Jupiter Edge+ Credit Card 2025: Detailed Review

By: Our Money Guide || Last updated on: November 12, 2025

The Jupiter Edge Plus Credit Card is a co-branded credit card issued by CSB Bank in partnership with Jupiter. This UPI-enabled credit card is now one the best cashback credit cards in India, offering best-in-class rewards and no annual fee from 2nd year onwards. This detailed review covers everything you need to know about the Jupiter Edge+ UPI RuPay Credit Card, from its standout features to the application process.

Key Highlights:

• Lifetime free, with zero annual fees from 2nd year onwards
• Joining fee of 499, compensated by welcome benefits worth ₹1,900
• Up to 10% cashback on popular shopping brands, 5% on travel brands
• UPI-enabled card
• Issued by CSB Bank on the RuPay network

Jupiter Edge+ Credit Card: Detailed Review

Features & Benefits of the Jupiter Edge+ Credit Card

1. Cashback Structure (Upto 10% Cashback)

10% cashback on popular shopping brands (up to ₹1500 per month) 

Major E-commerce Platforms:

• Amazon - India's largest online marketplace
• Flipkart - Leading e-commerce platform
• Tata Cliq - Tata Group's online shopping platform

Fashion & Clothing:

• Myntra - India's top fashion destination
• Ajio - Reliance's fashion portal
• Zara - International fashion brand
• Reliance Trends - Affordable fashion retail

Beauty & Personal Care:

• Nykaa - Leading beauty and cosmetics platform

Electronics & Home Appliances:

• Croma - Tata Group's electronics retail chain
• Reliance Digital - Electronics and gadgets store

Monthly Cashback Limit: 

• ₹1,500 cashback per month, reached at monthly spend of ₹15,000
• Per Merchant Limit: ₹500 maximum cashback per brand per month, reached at monthly spend of ₹5000 at each brand

5% cashback on well-known travel platforms (up to ₹1000 per month) 

Attractive cashback on travel spends like flights, hotels, holiday packages.

• MakeMyTrip 
• EaseMyTrip 
• Yatra 
• Cleartrip

Monthly Cashback Limit: 

• ₹1,000 cashback per month, reached at monthly spend of ₹20,000
• Per Merchant Limit: ₹500 maximum cashback per brand per month, reached at monthly spend of ₹10,000 at each brand

1% unlimited cashback on other card transactions

Excluded Merchant Categories (No Rewards): 

• Fuel, Rent, Govt related transactions
• Utilities, All EMI transactions
• Wallet loads / gift or prepaid card loads / voucher purchase
• Cash advances, Payment of Outstanding Balances
• Payment of card fees and other charges

Reward Currency & Redemption:

• Rewards earned as "Jewels" in Jupiter app
• Redemption value: 5 Jewels = ₹1 (i.e., 1 Jewel = ₹0.20) 
• Redemption options: Statement credit, digital gold, brand vouchers

2. Lifetime Free Credit Card

No annual fee is charged on the card, only joining fee is charged at the time of joining.

3. Welcome Benefits (Limited Time)

New cardholders receive exclusive launch offers, helps them compensate for joining fee of ₹499:

• Free Amazon Prime subscription (1 year, worth ₹1,499)
• Free Fraud Protection plan (1 year, worth ₹399)

4. UPI Enabled Credit Card 

• Fully integrated with Jupiter mobile app for UPI payments, allowing scan & pay transactions at any QR-enabled merchant.
• Physical card is also delivered to approved customers

5. Fuel savings: 1% surcharge waiver on fuel purchases

Application Process

Online Application Process (Jupiter App Only)

• Download Jupiter app from Google Play Store or App Store
• Register with mobile number and complete OTP verification
• Apply for the credit card through the app
• Complete KYC and upload required documents
• Complete Video KYC verification process
• Card gets activated in the Jupiter app post approval

Conclusion

The Jupiter Edge+ Credit Card is an excellent choice for consumers looking for high rewards, UPI integration, simple redemption process, and virtually no annual fee. This card is highly recommended for frequent online shoppers, UPI users, and anyone seeking a great cashback credit card without annual fee burden.