NO ANNUAL FEE FROM 2ND YEAR ONWARDS, LED LIGHT BASED CARD GIVING CHOICE OF PAYMENT METHOD AT STORES

IndusInd Nexxt Credit Card

Our Rating 3.25
Top Reasons to Choose
✔︎
No annual fee from 2nd year onwards
✔︎
BOGO (Buy One Get One Free) at BookMyShow movies, benefits upto ₹400 per month
✔︎
Interactive credit card with in-built LED lights, offers flexibility when making payments at merchant stores. Pay by EMI || by reward points || by credit (normal use of the credit card)
Annual Fee

₹0

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : Choice of vouchers

NO ANNUAL FEE FROM 2ND YEAR ONWARDS, CAN SELECT CASHBACK CATEGORY OF YOUR CHOICE

IndusInd Bank Platinum Aura Edge Credit Card

Our Rating 3.75
Top Reasons to Choose
✔︎
No annual fee from the 2nd year onwards
2%
Reward on category of your choice - department store purchases OR on grocery purchases OR on hotel expenses OR on restaurant bills
Annual Fee

₹0

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : Vouchers from Vouchagram, from brands like Amazon, Flipkart, Big Bazaar, Zee5, Apollo Pharmacy, Uber, Ola and more.

PREMIUM CARD WITH A RANGE OF LIFESTYLE BENEFITS, FREE FROM THE 2ND YEAR ONWARDS

IndusInd Bank Pinnacle Credit Card

Our Rating 3.75
Top Reasons to Choose
✔︎
Premium card, with no annual fee from the 2nd year onwards
✔︎
Complimentary access to airport lounges in India (1 per quarter), and abroad (2 per quarter)
✔︎
Complimentary golf benefits - 2 free golf round per month AND 2 free golf lessons per month
✔︎
BOGO (Buy One Get One Free) at BookMyShow movies, benefits upto ₹600 per month
1.9%
Cashback on online card spends (except online travel spends)
Annual Fee

₹0

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : Various vouchers like Vouchagram, Oberoi, Postcard Hotels, Montblanc.

LIFETIME FREE CARD WITH A RANGE OF LIFESTYLE BENEFITS, AND GOOD REWARDS AT HIGH CARD SPENDS

IndusInd Bank Tiger Credit Card

Our Rating 3.75
Top Reasons to Choose
✔︎
Lifetime free card
✔︎
Complimentary access to airport lounges in India - 2 per quarter
✔︎
Complimentary access to airport lounges abroad - 2 per year
✔︎
Complimentary golf benefits - 1 free golf round per quarter OR 1 free golf lesson per quarter
✔︎
Low fee of 1.50% on international card transactions
Annual Fee

₹0

Minimum Income

Not Specified

Annual Fee Offers
  • Nil

ATTRACTIVE DISCOUNT ON DINING SPENDS, THROUGH EAZYDINER

IndusInd Bank EazyDiner Credit Card

Our Rating 4
Top Reasons to Choose
✔︎
Guaranteed 25%-50% discount at various restaurants, through EazyDiner Prime membership
✔︎
Additional 25% discount, through EazyDiner PayEazy (payment channel of EazyDiner app) - upto ₹1000 per bill
✔︎
2% benefit on dining spends || shopping || entertainment
✔︎
Complimentary access to airport lounges in India - 2 per quarter
✔︎
BOGO (Buy One Get One Free) at BookMyShow movies, benefits upto ₹400 per month
Annual Fee

₹1999

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : Complimentary EazyDiner membership worth ₹2495 || ₹5000 Postcard Hotel stay voucher || 2000 EazyDiner EazyPoints
  • Renewal offer : Complimentary EazyDiner membership worth ₹2495 || 2000 EazyDiner EazyPoints

LOW ANNUAL FEE UPI ENABLED CARD, EXCLUSIVELY FOR GOVERNMENT EMPLOYEES

IndusInd Bank Samman RuPay Credit Card 

Our Rating 3.5
Top Reasons to Choose
✔︎
Exclusive card for government sector employees
✔︎
You can use your card for UPI payments
✔︎
Low annual fee of ₹199
✔︎
1 free movie ticket (upto ₹200), every 6 months - at BookMyShow
Annual Fee

₹199

Minimum Income

Not Specified

Annual Fee Offers
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹75000 or more in the previous year

LIFETIME FREE CARD, ENABLED FOR UPI PAYMENTS

IndusInd Bank Platinum RuPay Credit Card

Our Rating 3.5
Top Reasons to Choose
✔︎
Lifetime free card, enabled for UPI payments
Annual Fee

Minimum Income

Not Specified

Annual Fee Offers
  • Nil

NO ANNUAL FEE FROM 2ND YEAR ONWARDS || RANGE OF LIFESTYLE BENEFITS OFFERED

IndusInd Legend Credit Card

Our Rating 3.5
Top Reasons to Choose
✔︎
No annual fee after the 1st year
✔︎
Complimentary access to airport lounges in India - 1 per quarter
✔︎
Free Priority Pass membership worth USD 100 (for international airport lounge access), usage of lounges is chargeable
✔︎
BOGO (Buy One Get One Free) at BookMyShow movies, benefits upto ₹200 per month
Annual Fee

₹0

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : Various vouchers like Oberoi, Postcard Hotels, Montblanc.

IndusInd Bank Credit Card Offers

IndusInd Bank Credit Cards come with a wide range of offers and rewards. Some of the popular IndusInd Bank Credit Card offers are -

  • IndusInd Bank Credit Cards with airport lounge access offers
  • IndusInd Bank Credit Cards with shopping offers
  • IndusInd Bank Credit Cards with travel offers
  • IndusInd Bank Credit Cards with movie offers
  • IndusInd Bank Credit Cards with dining offers
  • IndusInd Bank Credit Cards with annual fee offers 
  • IndusInd Bank Credit Cards with golf offers

Which is the best IndusInd Bank Credit Card?

The best card depends on many factors. It depends on your personal circumstances like income, credit score and more. It also depends on your spending patterns and preferences. For example, some credit cards may offer higher rewards on certain types of credit card spends, while some people may prefer a lifetime free or a lower annual fee card even though the rewards on the card maybe comparatively lower. 

On this page, we have given detailed information on various IndusInd Bank Credit Cards, based on which you can make an informed choice.

Documents required to apply for an IndusInd Bank Credit Card

Some of the basic documents required are-

  • PAN card copy
  • Identity proof : PAN card , driving license, valid passport, voter ID (any one)
  • Address proof : Electricity bill, phone bill, driving licence, passport, ration card, bank statement, passbook, voters ID, flat maintenance bill, rent agreement (any one)
  • Income proof : latest salary slip/s, income tax returns

In addition to these, you maybe asked to provide additional documents, on a case-to-case basis.

How can I apply for an IndusInd Credit Card? 

You can apply for an IndusInd Credit Card online or offline.

IndusInd Credit Card - Apply Online 

You can apply for an IndusInd Credit Card online, by clicking the APPLY NOW button provided against each of the IndusInd Bank Credit Cards on this page. You shall be taken to the credit card application page on the IndusInd Bank website. You can also visit the official website of IndusInd Bank, and fill out the respective credit card application form. 

To get an IndusInd instant credit card, you will be directed to the Indus Easy Credit platform. IndusEasyCredit’ is a comprehensive digital lending platform that enables customers to meet their financial requirements from the comfort of their homes. With this, both existing as well as non-IndusInd Bank customers can instantly avail personal loans (Indus Easy Loan) or credit cards on a single platform in a completely paperless and digital manner. 

IndusInd Credit Card - Apply Offline 

You can also visit any of the nearest branches of IndusInd Bank, and talk to an executive regarding the process. They shall help you complete the credit card application process.

Eligibility criteria for getting an IndusInd Bank Credit Card

Although your credit card eligibility is based on multiple parameters which can be assessed once you apply for the IndusInd Bank Credit Card, there are certain basic criteria that all applicants must fulfil.

  • Age : 21 years to 65 years
  • Income : Stable source of income
  • Credit score : A credit score of 750 or more is generally preferable

Documents required to apply for an IndusInd Bank Credit Card

Some of the basic documents required are-

  • PAN card copy
  • Identity proof : PAN card , driving license, valid passport, voter ID (any one)
  • Address proof : Electricity bill, phone bill, driving licence, passport, ration card, bank statement, passbook, voters ID, flat maintenance bill, rent agreement (any one)
  • Income proof : latest salary slip/s, income tax returns

In addition to these, you maybe asked to provide additional documents, on a case-to-case basis.

How can I track my IndusInd Credit Card Application?

After applying for an IndusInd Credit Card, you can track your IndusInd Credit Card application by calling customer care, or by visiting the nearest IndusInd branch.

IndusInd Bank Credit Card Fees & Charges

Please find below some important fees and charges of IndusInd Bank Credit Cards.

Annual charges or annual fee

Many credit cards charge a fee every year just for having the card, a first year annual fee which is often called joining fees, and then an ongoing annual fee from the 2nd year onwards. Premium credit cards usually charge a higher annual fee, but tend to offer higher rewards, as well as other perks such as complimentary access to airport lounges, complimentary access to railway lounges in India, complimentary premium memberships to airline and hotel loyalty programs, golf privileges, a variety of complimentary insurance benefits including travel health insurance, and more

While many people do not like paying an annual fee, the benefits can far surpass the costs if you use many of the card’s extra features or accumulate a lot of rewards or cash back. It is important to assess whether the annual fee justifies the benefits before making a decision.

Interest charges

Interest is charged on any unpaid balance beyond the due date of your credit card bill. Interest is also charged on any cash advance amounts. Cash advances occur when you use your credit card to withdraw cash from ATMs. 

Late payment fee 

Failure to pay the minimum amount due on your credit card, by the bill due date results in a late payment fee. Frequent late payments may affect your credit rating. Additionally, you will be charged interest on your total outstanding card balance, as explained in the previous section. Hence, it is very important important to pay your credit card bills before the due date.

Cash withdrawals

You can use your IndusInd Bank Credit Card to withdraw cash from ATMs. The amount you can withdraw depends on your card type and the predetermined cash advance limit.

When you withdraw cash using your credit card, the bank will charge interest on the withdrawn amount, immediately from the day you withdraw cash, till the day this amount is repaid in full. Unlike regular card transactions, there is no interest free grace period on cash withdrawals, you start accumulating interest charges immediately on cash withdrawal.

Foreign currency transaction fee

This fee is charged on the value of international credit card purchases. This is a fee charged by the card issuer to convert any transactions in foreign currency into Indian rupees. This is usually around 3.50% of the card transaction amount, on select cards especially premium cards this fee can be reduced which allows more savings when you spend while traveling abroad.

For important terms and conditions, and more details on fees & charges of all IndusInd Bank Credit Cards, please click here – IndusInd Bank Credit Cards Fees & Charges

Best Credit Cards

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