HIGH CASHBACK ON ONLINE SPENDS - INCLUDING ONLINE SHOPPING AND ONLINE TRAVEL SPENDS

Cashback SBI Credit Card

Our Rating 4.50
Top Reasons to Choose
5%
5% cashback on all online spends || 1% cashback on all other card spends.
✔︎
Maximum cashback of ₹5000 per month
Annual Fee

₹999

Minimum Income

Not specified

Annual Fee Offers
  • Renewal fee offer : Annual fee is not charged from the second year onwards, if you spend ₹2 lakhs or more in the previous year
  • Welcome offer maybe available from time to time , usually only for online applications

5% UNLIMITED CASHBACK AT FLIPKART || 4% UNLIMITED CASHBACK AT SELECT PARTNERS

Flipkart Axis Bank Credit Card

Our Rating 4.50
Top Reasons to Choose
5%
Cashback on Flipkart
4%
Cashback on partners - Swiggy || Uber || PVR || Cleartrip || Cult Fit
✔︎
Complimentary airport lounge access in India - upto 4 times per year
✔︎
Dining discounts at restaurants through EazyDiner, upto ₹500 per month
✔︎
Attractive cashback offers on travel, shopping and more – through Axis Grab Deals platform (maximum cashback of ₹1000 per month)
Annual Fee

₹500

Minimum Income

Salaried : ₹15,000 per month || Self-employed : ₹30,000 per month

Annual Fee Offers
  • Welcome offers : Flipkart vouchers worth ₹500 || 50% discount on Swiggy (upto ₹100)
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹3.50 lakhs or more in the previous year.

BEST FOR AMAZON INDIA PURCHASES - INCLUDING FLIGHT & HOTEL BOOKINGS ON AMAZON INDIA

Amazon Pay ICICI Bank Credit Card

Our Rating 4.5
Top Reasons to Choose
✔︎
Lifetime free card, with welcome offers
5%
Cashback on Amazon India purchases - for Amazon Prime members
3%
Cashback on Amazon India purchases - for Non-Prime members
2%
Cashback on 100+ Amazon Pay partners
Annual Fee

₹0

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Amazon Prime members get welcome offers worth ₹2500 || Non-Prime members get welcome offers worth ₹2000 + 3 months Prime membership

YES BANK PREMIUM CARD - ATTRACTIVE REWARDS ON ONLINE SPENDING || RANGE OF LIFESTYLE BENEFITS

Yes Bank Marquee Credit Card

Our Rating 3.75
Top Reasons to Choose
4.50%
Benefit on online shopping
2.25%
Benefit on offline shopping
✔︎
Unlimited free visits to international airport lounges
✔︎
Complimentary visits to airport lounges in India – 6 per quarter
✔︎
Complimentary golf – 4 free golf rounds per year (maximum 1 per month) || 1 free golf lesson per month
✔︎
BOGO (Buy One Get One Free) at BookMyShow movies, benefits upto ₹2400 per month
✔︎
Low fee (foreign currency markup) of 1% on international transactions
Annual Fee

₹4999

Minimum Income

₹3 lakh per month (salaried) || ₹24 lakhs per year (self-employed)

Annual Fee Offers
  • Welcome offer : 60,000 reward points worth ₹15000, as a welcome gift.
  • Renewal offer : Annual fee not charged from the 2nd year onwards, if you spend ₹10 lakhs or more in the previous year

BEST FOR AMAZON || FLIPKART || MYNTRA || TATA CLIQ, AND OTHER SELECT ONLINE PARTNERS

HDFC Bank Millennia Credit Card

Our Rating 4.0
Top Reasons to Choose
5%
Cashback at Amazon, Flipkart || Myntra, Tata CLiQ || Swiggy, Zomato || BookMyShow, Sony LIV || Cult.fit, Uber – on total purchases upto ₹20,000 per month
Upto 1%
Additional benefit based on quarterly card spend (₹1000 gift voucher at ₹1 lakh quarterly card spend)
✔︎
Dining discounts at restaurants (through Swiggy Dineout) - upto ₹500 per month
✔︎
Upto 10% cashback on travel, shopping and more – through HDFC Smartbuy platform (maximum cashback of ₹1000 per month)
Annual Fee

₹1000

Minimum Income

Salaried - ₹35,000 per month || Self-employed - ₹6 lakhs per year

Annual Fee Offers
  • Welcome offer : Vouchers worth ₹1000, on payment of annual fee
  • Renewal offer : Annual fee not charged from 2nd year onwards, if you spend ₹1 lakh or more in the previous year

BEST FOR FREQUENT SWIGGY USERS , AND FOR ONLINE PURCHASES INCLUDING AMAZON AND FLIPKART

Swiggy HDFC Bank Credit Card

Our Rating 4.0
Top Reasons to Choose
10%
Cashback on cards spends on Swiggy apps – Food ordering || Instamart || Dineout || Genie
5%
Cashback on online purchases across various categories , including Amazon and Flipkart
✔︎
Upto 10% cashback on travel, shopping and more – through HDFC Smartbuy platform (maximum cashback of ₹1000 per month)
✔︎
Complimentary golf – 4 free golf rounds per year (maximum 1 per month) || 1 free golf lesson per month
Annual Fee

₹500

Minimum Income

Salaried : ₹15,000 per month || Self-employed : ₹6 lakhs per year

Annual Fee Offers
  • Welcome offer : Complimentary 3-month Swiggy One Membership
  • Renewal fee offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹2 lakhs or more in the previous year

CASHBACK & DISCOUNTS AT A VARIETY OF PARTNERS INCLUDING AMAZON || FLEXIBLE MONTHLY FEE CARD

ICICI Bank Mine Credit Card (Premium 149)

Our Rating 4.25
Top Reasons to Choose
5%
Cashback on a variety of diverse partners including Amazon – Amazon, Amazon Prime, Zomato, Swiggy, Gaana, BookMyShow, PVR, Inox, Ola, Big Basket, Grofers, Goibibo, MakeMyTrip, Fitternity, Myntra, Furlenco
✔︎
5% discount (upto ₹300 per month) - at Tata CLiQ
✔︎
7% discount (upto ₹5000 per month) on domestic hotels || 4% discount (upto ₹600 per month) on domestic flights - at Goibibo
✔︎
Complimentary domestic airport lounge access (once per month) || Complimentary rail lounge access (once per month)
✔︎
Complimentary 2-month Eazydiner Prime membership || Complimentary 6-month Mindhouse app subscription
Annual Fee

₹1788

Minimum Income

Not specified

Annual Fee Offers
  • Renewal offer : The card charges a monthly fee of ₹149. This monthly fee is waived off, if you spend ₹20,000 or more in the previous month.

MID-RANGE CARD FROM YES BANK

Yes Bank RESERV Credit Card

Our Rating 3.50
Top Reasons to Choose
3%
Benefit on online shopping
✔︎
Complimentary visits to airport lounges in India – 3 per quarter
✔︎
Complimentary visits to international airport lounges – 6 per year
✔︎
Complimentary golf – 4 free golf rounds per year (maximum 1 per month) || 1 free golf lesson per month
Annual Fee

₹1999

Minimum Income

₹2 lakh per month (salaried) || ₹18 lakhs per year (self-employed)

Annual Fee Offers
  • Welcome offer : 1st year annual fee waived off, if you spend ₹40,000 or more within 30 days of card issuance
  • Renewal offer : Annual fee not charged from the 2nd year onwards, if you spend ₹3 lakhs or more in the previous year

BEST FOR FREQUENT SHOPPERS AT SNAPDEAL

Snapdeal BOB Credit Card

Our Rating 4.0
Top Reasons to Choose
5%
Cashback on Snapdeal purchases
2.50%
Cashback on ‘online shopping’ (other than Snapdeal shopping) || department store spends || grocery shopping
Annual Fee

₹249

Minimum Income

₹3.60 lakhs per year (salaried) || ₹4.80 lakhs per year (self-employed)

Annual Fee Offers
  • Welcome offer : Snapdeal vouchers worth ₹500, on paying the joining fees and using the card within 30 days of card issuance.

BEST FOR SHOPPING AT RELIANCE STORES

Reliance SBI Card

Our Rating 3.50
Top Reasons to Choose
1.25%
Benefit at participating ‘Reliance Retail Stores’.
Upto 2.80%
Additional benefit at participating ‘Reliance Retail Stores’ – at ₹80,000 annual card spend at Reliance Retail Stores
✔︎
Upto 5% special discounts, at participating Reliance Retail Stores
Annual Fee

₹499

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Reliance Retail voucher worth ₹500, on payment of joining fees || Additional discount vouchers worth ₹3200, of various participating Reliance Retail Stores
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹1 lakh or more in the previous year.

PREMIUM COBRANDED CARD, BEST FOR SHOPPING AT RELIANCE STORES

Reliance SBI Card PRIME

Our Rating 4.0
Top Reasons to Choose
2.50%
Benefit at participating ‘Reliance Retail Stores’.
Upto 2.9%
Additional benefit at participating ‘Reliance Retail Stores’.– at ₹3 lakh annual card spend at Reliance Retail Stores
✔︎
Upto 10% special discounts, at participating Reliance Retail Stores
✔︎
Complimentary airport lounge access in India (2 per quarter), and abroad (4 times per year, maximum 2 times per quarter)
Annual Fee

₹2999

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Reliance Retail voucher worth ₹3000, on payment of joining fees || Additional discount vouchers worth ₹11999, of various participating Reliance Retail Stores.
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹3 lakh or more in the previous year.

BEST FOR SAMSUNG PURCHASES

Samsung Axis Bank Infinite Credit Card

Our Rating 4.0
Top Reasons to Choose
10%
Cashback on Samsung purchases - only on purchases upto ₹2 lakhs per year
3%
Reward on 5 preferred merchants (Zomato, Bigbasket, Myntra, Tata 1mg, Urban Clap) || On international transactions
✔︎
Complimentary access to airport lounges in India (upto 8 times per year), and abroad (upto 6 times per year)
✔︎
Dining Delights Program : Dining discounts at restaurants through EazyDiner, upto ₹800 per month
✔︎
Complimentary EazyDiner Prime membership for 1 year
✔︎
Attractive cashback offers on travel, shopping and more – through Axis Grab Deals platform (maximum cashback of ₹1000 per month)
Annual Fee

₹5000

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 30,000 EDGE reward points worth ₹6000, on doing 3 card transactions within 30 days of credit card issuance.
  • Renewal offer : Annual fee is not charged from the second year onwards, if you spend ₹7 lakhs or more in the previous year.

BEST FOR SAMSUNG PURCHASES

Samsung Axis Bank Signature Credit Card

Our Rating 3.50
Top Reasons to Choose
10%
Cashback on Samsung purchases - only on purchases upto ₹1 lakh per year (maximum cashback of ₹10,000 per year)
2%
Reward on preferred merchants - Zomato, Bigbasket, Myntra, Tata 1mg, Urban Clap
✔︎
Complimentary access to airport lounges in India - 4 times per year
✔︎
Dining discounts at restaurants through EazyDiner, upto ₹500 per month
✔︎
Attractive cashback offers on travel, shopping and more – through Axis Grab Deals platform (maximum cashback of ₹1000 per month)
Annual Fee

₹500

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 2500 EDGE reward points worth ₹500, on doing 3 card transactions within 30 days of credit card issuance.
  • Renewal offer : Annual fee is not charged from the second year onwards, if you spend ₹2 lakhs or more in the previous year.

BEST FOR SHOPPING AT SHOPPERS STOP (7% REWARD RATE)

Shoppers Stop Black HDFC Credit Card

Our Rating 3.75
Top Reasons to Choose
7%
Reward on Shoppers Stop purchases - only on purchases upto ₹28570 per month
✔︎
Complimentary access to airport lounges in India (4 times per quarter), and abroad (2 times per quarter)
✔︎
Complimentary First Citizen Black membership worth ₹4,500.
✔︎
Upto 10% cashback on travel, shopping and more – through HDFC Smartbuy platform (maximum cashback of ₹1000 per month)
Annual Fee

₹4500

Minimum Income

Salaried : ₹2 lakhs per month || Self-employed : ₹8 lakhs per year

Annual Fee Offers
  • Welcome Offer : ₹1500 worth of Shoppers Stop vouchers, on minimum shopping of ₹5,000 at Shoppers Stop stores. You also get a complimentary First Citizen Black membership worth ₹4,500.
  • Renewal Offer : Continued membership of First Citizen Black worth ₹4,500.

PREMIUM CARD - BEST FOR REGULAR SHOPPERS AT LANDMARK STORES (Spar, Lifestyle, Max, Home Center)

Spar SBI Card PRIME

Our Rating 4.0
Top Reasons to Choose
3.75%
Benefit on all Landmark store spends (Spar, Lifestyle, Max, Home Center - both online and in-stores)
Upto 5.3%
Additional benefit on Landmark spends - at ₹1.80 lakh yearly card spend at Landmark stores
2.50%
Benefit on dining and movie spends
✔︎
Complimentary access to airport lounges both in India (2 times each quarter) and abroad (4 times per year)
Annual Fee

₹2999

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 12,000 bonus reward points worth ₹3000, on payment of annual fee.
  • Renewal offer : 12,000 bonus reward points worth ₹3000, on payment of renewal fee.