HIGH REWARDS ON VARIOUS AIRLINE, HOTEL & SHOPPING BRANDS FROM TATA GROUP || UTILITY BILL PAYMENTS

Tata Neu Infinity HDFC Bank Credit Card

Our Rating 4.0
Top Reasons to Choose
Upto 10%
Reward on partner Tata brands - only on Tata Neu app (5% reward on all Tata brand spends, additional 5% on select Tata brands)
5%
Reward on bill payments on through Tata Neu app
5%
Reward on partner Tata brands (outside Tata Neu app)
1.50%
Reward on UPI spends (on Rupay card version)
✔︎
Complimentary access to airport lounges both in India (2 times per quarter) and abroad (once per quarter).
✔︎
Upto 6% cashback on travel, shopping and more – through HDFC Smartbuy platform (maximum cashback of ₹1000 per month)
Annual Fee

₹1499

Minimum Income

Salaried : ₹1 lakh per month || Self-employed : ₹12 lakhs per year

Annual Fee Offers
  • Welcome offer : 1499 NeuCoins worth ₹1499, on doing your 1st card transaction within 30 days of card issuance.
  • Renewal offer : Annual fee is not charged from the second year onwards , if you spend ₹3 lakhs or more in the previous year.

5% CASHBACK ON BILL PAYMENTS || 4% CASHBACK ON DINING & LOCAL CAB PARTNERS

Axis Bank Ace Credit Card

Our Rating 4.0
Top Reasons to Choose
5%
Cashback on utility payments (electricity, water, gas, LPG and broadband), DTH, mobile recharge - only through the Google Pay app
4%
Cashback on Swiggy, Zomato & Ola
1.50%
Cashback on all other card spends
✔︎
Complimentary airport lounge access in India - 4 times per year
✔︎
Dining discounts at restaurants through EazyDiner, upto ₹500 per month
✔︎
Attractive cashback offers on travel, shopping and more – through Axis Grab Deals platform (maximum cashback of ₹1000 per month)
Annual Fee

₹499

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Joining fee reversed on spending ₹10000, within 45 days of card issuance date
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹2 lakhs or more in the previous year.

BEST FOR UTILITY BILL PAYMENTS ON AIRTEL || SMALL GROCERY PURCHASES & FOOD DELIVERY ORDERS

Airtel Axis Bank Credit Card

Our Rating 4.0
Top Reasons to Choose
25%
25% cashback (upto ₹250 per month) on various Airtel services via Airtel Thanks app : mobile || broadband || wifi || DTH TV services
10%
10% cashback (upto ₹250 per month) on utility bill payments via Airtel Thanks app : electricity || water || gas bills
10%
10% cashback (upto ₹500 per month) on following apps – Swiggy || Zomato || BigBasket
✔︎
Complimentary airport lounge access in India - upto 4 times per year
✔︎
Dining discounts at restaurants through EazyDiner, upto ₹500 per month
✔︎
Attractive cashback offers on travel, shopping and more – through Axis Grab Deals platform (maximum cashback of ₹1000 per month)
Annual Fee

₹500

Minimum Income

Not specified

Annual Fee Offers
  • Welcome Offer : Amazon voucher worth ₹500 , on first card transaction (within the first 30 days of card issuance).
  • Renewal offer : Annual fee is not charged from the second year onwards, if you spend ₹2,00,000 or more in the previous year.

BEST FOR FREQUENT PAYTM USERS

Paytm HDFC Bank Select Credit Card 

Our Rating 3.75
Top Reasons to Choose
5%
Cashback on various spends at Paytm – Prepaid recharges || Utility bill payments || Travel || Movie tickets || Mini App
3%
Cashback at select partners – Swiggy || AJIO || Big Basket || Uber
✔︎
Milestone Benefit : Additional benefit of upto 1% , on achieving quarterly card spend target of ₹50,000
✔︎
Complimentary domestic airport lounge access – 2 per quarter
✔︎
Upto 10% cashback on travel, shopping and more – through HDFC Smartbuy platform (maximum cashback of ₹1000 per month)
Annual Fee

₹1000

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : First year annual fee not charged at ₹50,000 card spend, within 90 days of card issuance || Complimentary Paytm First membership
  • Renewal fee offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹1.50 lakhs or more in the previous year

BEST FOR PAYMENTS ON FREECHARGE PLATFORM

Axis Bank Freecharge Plus Credit Card

Our Rating 4.0
Top Reasons to Choose
5%
Cashback on all Freecharge spends
2%
Cashback on local commute expenses
✔︎
Dining discounts at restaurants through EazyDiner, upto ₹500 per month
✔︎
Attractive cashback offers on travel, shopping and more – through Axis Grab Deals platform (maximum cashback of ₹1000 per month)
Annual Fee

₹350

Minimum Income

Not specified

Annual Fee Offers
  • Renewal Offer : Annual fee is not charged from the second year onwards, if you spend ₹50,000 or more in the previous year.

LIFETIME FREE LIMITED PERIOD OFFER || DISCOUNT OFFERS AT A VARIETY OF PARTNERS

Axis Bank NEO Credit Card

Our Rating 3.75
Top Reasons to Choose
10%
Discount on Myntra, on a select catalogue for Axis Neo customers
10%
Discount on Blinkit (online groceries) - upto ₹250 per month
40%
40% discount (upto ₹120 per order) on Zomato - 2 times per month
5%
Discount (upto ₹150 per month), on utility bills paid through Amazon Pay - mobile recharge || broadband bill payment || DTH recharge)
10%
Discount (upto ₹100 per month) on movie tickets - at BookMyShow
✔︎
Attractive cashback offers on travel, shopping and more – through Axis Grab Deals platform (maximum cashback of ₹1000 per month)
✔︎
Dining discounts at restaurants through EazyDiner, upto ₹500 per month
Annual Fee

₹250

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Lifetime free card offer || 100% cashback upto ₹300, on paying a utility bill within 30 days of card issuance.
  • Renewal offer : Lifetime free card offer

GOOD FUEL CARD FOR COMPARATIVELY HIGHER FUEL SPENDS || UPI ENABLED CARD

IDFC HPCL First Power+ Credit Card

Our Rating 4.0
Top Reasons to Choose
6.50%
6.50% benefit on HPCL fuel purchases upto ₹10,000 per month
5%
Benefit on grocery purchases & utility bills - only on total purchases upto ₹2000 per month
5%
Benefit on FASTag recharge, only on upto ₹1000 of recharges per month.
✔︎
Complimentary domestic airport lounge access – 1 time per quarter
Annual Fee

₹499

Minimum Income

₹3 lakhs per year

Annual Fee Offers
  • Welcome offers : ₹500 cashback on 1st fuel transaction of minimum ₹500 || ₹150 discount on a Swiggy order above ₹500 || ₹500 discount on ZoomCar rentals.
  • Renewal offer : Renewal fee not charged from the 2nd year onwards, if you spend ₹1.50 lakhs or more in the previous year

BEST FOR 5% CASHBACK ON FUEL AND UTILITY BILL PAYMENTS

Standard Chartered Super Value Titanium Credit Card

Our Rating 4.0
Top Reasons to Choose
5%
Cashback on fuel purchases upto ₹4000 per month
5%
Cashback on phone bill payments of upto ₹4000 per month
5%
Cashback on utility bill payments of upto ₹2000 per month
✔︎
Only for Standard Chartered Premium Banking customers - complimentary access to international airport lounges, once per month
Annual Fee

₹750

Minimum Income

₹55000 per month

Annual Fee Offers
  • Welcome offer : 100% cashback (up to ₹1500), on fuel purchases done within 90 days of card issuance.
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹90,000 or more in the previous year