By: OurMoneyGuide || Last updated on: June 5, 2024 

The PVR Kotak Gold Credit Card is a co-branded movie card, launched in partnership with PVR Cinemas. 

This movie card gives free PVR tickets on monthly card spends – 1 free ticket on monthly card spend of ₹10,000 and 2 free tickets on monthly card spend of ₹15000. The card also provides other PVR benefits such as discounts/cashback on food & beverages and movie tickets at PVR cinemas – 15% on food & beverages, and 5% on movie tickets.

Pros & Cons of PVR Kotak Gold Credit Card

Pros

  • Good card for regular PVR users

Cons

  • Only suitable for regular PVR users, since earned rewards can only be redeemed for PVR movie tickets

Features & Benefits of the PVR Kotak Gold Credit Card

1 free PVR ticket (upto ₹400), at ₹10,000 monthly card spend – upto 4% benefit

Upto 4% benefit : You get 1 free PVR movie tickets (upto ₹400 each), when you spend ₹10,000 and above in your monthly card billing cycle.

Tickets are valid for ANY TIME , ANY DAY , ANY SHOW. Except Director´s Cut and PVR IMAX, and for all booking classes except Gold Class and Europa at the PVR Website.

PVR ticket redemption process :
– You need to first claim your free ticket coupon from your net banking account OR mobile app account, please click here for details.
– You can then use the coupons on PVR website or PVR app, please click here for details.
– The coupon code has a validity of 2 months.

2 free PVR tickets (upto ₹400 each), at ₹15,000 monthly card spend – upto 5.3% benefit

Upto 5.3% benefit : You get 2 free PVR movie tickets (upto ₹400 each, total upto ₹800 for 2 tickets), when you spend ₹15,000 and above in your monthly card billing cycle.

Tickets are valid for ANY TIME , ANY DAY , ANY SHOW. Except Director´s Cut and PVR IMAX, and for all booking classes except Gold Class and Europa at the PVR Website.

Other PVR benefits : 15% benefit on food & beverages || 5% benefit on movie tickets

You get 15% benefit (upto ₹750) on a food & beverages purchase. You can avail this benefit 4 times per month.

You get 5% benefit (upto ₹250) on a movie ticket purchase. You can avail this benefit 4 times per month.

The above benefits are given in the form of a discount if you do these purchases on the PVR website/ app, and in the form of cashback if you do these purchases offline at the cinema.

For detailed terms and conditions , please click here .

Kotak customer care number

Please click here to see all options on how to contact the bank.

Kotak ‘Everyday Specials

You get exclusive everyday special offers. These offers can be found on the official Kotak website and includes discounts, cashback, rewards, and other benefits across various categories such as dining, shopping, travel, and more.

PVR Kotak Gold Credit Card Fees and Charges

Annual fee & annual fee offers


Annual feeAnnual fee offers
1st year joining fee₹499
Renewal fee from 2nd year onwards₹499

Late payment fee

Late payment fee is charged if you do not pay even the minimum amount due on your card bill, before the bill due date. And is based on total payment due.

Amount dueLate fee
Less than ₹500₹100
₹501 to ₹10,000₹500
₹10,001 and above₹700

Foreign currency mark-up fee

3.50% of the transaction amount. This fee is charged when you use your card outside India.

Interest Charges on outstanding Balances

3.50% per month (42% per annum)

Important note

– GST/ other applicable taxes as per current laws, will be applicable on all fees and charges
– Please click here to view all fees & charges on this card

Eligibility Criteria

Some basic criteria is given below, there maybe additional requirements based on your profile, this is at the sole discretion of Kotak Mahindra Bank.

Minimum agePrimary cardholders : 21 years
Add-on cardholders 18 years or above
Maximum age65 years
Minimum incomeNot specified
Other criteriaRegular source of income, good credit score preferably above 750

Application Process

Step-by-step guide

Online application process
The easiest way is to click here – APPLY NOW , you shall be taken to the card application page on the Kotak Mahindra Bank website. You can also visit official website of the bank and fill out the application form.

Steps –
1. Fill in the required details in the online application form, including personal and employment details, contact information, and income details.
2. Submit the application form along with the necessary documents such as identity proof, address proof, income proof and age proof.
3. Once your application is received, Kotak Mahindra Bank will review your application and verify the information provided.
4. Upon successful verification, you will receive a confirmation, and your Credit Card will be dispatched to your registered mailing address.
Offline (face to face)  application processAlternatively, you can also apply for the card by visiting the nearest Kotak Mahindra Bank branch, and submitting your application along with the necessary documents. To find the branch nearest to you, please visit here.
Tracking card application statusYou can track your credit card application status by clicking here – Kotak Credit Card Application Status

Necessary documents

Common documents required to attain a credit card are as follows. Additional documents may be required on a case-to-case basis, this is at the sole discretion of Kotak Mahindra Bank.

Required documents 
For salaried employees :
– Identification proof : Aadhaar card, PAN card, driving license, voter ID card, passport (any one)
– Address proof : Utility bill, ration card, passport, driving license, voter ID card (any one)
– Income proof : Salary slips, Form 16, income tax returns (any one)
– Age proof : 10th standard school certificate, birth certificate, passport, voter ID card (any one)

For self-employed professionals :
– Identification proof : Aadhaar card, PAN card, driving license, voter ID card, passport (any one)
– Address proof : Utility bill, ration card, passport, driving license, voter ID card , last two months’ bank statement (any one)
– Income Proof : Income tax returns with computation of income, certified financial documents, proof of business continuity (any one)
– Age proof : 10th standard school certificate, birth certificate, passport, voter ID card (any one)