BEST FOR PREMIUM BENEFITS AND HIGH REWARD RATES, ESPECIALLY ON TRAVEL

HDFC Bank Diners Club Black Metal Edition Credit Card

Our Rating 4.25
Top Reasons to Choose
3.3% (X)
Reward on all card spends
10% (3X)
Reward on gift vouchers || train tickets through IRCTC || Apple
16.6% (5X)
Reward on flights || bus tickets || MakeMyTrip holiday packages || select partners (Myntra, Nykaa, Zoom Car)
33.3% (10X)
Reward at hotels || select partners (Jockey, Pharmeasy, IGP.com)
✔︎
Unlimited airport lounge access in India and abroad
✔︎
Complimentary golf rounds worldwide - 6 per quarter
✔︎
Dining discounts at restaurants (through Swiggy Dineout) - upto ₹1000 per month
Annual Fee

₹10000

Minimum Income

Salaried : Net income of ₹1.75 lakhs per month || Self-employed : ₹21 lakhs per year

Annual Fee Offers
  • Welcome Offer : Complimentary annual memberships of Club Marriott, Amazon Prime and Swiggy One, on spending ₹1.50 lakhs within 90 days of card issuance
  • Renewal Offer : Annual fee is not charged from the second year onwards , if you spend ₹8 lakhs or more in the previous year

BEST FOR SUPER PREMIUM BENEFITS AND HIGH REWARD RATES ON CARD SPENDS

HDFC Bank INFINIA Credit Card

Our Rating 4.50
Top Reasons to Choose
3.3% (X)
Reward on all card spends
10% (3X)
Reward on rail ticket bookings through IRCTC
16.6% (5X)
Reward on flights || bus tickets || MakeMyTrip holiday packages || gift vouchers || select partners (Myntra, Apple, Nykaa, Zoom Car)
33.3% (10X)
Reward on hotels || select partners (Jockey, Pharmeasy, IGP.com)
✔︎
Unlimited complimentary airport lounge access in India and abroad
✔︎
Unlimited complimentary golf rounds and golf lessons, at partner golf courses
✔︎
Dining discounts at restaurants (through Swiggy Dineout) - upto ₹2000 per month
Annual Fee

₹12500

Minimum Income

By Invite

Annual Fee Offers
  • Welcome Offer : Welcome offer worth ₹12500, and complimentary 1 year Marriott membership
  • Renewal Offer : You get 12500 reward points worth ₹12500, on payment of renewal fee

PREMIUM CARD FOR FREQUENT TRAVELLERS

Axis Bank Magnus Credit Card

Our Rating 4.25
Top Reasons to Choose
Upto 12%
Reward on travel spends
✔︎
Unlimited complimentary airport lounge access – both in India and abroad
✔︎
Dining discounts at restaurants through EazyDiner, upto ₹1000 per month
✔︎
Attractive reward point multiplier/cashback offers on travel, shopping and more – through Axis Grab Deals platform (maximum cashback of ₹1000 per month OR 5000 reward points per month)
Annual Fee

₹12500

Minimum Income

₹18 lakhs per year

Annual Fee Offers
  • Welcome offer worth ₹12,500 (in gift vouchers)
  • Renewal offer : Renewal fee is not charged from the 2nd year onwards, if you spend ₹25 lakhs or more in the previous year.

BEST FOR FREQUENT TRAVELLERS

Axis Bank ATLAS Credit Card

Our Rating 4.0
Top Reasons to Choose
5-10%
Reward on travel spends
2-4%
Reward on all other card spends
✔︎
Complimentary airport lounge access in India and abroad || complimentary airport concierge & airport pick up services
✔︎
Dining Delights Program : Dining discounts at restaurants through EazyDiner, upto ₹800 per month
✔︎
Attractive cashback offers on travel, shopping and more – through Axis Grab Deals platform (maximum cashback of ₹1000 per month)
Annual Fee

₹5000

Minimum Income

Salaried : ₹9 lakhs per year || Self-employed : ₹12 lakhs per year

Annual Fee Offers
  • Welcome offer : 2500 EDGE Miles (worth 2500 OR 2500 points of partner airlines/hotels)
  • Renewal offer : 2500 EDGE Miles (worth 2500 OR 2500 points of partner airlines/hotels) - at ₹3 lakh annual card spend

BEST FOR VISTARA BUSINESS CLASS FREQUENT FLYERS

Axis Bank Vistara Infinite Credit Card

Our Rating 4.0
Top Reasons to Choose
3%
Reward (in Club Vistara Points), on all card spends
✔︎
Upto 4 Vistara business class tickets (domestic) - one each at annual card spends of ₹2.50 lakhs, ₹5 lakh, ₹7.50 lakhs and ₹12 lakh
✔︎
Complimentary ‘Club Vistara Gold Membership’
✔︎
Complimentary visits to airport lounges in India - 2 per quarter
✔︎
Complimentary golf – upto 6 rounds per year
✔︎
Dining discounts at restaurants through EazyDiner, upto ₹1000 per month
✔︎
15% discount at Trident Hotels
✔︎
Attractive cashback offers on travel, shopping and more – through Axis Grab Deals platform (maximum cashback of ₹1000 per month)
Annual Fee

₹10000

Minimum Income

₹24 lakhs per year

Annual Fee Offers
  • Welcome offers : 1 business class ticket (one-way) || Club Vistara Gold Membership || 10,000 Club Vistara Points, at ₹1 lakh card spend within 90 days of card issuance
  • Renewal offers : 1 business class ticket (one-way)

BEST FOR AIR INDIA FREQUENT FLYERS

Air India SBI Signature Card

Our Rating 4
Top Reasons to Choose
30%
30% reward (in terms of Air India Miles) on Air India website/app - only on ticket booking for yourself
10%
10% reward (in terms of Air India Miles), on all other Air India spends
4%
Reward (in terms of Air India Miles), on all other card spends
Upto 5%
Additional reward (in terms of Air India Miles), at annual card spends of ₹5 lakhs, ₹10 lakhs and ₹20 lakhs
✔︎
Free visits to airport lounges in India : 2 per quarter
Annual Fee

₹4999

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 20,000 reward points worth 20,000 Air India Miles
  • Renewal offer : 5000 reward points worth 5000 Air India Miles

BEST FOR INDIGO FREQUENT FLYERS

Kotak IndiGo 6E Rewards XL Credit Card

Our Rating 4.0
Top Reasons to Choose
6%
Reward on Indigo spends
3%
Reward on grocery purchases, dining and entertainment spends
2%
Reward on all other card spends
✔︎
Complimentary airport lounge access - 2 times per quarter
Annual Fee

₹2500

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Welcome ticket voucher worth ₹3000 (on doing a minimum of 3 card transactions each month, for the first 3 months).
  • Renewal offer : ‘6E Prime-Add-on’ worth ₹899, which gives you various benefits including priority check-in, complimentary meal, seat selection and assistance.

BEST FOR FLIGHT & HOTEL BOOKINGS ON EASEMYTRIP

Standard Chartered Bank EaseMyTrip Credit Card

Our Rating 4.0
Top Reasons to Choose
✔︎
Domestic flight bookings on EaseMyTrip : 10% discount on flight bookings upto ₹10,000 per month (maximum ₹1000 discount per month)
✔︎
International flight bookings on EaseMyTrip : 10% discount on bookings upto ₹50,000 per month (maximum ₹5000 discount per month)
✔︎
Domestic hotel bookings on EaseMyTrip : 20% discount on hotel bookings upto ₹25,000 per month (maximum ₹5000 discount per month)
✔︎
International hotel bookings on EaseMyTrip : 20% discount on hotel bookings upto ₹50,000 per month (maximum ₹10,000 discount per month)
2.50%
Reward on spends at hotel and airline websites/apps/outlets
✔︎
Complimentary airport lounge access in India (1 time per quarter), and abroad (2 times per year)
Annual Fee

₹350

Minimum Income

Not specified

Annual Fee Offers
  • Renewal Offer : Annual fee from the 2nd year waived, if you spend ₹50,000 or more in the previous year