BEST FOR PREMIUM BENEFITS AND HIGH REWARD RATES, ESPECIALLY ON TRAVEL

HDFC Bank Diners Club Black Metal Edition Credit Card

Our Rating 4.25
Top Reasons to Choose
3.3% (X)
Reward on all card spends
10% (3X)
Reward on railway bookings on IRCTC || gift vouchers || Apple purchases
16.6% (5X)
Reward on flights || bus tickets || MakeMyTrip holiday packages || select partners Myntra, Nykaa, Zoom Car
33.3% (10X)
Reward on hotels || select partners Jockey and IGP.com
✔︎
Unlimited airport lounge access in India and abroad
✔︎
Complimentary golf rounds worldwide - 6 per quarter
Annual Fee

₹10000

Minimum Income

Salaried : Net income of ₹1.75 lakhs per month || Self-employed : ₹21 lakhs per year

Annual Fee Offers
  • Welcome Offer : Complimentary annual memberships of Club Marriott, Amazon Prime and Swiggy One, on spending ₹1.50 lakhs within 90 days of card issuance
  • Renewal Offer : Annual fee is not charged from the second year onwards , if you spend ₹8 lakhs or more in the previous year

BEST FOR SUPER PREMIUM BENEFITS AND HIGH REWARD RATES ON CARD SPENDS

HDFC Bank INFINIA Credit Card

Our Rating 4.50
Top Reasons to Choose
3.3% (X)
Reward on all card spends
10% (3X)
Reward on rail ticket bookings
16.6% (5X)
Reward on flights || bus tickets || MakeMyTrip holiday packages || gift vouchers || select partners (Myntra, Apple Imagine Tresor, Nykaa, Zoom Car)
33.3% (10X)
Reward on hotels || select partners (Jockey and IGP.com)
✔︎
Unlimited complimentary airport lounge access in India and abroad
✔︎
Unlimited complimentary golf rounds and golf lessons, at partner golf courses
Annual Fee

₹12500

Minimum Income

By Invite

Annual Fee Offers
  • Welcome Offer : Welcome offer worth ₹12500, and complimentary 1 year Marriott membership
  • Renewal Offer : You get 12500 reward points worth ₹12500, on payment of renewal fee

BEST FOR HIGH-SPENDING FREQUENT TRAVELLERS

Axis Bank Magnus Credit Card

Our Rating 4.25
Top Reasons to Choose
Upto 12%
Reward on travel spends
✔︎
Unlimited complimentary airport lounge access – both in India and abroad
✔︎
Complimentary airport concierge service – 8 times per year
✔︎
Upto ₹30,000 worth of yearly movie benefits on BookMyShow
Annual Fee

₹12500

Minimum Income

₹18 lakhs per year

Annual Fee Offers
  • Welcome offer worth ₹12,500 (in gift vouchers)
  • Renewal offer : Renewal fee is not charged from the 2nd year onwards, if you spend ₹25 lakhs or more in the previous year.

BEST FOR FREQUENT TRAVELLERS

Axis Bank ATLAS Credit Card

Our Rating 4.0
Top Reasons to Choose
5%
Benefit on travel spends (when you use your reward points for flights & hotel bookings)
10%
Benefit on travel spends (when you convert your reward points to partner points of airlines & hotels)
2%
Benefit on all other card spends (when you use your reward points for flights & hotel bookings)
4%
Benefit on all other card spends (when you convert your reward points to partner points of airlines & hotels)
✔︎
Complimentary airport lounge access in India and abroad, complimentary airport concierge & airport pick up services
Annual Fee

₹5000

Minimum Income

Salaried : ₹9 lakhs per year / Self-employed : ₹12 lakhs per year

Annual Fee Offers
  • Welcome offer worth minimum ₹5000
  • Renewal offer worth minimum ₹5000

BEST FOR VISTARA BUSINESS CLASS FREQUENT FLYERS

Axis Bank Vistara Infinite Credit Card

Our Rating 4.0
Top Reasons to Choose
3%
Reward (in Club Vistara Points), on all card spends
✔︎
Upto 4 Vistara business class tickets - one each at annual card spends of ₹2.50 lakhs, ₹5 lakh, ₹7.50 lakhs and ₹12 lakh
✔︎
Complimentary ‘Club Vistara Gold Membership’
✔︎
Complimentary visits to airport lounges in India
✔︎
Complimentary golf – upto 6 rounds per year
✔︎
Dining benefits in partnership with EazyDiner, upto ₹1000 per month
✔︎
15% discount at Trident Hotels
Annual Fee

₹10000

Minimum Income

₹24 lakhs per year

Annual Fee Offers
  • Welcome offers : 1 business class ticket (one-way) || Club Vistara Gold Membership || 10,000 Club Vistara Points, at ₹1 lakh card spend within 90 days of card issuance
  • Renewal offers : 1 business class ticket (one-way)

BEST FOR AIR INDIA FREQUENT FLYERS

Air India SBI Signature Card

Our Rating 4
Top Reasons to Choose
30%
30% reward (in terms of Air India Miles) on Air India website/app - only on ticket booking for yourself
10%
10% reward (in terms of Air India Miles), on all other Air India spends
4%
Reward (in terms of Air India Miles), on all other card spends
Upto 5%
Additional reward (in terms of Air India Miles), at annual card spends of ₹5 lakhs, ₹10 lakhs and ₹20 lakhs
✔︎
Free visits to airport lounges in India : 2 per quarter
Annual Fee

₹4999

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 20,000 reward points worth 20,000 Air India Miles
  • Renewal offer : 5000 reward points worth 5000 Air India Miles

BEST FOR INDIGO FREQUENT FLYERS

Kotak IndiGo 6E Rewards XL Credit Card

Our Rating 4.0
Top Reasons to Choose
6%
Reward on Indigo spends
3%
Reward on grocery purchases, dining and entertainment spends
2%
Reward on all other card spends
✔︎
Complimentary airport lounge access - 2 times per quarter
Annual Fee

₹2500

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Welcome ticket voucher worth ₹3000 (on doing a minimum of 3 card transactions each month, for the first 3 months).
  • Renewal offer : ‘6E Prime-Add-on’ worth ₹899, which gives you various benefits including priority check-in, complimentary meal, seat selection and assistance.

BEST FOR FLIGHT & HOTEL BOOKINGS ON EASEMYTRIP

Standard Chartered Bank EaseMyTrip Credit Card

Our Rating 4.0
Top Reasons to Choose
20.50%
Benefit on domestic & international hotel bookings – on EaseMyTrip Website/app
10.50%
Benefit on domestic & international flight bookings – on EaseMyTrip Website/app
Upto 25.50%
Benefit on bus ticket bookings – on EaseMyTrip Website/app.
✔︎
Complimentary airport lounge access in India (1 time per quarter), and abroad (2 times per year)
Annual Fee

₹350

Minimum Income

Not specified

Annual Fee Offers
  • Renewal Offer : Annual fee from the 2nd year waived, if you spend ₹50,000 or more in the previous year

BEST FOR FREQUENT INDIGO FLYERS

6E Rewards XL IndiGo HDFC Bank Credit Card

Our Rating
Top Reasons to Choose
5%
Benefit on Indigo bookings
3%
Benefit on grocery, entertainment and dining spends
2%
Benefit on all other card spends
✔︎
Complimentary domestic airport lounge access – 2 per quarter
Annual Fee

₹1500

Minimum Income

Salaried : Gross income of ₹1.20 lakhs per month || Self-employed : ₹14.4 lakhs per year

Annual Fee Offers
  • Welcome offer : Welcome ticket voucher worth ₹3000 || One free ‘6E Prime-Add-on’ worth ₹1099

TRAVEL CARD - COBRANDED CARD WITH IXIGO

ixigo AU Credit Card

Our Rating 4.0
Top Reasons to Choose
✔︎
10% discount (upto ₹1000) on flight bookings on ixigo - once per month
✔︎
10% discount (upto ₹1000) on hotel bookings on ixigo - once per month
✔︎
10% discount (upto ₹300) on bus bookings on ixigo - once per month
2.50%
Benefit on train bookings, on ixigo
✔︎
Complimentary access to international airport lounges - once per year
✔︎
Complimentary access to domestic airport & railway lounges - 16 times per year
✔︎
No fee (forex markup) on international transactions
Annual Fee

₹999

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Joining fee waived at ₹1000 card spend, within 30 days of card issuance
  • Renewal offer : Annual fee not charged from the 2nd year onwards, if you spend ₹1 lakh or more in the previous year