BEST FOR AMAZON INDIA PURCHASES

Amazon Pay ICICI Bank Credit Card

Our Rating 4.5
Top Reasons to Choose
✔︎
Lifetime free card, with welcome offers
5%
Cashback on Amazon India - for Amazon Prime members
3%
Cashback on Amazon India - for Non-Prime members
2%
Cashback on 100+ Amazon Pay partners
Annual Fee

₹0

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : Amazon Prime members get welcome offers worth ₹2000 , Non-Prime members get welcome offers worth ₹1500

CREDIT CARD AGAINST FIXED DEPOSIT || LIFETIME FREE CARD

Axis Bank Insta Easy Credit Card

Our Rating 4.0
Top Reasons to Choose
✔︎
Lifetime free credit card
✔︎
No income proof || no credit score required - since card is issued against personal fixed deposit
1.20%
Benefit on all purchases outside India
Annual Fee

₹0

Minimum Income

Not required

Annual Fee Offers
  • Welcome offer : You get 100 EDGE reward points , on your 1st online transaction with the card

LIFETIME FREE BOB CARD, ISSUED AGAINST FIXED DEPOSIT

Bank of Baroda PRIME Credit Card

Our Rating 4.0
Top Reasons to Choose
✔︎
Lifetime free card – zero annual fee
✔︎
Guaranteed approval card against fixed deposit – no income proof required || no credit score required
✔︎
Fuel surcharge waiver, upto ₹250 per month
Annual Fee

₹0

Minimum Income

Not required, since the card is issued against a fixed deposit

Annual Fee Offers
  • Nil

LIFETIME FREE CARD, WITH A RANGE OF BENEFITS

IDFC First Millennia Credit Card

Our Rating 4.0
Top Reasons to Choose
✔︎
Lifetime free card – zero annual fee. Welcome offer of more than ₹500
✔︎
Complimentary railway lounge access - 4 times per quarter
✔︎
25% discount on movie tickets (up to ₹100), on Paytm Mobile App (valid once per month)
✔︎
Complimentary ‘Emergency Roadside Assistance (RSA)’ package worth ₹1399
Annual Fee

₹0

Minimum Income

₹3 lakhs per year

Annual Fee Offers
  • Welcome offer : Welcome voucher worth ₹500, on spending ₹5000 or more within 90 days of card generation.

LIFETIME FREE CARD, ISSUED AGAINST FIXED DEPOSIT

IDFC WOW Credit Card

Our Rating 4.0
Top Reasons to Choose
✔︎
Lifetime free card – zero annual fee
✔︎
Guaranteed approval card against fixed deposit – no income proof required || no credit score required
✔︎
No fee on international transactions
✔︎
Complimentary Emergency Roadside Assistance (RSA) package worth ₹1399
Annual Fee

₹0

Minimum Income

Not required, since the card is issued against a fixed deposit

Annual Fee Offers
  • Nil

LIFETIME FREE BEGINNER CARD, ISSUED AGAINST FIXED DEPOSIT

Kotak Bank #811 Dream Different Credit Card

Our Rating 4.0
Top Reasons to Choose
✔︎
Lifetime free card
✔︎
Fixed deposit based card – no income proof required || instant approval card
✔︎
Rail surcharge waiver (upto ₹500 per year) & fuel surcharge waiver (upto ₹3500 per year)
Annual Fee

₹0

Minimum Income

Not applicable, since the card is issued against fixed deposit

Annual Fee Offers
  • Welcome offer worth ₹125

LIFETIME FREE STARTER CARD FROM ICICI || LOW MINIMUM INCOME REQUIREMENTS

ICICI Bank Platinum Chip Credit Card

Our Rating 4.0
Top Reasons to Choose
✔︎
Lifetime free card
✔︎
Low minimum income requirements of ₹2.50 lakhs per year
Annual Fee

₹0

Minimum Income

₹2.50 lakhs per year

Annual Fee Offers
  • Nil

Lifetime free card, exclusively for Indian Navy Personnel

Bank of Baroda Varunah Credit Card

Our Rating 3.50
Top Reasons to Choose
✔︎
Lifetime free card, exclusively for Indian Navy Personnel
✔︎
Fuel surcharge waiver, upto ₹100 per month
Annual Fee

₹0

Minimum Income

Not Specified

Annual Fee Offers
  • Nil

LIFETIME FREE OFFERS PROVIDED FROM TIME TO TIME || Discounts at select partners – Ajio, Swiggy, Paytm Movies, EazyDiner

Axis Bank MY ZONE Credit Card

Our Rating 3.75
Top Reasons to Choose
✔︎
₹120 discount (upto 24% per order) on Swiggy - twice a month
✔︎
Upto ₹1000 discount on Ajio, on a minimum order amount of ₹2999 - on a select catalogue of products.
✔︎
BOGO (Buy One Get One) offer on Paytm Movies - Upto ₹200 per month
✔︎
15% discount (upto ₹500 per oder) at restaurants, in partnership with EazyDiner - once per month
✔︎
Complimentary airport lounge access - once per quarter
Annual Fee

₹500

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Lifetime free card offer || Complimentary one-year SonyLiv subscription worth ₹999, as a welcome offer.
  • Renewal offer : Lifetime free card offer || SonyLiv subscription worth ₹999 is renewed, if you spend ₹1.50 lakhs or more in the previous year.

LIFETIME FREE LIMITED PERIOD OFFER || DISCOUNT OFFERS AT A VARIETY OF PARTNERS

Axis Bank NEO Credit Card

Our Rating 3.75
Top Reasons to Choose
10%
Discount on Myntra, on a select catalogue for Axis Neo customers
10%
Discount on Blinkit (online groceries) - upto ₹250 per month
40%
40% discount (upto ₹120 per order) on Zomato - 2 times per month
5%
Discount (upto ₹150 per month), on utility bills paid through Amazon Pay - mobile recharge || broadband bill payment || DTH recharge)
10%
Discount (upto ₹100 per month) on movie tickets - at BookMyShow
Annual Fee

₹250

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Lifetime free card offer || 100% cashback upto ₹300, on paying a utility bill within 30 days of card issuance.
  • Renewal offer : Lifetime free card offer

Lifetime free card, exclusively for ICMAI members (certified management accountants)

Bank of Baroda CMA ONE Credit Card

Our Rating 3.50
Top Reasons to Choose
✔︎
Lifetime free card, exclusively for ICMAI members (certified management accountants)
✔︎
Complimentary access to airport lounges in India – 3 per quarter
✔︎
Reduced fee of 2% on international credit card transactions
Annual Fee

₹0

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offers : 1000 reward points worth ₹250, on your 1st card transaction within 30 days of card issuance || FITPASS Pro membership for 6 months worth ₹15000.

Lifetime free card, exclusively designed card for ICSI members

Bank of Baroda ICSI Diamond Credit Card

Our Rating 3.50
Top Reasons to Choose
✔︎
Lifetime free card, exclusively for ICSI Members (company secretaries)
✔︎
Complimentary access to airport lounges in India – 3 per quarter
✔︎
Reduced fee of 2% on international credit card transactions
Annual Fee

₹0

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offers : 1000 reward points worth ₹250, on your 1st card transaction within 30 days of card issuance || FITPASS Pro membership for 6 months worth ₹15000.

Lifetime free card, exclusively designed card for ICAI members

Bank of Baroda ICAI EXCLUSIVE Credit Card

Our Rating 3.50
Top Reasons to Choose
✔︎
Lifetime free card, exclusively for ICAI members (chartered accountants)
✔︎
Complimentary access to airport lounges in India – 3 per quarter
✔︎
Reduced fee of 2% on international credit card transactions
Annual Fee

₹0

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offers : 1000 reward points worth ₹250, on your 1st card transaction within 30 days of card issuance || FITPASS Pro membership for 6 months worth ₹15000.

Lifetime free card, exclusively for Indian Defence Personnel

Bank of Baroda VIKRAM Credit Card

Our Rating 3.50
Top Reasons to Choose
✔︎
Lifetime free card, exclusively for Indian Defence Personnel
✔︎
Free ‘accidental death insurance’ (air & non-air : ₹20 lakhs)
✔︎
Fuel surcharge waiver, upto ₹250 per month
Annual Fee

₹0

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : Complimentary 3 month Disney Hotstar subscription, on card activation.

Lifetime free card, exclusively for Assam Rifles Personnel

Bank of Baroda The Sentinel Credit Card

Our Rating
Top Reasons to Choose
✔︎
Lifetime free card, exclusively for Assam Rifles Personnel
2.50%
Cashback on department store and grocery purchases - on purchases upto ₹10,000 per month
✔︎
Complimentary access to airport lounges in India – 2 per quarter
✔︎
Complimentary golf rounds / golf lessons – 1 per quarter
Annual Fee

₹0

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : 1000 reward points worth ₹250 || 12-month Amazon Prime Membership || 6-month FITPASS Pro Membership.

Lifetime free card, exclusively for Indian Coast Guards Personnel

Bank of Baroda RAKSHAMAH Credit Card

Our Rating
Top Reasons to Choose
✔︎
Lifetime free card, exclusively for Indian Coast Guards Personnel
2.50%
Cashback on department store and grocery purchases - on purchases upto ₹10,000 per month
✔︎
Complimentary access to airport lounges in India – 2 per quarter
✔︎
Complimentary golf rounds / golf lessons – 1 per quarter
Annual Fee

₹0

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : 1000 reward points worth ₹250 || 12-month Amazon Prime Membership || 6-month FITPASS Pro Membership.

Lifetime free card, exclusively for Indian Army Personnel

Bank of Baroda INDIAN ARMY YODDHA Credit Card

Our Rating 3.75
Top Reasons to Choose
✔︎
Lifetime free card, exclusively for Indian Army Personnel
2.50%
Cashback on department store and grocery purchases
✔︎
Complimentary access to airport lounges in India – 2 per quarter
✔︎
Complimentary golf rounds / golf lessons – 1 per quarter
Annual Fee

₹0

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : 1000 reward points worth ₹250 || 12-month Amazon Prime Membership || 6-month FITPASS Pro Membership.

Lifetime free premium card, exclusively for Indian Defence and Paramilitary personnel

ICICI Bank Parakram Select Credit Card

Our Rating 4.0
Top Reasons to Choose
✔︎
Lifetime free card, exclusively for Indian Defence and Paramilitary personnel.
2.50%
Benefit on canteen store department (CSD) purchases || grocery purchases || department store purchases - on total spends upto ₹10,000 per month
✔︎
Complimentary international airport lounge access (2 times per year)
✔︎
Complimentary domestic airport lounge access (2 times per quarter)
✔︎
Complimentary railway lounge access (2 times per quarter)
✔︎
Free golf rounds - upto 4 per month (₹50,000 monthly card spend required for each round of golf)
Annual Fee

₹0

Minimum Income

Not Specified

Annual Fee Offers
  • Nil

Lifetime free card, exclusively for Indian Defence and Paramilitary personnel

ICICI Bank Parakram Credit Card

Our Rating ICICI Bank Parakram Credit Card
Top Reasons to Choose
✔︎
Lifetime free card, exclusively for Indian Defence and Paramilitary personnel.
1.25%
Benefit on canteen stores departments (CSD) purchases || grocery purchases || department store purchases (valid only on total monthly purchases upto ₹8000 across these 3 categories)
✔︎
Complimentary domestic airport lounge access – 1 time per quarter
Annual Fee

₹0

Minimum Income

Not Specified

Annual Fee Offers
  • Nil

LIFETIME FREE PREMIUM CARD OFFERING A VAST RANGE OF BENEFITS

IDFC First Wealth Credit Card

Our Rating 3.75
Top Reasons to Choose
✔︎
Lifetime free card – zero annual fee
✔︎
Complimentary airport lounge (both domestic and international) & domestic airport spa access - total 4 times per quarter
✔︎
Complimentary railway lounge access - 4 times per quarter
✔︎
Complimentary golf benefits - upto 2 golf rounds per month
Annual Fee

₹0

Minimum Income

₹36 lakhs per year

Annual Fee Offers
  • Welcome offer : Welcome voucher worth ₹500, on spending ₹5000 or more within 30 days of card generation.

LIFETIME FREE CARD OFFERING A RANGE OF BENEFITS || LOW MINIMUM INCOME REQUIREMENTS

IDFC FIRST Classic Credit Card

Our Rating 3.50
Top Reasons to Choose
✔︎
Lifetime free card – zero annual fee
✔︎
Complimentary railway lounge access – 4 times per quarter
Annual Fee

₹0

Minimum Income

₹3 lakhs per year

Annual Fee Offers
  • Welcome offer : Welcome voucher worth ₹500, on spending ₹5,000 or more within 90 days of card generation.

LIFETIME FREE CARD OFFERING A RANGE OF BENEFITS

IDFC FIRST Select Credit Card

Our Rating 3.50
Top Reasons to Choose
✔︎
Lifetime free card – zero annual fee
✔︎
Complimentary domestic airport lounge access – 4 times per quarter
✔︎
Complimentary railway lounge access – 4 times per quarter
Annual Fee

₹0

Minimum Income

₹12 lakhs per year

Annual Fee Offers
  • Welcome offer : Welcome voucher worth ₹500, on spending ₹5000 or more within 30 days of card generation.