By: OurMoneyGuide || Last updated on: June 25, 2024 

Miles & More Axis Bank World Select Card is a co-branded travel card from Axis Bank, in partnership with Lufthansa. Lufthansa is a German airline, one of the best airlines in the world. 

You earn Miles & More Airmiles, which you can redeem at Lufthansa and its partners.

Pros & Cons of Miles & More Axis Bank World Select Card


  • Good card for frequent fliers of Lufthansa and its airline partners
  • Travel benefits like complimentary lounge access both in India and abroad


  • You are restricted to fly Lufthansa & its partners only, to earn rewards

Features & Benefits of the Miles & More Axis Bank World Select Card

3% reward (in terms of Lufthansa airmiles), on all card spends

You get 3 miles, on every ₹100 you spend on your card.

Exceptions : Miles are not given on the following spends – rent, gold/jewelry, fuel, insurance, utilities, wallet load, payments to government institutions, EMI transactions, payment of fees & charges, cash withdrawals, fraud transactions, interest charges.

You can redeem your miles on flights and upgrades (on Lufthansa and its partners – Star Alliance airline partners & Miles & More airline partners). You can also redeem your miles at other partners – hotels, shopping, car rentals.

Miles never expire – provided you do at least 1 card transaction on your credit card each month

Unlike many of the other airline loyalty programs, Miles under this program do not expire, provided you do at least 1 card transaction on your credit card each month, and execute your first card transaction within 30 days of card issuance.

Complimentary access to international airport lounges – 4 times per year

You get free visits to airport lounges abroad, 4 times per year. This program is brought to you in partnership with Priority Pass, and is valid only for the primary cardholder.

Complimentary access to domestic airport lounges – 8 times per quarter

You get free visits to airport lounges in India, 32 times per year (maximum 8 times per quarter). Please click here for list of lounges and more details.

To access complimentary lounge from 1st May 2024 onwards, you need to have spent a minimum of ₹50,000 on your credit card in the previous 3 months. 

In case of a newly issued card, the minimum spend criteria is waived for the month of card issuance as well as for the following three months. For example, if card issuance date is 20th March 2024, you will be able to access lounge for the period 20th March to 30th June 2024, without any minimum spend requirement. But if you want to avail lounge access after this period (in this case July 2024), then you will be able to do so only by spending ₹50,000 from 1st April to 30th June 2024 (preceding 3 months).

Dining Delights Program : Dining discounts at restaurants through EazyDiner, upto ₹1000 per month

  • 30% discount on restaurant transactions between ₹3000 and ₹3333 (maximum discount of ₹1000 per transaction, minimum transaction amount of ₹3000). On transactions above ₹3333, your discount percentage will fall below 30%.
  • For example, if your order amount is ₹4000, you will get a maximum discount of ₹1000 and your discount percentage would be 25%. And if your order amount is ₹2500, you get no discount since the minimum order value to avail the discount is ₹3000.
  • Offer valid 1 time per month. This offer is in addition to any restaurant offer.
  • Restaurant bill need to be paid through the EazyDiner (PayEazy)

For more details, including how to avail the offer, please click here.

Partner offers from Axis Bank – cashback & discount offers at partners || discount offers on gift vouchers

Axis Bank has exclusive partnerships with a variety of partners, and offers cashback and discount offers. Please find below details-

Type of dealDetails
Cashback offers (upto ₹1000 per month) at a variety of partners – on Axis Grab Deals platform 

Grab Deals is Axis Bank’s shopping portal that allows you to shop from your favourite brands and save while doing so. Grab Deals provides the list of partners where you can avail exclusive offers / cashbacks for purchases through your Axis Bank Credit and Debit Cards.

✓ Please click here for latest offers.

✓ Limits & restrictions : You can earn a maximum cashack of ₹1000 per month, and will be paid within 90-120 days of the transaction

✓ Important points to note-
– Only cashback (CB) offers given on this page are applicable. Reward point (RP) offers are applicable on other Axis cards which offer EDGE reward points
– You will be redirected to the respective merchant, after you click on the respective merchant offer. You need to authenticate your Axis Bank Credit Card, and use the same card for payment at the merchant.
- Cashback will NOT be applicable on items that were already in your shopping cart (added during a previous online session). Items need to be added to your shopping cart after landing from the Axis Bank Grab Deals platform only
Cashback and discount offers

✓ Please click here for latest offers.

✓ Limits & restrictions : Please note the offers conditions mentioned against each offer
Voucher discounts on select gift vouchers

✓ Please click here for latest offers.

✓ Limits & restrictions : Please note the offers conditions mentioned against each gift voucher offer, some gift vouchers can have a maximum monthly purchase restriction. Please click here for more details.

✓ Important points to note-
– Only discounts on vouchers given on this page are applicable.
– Reward point multiplier offers are applicable on other Axis cards which offer EDGE reward points.

Zero lost card liability

With zero lost card liability, you are protected against any fraudulent misuse of your credit card, from the moment the loss is reported.

Axis Bank customer care

Please click here for all the options to contact the bank, for various issues and escalations

Miles & More Axis Bank World Select Card Fees and Charges

Annual fee and annual fee offers

Annual fee
Annual fee offers
1st year joining fee₹10,000Welcome offer : You get 15000 miles, as a welcome offer
Renewal fee from 2nd year onwards₹4500Renewal offer : You get 4000 miles, as a renewal offer

Late payment fee

Late payment fees depends on the total payment due. This fee is charged if you do not pay even the minimum amount due on your credit card bill.

Total bill amount dueLate payment charges
Less than ₹500None
Between ₹501 – ₹5000₹500
Between ₹5,001 – ₹10,000₹750
More than ₹10,001₹1200

Foreign currency mark-up fee

3.50% of the transaction amount. This fee is charged when you use your card outside India.

Finance charges

3.6% per month

Important Note

– GST/ other applicable taxes as per current laws, will be applicable on all fees and charges
– To view all fees & charges on this card, please click here – Miles & More Axis Bank World Select Credit Card Fees & Charges

Eligibility Criteria

Occupation Salaried, Self-employed
Minimum age18 years
Maximum age70 years
Minimum income requirementsNot specified
Credit scoreNot specified , preferably above 750

Application Process

Step-by-step guide to applying for the card

Online application processThe easiest way is to click here – APPLY NOW , you shall be taken to the card application page on the Axis Bank website. You can also visit official website of the bank and fill out the application form.

Steps :
– The bank’s website and mobile app offer a user-friendly interface that makes the application process quick and easy
– To apply, simply provide your personal details such as your mobile phone number, income, PAN number, along with the required documents
– Review your application and click submit.
– Await confirmation from Axis Bank regarding the status of your application.
Offline (face to face)  application processYou can visit any of the nearest branches of the bank and talk to an executive regarding the process.
Application tracking processPlease click here to track the status of your Axis Bank Credit Card application.

Necessary documents and verification

Required documents
– PAN card photocopy
– Colour photograph
– Income proof : Latest payslip/Form 16/IT return copy
– Residence proof (any one of the following) : Passport , Ration Card, Electricity bill, Landline telephone bill
– Identity proof (any one of the following) : Passport, Driving license, PAN card, Aadhaar card

Please note that this list is only indicative. Documents required may vary on a case-to-case basis.