By: OurMoneyGuide || Last updated on: May 29, 2024

The ICICI HPCL Super Saver Credit Card is a co branded credit card , launched by two leading organizations, Hindustan Petroleum Corporation Limited (HPCL) and the ICICI Bank. It provides attractive incentives on HPCL fuel purchases. This co branded credit card also provides benefits on shopping & entertainment spending.

Pros & Cons of ICICI HPCL Super Saver Credit Card

Pros

  • Attractive reward rate of 6.50% on HPCL fuel spends 
  • 5% benefit on departmental stores, electricity & mobile bill payments
  • 1st year annual fee is compensated by joining benefits of ₹500
  • Complimentary lounge access to domestic airport lounges once every quarter
  • 25% discount on movie tickets
  • 24/7 Automobile Assistance Privileges, including assistance over the phone, “on-site” vehicle repair, replacement/ locked or lost keys, flat tyre support, battery jumpstart, battery replacement & fuel delivery.

Cons

  • The card might not be suitable for individuals who incur fuel expenses well over ₹5000 per month
  • The monthly spend limit to achieve 5% benefit on promotion category (departmental store purchases, electricity & mobile bill payments) is quite low
  • You will need to consider other cards to earn higher reward on non-fuel spends

Features & Benefits of the ICICI HPCL Super Saver Credit Card

6.50% earning on HPCL fuel purchases - on purchases upto ₹5000 per month

✔︎ 4% cashback on all HPCL fuel purchases upto ₹5000 per month

You earn ₹4 cashback, on every ₹100 you spend at HPCL pumps.

This is valid only on HPCL fuel purchases upto ₹5000 per month, since the maximum cashback given is ₹200 per month

✔︎ 1.50% additional benefit on HPCL fuel purchases upto ₹5000 per month, only through HP Pay App

You earn additional 6 Payback loyalty points worth ₹1.50, on every ₹100 you spend at HPCL outlets through the HP Pay app. 

This is valid only on fuel purchases upto ₹5000 per month, since you can earn a maximum of 300 loyalty points per month. 1 Payback loyalty point = ₹0.25 (25 paise), and can be redeemed by customers for purchase of fuel at HPCL Petrol Pumps thru the HP Pay Mobile App

✔︎ 1% fuel surcharge waiver at HPCL fuel stations – on fuel transactions upto ₹4000 per month

5% benefit on departmental store purchases || electricity/ mobile bill payments – on total card spends upto ₹2000 per month

You earn 20 reward points worth ₹5, on every ₹100 purchase you spend in these categories.

1 reward point = ₹0.25. You can redeem these reward points on ICICI Bank’s rewards platform for products, vouchers and more. Reward points are valid for 3 years.

This benefit is valid only on total purchases upto ₹2000 per month across these categories. Since you can earn a maximum of 400 reward points per month at this special rate.

0.50% basic benefit on all other card spends

You earn 2 reward points worth ₹0.50 (50 paise), on every ₹100 you spend on all other card purchases.

1 reward point = ₹0.25. You can redeem these reward points on ICICI Bank’s rewards platform for products, vouchers and more. Reward points are valid for 3 years.

Exceptions: No rewards are given on non-HPCL fuel spends, rent payments, e-wallet loads, EMI transactions, balance transfer (BT), personal loan on credit cards (PLCC), cash advance, payments of fees, interest and other charges.

Complimentary access to domestic airport lounges – 1 time per quarter

You get free visits to airport lounges in India , upto 4 times per year (maximum once per quarter).

Please note that this benefit is provided in a particular quarter only if you have spent a minimum of ₹35000 on your card in the previous quarter. This change is effective from 01 April 2024. For example, to be eligible for complimentary lounge access in ‘Apr-May-Jun 2024 Quarter’, you need to spend a minimum of ₹35,000 in the ‘January-February-March 2024 Quarter’ and similarly for the following quarters.

Automobile Assistance Privileges

You get complimentary 24×7 road side assistance, including assistance over the phone, “on-site” vehicle repair, towing of vehicle, replacement of locked or lost keys, flat tire support, battery jumpstart, battery replacement & fuel delivery, vehicle repatriation.

Customers will be eligible to avail roadside assistance on payment of joining fee, post which your contact details will be sent to the service provider. The provider will send a confirmation SMS on your registered mobile number with instructions for utilising the service. After the first year, you shall be automatically registered for the second year on payment of annual fee.

For details, please click here.

25% discount (upto ₹100) on movie tickets at BookMyShow, 2 times per month

When you purchase a minimum of two tickets, you get a 25% discount (upto a ₹100). Hence you get a 25% discount on movie ticket transactions upto ₹400. On transactions above ₹400, your discount percentage would fall below 25%.

You can avail this offer 2 times a month, at BookMyShow.

Note – the BookMyShow feature on your American Express Credit Card will not be given upfront discount on BookMyShow App/Website , instead the applicable cashback will be credited into customer statement within 60 days of transaction.

25% discount (upto ₹100) on movie tickets at Inox, 2 times per month

When you purchase a minimum of two tickets, you get a 25% discount (upto a ₹100). Hence you get a 25% discount on movie ticket transactions upto ₹400. On transactions above ₹400, your discount percentage would fall below 25%. For example, if you buy 2 tickets worth ₹500, you will get a maximum discount of ₹100, and your discount% will fall to 20%.

You can avail this offer 2 times a month, at Inox.

Exclusive shopping, travel and lifestyle offers from ICICI

You get attractive discounts & cashback offers on your shopping, travel and lifestyle needs

For latest list of offers, please click here ICICI Shopping, Travel & Lifestyle Offers

ICICI Bank customer care 

Please click here for all the options to contact the bank

ICICI HPCL Super Saver Credit Card Fees and Charges

Annual fee & annual fee offers


Annual feeAnnual fee offers
1st year joining fee₹500Welcome offer : You get 2000 reward points worth ₹500 , on annual fee payment AND spending a minimum of ₹5000 on the card within 45 days of getting it
Renewal fee from 2nd year onwards₹500Renewal fee offer : Annual fee from the 2nd year onwards is not charged, if you spend ₹1,50,000 or more in the previous year on your card.

Foreign currency transaction fee

3.50% of the transaction value.

Finance charges

3.50% per month (42% per annum)

Important note

– GST/ other applicable taxes as per current laws, will be applicable on all fees and charges
– To view all/updated fees & charges on this card, please click here – ICICI HPCL Super Saver Credit Card Fees & Charges

Eligibility Criteria

Minimum age21 years or above
Maximum age60 – 65 years
Occupation Salaried or self-employed
Other criteriaRegular source of income, good credit score preferably over 750, etc.

Application Process

Step-by-step guide

Online application process
The easiest way to apply is to click here – APPLY NOW , you shall be taken to the card application page on the ICICI Bank website. You can also visit official website of the bank and fill out the application form.

Steps –
– Fill out the online application form with basic personal details
– Fill out additional details along with basic documents details
– Verification and opening of card
Offline (face to face)  application processYou can visit any of the nearest branches of the bank and talk to an executive regarding the process.
Tracking your application statusTo track your credit card application status, please click here – ICICI Bank Credit Card Application Status.

Necessary documents and verification

We are listing below general criteria followed by most card issuing banks, since exact criteria has not been specified for this particular card. The bank may ask for additional documents.

Required documents
– PAN card

– Identity proof : PAN card , driving license, valid passport, voter ID (any one)

– Address proof : electricity bill, phone bill (not more than 2 months old), driving licence, passport, ration card, bank statement, passbook (not older than 3 months), voters ID, flat maintenance bill (not older than 2 months), rent agreement (any one)

– Income proof : latest salary slip/s, income tax returns etc

Conclusion

As you can see, your personal circumstances would dictate the best card for you.

ICICI Bank HPCL Super Saver Credit Card is a good fuel card option for those who spend about ₹5000 per month on fuel, and do not mind being restricted only to HPCL fuel pumps. On these spends one can earn upto 6.50% rewards on HPCL fuel purchases (including 1% fuel surcharge waiver).

This card also gives a good reward rate of 5% on departmental stores, electricity and mobile bills, though the monthly spend cap (of ₹2,000) to earn this special benefit is fairly low.