PREMIUM CARD, WITH A RANGE OF TRAVEL AND LIFESTYLE BENEFITS

RBL Bank Icon Credit Card

Our Rating 3.50
Top Reasons to Choose
5%
Benefit on international spends || weekend dining spends
✔︎
Complimentary access to airport lounges in India - 2 per quarter
✔︎
Complimentary golf benefits – 4 free golf rounds per year || 1 free golf lesson per month
✔︎
BOGO (Buy One Get One Free) at BookMyShow movies, benefits upto ₹400 per month
Annual Fee

₹5000

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : 20,000 reward points (worth ₹5000), upon 1st card transaction within 30 days of card issuance.

MOVIE CARD FROM RBL BANK, IN PARTNERSHIP WITH BOOKMYSHOW

Bookmyshow RBL PLAY Credit Card

Our Rating 3.75
Top Reasons to Choose
Upto 10%
Benefit (in terms of BookMyShow movie tickets) - 2 free movie tickets worth ₹500, at ₹5000 monthly card spend
✔︎
₹100 discount on food and beverage items, when you book your movie tickets at BookMyShow
Annual Fee

₹500

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : ₹500 discount at BookMyShow, on your first purchase within 30 days of card issuance.
  • Renewal offer : Annual fee not charged from the 2nd year onwards, if you spend ₹1.50 lakhs or more in the previous year.

HIGH REWARD RATE POSSIBLE, IF YOU HAVE A VERY SPECIFIC CARD SPENDING PATTERN

RBL Bank Platinum Delight Credit Card

Our Rating 3.50
Top Reasons to Choose
Upto 5%
Upto 5% benefit, upon executing 5 card transactions of a minimum value of ₹1000 each - every month
1%
Benefit on weekend card spends (2X)
Annual Fee

₹1000

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : 4000 reward points worth ₹1000, on executing 1st card transaction within 30 days of card issuance date
  • Renewal offer : Annual fee not charged from the 2nd year onwards, if you spend ₹2 lakhs or more in the previous year.

MONTHLY FEE CARD, WITH VARIOUS PARTNER OFFERS

RBL Bank Cookies Credit Card

Our Rating 3.50
Top Reasons to Choose
✔︎
10% instant discount at Myntra || Uber || Zomato - upto ₹300 per month
✔︎
10% instant discount at BookMyShow, upto ₹300 per month
1.25%
Benefit on online purchases
Upto 1%
Additional benefit at ₹5 lakh annual card spend
Annual Fee

₹1000

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : ₹1000 voucher (choice of vouchers from Shoppers Stop, Croma, Myntra, Flipkart, and Amazon)
  • Renewal offer : Monthly fee waived off, if you spend ₹5000 or more in the previous month

TRAVEL CARD, WITH A RANGE OF TRAVEL AND LIFESTYLE BENEFITS

RBL Bank World Safari Credit Card

Our Rating 3.75
Top Reasons to Choose
✔︎
0% fee on international transactions
✔︎
Complimentary access to airport lounges in India - 2 per quarter
✔︎
Complimentary access to international airport lounges - 2 per year
✔︎
Complimentary golf benefits - 4 free golf rounds per year || 1 free golf lesson per month
✔︎
Complimentary USD 50000 worldwide travel insurance, including medical/health insurance during foreign travel
Upto 3.35%
Upto 3.35% on travel spends || upto 2.6% on other spends (including milestone benefits at ₹7.5 lakh annual card spend)
Annual Fee

₹3000

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : MakeMyTrip voucher worth ₹3000, on executing 1st card transaction within 30 days of card issuance date.

COMPLIMENTARY DOMESTIC AIRPORT LOUNGE ACCESS OFFERED

RBL Bank Platinum Maxima Plus Credit Card

Our Rating 3.25
Top Reasons to Choose
✔︎
Complimentary access to airport lounges in India - 2 per quarter
✔︎
BOGO (Buy One Get One Free) at BookMyShow movies, benefits upto ₹200 per month
2.50%
2.50% benefit on the following spends - grocery purchases || international purchases || dining || entertainment
Annual Fee

₹2500

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : 10,000 reward points worth ₹2500

BEST FOR GROCERY PURCHASES

RBL Bank ShopRite Credit Card

Our Rating 3.75
Top Reasons to Choose
5%
Benefit on grocery purchases - on purchases upto ₹5000 per month
10%
10% discount (upto ₹100) on movie tickets at BookMyShow - 15 times a year
Annual Fee

₹500

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : 2000 reward points worth ₹500, on executing the 1st card transaction within 30 days of card issuance
  • Renewal offer : Annual fee not charged from the 2nd year onwards, if you spend ₹1.50 lakhs or more in the previous year

RBL Credit Card Offers

RBL Credit Cards come with a wide range of offers and rewards. Some of the popular RBL Credit Card offers are -

  • RBL Credit Cards with airport lounge access offers
  • RBL Chartered Credit Cards with shopping offers
  • RBL Credit Cards with travel offers
  • RBL Credit Cards with movie offers
  • RBL Credit Cards with annual fee offers
  • RBL Credit Cards with golf offers
  • RBL Credit Cards with international spend offers
  • RBL Credit Cards with dining offers
  • RBL Credit Cards with insurance offers

Which is the best RBL Credit Card?

The best card depends on many factors. It depends on your personal circumstances like income, credit score and more. It also depends on your spending patterns and preferences. For example, some credit cards may offer higher rewards on certain types of credit card spends, while some people may prefer a lifetime free or a lower annual fee card even though the rewards on the card maybe comparatively lower. 

On this page, we have given detailed information on various RBL Credit Cards, based on which you can make an informed choice.

How can I apply for an RBL Credit Card? 

You can apply for an RBL Credit Card online or offline.

RBL Credit Card - Apply Online 

You can apply for an RBL Credit Card online, by clicking the APPLY NOW button provided against each of the RBL Credit Cards on this page. You shall be taken to the RBL Bank credit card application page on the RBL Bank website. 

You can also visit the official website of RBL Bank, and fill out the respective credit card application form. 

The RBL Credit Card online card application process is simple and convenient. You need to fill out some some basic personal details, professional details, followed by KYC process. Once this is done, you shall receive your physical card in a few working days.

RBL Credit Card - Apply Offline 

You can also visit any of the nearest branches of RBL Bank, and talk to an executive regarding the process. They shall help you complete the credit card application process.

Eligibility criteria for getting an RBL Credit Card

Although your credit card eligibility is based on multiple parameters which can be assessed once you apply for the RBL Bank Credit Card, there are certain basic criteria that all applicants must fulfil.

  • Age : 18 years to 60 years
  • Income : You need a stable source of income
  • Credit score : A credit score of 750 or more is generally preferable

Documents required to apply for a RBL Credit Card

Some of the basic documents required are-

  • PAN card copy
  • Identity proof : PAN card , driving license, valid passport, voter ID (any one)
  • Address proof : electricity bill, phone bill, driving licence, passport, ration card, bank statement, passbook, voters ID, flat maintenance bill, rent agreement (any one)
  • Income proof : latest salary slip, income tax return

In addition to these, you maybe asked to provide additional documents, on a case-to-case basis.

How can I track my RBL Credit Card application? 

After you have applied for an RBL credit card, you can track your RBL credit card application status by clicking here – RBL Credit Card Application Status, and putting in your application reference number and mobile number. You can also call the bank customer care. 

RBL Credit Card Fees & Charges

Please find below some important fees and charges of RBL Credit Cards.

Annual charges or annual fee

Many credit cards charge a fee every year just for having the card, a first year annual fee which is often called joining fees, and then an ongoing annual fee from the 2nd year onwards. Premium credit cards usually charge a higher annual fee, but tend to offer higher rewards, as well as other perks such as complimentary access to airport lounges, complimentary access to railway lounges in India, complimentary premium memberships to airline and hotel loyalty programs, golf privileges, a variety of complimentary insurance benefits including travel health insurance, and more

While many people do not like paying an annual fee, the benefits can far surpass the costs if you use many of the card’s extra features or accumulate a lot of rewards or cash back. It is important to assess whether the annual fee justifies the benefits before making a decision.

Interest charges

Interest is charged on any unpaid balance beyond the due date of your credit card bill. Interest is also charged on any cash advance amounts. Cash advances occur when you use your credit card to withdraw cash from ATMs.

Late payment fee 

Failure to pay the minimum amount due on your credit card, by the bill due date results in a late payment fee. Frequent late payments may affect your credit rating. Additionally, you will be charged interest on your total outstanding card balance, as explained in the previous section.

Cash withdrawals

You can use your RBL Credit Card to withdraw cash from ATMs. The amount you can withdraw depends on your card type and the predetermined cash advance limit.

When you withdraw cash using your credit card, the bank will charge interest on the withdrawn amount, immediately from the day you withdraw cash, till the day this amount is repaid in full. Unlike regular card transactions, there is no interest free grace period on cash withdrawals, you start accumulating interest charges immediately on cash withdrawal.

Foreign currency transaction fee

This fee is charged on the value of international card transactions. This is a fee charged by the card issuer to convert any transactions in foreign currency into Indian rupees. This is usually around 3.50% of the card transaction amount, on select cards especially premium cards this fee can be reduced which allows more savings when you spend while traveling abroad.

For important terms and conditions, and more details on fees & charges of all RBL Credit Cards, please click here – RBL Credit Card Fees & Charges

Best Credit Cards

Please see below some of the best credit cards on offer-

Best travel cards || Best shopping cards || Best cashback cards || Best Points & Rewards cards || Best professional cards || Best fixed deposit cards || Best health & fitness cards