By: OurMoneyGuide || Last updated on: April 15, 2024

IndusInd Nexxt Credit Card is a started card from IndusInd Bank. It charges no annual fee from the 2nd year onwards.

Pros & Cons of IndusInd Nexxt Credit Card


  • No annual fee, after the 1st year
  • Complimentary movie benefit
  • Choice to personalise payment method at merchant store


  • Low reward rate on card spends

Features & Benefits of the IndusInd Nexxt Credit Card

Interactive credit card with in-built LED lights, offers flexibility when making payments at merchant stores.

Under this facility, you can choose to make payment by EMI, by reward points, or by credit (meaning normal use of the credit card).

BOGO (Buy One Get One Free) at BookMyShow movies, benefits upto ₹400 per month

When you buy one movie ticket, you get upto ₹200 off on the second ticket.

This benefit is available 2 times per month. Hence you can benefits of ₹400 every month.

0.50% cashback on all card spends

You get 1 reward point on every ₹150 spent on your card. Meaning 0.66 reward points worth ₹0.50 or 50 paise, on every ₹100 you spend on your card.

1 reward point = ₹0.75, and can be converted to cashback, and credited to your monthly card statement.

You can also convert your reward points to Vistara Points and InterMiles at a slightly better rate, 1 reward point = 1 Club Vistara Point / 1 InterMile

Complimentary insurance benefits

You get free insurance covers of various kinds, as given below-

✔︎ Air accident insurance of ₹25 lakhs

✔︎ Travel related insurance (Travel Plus Program), applicable on international travel
– Lost baggage upto ₹1,00,000
– Delayed baggage upto ₹25,000
– Loss of passport upto ₹50,000
– Lost ticket upto ₹25,000
– Missed connection upto ₹25,000

✔︎ Total Protect : This covers for unauthorised transactions on your card in case of –
– Loss or theft of the card
– Counterfeit fraud (in case of card details being stolen and used unscrupulously with counterfeit plastic)
– Protection is upto the credit limit of your credit card.

Fuel surcharge waiver

You get 1% fuel surcharge waiver on all fuel transactions between ₹400 and ₹4000 only.

This benefit is applicable at all fuel pumps in India.

IndusInd Nexxt Credit Card Fees and Charges

Annual fee

Annual feeAnnual fee offers
1st year joining fee₹10,000Welcome Offers : Choice of vouchers. Please get in touch with the bank for more details.
Renewal fee from 2nd year onwards₹0

To view all fees and charges, please click here – IndusInd Credit Cards Fees & Charges

Eligibility Criteria

Minimum age21 years
Maximum age65 years
OccupationSalaried or self-employed
Minimum income requirementsNot specified
Credit scoreNot specified, preferably above 750

Application Process

Online application process
The easiest way is to click here – APPLY NOW , you shall be taken to the card application page on the IndusInd Bank website.

You can also visit official website of the bank and fill out the application form. The bank’s website and mobile app offer a user-friendly interface that makes the application process quick and easy.

Steps :
– To apply, simply provide your personal details, such as your PAN number, mobile phone number, income & emplyment details, , address, along with the other requirements asked for
– Submit the application
Offline (face to face)  application processYou can visit any of the nearest branches of the bank and talk to an executive regarding the process.

Documents required

Required documents
– PAN card copy
– Identity proof : PAN card , driving license, valid passport, voter ID (any one)
– Address proof : electricity bill, phone bill, driving licence, passport, ration card, bank statement, passbook, voters ID, flat maintenance bill, rent agreement (any one)
– Income proof : latest salary slip/s, income tax return etc

Additional documents maybe required on a case-to-case basis.