By: OurMoneyGuide || Last updated on: April 20, 2024

RBL Bank Icon Credit Card is an RBL Bank Premium Credit Card, offering a range of lifestyle benefits like complimentary airport lounge access, complimentary golf, movie benefits, concierge services and more.

Pros & Cons of RBL Bank Icon Credit Card

Pros

  • 5% on international spends
  • Range of lifestyle benefits such as airport lounge access, movie tickets, golf rounds, concierge services

Cons

  • Reward rate on card spending is comparatively low

Features & Benefits of the RBL Bank Icon Credit Card

5% benefit on international spends & weekend dining spends || 0.50% benefit on all other card spends

You get 20 reward points (worth ₹5), on every ₹100 you spend outside India and on weekend dining spends. This benefit is given on total purchases upto ₹10,000 per month, in these categories.

You get 2 reward points (worth ₹0.50), on every ₹100 you spend on all other card purchases.

1 reward point = ₹0.25, on travel and shopping redemptions usually. Please note that on certain redemption options the value of 1 reward point could be as low as 11 paise. Please visit RBL’s reward redemption platform for the exact values on different options.

Please note that you will not earn reward points on the following card spends – fuel, railways, utility bills, rental, wallet loads & insurance.

Upto 1.4% additional benefit (milestone benefit)

– You get 10,000 reward points (worth ₹2500), at yearly card spend of ₹3 lakhs
– You get additional 15,000 reward points (worth ₹3750), at yearly card spend of ₹5 lakhs
– You get additional 20,000 reward points (worth ₹5000), at yearly card spend of ₹8 lakhs

Hence you get a total of 45000 reward points worth ₹11250, at yearly card spend of ₹8 lakhs – 1.4% benefit

Complimentary access to airport lounges in India – 2 per quarter

You get free visits to domestic airport lounges, 8 times per year (maximum 2 times per quarter).

Please click here for list of lounges and other details.

Complimentary Priority Pass membership – to access airport lounges outside India

You get a complimentary Priority Pass membership worth USD 99, which enables access to airport lounges abroad. However each lounge visit is chargeable at prevailing rates, USD 35 per visit.

For list of lounges and other details, please visit the Priority Pass website. 

Complimentary golf benefits – 4 free golf rounds per year, 1 free golf lesson per month

You get free golf rounds, 4 per year. You also get free golf lessons, 1 per month.

This benefit is brought to you in partnership with Mastercard. For list of available golf clubs and other details please click here

BOGO (Buy One Get One Free) at BookMyShow movies, benefits upto ₹400 per month

When you buy one ticket, you get up to ₹200 off on the second ticket, through BookMyShow.

This offer can be availed maximum 2 times per month, hence you get benefits upto ₹400 per month.

24/7 Concierge Desk

You get a range of complimentary services-
– Golf course referral and reservation assistance
– Car rental and limousine referral and reservation assistance
– Hotel referral and reservation assistance
– Dining referral and reservation assistance
– Spa, fitness centre, and sports centre Information and referral assistance
– Flower and gift delivery assistance
– Business services
– Special events and performance assistance

Fuel surcharge waiver, upto ₹200 per month

You get 1% fuel surcharge waiver on all fuel transactions between ₹500 and ₹4000 only. And only on fuel purchases upto ₹20,000 per month, since the waiver amount is restricted to ₹200 per month.

Some fuel pumps may charge more than 1% surcharge, the monthly waiver would still be capped at ₹200 in all cases. This benefit is applicable at all fuel pumps.

RBL Bank customer care number

You can contact RBL Bank 24/7, please click here for details – RBL Bank Customer Care Numbers & Other Contact Details

RBL Bank Icon Credit Card Fees and Charges

Annual fee


Annual feeAnnual fee offers
1st year joining fee₹5000Welcome offer : You get 20,000 reward points (worth ₹5000), when you do your 1st card transaction within 30 days of card issuance.
Renewal fee from 2nd year onwards₹5000

To view all fees and charges and details, please click here – RBL Bank Credit Cards Fees & Charges . Taxes are applicable on all fees and charges, as per existing law.

Eligibility Criteria

Minimum age18 years
Maximum age60 years
OccupationSalaried or self-employed
Minimum income requirementsRegular and stable source of income, minimum income not specified
Credit scoreGood credit score, preferably above 750
Required documents
– PAN card copy
– Identity proof : PAN card , driving license, valid passport, voter ID (any one)
– Address proof : electricity bill, phone bill, driving licence, passport, ration card, bank statement, passbook, voters ID, flat maintenance bill, rent agreement (any one)
– Income proof : latest salary slip/s, income tax return etc

Additional documents maybe required on a case-to-case basis.

Application Process

How do I apply for the RBL Bank Icon Credit Card?

Online application processThe easiest way is to click here – APPLY NOW , you shall be taken to the card application page on the RBL Bank website.

You can also visit official website of the bank and fill out the application form. The bank’s website and mobile app offer a user-friendly interface that makes the application process quick and easy.

Steps :
– To apply, simply provide your personal details, such as your PAN number, mobile phone number, income & emplyment details, , address, along with the other requirements asked for
– Submit the application
Offline (face to face)  application processYou can visit any of the nearest branches of the bank and talk to an executive regarding the process.

How do I track my application status?

You can track the status of your application status by clicking here – RBL Bank credit card application status. You need to enter some personal details such as mobile number and application reference number, to see the status of your credit card application.