel spends
– You get 0.70% cashback on the following spends – utility bills (online and offline), insurance premium, government and education, fees, real estate/rental payments.
– No cashback is given on fuel spends

1% cashback on offline spends

1 reward point worth ₹1, on every ₹100 you spend on offline purchases.

Please note
– You get 0.70% cashback on the following spends – utility bills (online and offline), insurance premium, government and education, fees, real estate/rental payments.
– 1% on offline spends includes call centre transactions and standing instructions
– No cashback is given on fuel spends

Complimentary access to airport lounges in India – 1 per quarter

You get free access to airport lounges in India, once per quarter.

Complimentary access to airport lounges abroad – 2 per quarter

You get free visits to airport lounges outside India – 8 per year (maximum 2 per quarter).

This program is brought to you through Priority Pass, one of the leading provider of these services.

BOGO (Buy One Get One Free) at BookMyShow movies, benefits upto ₹600 per month

When you buy one ticket, you get up to ₹200 off on the second ticket, only at BookMyShow.

This offer can be availed maximum 3 times per month. Hence you get benefits upto ₹600 per month.

Complimentary golf benefits – 2 free golf rounds per month AND 2 free golf lessons per month

You get free golf rounds (2 per month) and golf lessons (2 per month) at some of the leading golf courses.

24/7 concierge services (Legend Concierge Services)

This provides services such as global trip assistance, including pre-trip guidance, hotel and flight bookings, sports and entertainment ticket reservations, exclusive event bookings, and worldwide delivery of flowers and gifts.

Complimentary insurance benefits

– Air accident insurance of ₹25 lakhs
– Total Protect – this covers your card and add-on cards for unauthorised transactions and counterfeit fraud, till the credit limit of your credit card.

24/7 emergency roadside assistance (Legend Auto Assist)

You get free emergency roadside assistance services.

Services include on-the-spot mechanical/electrical repairs, emergency fuel supply, flat tire service, lost keys assistance, battery service, emergency towing, and accident management.

IndusInd Bank Pinnacle Credit Card Fees & Charges

Annual fee

Annual feeAnnual fee offers
1st year joining fee₹14,999Welcome Offers : Various vouchers like Oberoi, Postcard Hotels, Montblanc.
Renewal fee from 2nd year onwards₹0

To view all fees and charges, please click here – IndusInd Credit Cards Fees & Charges

Eligibility criteria

Minimum age21 years
Maximum age65 years
OccupationSalaried or self-employed
Minimum income requirements₹10 lakhs per year (salaried) || ₹12 lakhs per year (self-employed)
Credit scoreNot specified, preferably above 750

Documents required

Required documents 
– PAN card copy
– Identity proof : PAN card , driving license, valid passport, voter ID (any one)
– Address proof : electricity bill, phone bill, driving licence, passport, ration card, bank statement, passbook, voters ID, flat maintenance bill, rent agreement (any one)
– Income proof : latest salary slip/s, income tax return etc

Additional documents maybe required on a case-to-case basis.

How do I apply for the IndusInd Bank Pinnacle Credit Card ?

Online application process 
The easiest way is to click here – APPLY NOW , you shall be taken to the card application page on the IndusInd Bank website.

You can also visit official website of the bank and fill out the application form. The bank’s website and mobile app offer a user-friendly interface that makes the application process quick and easy.

Steps :
– To apply, simply provide your personal details, such as your PAN number, mobile phone number, income & emplyment details, , address, along with the other requirements asked for
– Submit the application
Offline (face to face)  application processYou can visit any of the nearest branches of the bank and talk to an executive regarding the process.
Apply Now


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