By: OurMoneyGuide || Last updated on: April 20, 2024

RBL Bank Platinum Delight Credit Card has a unique reward structure, high rewards are possible on a certain type of spending pattern.

Pros & Cons of RBL Bank Platinum Delight Credit Card


  • High benefit rate possible, if you do 5 monthly transactions as close to the minimum amount requirement of ₹1000


  • High benefit rate possible only if you can track your monthly card spends very closely

Features & Benefits of the RBL Bank Platinum Delight Credit Card

Upto 5% benefit, upon executing 5 card transactions of a minimum value of ₹1000 each – every month

You get 1000 reward points (worth ₹250), if you execute a minimum of 5 card transactions each month (minimum transaction amount of ₹1000 each). So you can get 1000 reward points worth ₹250, at ₹5000 monthly card spend – 5% benefit.

1 reward point = ₹0.25, on travel and shopping redemptions usually. Please note that on certain redemption options the value of 1 reward point could be as low as 11 paise. Please visit RBL’s reward redemption platform for the exact values on different options.

0.50% benefit on weekday card spends (X) || 1% benefit on weekend card spends (2X)

You get 2 reward points (worth ₹0.50), on every ₹100 you spend on weekdays. You get 4 reward points (worth ₹1), on every ₹100 you spend on weekends.

Exceptions : You will not earn reward points on the following card spends – fuel, railways, utility bills, rent, wallet loads & insurance.

1 reward point = upto ₹0.25

Fuel surcharge waiver, upto ₹150 per month

You get 1% fuel surcharge waiver on all fuel transactions between ₹500 and ₹4000 only. And on fuel purchases upto ₹15000 per month, since the waiver amount is restricted to ₹150 per month.

Some fuel pumps may charge more than 1% surcharge, the monthly waiver would still be capped at ₹150 in all cases. This benefit is applicable at all fuel pumps.

RBL Bank customer care number

You can contact RBL Bank 24/7, please click here for details – RBL Bank Customer Care Numbers & Other Contact Details

RBL Bank Platinum Delight Credit Card Fees and Charges

Annual fee

Annual feeAnnual fee offers
1st year annual fee₹1000Welcome offer : You get 4000 reward points worth ₹1000, on executing your 1st card transaction within 30 days of card issuance date.
Annual fee from the 2nd year onwards₹1000Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹2 lakhs or more in the previous year.

To view all fees and charges and details, please click here – RBL Bank Credit Cards Fees & Charges . Taxes are applicable on all fees and charges, as per existing law.

Eligibility Criteria

Minimum age18 years
Maximum age60 years
OccupationSalaried or self-employed
Minimum income requirementsRegular and stable source of income, minimum income not specified
Credit scoreGood credit score, preferably above 750
Required documents– PAN card copy
– Identity proof : PAN card , driving license, valid passport, voter ID (any one)
– Address proof : electricity bill, phone bill, driving licence, passport, ration card, bank statement, passbook, voters ID, flat maintenance bill, rent agreement (any one)
– Income proof : latest salary slip/s, income tax return etc

Additional documents maybe required on a case-to-case basis.

Application Process

How do I apply for the RBL Bank Platinum Delight Credit Card?

Online application processThe easiest way is to click here – APPLY NOW , you shall be taken to the card application page on the RBL Bank website.

You can also visit official website of the bank and fill out the application form. The bank’s website and mobile app offer a user-friendly interface that makes the application process quick and easy.

Steps :
– To apply, simply provide your personal details, such as your PAN number, mobile phone number, income & emplyment details, , address, along with the other requirements asked for
– Submit the application
Offline (face to face)  application processYou can visit any of the nearest branches of the bank and talk to an executive regarding the process.

How do I track my application status?

You can track the status of your application status by clicking here – RBL Bank credit card application status. You need to enter some personal details such as mobile number and application reference number, to see the status of your credit card application.