Kotak League Platinum Card

By: Our Money Guide || Last updated on: November 3, 2025

Kotak League Platinum Credit Card benefits include a low annual card spend requirement of ₹50,000 to get an annual fee waiver. Hence the card can be virtually lifetime free if you spend ₹50,000 on your card each year.

Kotak League Platinum Credit Card Review

Features & Benefits of the Kotak League Platinum Card

Basic Rewards on card spending

1. 0.53% reward on specific travel and shopping categories:

• Travel Agencies & Tour Operators Package Tour Operators, Airlines and Air Carriers 
• Departmental Stores, Durable Goods, Electric Sales

5.33 reward points worth 53 paise, on every ₹100 spent. 

2. On other card purchases:

• 0.26% reward on yearly card spend is below ₹2 lakhs (2.66 reward points worth 26 paise, on every ₹100 spent)
• 0.53% benefit on yearly card spend is above ₹2 lakhs (5.33 reward points worth 53 paise, on every ₹100 spent)

Value of reward points: 

• 1 reward point = ₹0.10 or 10 paise, and can be redeemed on Kotak Rewards for a variety of categories like mobile recharge, shopping, etc. 
• Please note, w.e.f. 01st June 2025, cash value for redemption has been revised from ₹0.10 to ₹0.07 per reward point

Note: 

• No reward points are earned on wallet load, online skill-based gaming, insurance, government, rent, education spends, and fuel
• Reward points can be only earned on utility spends up to ₹35,000 per monthly card statement cycle

Additional reward on card spending (milestone benefits)

• 10,000 reward points worth ₹1000, at ₹1.25 lakh half-yearly card spend.
  OR
• 4 PVR tickets (worth up to ₹400 each), at ₹1.25 lakh half-yearly card spend. 

This benefit is available every 6 months, meaning it is available 2 times a year.

Railway surcharge waiver, up to ₹500 per year

• 1.80% surcharge waiver for transactions made on the IRCTC website
• 2.50% surcharge waiver for transactions made at Indian railway booking counters
• Maximum waiver of ₹500 per year

Fuel surcharge waiver, up to ₹3500 per year

• You get 1% fuel surcharge waiver, only on fuel transactions between ₹500 and ₹4000. 
• And only on yearly fuel purchases up to ₹3.50 lakhs per calendar year (since the maximum waiver amount is capped at ₹3500 per year).

Kotak ‘Everyday Specials‘

• You get exclusive everyday special offers. 
• These offers can be found on the official Kotak website and includes discounts, cashback, rewards, and other benefits across various categories such as dining, shopping, travel, and more.

Eligibility Criteria

Some basic criteria is given below, there maybe additional requirements based on your profile, this is at the sole discretion of Kotak Mahindra Bank.