By: OurMoneyGuide || Last updated on: May 9, 2024

The Samsung Axis Bank Infinite Credit Card is a premium co-branded credit card , issued by Axis Bank in partnership with Samsung India. It offers an attractive cashback program on Samsung purchases, special benefits on 5 preferred merchants serving a variety of needs, special benefits on international spending, and a range of lifestyle benefits such as complimentary lounge access both within India and abroad.

Brief Summary

Our Rating

4.0 / 5

Very good card choice for those who shop frequently at Samsung – 10% benefit on Samsung purchases upto ₹2 lakhs per year (maximum ₹50,000 purchases per month).

Since it is a premium card, it offers other benefits like complimentary access to airport lounges in India and abroad.

It also offers 3% benefit rate on a select set of partners (Zomato, Bigbasket, Myntra, Tata 1mg, Urban Clap) as well as on international spends.

Pros & Cons of Samsung Axis Bank Infinite Credit Card

Pros

  • Very good card for purchasing Samsung products – attractive cashback program offering upto 10% cashback
  • Special benefits on 5 select merchants serving diverse needs, and also on international spending
  • Complimentary airport lounge access within India and abroad

Cons

  • Attractive benefits are restricted to specific merchants, hence it does not give cardholders a wide choice to spend and earn rewards
  • Low rewards on travel spends on the card , hence customers will need to also look for a good travel card as a companion card
  • High annual spend target to get annual fee waiver from second year onwards

Features & Benefits of the Samsung Axis Bank Infinite Credit Card

10% special cashback on Samsung purchases (including EMI Transactions) – upto ₹20000 cashback per year (maximum ₹5000 cashback per month

You get ₹10 cashback, on every 100 you spend on Samsung purchases, subject to below 2 conditions-
– 10% cashback is applicable only on purchases upto ₹50,000 per month, since you can earn a maximum cashback of ₹5000 per month
– 10% cashback is applicable only on purchases upto ₹2 lakhs per year, since you can earn a maximum cashback of ₹20,000 per year

For example, if you purchase ₹1 lakh of Samsung goods in a month, you will get only the maximum monthly cashback of ₹5,000 and your discount percentage will be 5%.

Important Terms & Conditions:
– Offer applicable on online purchases at – Samsung eStore https://www.samsung.com/in/ and Samsung Shop app
– Offer applicable on online purchases at Flipkart
– Offer applicable at physical stores – under ‘Brand EMI’ on Pinelabs terminals and Benow Soft POS machines (on EMI purchases as well)
– Offer applicable at Samsung service centers – on PayU Soft POS machines.
For all terms and conditions, please click here

Cashback shall be credited in the next card statement cycle i.e., the card cycle following the cycle in which the transaction was made.

Samsung India offers a wide range of products – mobile, TV, home appliances, laptops and displays. You can check the full range of products by clicking here .

3% special benefit at preferred merchants – Zomato, Bigbasket, Myntra, Tata 1mg, Urban Company

You earn 15 EDGE reward points worth ₹3, on every ₹100 you spend on your card at select merchants (Zomato, Bigbasket, Myntra, Tata 1mg, Urban Company).

1 EDGE reward point = ₹0.20 or 20 paise. You can redeem EDGE reward points on Axis Bank EDGE Rewards platform for a range of gift vouchers, products, and more. You can access the Axis Bank EDGE Rewards platform through the Axis Bank EDGE Rewards Portal, mobile app, or Internet banking. Please click here for details.

There is no monthly cap/ limit on earning special rewards in this category.

Reward points are valid for 3 years. There is no fee for redeeming less than 300 EDGE REWARD points. A fee of ₹49 is charged if you redeem between 300 and 10,000 points, and a fee of ₹99 is charged for points redemption greater than 10,000 points.

3% special benefit on international spends

You earn 15 EDGE reward points worth ₹3, on every ₹100 you spend on international transactions.

All other details are the same as explained in the above section.

1% basic benefit on all other purchases

You earn 5 EDGE reward points worth ₹1, on every ₹100 you spend on all other purchases.

Exceptions : You earn no reward points on below purchases –
– Fuel spends
– All EMI transactions on non-Samsung purchases
– Wallet-loading transactions
– Purchase of jewellery items
– Cash withdrawal on card
– Payment of outstanding balances
– Payment of card fees and other card charges
– Rental payments and rental brokerage

Complimentary visits to airport lounges outside India – upto 6 times per year

You receive a complimentary Priority Pass membership worth $99, and enjoy free visits to airport lounges outside India – upto 6 times per year.

The Priority Pass membership is granted upon card activation in the first year. Card activation is achieved by completing one successful transaction on the Samsung Axis Bank Infinite Credit Card within 30 days of card issuance.

For full details and terms & conditions, please click here –  Priority Pass membership program

Complimentary visits to airport lounges in India – upto 8 times per year

You enjoy free visits to airport lounges in India – upto 8 times per year.

For full list of lounges and all terms & conditions, please click here – Axis Samsung Infinite Airport Lounges , and see ‘Participating Lounges for Set B’

Dining offers in partnership with EazyDiner (Dining Delights Program) : 25% discount (upto ₹800) once a month, at participating restaurants

This program is offered by Axis Bank, in partnership with EazyDiner. You get a 25% discount up to ₹800 on your restaurant orders , at over 4,000 restaurants nationwide. For a list of participating restaurants and more information, please visit here. Minimum order amount required is ₹2500.

Hence you get a 25% discount on orders between ₹2,500 and ₹3,200. On orders above ₹3,200, your discount percentage falls below 25% since the maximum discount is fixed at ₹800. For example, if your order amount is ₹4000, you will get a maximum discount of ₹800 and your discount percentage would be 20%. And if your order amount is ₹1800, you get no discount since the minimum order value to avail the discount is ₹2500.

This offer can be redeemed once every month.

Other important terms and conditions of the dining program:
– Offer period : 1st July 2023 – 30th June 2024 (inclusive of both days)
– Offer applicable on booking via the Axis Bank Dining Delights Program on EazyDiner
– For escalations , you need to contact the EazyDiner concierge board number / email ID. Phone No.7861004444 , email: booking@eazydiner.com.

Complimentary membership of the EazyDiner Prime program – for 1 year

Primary cardholders of the Samsung Axis Bank Infinite Credit Card are entitled to a complimentary annual, one-time membership to the EazyDiner Prime program. This membership offers exclusive benefits, including a 25% discount at premium five-star restaurants in 11 cities across India – namely Delhi, Mumbai, Bangalore, Chennai, Hyderabad, Pune, Kolkata, Ahmedabad, Chandigarh, Goa, and Jaipur.

The offer is valid for a period of 6 months from the date of credit card issuance, during which the membership code needs to be activated. Once activated, the membership is valid for one year from the activation date. To know how to activate your membership and all other details, please click here.

1% fuel surcharge waiver

You get 1% fuel surcharge waiver on all fuel transactions between ₹400 and ₹5000. This is applicable at all fuel stations.

No reward points are earned on fuel spends.

Axis Bank 24/7 customer care support

Please click here for all the options to contact the bank for various issues and escalations

Samsung Axis Bank Infinite Credit Card Fees and Charges

Annual fee and annual fee offers

Annual Fee
Annual fee offers
1st year joining fee₹5,000Welcome offer worth ₹6000 : You get 30,000 EDGE reward points worth ₹6000, on doing 3 card transactions within 30 days of credit card issuance. 1 reward point = ₹0.20 (20 paise).
Renewal fee from 2nd year onwards₹5,000Renewal fee offer : Annual fees is not charged from the second year onwards , if you spend ₹7 lakhs or more in the previous year. Rent transactions and wallet load transactions will not be eligible for spends counted towards availing annual fee waiver

Late payment fee

Late payment fees depends on the total payment due.

Total bill amount dueLate payment charges
Less than ₹500None
Between ₹501 – ₹5000₹500
Between ₹5,001 – ₹10,000₹750
More than ₹10,000₹1,200

Foreign currency mark-up fee
3.50% of the transaction amount. This fee is charged when you use your Samsung Axis Infinite card outside India.

Finance charges
3.6% per month

Important Note

– GST/ applicable taxes as per current laws, will be applicable on all fees and charges
– To view all/updated fees & charges on this card, please click here – Axis Samsung Infinite Credit Card Fees & Charges

Eligibility Criteria

Please note that the below criteria are only indicative, and the bank reserves the ultimate right to approve or decline applications for the card.

Minimum age18 years
Maximum age70 years
Occupation Salaried or self employed
Residential statusThe individual can be a resident of India
Other criteriaShould have a good credit score, preferably above 750

Applying & Tracking Your Application Status

Step-by-step guide –

Quick & easy online application process
The easiest way is to click here – APPLY NOW , you shall be taken to the card application page on the Axis Bank website. You can also visit official website of the bank and fill out the application form.

Steps :
– Fill up the application form and submit your application.
– Make sure to submit the required documents, including identity proof, address proof, and proof of income (list of required documents given in next section).
– Review your application and click submit.
– Await confirmation from Axis Bank regarding the status of your application.
Offline (face to face) application processYou can visit any of the nearest branches of the bank and talk to an executive regarding the process. To find the branch nearest to you, visit here.

Necessary documents

List of documents
– PAN card photocopy or Form 60
– Colour photograph
– Income proof : Latest payslip/Form 16/IT return copy
– Residence proof (any one of the following) : Passport , ration card, electricity bill, landline telephone bill
– Identity proof (any one of the following) : Passport, driving license, PAN card, Aadhaar card

Please note that this list is only indicative. Additional documents maybe required on a case-to-case basis.

Tracking your credit card application status

Application tracking
You can track the status of your application through the CC Tracker. You can see this on the Home page OR use the search bar & simply type in CC Tracker or Application Tracker.

Steps :
1. Enter the application ID number (that you would have received at the time of applying for a card) & mobile number OR enter PAN number & mobile number (in case you do not remember your application ID number)
2. Next, enter the CAPTCHA, and then click on the Track button to check the status of your Card application.

In conclusion, the Samsung Axis Bank Infinite Credit Card is a good premium card choice for frequent Samsung shoppers. It also provides special benefits on 5 preferred merchants serving a variety of needs, special benefits on international spending, and a range of lifestyle benefits like complimentary lounge access both within India and abroad and an attractive dining program.

However the benefits are restricted to a select group of merchants, hence may not be suitable for those who are looking for a wider choice of shopping options.