Our Money Guide

Pros and Cons of Tata Neu Plus HDFC Bank Credit Card

Pros

  • Good card choice for those who like to shop at various Tata brands.
  • Complimentary airport lounge access both in India
  • UPI enabled on Rupay version of card, along with 1% reward on UPI spends

Cons

  • Attractive benefits are restricted to only Tata brands, hence it does not give cardholders a wide choice to spend and earn rewards

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Cashback Rates 1% – 5%

1% – 5%

1.5% – 5%

2% – 5%

Other benefits Fuel Surcharge WaiverFuel Surcharge WaiverFuel Surcharge WaiverFuel Surcharge Waiver
Annual Fee ₹1,000 + Applicable Taxes

No Annual Fees

₹500

₹499

Annual Fee Offers Annual Fee Reversal on meeting ₹1,00,000 spends

Annual fee waived off on annual spends greater than ₹. 2,00,000.

Annual fee waived off on annual spends greater than ₹. 2,00,000.

Minimum Income Not Specified

Not Specified

Not Specified

Not Specified

Features & Benefits of Tata Neu Plus HDFC Bank Credit Card

Upto 7% benefit on Tata Neu App, on partner Tata Brands

2% special benefit on select Tata brands, outside Tata Neu App

You earn 2 NeuCoins worth ₹2, on every ₹100 you spend on partner Tata brands (if you spend directly online/offline at these outlets). This is valid only on non-EMI purchases.

1% basic benefit on all other card purchases

You earn 1 NeuCoins worth ₹1, on every ₹100 you spend on all other card purchases

1% benefit on UPI spends (on Rupay card version)

Complimentary visits to airport lounges in India – 1 time per quarter

Fuel surcharge waiver upto ₹250 per month

HDFC Bank customer care number

Zero lost card liability

Tata Neu Plus HDFC Bank Credit Card Fees and Charges

Annual fee & annual fee offers

Annual feeAnnual fee offers
1st year joining fee₹499Welcome offer : You get 499 NeuCoins worth ₹499 , on doing your 1st credit card transaction within 30 days of card issuance.
Renewal fee from 2nd year onwards₹499Renewal offer : Annual fee is not charged from the second year onwards , if you spend ₹1 lakh or more in the previous year.

Important Note

– GST/ other applicable taxes as per current laws, will be applicable on all fees and charges
– To view all/updated fees & charges on this card, please click here – HDFC Bank Credit Card Fees & Charges

Eligibility Criteria

Although your credit card eligibility is based on multiple parameters which can be assessed once you apply for an HDFC Credit Card, there are certain basic criteria that all applicants must fulfil. 

Minimum age21 years
Maximum ageSalaried – 60 years
Self employed – 65 years
Occupation Salaried or self employed
Minimum income requirementSalaried : Net monthly income of ₹25,000 per month || Self-employed : ₹6 lakhs per year
Credit scoreNot specified, credit score of 750 or more is generally preferred

How To Apply & Track Your Application Status ?

Step-by-step guide –

Online application process 
The easiest way is to click here – APPLY NOW , you will be taken to the card application page on the HDFC Bank website. You can also visit official website of the bank and fill out the application form.

Steps :
– The bank’s website and mobile app offer a user-friendly interface that makes the application process quick and easy.
– To apply, simply provide your personal details, such as your mobile phone number, income, and PAN number, along with the required documents.
– Submit your application
Offline (face to face)  application processYou can visit any of the nearest branches of the bank and talk to an executive regarding the process.
Whatsapp BankingYou can also apply for your card through HDFC Whatsapp Banking. Here are the steps to apply for an HDFC credit card through WhatsApp banking:

1. Save the Chat Banking number 7070022222 (HDFC Bank WhatsApp number) in your contacts
2. Send “Hi” 
3. Choose the desired option OR simply type your query, for example – “Apply for Credit Card”
4. Apply and wait for further instructions or updates on your card application status.
Tracking your application statusClick here to track the status of your HDFC Bank Credit Card application.

You can also check the status of your application through Chat with EVA. Simply ask the chatbot to help you track your credit card applications and follow its instructions.

Necessary documents –

Required documents 
– PAN card copy
– Identity proof : PAN card , driving license, valid passport, voter ID (any one)
– Address proof : electricity bill, phone bill, driving licence, passport, ration card, bank statement, passbook, voters ID, flat maintenance bill, rent agreement (any one)
– Income proof : latest salary slip/s, income tax returns

You maybe required to provide additional documents, on a case-to-case basis.
Apply Now

on HDFC Bank website

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