BEST FOR FUEL SPENDS UPTO ₹5,000 PER MONTH

IDFC HPCL First Power Credit Card

Our Rating 4.0
Top Reasons to Choose
5%
Benefit on HPCL fuel purchases, only on purchases upto ₹5,000 per month
2.50%
Benefit on grocery purchases & utility bills, only on total purchases upto ₹4,000 per month
2.50%
Benefit on FASTag recharge, only on upto ₹2,000 of recharges per month
✔︎
Emergency complimentary roadside assistance (RSA) package worth ₹1399 – 4 times per year
Annual Fee

₹199

Minimum Income

₹3 lakhs per year

Annual Fee Offers
  • Welcome offer worth ₹250
  • Renewal offer : Renewal fee waived at ₹50,000 yearly card spend

Exclusive card for Indian Defence Personnel

Axis Bank PRIDE PLATINUM Credit Card

Our Rating 3.50
Top Reasons to Choose
✔︎
Exclusively for Indian Defence Personnel. Personalised card , with shades of the Indian Tricolour.
✔︎
Annual fee waived at ₹20,000 yearly card spend. Hence virtually free card if you spend ₹20,000 each year.
✔︎
15% discount (upto ₹500 per order) at restaurants, in partnership with EazyDiner - once per month
Annual Fee

₹250

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Nil annual fee in 1st year
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹20,000 or more in the previous year.

BEST FOR PAYMENTS ON FREECHARGE PLATFORM

Axis Bank Freecharge Plus Credit Card

Our Rating 4.0
Top Reasons to Choose
5%
Cashback on all Freecharge spends
2%
Cashback on local commute expenses
✔︎
Dining benefits through EazyDiner partnership – 15% discount (upto ₹500), once per month
Annual Fee

₹350

Minimum Income

Not specified

Annual Fee Offers
  • Renewal Offer : Annual fee is not charged from the second year onwards, if you spend ₹50,000 or more in the previous year.

ENTRY LEVEL CARD - LOW MINIMUM INCOME REQUIREMENTS || ANNUAL FEE WAIVER AT ₹15000 YEARLY CARD SPEND

Kotak Urbane Gold Credit Card

Our Rating 3.50
Top Reasons to Choose
✔︎
Low minimum income requirement of ₹3 lakhs per year
✔︎
Low annual fee of ₹199
✔︎
Low annual card spend target of ₹15000, to get annual fee waiver and make the card virtually free
Upto 1.9%
Benefit on all card spends, including milestone benefits achieved at ₹1 lakh yearly card spend
Annual Fee

₹199

Minimum Income

₹3 lakhs per year

Annual Fee Offers
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹15000 or more in the previous year.

Starter fuel card from ICICI, with comparitively low annual fee

ICICI Bank HPCL Coral Credit Card

Our Rating 3.50
Top Reasons to Choose
3.50%
Cashback on HPCL fuel purchases - on fuel purchases upto ₹4000 per month
✔︎
25% discount (upto ₹100) at BookMyShow movie tickets - 2 times per month
✔︎
Low annual fee of ₹199
✔︎
Low annual card spend requirement of ₹50,000 to get an annual fee waiver
Annual Fee

₹199

Minimum Income

Not Specified

Annual Fee Offers
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹50,000 or more in the previous year.

LOW ANNUAL FEE CARD || ANNUAL FEE WAIVER AT ₹40,000 YEARLY CARD SPEND

AU Bank Altura Credit Card

Our Rating 3.50
Top Reasons to Choose
✔︎
Low annual fee of ₹199
✔︎
Low annual card spend requirement of ₹40,000, to get annual fee waived off
2%
Cashback on grocery purchases || department store purchases || utility bill payments - on spends upto ₹2500 per month
✔︎
Complimentary railway lounge access - 2 per quarter
Annual Fee

₹199

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : 1st year annual fee waived off, at ₹10,000 card spend within 90 days of card generation date.
  • Renewal offer : Annual fee not charged from the 2nd year onwards, if you spend ₹40000 or more in the previous year.

LOW ANNUAL FEE UPI ENABLED CARD, EXCLUSIVELY FOR GOVERNMENT EMPLOYEES

IndusInd Bank Samman RuPay Credit Card 

Our Rating 3.5
Top Reasons to Choose
✔︎
Exclusive card for government sector employees
✔︎
You can use your card for UPI payments
✔︎
Low annual fee of ₹199
✔︎
1 free movie ticket (upto ₹200), every 6 months - at BookMyShow
Annual Fee

₹199

Minimum Income

Not Specified

Annual Fee Offers
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹75000 or more in the previous year