IndusInd Bank EazyDiner Signature Credit Card is a cobranded dining credit card from IndusInd Bank, in partnership with EazyDiner. Although the card was devalued in July 2025, it still offers decent dining benefits.
Brief Overview
Welcome & Renewal Benefits
Complimentary EazyDiner membership
₹7500 Postcard Hotel stay voucher
Dining Discounts
Dining discounts: 25% dining discount (up to ₹1000 per transaction)
Monthly dining discount limit:
Without monthly card spending requirement - ₹2,000
With monthly card spending requirement of ₹30,000 - ₹5,000
These discounts are over and above the restaurant discounts.
Other Benefits
1% reward on hotels, travel, shopping & entertainment spends
Annual Fee
₹2,999 + taxes
Detailed Review
Pros & Cons of EazyDiner IndusInd Bank Signature Credit Card
Pros
Strong 25% dining discount, over and above restaurant discounts
No minimum order requirement to unlock above dining discount (unlike Axis Bank EazyDiner program)
Good welcome and renewal offers (complimentary EazyDiner membership worth, and ₹7500 Postcard Hotel voucher - making the card effectively free for consumers who can effectively use these offers)
Cons
Rewards on non-dining spends is very low
Recent capping of dining discounts, and removal of other benefits such as movie offers and lounge access has reduced the appeal of this card
Not suitable consumers preferring food delivery
Features & Benefits of the EazyDiner IndusInd Bank Signature Credit Card
Guaranteed 25%+ restaurant discounts, through EazyDiner Prime membership
Minimum 25% discount at over 2000 premium restaurants and bars, which are part of the EazyDiner Prime program.
Complimentary premium alcoholic beverage at over 200 select restaurants.
Offers are valid only on bookings done through EazyDiner app
Additional 25% dining discount (up to ₹1000 per transaction)
Dining discounts:
25% dining discount (up to ₹1000 per transaction)
No minimum order requirement to avail above discount
Monthly dining discount limit:
Without monthly card spending requirement - ₹2,000
With monthly card spending requirement of ₹30,000 - ₹5,000
These discounts are over and above the restaurant discounts.
This offer is applicable only at select restaurants tagged as 'PayEazy restaurants' on the EazyDiner App (all restaurants are tagged as Prime, PayEazy or both on the EazyDiner App). For more details please click here.
Best use case: Spend ₹8000 at eligible restaurants in a month without worrying about minimum order requirements, and earn a total of ₹2000 discount each month (this is over and above the restaurant discounts through the EazyDiner Prime membership).
Step-by-step guide on how to avail restaurant discounts
Step 1: Go to EazyDiner App/Website
Step 2: Select a deal at your choice of restaurant and confirm the booking.
Step 3: Enjoy your meal.
Step 4: To make payment towards the bill, open the EazyDiner App and select PayEazy.
Up to 1% reward on card spends
1% reward on shopping, hotel, travel & entertainment spends (10 rewards points worth ₹1, on every ₹100 spent)
0.40% reward on other spends (4 rewards points worth ₹0.40, on every ₹100 spent)
1 reward point = ₹0.10, and can be redeemed only on EazyDiner app for paying restaurant bills OR other redemption options on EazyDiner app. No other redemption method is available.
Restaurant bill payments on EazyDiner app are made through PayEazy, the payment channel of EazyDiner app.
Reward points are valid for 1 year.
3X EazyDiner EazyPoints, on EazyDiner spends
EazyPoints is reward point currency of EazyDiner’s loyalty program.
The value of EazyPoints is dynamic, usually between ₹0.20 to ₹1 per EazyPoint, depending on the redemption option you choose on the EazyDiner app.
Fuel surcharge waiver, up to ₹250 per month
Valid only on fuel transactions between ₹500 and ₹3000
Monthly waiver limit: ₹250
Complimentary insurance benefits (Total Protect)
This covers your card for unauthorised transactions in case of –
Loss or theft of the card, insurance cover is provided up to 48 hours prior to you reporting the loss of your card to IndusInd Bank
Counterfeit fraud (in case of card details being stolen and used unscrupulously with counterfeit plastic)
Protection is upto the credit limit of your credit card.
EazyDiner IndusInd Bank Signature Credit Card Fees and Charges
20% discount (up to ₹500) at EazyDiner restaurants, 3 times a month
Lifetime free credit card
Complimentary 3 months EazyDiner Prime membership worth ₹1095, renewed at ₹30,000 quarterly card spend
Conclusion
Even after the July 2025 devaluation, the EazyDiner IndusInd Bank Signature Credit Card remains a solid option for those who can maximize the monthly restaurant discounts and fully exploit the welcome/renewal offers.
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