BEST FOR SHOPPING/SPENDING AT VARIOUS TATA BRANDS

Tata Neu Infinity HDFC Bank Credit Card

Our Rating 4.0
Top Reasons to Choose
10%
Reward on partner Tata brands - only on Tata Neu app
5%
Reward on partner Tata brands (outside Tata Neu app)
1.50%
On UPI spends (on Rupay card version)
✔︎
Complimentary access to airport lounges both in India (2 times per quarter) and abroad (once per quarter).
Annual Fee

₹1499

Minimum Income

Salaried : ₹1 lakh per month || Self-employed : ₹12 lakhs per year

Annual Fee Offers
  • Welcome offer : 1499 NeuCoins worth ₹1499, on doing your 1st card transaction within 30 days of card issuance.
  • Renewal offer : Annual fee is not charged from the second year onwards , if you spend ₹3 lakhs or more in the previous year.

BEST FOR UTILITY BILL PAYMENTS ON AIRTEL || SMALL GROCERY PURCHASES & FOOD DELIVERY ORDERS

Airtel Axis Bank Credit Card

Our Rating 4.0
Top Reasons to Choose
25%
Cashback (upto ₹250 per month) on various Airtel services via Airtel Thanks app : mobile || broadband || wifi || DTH TV services
10%
Cashback (upto ₹250 per month) on utility bill payments via Airtel Thanks app : electricity || water || gas bills
10%
Cashback (upto ₹500 per month) on grocery purchases (BigBasket) and food orders (Swiggy, Zomato)
✔︎
Complimentary airport lounge access in India - 4 times per year
✔︎
Dining benefits through EazyDiner partnership – 15% discount (upto ₹500), once per month
Annual Fee

₹500

Minimum Income

Not specified

Annual Fee Offers
  • Welcome Offer : Amazon voucher worth ₹500 , on first card transaction (within the first 30 days of card issuance).
  • Renewal offer : Annual fee is not charged from the second year onwards, if you spend ₹2,00,000 or more in the previous year.

5% CASHBACK ON UTILITY BILL PAYMENTS || 4% CASHBACK ON FOOD DELIVERY & LOCAL CABS

Axis Bank Ace Credit Card

Our Rating 4.0
Top Reasons to Choose
5%
Cashback on utility payments (electricity, water, gas, LPG and broadband), DTH, mobile recharge - only through the Google Pay app
4%
Cashback on Swiggy, Zomato & Ola
1.50%
Cashback on all other spends
✔︎
Complimentary airport lounge access in India - 4 times per year
✔︎
Dining benefits through EazyDiner partnership – 15% discount (upto ₹500), once per month
Annual Fee

₹499

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Joining fee reversed on spending ₹10000, within 45 days of card issuance date
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹2 lakhs or more in the previous year.

BEST FOR FUEL SPENDS UPTO ₹5,000 PER MONTH

IDFC HPCL First Power Credit Card

Our Rating 4.0
Top Reasons to Choose
5%
Benefit on HPCL fuel purchases, only on purchases upto ₹5,000 per month
2.50%
Benefit on grocery purchases & utility bills, only on total purchases upto ₹4,000 per month
2.50%
Benefit on FASTag recharge, only on upto ₹2,000 of recharges per month
✔︎
Emergency complimentary roadside assistance (RSA) package worth ₹1399 – 4 times per year
Annual Fee

₹199

Minimum Income

₹3 lakhs per year

Annual Fee Offers
  • Welcome offer worth ₹250
  • Renewal offer : Renewal fee waived at ₹50,000 yearly card spend

BEST FOR FUEL SPENDS || SMALL GROCERY PURCHASES & BILL PAYMENTS

ICICI HPCL Super Saver Credit Card

Our Rating 4.0
Top Reasons to Choose
6.50%
Benefit on HPCL fuel purchases - only on fuel purchases upto ₹4000 per month
5%
Benefit on departmental store purchases || electricity/mobile bill payments - only on total spends upto ₹2000 per month
✔︎
Complimentary airport lounge access in India - 1 time per quarter
✔︎
Movie benefits - 25% (upto ₹100) discount at BookMyShow and Inox - 2 times each every month at BookMyShow and Inox
✔︎
Complimentary 24×7 emergency road side assistance
Annual Fee

₹500

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer worth ₹500 : 2000 reward points worth ₹500, at ₹5000 card spend within 45 days of card issuance
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹1.50 lakhs or more in the previous year.

BEST FOR 5% CASHBACK ON FUEL AND UTILITY BILL PAYMENTS

Standard Chartered Super Value Titanium Credit Card

Our Rating 4.0
Top Reasons to Choose
5%
Cashback on fuel purchases , only upto ₹4000 purchases per month
5%
Cashback on phone bill payments, only upto ₹4000 purchases per month
5%
Cashback on utility bill payments, only upto ₹2000 purchases per month
✔︎
Only for Standard Chartered Premium Banking customers - complimentary access to international airport lounges, once per month
Annual Fee

₹750

Minimum Income

₹55000 per month

Annual Fee Offers
  • Welcome offer : 100% cashback (up to ₹1500), on fuel purchases done within 90 days of card issuance.
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹90,000 or more in the previous year

LIFETIME FREE LIMITED PERIOD OFFER || DISCOUNT OFFERS AT A VARIETY OF PARTNERS

Axis Bank NEO Credit Card

Our Rating 3.75
Top Reasons to Choose
✔︎
₹150 discount at Myntra (on a select catalogue) - no restriction on mumber of times you can avail the discount
✔︎
10% discount (upto ₹250) at Blinkit (online groceries) – once per month
✔︎
40% discount (upto ₹120) at Zomato – 2 times per month
✔︎
5% discount (upto ₹150 per month) on utility bill payments through Amazon Pay – mobile recharge || broadband bill payment || DTH recharge
✔︎
10% discount (upto ₹100 per month) on movie tickets – at BookMyShow
✔︎
Dining offer in partnership with EazyDiner : 15% discount (upto ₹500) at participating restaurants, once a month,
Annual Fee

₹250

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Lifetime free card offer || 100% cashback upto ₹300, on paying a utility bill within 30 days of card issuance.
  • Renewal offer : Lifetime free card offer

BEST FOR PAYMENTS ON FREECHARGE PLATFORM

Axis Bank Freecharge Plus Credit Card

Our Rating 4.0
Top Reasons to Choose
5%
Cashback on all Freecharge spends
2%
Cashback on local commute expenses
✔︎
Dining benefits through EazyDiner partnership – 15% discount (upto ₹500), once per month
Annual Fee

₹350

Minimum Income

Not specified

Annual Fee Offers
  • Renewal Offer : Annual fee is not charged from the second year onwards, if you spend ₹50,000 or more in the previous year.

BEST FOR PAYTM SPENDS

Paytm SBI Card SELECT Credit Card

Our Rating 4.0
Top Reasons to Choose
5%
Cashback on 3 types of Paytm spends - travel , Paytm mall & movie tickets
2%
Cashback on all other Paytm spends
Upto 0.6%
Additional benefit, based on annual card spend of ₹4 lakhs, and ₹6 lakhs (milestone benefits)
✔︎
Complimentary access to airport lounges in India - 1 time per quarter
Annual Fee

₹500

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : Welcome offer of more than ₹1499
  • Renewal offer : Complimentary Paytm First membership at ₹1 lakh annual card spend. Renewal fee waived off at ₹2 lakh annual card spend.

ATTRACTIVE REWARDS ON LOWER FUEL SPENDS || BILL PAYMENTS || GROCERY PURCHASES

IndianOil HDFC Bank Credit Card

Our Rating 4.0
Top Reasons to Choose
5.80%
Benefit on IndianOil fuel spends - only on fuel spends upto ₹3000 per month
4.80%
Benefit on grocery purchases - only on purchases upto ₹2000 per month
4.80%
Benefit on bill payments - only on payments upto ₹2000 per month
✔︎
Dining benefits (HDFC Swiggy Dineout Program) - 7.50% discount (upto ₹250 per order), twice a month
Annual Fee

₹500

Minimum Income

Salaried : ₹10,000 per month || Self-employed : ₹6 lakhs per year

Annual Fee Offers
  • Welcome offer : Special limited time offer of ₹1500 Amazon vouchers, only if you apply online. This is subject to change.
  • Renewal offer : Annual fee is waived from the 2nd year onwards , if you spend ₹50,000 or more in the previous year.

PREMIUM CO-BRANDED SPICEJET CARD - 7% REWARD ON SPICEJET SPENDS || 3% BENEFIT ON BILL PAYMENTS & FOOD ORDERS

SpiceJet Axis Bank Voyage Black Credit Card

Our Rating 3.75
Top Reasons to Choose
7%
Benefit on Spicejet spends (4% reward as a SpiceClub gold member | 3% as a card benefit)
3%
Benefit on online food orders || online bill payment || online entertainment
Upto 1.25%
Additional milestone benefit - at ₹2 lakh and ₹4 lakh annual card spend
✔︎
Complimentary SpiceClub Gold membership
✔︎
Complimentary domestic airport lounge access - 8 per year
✔︎
Dining benefits : 25% discount (upto ₹800) at restaurants, in partnership with EazyDiner - once per month
Annual Fee

₹2000

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Spicejet vouchers worth ₹11500 (₹4000 on card activation, and ₹7500 as a SpiceJet Gold member)
  • Renewal fee offer : 2000 SpiceClub points worth ₹1000

LOW ANNUAL FEE CARD || ANNUAL FEE WAIVER AT ₹40,000 YEARLY CARD SPEND

AU Bank Altura Credit Card

Our Rating 3.50
Top Reasons to Choose
✔︎
Low annual fee of ₹199
✔︎
Low annual card spend requirement of ₹40,000, to get annual fee waived off
2%
Cashback on grocery purchases || department store purchases || utility bill payments - on spends upto ₹2500 per month
✔︎
Complimentary railway lounge access - 2 per quarter
Annual Fee

₹199

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : 1st year annual fee waived off, at ₹10,000 card spend within 90 days of card generation date.
  • Renewal offer : Annual fee not charged from the 2nd year onwards, if you spend ₹40000 or more in the previous year.