BEST FOR FREQUENT TRAVELLERS

Axis Bank ATLAS Credit Card

Our Rating 4.0
Top Reasons to Choose
5-10%
Reward on travel spends
2-4%
Reward on all other card spends
✔︎
Complimentary airport lounge access in India and abroad || complimentary airport concierge & airport pick up services
✔︎
Dining Delights Program : Dining discounts at restaurants through EazyDiner, upto ₹800 per month
✔︎
Attractive cashback offers on travel, shopping and more – through Axis Grab Deals platform (maximum cashback of ₹1000 per month)
Annual Fee

₹5000

Minimum Income

Salaried : ₹9 lakhs per year || Self-employed : ₹12 lakhs per year

Annual Fee Offers
  • Welcome offer : 2500 EDGE Miles (worth 2500 OR 2500 points of partner airlines/hotels)
  • Renewal offer : 2500 EDGE Miles (worth 2500 OR 2500 points of partner airlines/hotels) - at ₹3 lakh annual card spend

BEST FOR PREMIUM BENEFITS AND HIGH REWARD RATES, ESPECIALLY ON TRAVEL

HDFC Bank Diners Club Black Metal Edition Credit Card

Our Rating 4.25
Top Reasons to Choose
3.3% (X)
Reward on all card spends
10% (3X)
Reward on gift vouchers || train tickets through IRCTC || Apple
16.6% (5X)
Reward on flights || bus tickets || MakeMyTrip holiday packages || select partners (Myntra, Nykaa, Zoom Car)
33.3% (10X)
Reward at hotels || select partners (Jockey, Pharmeasy, IGP.com)
✔︎
Unlimited airport lounge access in India and abroad
✔︎
Complimentary golf rounds worldwide - 6 per quarter
✔︎
Dining discounts at restaurants (through Swiggy Dineout) - upto ₹1000 per month
Annual Fee

₹10000

Minimum Income

Salaried : Net income of ₹1.75 lakhs per month || Self-employed : ₹21 lakhs per year

Annual Fee Offers
  • Welcome Offer : Complimentary annual memberships of Club Marriott, Amazon Prime and Swiggy One, on spending ₹1.50 lakhs within 90 days of card issuance
  • Renewal Offer : Annual fee is not charged from the second year onwards , if you spend ₹8 lakhs or more in the previous year

PREMIUM CARD FOR FREQUENT TRAVELLERS

Axis Bank Magnus Credit Card

Our Rating 4.25
Top Reasons to Choose
Upto 12%
Reward on travel spends
✔︎
Unlimited complimentary airport lounge access – both in India and abroad
✔︎
Dining discounts at restaurants through EazyDiner, upto ₹1000 per month
✔︎
Attractive reward point multiplier/cashback offers on travel, shopping and more – through Axis Grab Deals platform (maximum cashback of ₹1000 per month OR 5000 reward points per month)
Annual Fee

₹12500

Minimum Income

₹18 lakhs per year

Annual Fee Offers
  • Welcome offer worth ₹12,500 (in gift vouchers)
  • Renewal offer : Renewal fee is not charged from the 2nd year onwards, if you spend ₹25 lakhs or more in the previous year.

BEST FOR SUPER PREMIUM BENEFITS AND HIGH REWARD RATES ON CARD SPENDS

HDFC Bank INFINIA Credit Card

Our Rating 4.50
Top Reasons to Choose
3.3% (X)
Reward on all card spends
10% (3X)
Reward on rail ticket bookings through IRCTC
16.6% (5X)
Reward on flights || bus tickets || MakeMyTrip holiday packages || gift vouchers || select partners (Myntra, Apple, Nykaa, Zoom Car)
33.3% (10X)
Reward on hotels || select partners (Jockey, Pharmeasy, IGP.com)
✔︎
Unlimited complimentary airport lounge access in India and abroad
✔︎
Unlimited complimentary golf rounds and golf lessons, at partner golf courses
✔︎
Dining discounts at restaurants (through Swiggy Dineout) - upto ₹2000 per month
Annual Fee

₹12500

Minimum Income

By Invite

Annual Fee Offers
  • Welcome Offer : Welcome offer worth ₹12500, and complimentary 1 year Marriott membership
  • Renewal Offer : You get 12500 reward points worth ₹12500, on payment of renewal fee

YES BANK PREMIUM CARD - ATTRACTIVE REWARDS ON ONLINE SPENDING || RANGE OF LIFESTYLE BENEFITS

Yes Bank Marquee Credit Card

Our Rating 3.75
Top Reasons to Choose
4.50%
Benefit on online shopping
2.25%
Benefit on offline shopping
✔︎
Unlimited free visits to international airport lounges
✔︎
Complimentary visits to airport lounges in India – 6 per quarter
✔︎
Complimentary golf – 4 free golf rounds per year (maximum 1 per month) || 1 free golf lesson per month
✔︎
BOGO (Buy One Get One Free) at BookMyShow movies, benefits upto ₹2400 per month
✔︎
Low fee (foreign currency markup) of 1% on international transactions
Annual Fee

₹4999

Minimum Income

₹3 lakh per month (salaried) || ₹24 lakhs per year (self-employed)

Annual Fee Offers
  • Welcome offer : 60,000 reward points worth ₹15000, as a welcome gift.
  • Renewal offer : Annual fee not charged from the 2nd year onwards, if you spend ₹10 lakhs or more in the previous year

BEST FOR VISTARA BUSINESS CLASS FREQUENT FLYERS

Axis Bank Vistara Infinite Credit Card

Our Rating 4.0
Top Reasons to Choose
3%
Reward (in Club Vistara Points), on all card spends
✔︎
Upto 4 Vistara business class tickets (domestic) - one each at annual card spends of ₹2.50 lakhs, ₹5 lakh, ₹7.50 lakhs and ₹12 lakh
✔︎
Complimentary ‘Club Vistara Gold Membership’
✔︎
Complimentary visits to airport lounges in India - 2 per quarter
✔︎
Complimentary golf – upto 6 rounds per year
✔︎
Dining discounts at restaurants through EazyDiner, upto ₹1000 per month
✔︎
15% discount at Trident Hotels
✔︎
Attractive cashback offers on travel, shopping and more – through Axis Grab Deals platform (maximum cashback of ₹1000 per month)
Annual Fee

₹10000

Minimum Income

₹24 lakhs per year

Annual Fee Offers
  • Welcome offers : 1 business class ticket (one-way) || Club Vistara Gold Membership || 10,000 Club Vistara Points, at ₹1 lakh card spend within 90 days of card issuance
  • Renewal offers : 1 business class ticket (one-way)

BEST FOR 3X-10X ACCELERATED REWARDS ON HDFC SMARTBUY PLATFORM

HDFC Bank Regalia Gold Credit Card

Our Rating 3.75
Top Reasons to Choose
10X
17.3% reward on hotels bookings || at select partners (Jockey, Pharmeasy, IGP.com)
5X
8.6% reward at Marks & Spencer || Myntra || Nykaa || Reliance Digital
5X
8.6% reward on flights & bus bookings || gift voucher purchases || MakeMyTrip holiday packages || select partners - Myntra, Apple, Nykaa, Zoom Card
3X
5.2% reward on train ticket bookings
X
1.7% reward on all other card spends
✔︎
Upto 2.1% additional reward through the card spend based milestone program
✔︎
Complimentary airport lounge access both in India (upto 12 times per year), and abroad (upto 6 times per year)
✔︎
Dining discounts at restaurants (through Swiggy Dineout) - upto ₹500 per month
Annual Fee

₹2500

Minimum Income

Salaried : Net monthly income of ₹1 lakh per month || Self-employed : Annual income of ₹12 lakh

Annual Fee Offers
  • Welcome offers : ₹2500 gift voucher || Complimentary Club Vistara Silver Tier and MMT Black Elite Membership - on spending ₹1 lakh or more within 90 days of card issuance.
  • Renewal offer : Annual fee is not charged from the second year onwards, if you spend ₹4 lakhs or more in the previous year.

PREMIUM CARD, WITH A RANGE OF LIFESTYLE BENEFITS

Kotak White Reserve Credit Card

Our Rating 3.75
Top Reasons to Choose
Upto 2.50%
Reward by reaching annual card spend targets
✔︎
Unlimited complimentary access to airport lounges both in India and abroad
✔︎
Complimentary golf across the world - 2 free golf rounds per month
Annual Fee

₹12500

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Complimentary Marriott membership, with many stay & dining benefits
  • Renewal offer : Annual fee is not charged from the second year onwards, if you spend ₹10 lakhs or more in the previous year.