BEST FOR AMAZON INDIA PURCHASES - INCLUDING FLIGHT & HOTEL BOOKINGS ON AMAZON INDIA

Amazon Pay ICICI Bank Credit Card

Our Rating 4.5
Top Reasons to Choose
✔︎
Lifetime free card, with welcome offers
5%
Cashback on Amazon India purchases - for Amazon Prime members
3%
Cashback on Amazon India purchases - for Non-Prime members
2%
Cashback on 100+ Amazon Pay partners
Annual Fee

₹0

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Amazon Prime members get welcome offers worth ₹2500 || Non-Prime members get welcome offers worth ₹2000 + 3 months Prime membership

LIFETIME FREE PREMIUM CARD OFFERING A VAST RANGE OF BENEFITS

IDFC First Wealth Credit Card

Our Rating 3.75
Top Reasons to Choose
✔︎
Lifetime free card – zero annual fee
✔︎
Complimentary domestic airport lounge & domestic airport spa access - 2 times per quarter
✔︎
Complimentary international airport lounge access - 2 times per quarter
✔︎
Complimentary railway lounge access - 4 times per quarter
✔︎
Complimentary golf benefits - 2 golf rounds per month
✔︎
Movie benefits – BOGO (‘Buy one, get one’) offer at Paytm Movies, upto ₹500 per month
Annual Fee

₹0

Minimum Income

₹36 lakhs per year

Annual Fee Offers
  • Welcome offer : Welcome voucher worth ₹500, on spending ₹5000 or more within 30 days of card generation.

LIFETIME FREE CARD, ISSUED AGAINST FIXED DEPOSIT

IDFC WOW Credit Card

Our Rating 4.0
Top Reasons to Choose
✔︎
Lifetime free card – zero annual fee
✔︎
Guaranteed approval card against fixed deposit – no income proof required || no credit score required
✔︎
No fee on international transactions
✔︎
Complimentary Emergency Roadside Assistance (RSA) package worth ₹1399
Annual Fee

₹0

Minimum Income

Not required, since the card is issued against a fixed deposit

Annual Fee Offers
  • Nil

LIFETIME FREE BOB CARD, ISSUED AGAINST FIXED DEPOSIT

Bank of Baroda PRIME Credit Card

Our Rating 4.0
Top Reasons to Choose
✔︎
Lifetime free card – zero annual fee
✔︎
Guaranteed approval card against fixed deposit – no income proof required || no credit score required
✔︎
Fuel surcharge waiver, upto ₹250 per month
Annual Fee

₹0

Minimum Income

Not required, since the card is issued against a fixed deposit

Annual Fee Offers
  • Nil

LIFETIME FREE BEGINNER CARD, ISSUED AGAINST FIXED DEPOSIT

Kotak Bank #811 Dream Different Credit Card

Our Rating 4.0
Top Reasons to Choose
✔︎
Lifetime free card
✔︎
UPI enabled card
✔︎
Fixed deposit based card – no income proof required || instant approval card
✔︎
Rail surcharge waiver (upto ₹500 per year) & fuel surcharge waiver (upto ₹3500 per year)
Annual Fee

₹0

Minimum Income

Not applicable, since the card is issued against fixed deposit

Annual Fee Offers
  • Welcome offer worth ₹1000

FREE CARD FOR 4 YEARS || FIXED DEPOSIT BASED CARD

SBI Card Unnati

Our Rating 3.75
Top Reasons to Choose
✔︎
No annual fee for 4 years
✔︎
No income proof or credit score required, since card is issued against a fixed deposit
Annual Fee

₹0

Minimum Income

Not specified

Annual Fee Offers
  • Nil

TRAVEL CARD - BEST FOR FREQUENT USERS OF MAKEMYTRIP || NO ANNUAL FREE FROM 2ND YEAR ONWARDS

MakeMyTrip ICICI Bank Signature Credit Card

Our Rating 3.50
Top Reasons to Choose
✔︎
No annual fee, from 2nd year onwards
2%
Benefit on hotel & holiday bookings on MakeMyTrip
1%
Benefit on flight bookings on MakeMyTrip
Upto 1%
Additional benefit on MakeMyTrip spends, through milestone program
✔︎
Complimentary domestic airport lounge access (2 times per quarter), and rail lounge access (once per quarter)
✔︎
Movie benefits at Inox and Bookmyshow - upto ₹600 per month
Annual Fee

₹0

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offers : 1500 My Cash worth ₹1500 || MakeMyTrip Holiday Voucher worth ₹2500 || Complimentary MakeMyTrip Black membership

TRAVEL CARD - BEST FOR FREQUENT USERS OF MAKEMYTRIP || NO ANNUAL FREE FROM 2ND YEAR ONWARDS

MakeMyTrip ICICI Bank Platinum Credit Card

Our Rating 3.50
Top Reasons to Choose
✔︎
No annual fee from 2nd year onwards
1.50%
Benefit on hotel bookings & holiday bookings - only on MakeMyTrip
1%
Benefit on flight bookings – only on MakeMyTrip
Upto 2%
Additional benefit on MakeMyTrip spends, through milestone program
✔︎
Complimentary domestic airport lounge (1 time per quarter), and railway lounge access (1 time per quarter)
✔︎
Movie benefits at Inox and Bookmyshow - upto ₹400 per month
Annual Fee

₹0

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offers : 500 My Cash worth ₹500 || Complimentary MakeMyTrip Holiday Voucher worth ₹3000

PREMIUM CARD WITH A RANGE OF LIFESTYLE BENEFITS, FREE FROM THE 2ND YEAR ONWARDS

IndusInd Bank Pinnacle Credit Card

Our Rating 3.75
Top Reasons to Choose
✔︎
Premium card, with no annual fee from the 2nd year onwards
✔︎
Complimentary access to airport lounges in India (1 per quarter), and abroad (2 per quarter)
✔︎
Complimentary golf benefits - 2 free golf round per month AND 2 free golf lessons per month
✔︎
BOGO (Buy One Get One Free) at BookMyShow movies, benefits upto ₹600 per month
1.9%
Cashback on online card spends (except online travel spends)
Annual Fee

₹0

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Various vouchers like Vouchagram, Oberoi, Postcard Hotels, Montblanc.

LIFETIME FREE CARD OFFERING A RANGE OF BENEFITS

IDFC FIRST Select Credit Card

Our Rating 3.50
Top Reasons to Choose
✔︎
Lifetime free card – zero annual fee
✔︎
Complimentary domestic airport lounge access – 4 times per quarter
✔︎
Complimentary railway lounge access – 4 times per quarter
✔︎
Movie benefits – BOGO (‘Buy one, get one’) offer at Paytm Movies, upto ₹250 per month
Annual Fee

₹0

Minimum Income

₹12 lakhs per year

Annual Fee Offers
  • Welcome offer : Welcome voucher worth ₹500, on spending ₹5000 or more within 30 days of card generation.

LIFETIME FREE CARD, WITH A RANGE OF BENEFITS

IDFC First Millennia Credit Card

Our Rating 3.75
Top Reasons to Choose
✔︎
Lifetime free card – zero annual fee. Welcome offer of more than ₹500
✔︎
Complimentary railway lounge access - 4 times per quarter
✔︎
25% discount on movie tickets (up to ₹100), on Paytm Mobile App (valid once per month)
✔︎
Complimentary ‘Emergency Roadside Assistance (RSA)’ package worth ₹1399
Annual Fee

₹0

Minimum Income

₹3 lakhs per year

Annual Fee Offers
  • Welcome offer : Welcome voucher worth ₹500, on spending ₹5000 or more within 90 days of card generation.

LIFETIME FREE VIRTUAL CARD || CAN BE USED FOR UPI SPENDS

AU Instapay Credit Card

Our Rating 3.50
Top Reasons to Choose
✔︎
Lifetime free card - there is no annual fee on the card
1%
Cashback on UPI spends at departmental stores, dining, pharmacy, grocery & supermarkets - on total purchases upto ₹10000 per month
Annual Fee

₹0

Minimum Income

Not specified