Our Money Guide

By: OurMoneyGuide || Last updated on: April 29, 2024

Emirates Skywards ICICI Bank Rubyx Card

Pros and Cons

Benefits of using the Card

  • Good card for frequent fliers of Emirates Airlines, you earn Emirates Miles on all card spends
  • Travel benefits like complimentary lounge access

Limitations and drawbacks to consider

  • You are restricted to fly Emirates only, to earn rewards

Comparing with Competitor Fuel Credit Cards

ICICI HPCL Super Saver Credit Card
Our Rating
Our Rating
Standard Chartered Super Value Titanium Card
Our Rating
HDFC Indian Oil Credit Card
Our Rating
Rewards Rate 0.5% to 5%

0.3% – 4%


0.66% – 4.8%

Other benefits Fuel Surcharge WaiverFuel Surcharge WaiverFuel Surcharge WaiverFuel Surcharge Waiver
Annual Fee ₹500 + GST




Annual Fee Offers Fee waiver on annual spends of ₹1,50,000 lakhs.

Zero renewal fees – if minimum spending in the previous year is ₹50,000

Annual Fee Reversal on meeting ₹90,000 spends

Zero renewal fees – if minimum spending in previous year is ₹50,000

Minimum Income Not SpecifiedOver ₹3,60.000 for
salaried individuals
and ₹ 4,80,000 for
self-employed individuals.
₹55,000Over ₹10,000 for salaried individuals & ₹6,00,000 for self-employed individual

Features & Benefits of the Emirates Skywards ICICI Bank Rubyx Credit Card

Complimentary Emirates Skywards blue tier membership

1.50% Reward (in terms of Emirates miles) on all card spends

Free airport lounge access in India – 1 per quarter

25% discount (upto ₹100) on movie tickets, at BookMyShow and Inox – 2 times per month each

Fuel surcharge waiver upto ₹250 per month, only at HPCL pumps

ICICI Bank customer care number

Emirates Skywards ICICI Bank Rubyx Credit Card Fees and Charges

Annual fee & annual fee offers

Annual feeAnnual fee offers
1st year joining fee₹1000Welcome offer : You receive a complimentary Emirates blue tier membership, on payment of annual fee
(Cardholders who are existing Emirates Skywards gold or Emirates Skywards silver members will retain their current status respectively)
Renewal fee from 2nd year onwards₹1000

Important note

– GST/ other applicable taxes as per current laws, will be applicable on all fees and charges
– To view all/updated fees & charges on this card, please click here – ICICI Bank Credit Card Fees & Charges

Eligibility Criteria

Minimum age21 years or above
Maximum age60 – 65 years
Occupation Salaried or self-employed
Other criteriaRegular source of income, good credit score preferably over 750, etc.

Application Process & Tracking Application Status

Step-by-step guide

Online application process 
The easiest way to apply is to click here – APPLY NOW , you shall be taken to the card application page on the ICICI Bank website. You can also visit official website of the bank and fill out the application form.

Steps –
– Fill out the online application form with basic personal details
– Fill out additional details along with basic documents details
– Verification and opening of card
Offline (face to face)  application processYou can visit any of the nearest branches of the bank and talk to an executive regarding the process.
Tracking your application statusTo track your credit card application status, please click here – ICICI Bank Credit Card Application Status.

Necessary documents and verification

We are listing below general criteria followed by most card issuing banks, since exact criteria has not been specified for this particular card. The bank may ask for additional documents.

Required documents 
– PAN card

– Identity proof : PAN card , driving license, valid passport, voter ID (any one)

– Address proof : electricity bill, phone bill (not more than 2 months old), driving licence, passport, ration card, bank statement, passbook (not older than 3 months), voters ID, flat maintenance bill (not older than 2 months), rent agreement (any one)

– Income proof : latest salary slip/s, income tax returns etc
Apply Now

on ICICI Bank website