BEST FOR FLAT RATE (3.33%) REWARD ON MOST CARD SPENDS

Standard Chartered Ultimate Credit Card

Our Rating 4.0
Top Reasons to Choose
3.33%
Reward on all spends, except categories mentioned below
2%
Reward on utilities, supermarkets, insurance, property management, schools & government payments
✔︎
Complimentary visits to airport lounges in India (4 times per quarter), and abroad (once per month)
✔︎
1 complimentary golf round per month, AND 1 complimentary golf lesson per month
✔︎
Reduced 2% fee on foreign transactions
Annual Fee

₹5000

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : 6000 reward points worth ₹6000, upon payment of joining fee (within 60 days of card issuance).
  • Renewal offer : From the second year onwards, you earn 5000 reward points worth ₹5000, on paying the annual fee

BEST FOR SAMSUNG PURCHASES

Samsung Axis Bank Infinite Credit Card

Our Rating 4.0
Top Reasons to Choose
10%
Cashback on Samsung purchases - only on purchases upto ₹2 lakhs per year
3%
Reward on 5 preferred merchants (Zomato, Bigbasket, Myntra, Tata 1mg, Urban Clap) || On international transactions
✔︎
Complimentary access to airport lounges in India (8 times per year), and abroad (6 times per year)
✔︎
Dining benefits through EazyDiner partnership – 25% discount (upto ₹800), once per month
✔︎
Complimentary EazyDiner Prime membership for 1 year
Annual Fee

₹5000

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 30,000 EDGE reward points worth ₹6000, on doing 3 card transactions within 30 days of credit card issuance.
  • Renewal offer : Annual fee is not charged from the second year onwards, if you spend ₹7 lakhs or more in the previous year.

PREMIUM SBI CARD FOR SHOPPING AND LIFESTYLE BENEFITS

SBI ELITE Credit Card

Our Rating 3.75
Top Reasons to Choose
2.50%
Cashback on departmental store purchases || grocery purchases || dining spends
Upto 0.80% - 1.50%
Additional cashback through milestone program - based on yearly card spends of ₹3 lakh, ₹4 lakhs, ₹5 lakhs and ₹8 lakhs
✔︎
Complimentary airport lounge access in India (2 times per quarter) and abroad (6 times per year)
✔︎
1 complimentary movie ticket (upto ₹250) at Bookmyshow - 2 times per month
✔︎
Low fee of 1.99% on international card spends
✔︎
Complimentary Club Vistara Silver membership || Trident Privilege membership
Annual Fee

₹4999

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : Welcome gift vouchers worth ₹5000 (Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion, and Shoppers Stop).
  • Renewal offer : Annual fee is not charged from the second year onwards, if you spend ₹10 lakhs or more in the previous year.

STARTER TRAVEL CARD, IN PARTNERSHIP WITH YATRA

Yatra SBI Credit Card

Our Rating 3.75
Top Reasons to Choose
✔︎
₹1000 discount (upto 20%) on domestic flight bookings – on Yatra website/app
✔︎
₹4000 discount (upto 10%) on international flight bookings – on Yatra website/app
✔︎
20% discount (upto ₹2000) on domestic hotel bookings – on Yatra website/app
1.50%
Benefit on following card spends - departmental stores || grocery || dining || movies || entertainment || international card spends
Annual Fee

₹499

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : Yatra vouchers worth ₹8250, upon payment of 1st year annual fee
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹1 lakh or more in the previous year.

PREMIUM BOB CARD OFFERING CASHBACK ON A VARIETY OF SPENDS || GOOD LIFESTYLE BENEFITS

Bank of Baroda Eterna Credit Card

Our Rating 4.0
Top Reasons to Choose
3.75%
Cashback on 'online shopping' || travel spends || dining spends || international spends
Upto 1.50%
Additional cashback, at ₹5 lakh yearly card spend
✔︎
Unlimited complimentary access to airport lounges in India
✔︎
Complimentary golf rounds (4 per year) & golf lessons (12 per year)
✔︎
Low fee of 2% on international transactions
Annual Fee

₹2499

Minimum Income

₹12 lakhs per year (both salaried and self-employed)

Annual Fee Offers
  • Welcome offer : 1st year annual fee waived off at ₹25000 card spend within 60 days of card issuance
  • Renewal offer : Renewal fee is not charged, if you spend ₹2.50 lakhs or more in the previous year

LIFETIME FREE CARD, ISSUED AGAINST FIXED DEPOSIT

IDFC WOW Credit Card

Our Rating 4.0
Top Reasons to Choose
✔︎
Lifetime free card – zero annual fee
✔︎
Guaranteed approval card against fixed deposit – no income proof required || no credit score required
✔︎
No fee on international transactions
✔︎
Complimentary Emergency Roadside Assistance (RSA) package worth ₹1399
Annual Fee

₹0

Minimum Income

Not required, since the card is issued against a fixed deposit

Annual Fee Offers
  • Nil

Exclusive card for Indian Navy Personnel

Bank of Baroda Varunah Plus Credit Card

Our Rating 3.75
Top Reasons to Choose
2.50%
Cashback on travel spends, dining spends, online spends and international spends
✔︎
Complimentary access to airport lounges in India – 3 times per quarter
✔︎
Reduced fee of 2.50% on international transactions
Annual Fee

₹1499

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : 1st year fee is waived if you spend ₹15000 or more, within 180 days of card issuance || Complimentary 12-month Amazon Prime membership.
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹1.50 lakhs or more in the previous year.

Exclusive card for Indian Navy Personnel

Bank of Baroda Varunah Premium Credit Card

Our Rating 4.0
Top Reasons to Choose
✔︎
Exclusively for Indian Navy Personnel
3.75%
Cashback on travel spends, dining spends, online spends and international spends
✔︎
Unlimited complimentary access to airport lounges in India
✔︎
Reduced fee of 2% on international transactions
Annual Fee

₹2499

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : 1st year fee is waived, if you spend ₹25000 or more within 180 days of card issuance || Complimentary 12-month Amazon Prime membership
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹1.50 lakhs or more in the previous year.

BEST FOR SHOPPING AT FABINDIA STORES

FABINDIA SBI CARD SELECT

Our Rating 3.75
Top Reasons to Choose
10%
Benefit on Fabindia spends
3%
Benefit on dining, movies & entertainment spends
2%
Benefit on all international spends
✔︎
Complimentary access to domestic airport lounges - 1 per quarter . And free Priority Pass membership worth USD 99.
Annual Fee

₹1499

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : Fabindia gift voucher worth ₹1500, on payment of joining fees. You also get direct access to Platinum Tier Fabfamily membership.
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹2 lakh or more in the previous year.

Lifetime free card, exclusively for ICMAI members (certified management accountants)

Bank of Baroda CMA ONE Credit Card

Our Rating 3.50
Top Reasons to Choose
✔︎
Lifetime free card, exclusively for ICMAI members (certified management accountants)
✔︎
Complimentary access to airport lounges in India – 3 per quarter
✔︎
Reduced fee of 2% on international credit card transactions
Annual Fee

₹0

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offers : 1000 reward points worth ₹250, on your 1st card transaction within 30 days of card issuance || FITPASS Pro membership for 6 months worth ₹15000.

Lifetime free card, exclusively designed card for ICSI members

Bank of Baroda ICSI Diamond Credit Card

Our Rating 3.50
Top Reasons to Choose
✔︎
Lifetime free card, exclusively for ICSI Members (company secretaries)
✔︎
Complimentary access to airport lounges in India – 3 per quarter
✔︎
Reduced fee of 2% on international credit card transactions
Annual Fee

₹0

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offers : 1000 reward points worth ₹250, on your 1st card transaction within 30 days of card issuance || FITPASS Pro membership for 6 months worth ₹15000.

Lifetime free card, exclusively designed card for ICAI members

Bank of Baroda ICAI EXCLUSIVE Credit Card

Our Rating 3.50
Top Reasons to Choose
✔︎
Lifetime free card, exclusively for ICAI members (chartered accountants)
✔︎
Complimentary access to airport lounges in India – 3 per quarter
✔︎
Reduced fee of 2% on international credit card transactions
Annual Fee

₹0

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offers : 1000 reward points worth ₹250, on your 1st card transaction within 30 days of card issuance || FITPASS Pro membership for 6 months worth ₹15000.

EXCLUSIVE CARD FOR NRIs, ISSUED AGAINST FIXED DEPOSIT

Kotak NRI Royale Signature Credit Card

Our Rating 3.25
Top Reasons to Choose
✔︎
Card for NRIs : No income proof and credit history in India required since the card is issued against a fixed deposit
✔︎
Complimentary airport lounge access in India - 2 per quarter
2%
Benefit on international card spends
Annual Fee

₹1000

Minimum Income

Not Specified

Annual Fee Offers
  • Nil

YES BANK PREMIUM CARD - ATTRACTIVE REWARDS ON ONLINE SPENDING || RANGE OF LIFESTYLE BENEFITS

Yes Bank Marquee Credit Card

Our Rating 3.75
Top Reasons to Choose
4.50%
Benefit on online shopping
2.25%
Benefit on offline shopping
✔︎
Unlimited free visits to international airport lounges
✔︎
Complimentary visits to airport lounges in India – 6 per quarter
✔︎
Complimentary golf – 4 free golf rounds per year (maximum 1 per month) || 1 free golf lesson per month
✔︎
BOGO (Buy One Get One Free) at BookMyShow movies, benefits upto ₹2400 per month
✔︎
Low fee (foreign currency markup) of 1% on international transactions
Annual Fee

₹4999

Minimum Income

₹3 lakh per month (salaried) || ₹24 lakhs per year (self-employed)

Annual Fee Offers
  • Welcome offer : 60,000 reward points worth ₹15000, as a welcome gift.
  • Renewal offer : Annual fee not charged from the 2nd year onwards, if you spend ₹10 lakhs or more in the previous year

PREMIUM CARD, WITH GOOD LIFESTYLE BENEFITS

AU Bank Zenith Credit Card

Our Rating 3.75
Top Reasons to Choose
5%
Benefit on dining spends (only at standalone restaurants)
2.50%
Benefit on grocery & departmental store purchases, and international spends
✔︎
Complimentary access to airport lounges in India (4 times per quarter)
✔︎
Complimentary access to airport lounges outside India (4 times per quarter)
✔︎
Complimentary access to railway lounges in India (2 times per quarter)
✔︎
Complimentary Taj Epicure Membership, at yearly card spend of ₹8 lakh
Annual Fee

₹7999

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : 1st year annual fee waived off at card spend of ₹1.25 lakhs, within 90 days of card issuance date.
  • Renewal offer : Annual fee not charged from the 2nd year onwards, if you spend ₹5 lakhs or more in the previous year.

PREMIUM METAL CARD - WITH A RANGE OF LIFESTYLE BENEFITS

AU Bank Zenith+ Metal Credit Card

Our Rating 3.75
Top Reasons to Choose
✔︎
Complimentary access to airport lounges outside India - 16 times per year (maximum 4 times per quarter)
✔︎
Complimentary access to airport lounges in India - 16 per year
✔︎
Airport meet & assist services, 4 times per year (maximum 1 time per quarter)
✔︎
Low fee of 0.99% on international card transactions
✔︎
BOGO (Buy One Get One Free) at BookMyShow movies, benefits upto ₹8000 per year
✔︎
Complimentary golf - 8 free golf rounds/lessons per year (maximum 2 per quarter)
Annual Fee

₹4999

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : 5000 reward points worth ₹5000, upon 1st card transaction within 30 days of card issuance date
  • Renewal offer : Annual fee not charged from the 2nd year onwards, at ₹8 lakhs annual card spend. In case you do not qualify for this offer, you are given 5000 reward points worth ₹5000, on payment of renewal fee.

PREMIUM CARD, WITH A RANGE OF TRAVEL AND LIFESTYLE BENEFITS

RBL Bank Icon Credit Card

Our Rating 3.50
Top Reasons to Choose
5%
Benefit on international spends || weekend dining spends
✔︎
Complimentary access to airport lounges in India - 2 per quarter
✔︎
Complimentary golf benefits – 4 free golf rounds per year || 1 free golf lesson per month
✔︎
BOGO (Buy One Get One Free) at BookMyShow movies, benefits upto ₹400 per month
Annual Fee

₹5000

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : 20,000 reward points (worth ₹5000), upon 1st card transaction within 30 days of card issuance.

TRAVEL CARD, WITH A RANGE OF TRAVEL AND LIFESTYLE BENEFITS

RBL Bank World Safari Credit Card

Our Rating 3.75
Top Reasons to Choose
✔︎
0% fee on international transactions
✔︎
Complimentary access to airport lounges in India - 2 per quarter
✔︎
Complimentary access to international airport lounges - 2 per year
✔︎
Complimentary golf benefits - 4 free golf rounds per year || 1 free golf lesson per month
✔︎
Complimentary USD 50000 worldwide travel insurance, including medical/health insurance during foreign travel
Upto 3.35%
Upto 3.35% on travel spends || upto 2.6% on other spends (including milestone benefits at ₹7.5 lakh annual card spend)
Annual Fee

₹3000

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : MakeMyTrip voucher worth ₹3000, on executing 1st card transaction within 30 days of card issuance date.

COMPLIMENTARY DOMESTIC AIRPORT LOUNGE ACCESS OFFERED

RBL Bank Platinum Maxima Plus Credit Card

Our Rating 3.25
Top Reasons to Choose
✔︎
Complimentary access to airport lounges in India - 2 per quarter
✔︎
BOGO (Buy One Get One Free) at BookMyShow movies, benefits upto ₹200 per month
2.50%
2.50% benefit on the following spends - grocery purchases || international purchases || dining || entertainment
Annual Fee

₹2500

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : 10,000 reward points worth ₹2500

TRAVEL CARD - COBRANDED CARD WITH IXIGO

ixigo AU Credit Card

Our Rating 4.0
Top Reasons to Choose
✔︎
10% discount (upto ₹1000) on flight bookings on ixigo - once per month
✔︎
10% discount (upto ₹1000) on hotel bookings on ixigo - once per month
✔︎
10% discount (upto ₹300) on bus bookings on ixigo - once per month
2.50%
Benefit on train bookings, on ixigo
✔︎
Complimentary access to international airport lounges - once per year
✔︎
Complimentary access to domestic airport & railway lounges - 16 times per year
✔︎
No fee (forex markup) on international transactions
Annual Fee

₹999

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : Joining fee waived at ₹1000 card spend, within 30 days of card issuance
  • Renewal offer : Annual fee not charged from the 2nd year onwards, if you spend ₹1 lakh or more in the previous year

EXCLUSIVE CARD FOR DOCTORS, ISSUED IN PARTNERSHIP WITH INDIAN MEDICAL ASSOCIATION

Doctor’s SBI Card

Our Rating 3.75
Top Reasons to Choose
✔︎
Free 'professional indemnity insurance cover' of ₹20 lakh
1.25%
Cashback on medical supplies || travel bookings || international spends
Upto 1%
Additional reward, at ₹5 lakh annual card spend
✔︎
Complimentary airport lounge access outside India - 4 per year (maximum 2 per quarter)
✔︎
Complimentary airport lounge access in India - 8 per year (maximum 2 per quarter)
Annual Fee

₹1499

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : Yatra voucher worth ₹1500
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹2 lakhs or more in the previous year.

LIFETIME FREE CARD WITH A RANGE OF LIFESTYLE BENEFITS, AND GOOD REWARDS AT HIGH CARD SPENDS

IndusInd Bank Tiger Credit Card

Our Rating 3.75
Top Reasons to Choose
✔︎
Lifetime free card
✔︎
Complimentary access to airport lounges in India - 2 per quarter
✔︎
Complimentary access to airport lounges abroad - 2 per year
✔︎
Complimentary golf benefits - 1 free golf round per quarter OR 1 free golf lesson per quarter
✔︎
Low fee of 1.50% on international card transactions
Annual Fee

₹0

Minimum Income

Not Specified

Annual Fee Offers
  • Nil

PREMIUM CARD FROM HSBC

HSBC Premier Credit Card

Our Rating 3.75
Top Reasons to Choose
✔︎
Unlimited complimentary access to airport lounges both in India and abroad
✔︎
Free golf rounds - 24 rounds per year (maximum 2 rounds per month) || Free golf lessons - 12 lessons per year (maximum 2 lessons per month)
3%
Reward (in terms of airmiles) on all card spends
Annual Fee

₹20000

Minimum Income

HSBC Premier relationship required to get card || No annual fee for HSBC Premier customers

Annual Fee Offers
  • Welcome offer : Taj Experiences gift card worth ₹12,000 || Complimentary EazyDiner Prime annual membership || Epicure membership with offers and benefits across Taj hotels
  • Renewal offer : No annual fee for HSBC Premier customers

BEST FOR PREMIUM BENEFITS AND HIGH REWARD RATES, ESPECIALLY ON TRAVEL

HDFC Bank Diners Club Black Metal Edition Credit Card

Our Rating 4.25
Top Reasons to Choose
33.3% (10X)
Reward on the following card spends via HDFC Smartbuy platform – hotels || select partners (Jockey and IGP.com)
16.6% (5X)
Reward on the following card spends via HDFC Smartbuy platform – flights || bus tickets || MakeMyTrip holiday packages || select partners (Myntra, Nykaa, Zoom Car)
10% (3X)
Reward on the following card spends via HDFC Smartbuy platform – gift vouchers|| railway bookings at IRCTC || Apple Imagine Tresor
3.3% (X)
Reward on all other card spends
✔︎
Unlimited airport lounge access in India and abroad
✔︎
Complimentary golf rounds worldwide - 6 per quarter
Annual Fee

₹10000

Minimum Income

Salaried : Net income of ₹1.75 lakhs per month || Self-employed : ₹21 lakhs per year

Annual Fee Offers
  • Welcome Offer : Complimentary annual memberships of Club Marriott, Amazon Prime and Swiggy One - on spending ₹1.50 lakhs within 90 days of card issuance
  • Renewal Offer : Annual fee is not charged from the second year onwards, if you spend ₹8 lakhs or more in the previous year