HDFC Bank is one of the leading issuers of credit cards in India. It also issues a variety of popular cashback credit cards.
▪︎ HDFC Millennia Credit Card – 5% cashback on leading brands including Amazon & Flipkart. Best for online purchases.
▪︎ TATA Neu Plus HDFC Credit Card – 10% on select Tata brands. Best for frequent shoppers of Tata brands.
▪︎ HDFC IndianOil (IOCL) Credit Card – 5.80% benefit on IndianOil fuel purchases. Best for fuel spends of upto ₹3,000 per month.
HDFC Millennia Credit Card
HDFC Bank Millennia Credit Card
▪︎ 5% cashback on select partners, including Amazon & Flipkart, ideal for those who frequently shop online
▪︎ 1% basic cashback on all other spends
▪︎ Upto 1% additional benefit, based on achievement of quarterly spend target of 1 lakh
▪︎ Complementary visits to domestic airport lounges in India – 2 times per quarter
▪︎ Minimum income requirement : salaried individuals – ₹35,000 per month, self-employed individuals – ₹6 lakhs per year.
▪︎ Annual fee of the card is ₹1,000
▪︎ Welcome offer worth ₹1000
▪︎ Annual fee is not charged from the 2nd year onwards, if you spend ₹1,00,000 or more in the previous year
5% special cashback on preferred merchants – Amazon || Flipkart || Myntra || Tata CLiQ || Swiggy || Zomato || BookMyShow || Sony LIV || Cult.fit || Uber : you earn ₹5 on every ₹100 you spend on these merchants, only on purchases upto ₹20,000 per month. This is valid only for non-EMI spends on these merchants, EMI spends earn only 1%. Gift / prepaid card loads & voucher purchase transactions are considered under the 1% cashback category.
1% basic cashback on all other spends : You earn ₹1, on every ₹100 you spend on all other purchases – only on purchases upto ₹1,00,000 per month . Exceptions : No cashback given on fuel purchases, rent payments and government-related transactions (from January 1st, 2023)
Milestone benefits – upto 1% additional benefit based on achievement of quarterly spend targets : if you spend ₹1,00,000 or more in a quarter, you will receive gift vouchers worth ₹1,000.
Complementary visits to domestic airport lounges in India – 2 times per quarter
For Mastercard, Visa and Rupay card variants , please here for details – Airport Lounge Details – Mastercard, Visa & Rupay Cards
For Diners Club card variants , please click here for details – Airport Lounge Details – Diners Card
1% fuel surcharge waiver at all fuel stations – on all fuel transactions between ₹400 – ₹5,000, and on fuel purchases upto ₹25000 per month
Attractive dining program – in partnership with Swiggy & Dineout
– 20% discount on restaurant bill payments at over 20,000 restaurants – via Swiggy Dineout.
– valid only for payments made through the Swiggy app, on dining transactions more than ₹1500.
– for full terms and conditions, please click here – HDFC Swiggy Dineout Offer Details
Annual fee & annual fee offers
– Annual fee of the card is ₹1,000
– Welcome offer worth ₹1000 : you get 1000 CashPoints worth ₹1,000, on the payment of the joining fee.
– Renewal fee waiver offer : annual fee is not charged from the 2nd year onwards, if you spend ₹1,00,000 or more in the previous year
Eligibility criteria : You should be between 21 years and 40 years of age. Minimum income required for salaried individuals is ₹35,000 per month, while minimum income required for self-employed individuals ₹ 6 lakhs per year.
Application process : The easiest way is to click here – APPLY NOW , you shall be taken to the card application page on the HDFC Bank website. You can also visit HDFC Bank’s official website and fill out the application form.
Steps :
– The bank’s website and mobile app offer a user-friendly interface that makes the application process quick and easy.
– To apply, simply provide your personal details, such as your mobile phone number, income, and PAN number, along with the required documents.
– Submit the required documents
You can also apply for your card through HDFC Whatsapp Banking. Here are the steps to apply for an HDFC IndianOil credit card through WhatsApp banking:
– Save the Chat Banking number 7070022222 (HDFC Bank WhatsApp number) in your contacts
– Send “Hi”
– Choose the desired option OR simply type your query e.g – “Apply for Credit Card”
– Apply and wait for further instructions or updates on your card application status.
Tracking your application : please follow the below steps
– Click here to track the status of your HDFC Bank Credit Card application.
– You can also check the status of your application through Chat with EVA. Simply ask the chatbot to help you track your credit card applications and follow its instructions.
TATA Neu Plus HDFC Credit Card
TATA Neu Plus HDFC Credit Card
▪︎ 5% cashback on select partners, including Amazon & Flipkart
▪︎ 1% basic cashback on all other spends
▪︎ Upto 1% additional benefit, based on achievement of quarterly spend target of 1 lakh
▪︎ Complementary visits to domestic airport lounges in India – 2 times per quarter
▪︎ Annual fee of the card is ₹1,000
▪︎ Welcome offer worth ₹1000
▪︎ Annual fee is not charged from the 2nd year onwards, if you spend ₹1,00,000 or more in the previous year
▪︎ Minimum income requirement : salaried individuals – ₹1,00,000 per month, self-employed individuals – ₹12 lakhs per year
Upto 10% special benefit on Tata Neu App
– You earn 5 NeuCoins worth ₹5, on every ₹100 you spend on brands on Tata Neu app. This is valid only on non-EMI spends on Tata Neu.
– As a NeuPass member, you also earn additional 5 NeuCoins worth ₹5, on every ₹100 you spend on Tata Neu (in selected categories). You need to download the Tata Neu App and register for Tata NeuPass. For details on the Tata NeuPass, please click here.
Hence you could earn upto 10 NeuCoins worth ₹10, on every ₹100 you spend on Tata Neu.
5% special benefit on select Tata Brands : You earn 5 NeuCoins worth ₹5, on every ₹100 you spend on partner Tata Brands. This is valid only on non-EMI purchases. Click here for the list of Partner Tata Brands.
1.50% benefit on UPI spends (on Rupay card version) : You earn 1.5 NeuCoins worth ₹1.50 , on every ₹100 you spend on UPI payments – capped at a maximum of 500 NeuCoins per calendar month. For more information on UPI spending on RuPay Credit Cards, click here.
Complimentary visits to airport lounges outside India – 1 time per quarter
– For the Visa variant of the Card, this program is brought to you by Priority Pass. For list of available lounges, please click here – Priority Pass Lounge Details
– For Rupay variant of the card, please click here for a list of available lounges and other important terms and conditions
Complimentary visits to airport lounges in India – upto 2 times per quarter
This is applicable for both Visa and Rupay variants of the card. For latest list of lounges and all terms and conditions, please click here – Domestic Lounges for HDFC Tata Neu Infinity Credit Card
Complimentary insurance benefits
– Accidental air death cover worth ₹1 Crore,
– Emergency overseas hospitalisation coverage of up to ₹15 lakhs
– Lost card liability cover of up to ₹9 lakhs
Annual fee & annual fee offers
– Annual fee of the card is ₹1499
– Welcome offer : You get 1499 NeuCoins worth ₹1499 , upon doing your 1st card transaction within 30 days of card issuance.
– Renewal fee offer : Annual credit card fee is not charged from the second year onwards, if you spend ₹3,00,000 or more in the previous year.
Eligibility criteria : You should be between 21 years and 60 years of age. Minimum income required for salaried individuals is ₹1,00,000 per month, while minimum income required for self-employed individuals ₹12 lakhs per year (in ITR).
Application process : The easiest way is to click here – APPLY NOW , you shall be taken to the card application page on the HDFC Bank website. You can also visit official website of the bank and fill out the application form.
Steps :
– The bank’s website and mobile app offer a user-friendly interface that makes the application process quick and easy.
– To apply, simply provide your personal details, such as your mobile phone number, income, and PAN number, along with the required documents.
– Submit the required documents
You can also apply for your card through HDFC Whatsapp Banking. Here are the steps to apply for an HDFC IndianOil credit card through WhatsApp banking:
– Save the Chat Banking number 7070022222 (HDFC Bank WhatsApp number) in your contacts
– Send “Hi”
– Choose the desired option OR simply type your query e.g – “Apply for Credit Card”
– Apply and wait for further instructions or updates on your card application status.
Tracking your application : please follow the below steps
– Click here to track the status of your HDFC Bank Credit Card application.
– You can also check the status of your application through Chat with EVA. Simply ask the chatbot to help you track your credit card applications and follow its instructions.
IndianOil HDFC Bank Credit Card
IndianOil HDFC Bank Credit Card
▪︎ 5.80% benefit on fuel transactions – at IndianOil outlets
▪︎ 4.80% benefit on grocery purchases
▪︎ 4.80% benefit on bill payments
▪︎ 0.64% basic benefit on all other purchases
▪︎ Annual fee of the card is ₹500
▪︎ Special limited time welcome offer worth ₹1500
▪︎ Annual fee is not charged from the 2nd year onwards, if you spend ₹50,000 or more in the previous year
▪︎ Minimum income requirement : salaried individuals – ₹10,000 per month, self-employed individuals – ₹6 lakhs per year
5.80% benefit on fuel transactions – at IndianOil outlets
– 4.80% benefit on IOCL fuel purchases : you earn 5 fuel points worth ₹4.80 , on every ₹100 you spend at IndianOil fuel outlets – only on purchases up to ₹5,000 per month (only for the first 6 months from card issuance, after 6 months on purchases up to ₹3,000 per month). 1 fuel point = ₹0.96 or 96 paise, when you redeem fuel points at IndianOil outlets.
– 1% fuel surcharge waiver at all fuel stations : on all fuel transactions over ₹400 AND on up to a maximum of ₹25,000 fuel spend per month. Both these conditions need to be met to avail fuel surcharge waiver.
4.80% benefit on grocery purchases : you earn 5 fuel points worth ₹4.80 , on every ₹100 you spend on groceries – only on purchases up to ₹2,000 per month
4.80% benefit on bill payments : you earn 5 fuel points worth ₹4.80 , on every ₹100 you spend on bill payments – only on payments up to ₹2,000 per month
0.64% basic benefit on all other purchases : you earn 0.66 fuel points worth ₹0.64 (64 paise) , on every ₹100 you spend on all other purchases. Important exceptions : No reward points are earned for rental and government category payments.
Annual fee & annual fee offers
– annual fee of the card is ₹500
– welcome offer : special limited time offer of ₹1500 Amazon vouchers, only if you apply online. This is subject to change anytime.
– renewal fee offer : annual fee is not charged from the 2nd year onwards, if you spend ₹50,000 or more in the previous year.
Eligibility criteria : You should be between 21 years and 60 years of age. Minimum income required for salaried individuals is ₹10,000 per month, while minimum income required for self-employed individuals ₹6 lakhs per year (in ITR).
Application process : The easiest way is to click here – APPLY NOW , you shall be taken to the card application page on the HDFC Bank website. You can also visit official website of the bank and fill out the application form.
Steps :
– The bank’s website and mobile app offer a user-friendly interface that makes the application process quick and easy.
– To apply, simply provide your personal details, such as your mobile phone number, income, and PAN number, along with the required documents.
– Submit the required documents
You can also apply for your card through HDFC Whatsapp Banking. Here are the steps to apply for an HDFC IndianOil credit card through WhatsApp banking:
– Save the Chat Banking number 7070022222 (HDFC Bank WhatsApp number) in your contacts
– Send “Hi”
– Choose the desired option OR simply type your query e.g – “Apply for Credit Card”
– Apply and wait for further instructions or updates on your card application status.
Tracking your application : please follow the below steps
– Click here to track the status of your HDFC Bank Credit Card application.
– You can also check the status of your application through Chat with EVA. Simply ask the chatbot to help you track your credit card applications and follow its instructions.
