BEST FOR AMAZON INDIA PURCHASES - INCLUDING FLIGHT & HOTEL BOOKINGS ON AMAZON INDIA

Amazon Pay ICICI Bank Credit Card

Our Rating 4.5
Top Reasons to Choose
✔︎
Lifetime free card, with welcome offers
5%
Cashback on Amazon India purchases - for Amazon Prime members
3%
Cashback on Amazon India purchases - for Non-Prime members
2%
Cashback on 100+ Amazon Pay partners
Annual Fee

₹0

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Amazon Prime members get welcome offers worth ₹2500 || Non-Prime members get welcome offers worth ₹2000 + 3 months Prime membership

CASHBACK & DISCOUNTS AT A VARIETY OF PARTNERS INCLUDING AMAZON || FLEXIBLE MONTHLY FEE CARD

ICICI Bank Mine Credit Card (Premium 149)

Our Rating 4.25
Top Reasons to Choose
5%
Cashback on a variety of diverse partners including Amazon – Amazon, Amazon Prime, Zomato, Swiggy, Gaana, BookMyShow, PVR, Inox, Ola, Big Basket, Grofers, Goibibo, MakeMyTrip, Fitternity, Myntra, Furlenco
✔︎
5% discount (upto ₹300 per month) - at Tata CLiQ
✔︎
7% discount (upto ₹5000 per month) on domestic hotels || 4% discount (upto ₹600 per month) on domestic flights - at Goibibo
✔︎
Complimentary domestic airport lounge access (once per month) || Complimentary rail lounge access (once per month)
✔︎
Complimentary 2-month Eazydiner Prime membership || Complimentary 6-month Mindhouse app subscription
Annual Fee

₹1788

Minimum Income

Not specified

Annual Fee Offers
  • Renewal offer : The card charges a monthly fee of ₹149. This monthly fee is waived off, if you spend ₹20,000 or more in the previous month.

BEST FOR HPCL FUEL PURCHASES || SMALL GROCERY PURCHASES & BILL PAYMENTS

ICICI HPCL Super Saver Credit Card

Our Rating 4.0
Top Reasons to Choose
6.50%
Benefit on HPCL fuel purchases - only on fuel purchases upto ₹5000 per month
5%
Benefit on departmental store purchases || electricity/mobile bill payments - only on total spends upto ₹2000 per month
✔︎
Complimentary airport lounge access in India - 1 time per quarter
✔︎
25% discount (upto ₹100) at BookMyShow – 2 times per month || 25% discount (upto ₹100) at Inox – 2 times per month
✔︎
Complimentary 24×7 emergency road side assistance
Annual Fee

₹500

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 2000 reward points worth ₹500, at ₹5000 card spend within 45 days of card issuance
  • Renewal offer : Annual fee not charged from the 2nd year onwards, if you spend ₹1.50 lakhs or more in the previous year

LIFETIME FREE STARTER CARD FROM ICICI || LOW MINIMUM INCOME REQUIREMENTS

ICICI Bank Platinum Chip Credit Card

Our Rating 4.0
Top Reasons to Choose
✔︎
Lifetime free card
✔︎
Low minimum income requirements of ₹2.50 lakhs per year
Annual Fee

₹0

Minimum Income

₹2.50 lakhs per year

Annual Fee Offers
  • Nil

Lifetime free card || starter card

ICICI Bank Mine Credit Card (Starter Plan)

Our Rating 3.25
Top Reasons to Choose
✔︎
Lifetime free card
1%
Cashback on all card spends - on spends upto ₹10,000 per month
Annual Fee

₹0

Minimum Income

Not specified

Annual Fee Offers
  • Nil

Card offering variety of lifestyle benefits

ICICI Bank Sapphiro Credit Card

Our Rating 3.50
Top Reasons to Choose
✔︎
Complimentary airport lounge access at international airports - 2 times per year
✔︎
Complimentary airport lounge access in India - 4 times per quarter
✔︎
Complimentary golf rounds – upto 4 per month (1 round for every ₹50,000 spent on the card in the previous month)
✔︎
Complimentary spa sessions at airports in India – 2 times per year
✔︎
BOGO (Buy One Get One Free ticket upto ₹500) at BookMyShow movies - 2 times per month
Annual Fee

₹3500

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Shopping & travel vouchers worth over ₹9000, within 30 days of payment of 1st year annual fee.
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹6 lakhs or more in the previous year.

Mid-range ICICI Credit Card, with good lifestyle benefits

ICICI Bank Rubyx Credit Card

Our Rating 3.25
Top Reasons to Choose
✔︎
Complimentary domestic airport lounge access - 2 times per quarter
✔︎
Complimentary domestic railway lounge access - 2 times per quarter
✔︎
Complimentary golf rounds – upto 2 per month
✔︎
25% discount (upto ₹150) at BookMyShow movie tickets - 2 times per month. And 25% discount (upto ₹150) at INOX movie tickets - 2 times per month
Annual Fee

₹2000

Minimum Income

₹10 lakhs per year

Annual Fee Offers
  • Welcome offer : Shopping & travel vouchers worth over ₹5000
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹3 lakhs or more in the previous year

Starter card from ICICI

ICICI Bank Coral Credit Card

Our Rating 3.0
Top Reasons to Choose
✔︎
Complimentary access to domestic airport lounges (once per quarter)
✔︎
Complimentary access to domestic railway lounges (once per quarter)
✔︎
25% discount (upto ₹100) at BookMyShow movie tickets - 2 times per month
✔︎
25% discount (upto ₹100) at Inox movie tickets - 2 times per month
Annual Fee

₹500

Minimum Income

₹5 lakhs per year

Annual Fee Offers
  • Renewal fee offer : Annual fee is not charged from the 2nd year onwards, upon spending ₹1.50 lakhs in the previous year

TRAVEL CARD - BEST FOR FREQUENT USERS OF MAKEMYTRIP || NO ANNUAL FREE FROM 2ND YEAR ONWARDS

MakeMyTrip ICICI Bank Signature Credit Card

Our Rating 3.50
Top Reasons to Choose
✔︎
No annual fee, from 2nd year onwards
2%
Benefit on hotel & holiday bookings on MakeMyTrip
1%
Benefit on flight bookings on MakeMyTrip
Upto 1%
Additional benefit on MakeMyTrip spends, through milestone program
✔︎
Complimentary domestic airport lounge access (2 times per quarter), and rail lounge access (once per quarter)
✔︎
Movie benefits at Inox and Bookmyshow - upto ₹600 per month
Annual Fee

₹0

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offers : 1500 My Cash worth ₹1500 || MakeMyTrip Holiday Voucher worth ₹2500 || Complimentary MakeMyTrip Black membership

TRAVEL CARD - BEST FOR FREQUENT USERS OF MAKEMYTRIP || NO ANNUAL FREE FROM 2ND YEAR ONWARDS

MakeMyTrip ICICI Bank Platinum Credit Card

Our Rating 3.50
Top Reasons to Choose
✔︎
No annual fee from 2nd year onwards
1.50%
Benefit on hotel bookings & holiday bookings - only on MakeMyTrip
1%
Benefit on flight bookings – only on MakeMyTrip
Upto 2%
Additional benefit on MakeMyTrip spends, through milestone program
✔︎
Complimentary domestic airport lounge (1 time per quarter), and railway lounge access (1 time per quarter)
✔︎
Movie benefits at Inox and Bookmyshow - upto ₹400 per month
Annual Fee

₹0

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offers : 500 My Cash worth ₹500 || Complimentary MakeMyTrip Holiday Voucher worth ₹3000

BEST FOR FREQUENT FLYERS OF EMIRATES AIRLINES

Emirates Skywards ICICI Bank Emeralde Credit Card

Our Rating 3.75
Top Reasons to Choose
2.50%
Reward (in terms of Emirates miles) on all card spends
✔︎
Unlimited free airport lounge access both in India and abroad, and domestic spa sessions in India
✔︎
Complimentary Emirates Skywards Silver membership
✔︎
Complimentary Emirates Skywards Gold membership - at ₹15 lakhs annual card spend (out of which minimum ₹1.50 lakhs should be on Emirates)
✔︎
BOGO (Buy One Get One Free movie ticket upto ₹750) at BookMyShow movies - 4 times per month
Annual Fee

₹10000

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 10000 Skywards Miles, on payment of 1st year annual fee || Complimentary Emirates Skywards Silver membership
  • Renewal offer : 10000 Skywards Miles, on payment of annual fee || Renewal of complimentary Emirates Skywards Silver membership

BEST FOR EMIRATES FREQUENT FLYERS

Emirates Skywards ICICI Bank Sapphiro Credit Card

Our Rating 3.75
Top Reasons to Choose
2%
Reward (in terms of Emirates miles) on all card spends
✔︎
Free airport lounge access in India - 2 times per quarter
✔︎
Free airport lounge access abroad and domestic spa access - 2 times per year
✔︎
Complimentary Emirates Skywards Silver membership
✔︎
BOGO (Buy One Get One Free movie ticket upto ₹500) at BookMyShow movies - 2 times per month
Annual Fee

₹5000

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 5000 Skywards Miles, on payment of 1st year annual fee || Complimentary Emirates Skywards Silver membership
  • Renewal offer : 5000 Skywards Miles, on minimum annual card spend of ₹1 lakh || Renewal of complimentary Emirates Skywards Silver membership, on minimum annual card spend of ₹5 lakh

Starter fuel card from ICICI, with comparitively low annual fee

ICICI Bank HPCL Coral Credit Card

Our Rating 3.50
Top Reasons to Choose
3.50%
Cashback on HPCL fuel purchases - on fuel purchases upto ₹4000 per month
✔︎
25% discount (upto ₹100) at BookMyShow movie tickets - 2 times per month
✔︎
Low annual fee of ₹199
✔︎
Low annual card spend requirement of ₹50,000 to get an annual fee waiver
Annual Fee

₹199

Minimum Income

Not specified

Annual Fee Offers
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹50,000 or more in the previous year.

BEST FOR FREQUENT FLYERS OF EMIRATES AIRLINES

Emirates Skywards ICICI Bank Rubyx Credit Card

Our Rating 3.50
Top Reasons to Choose
✔︎
Free airport lounge access in India - 1 per quarter
1.50%
Reward (in terms of Emirates miles) on all card spends
✔︎
25% discount (upto ₹100) at BookMyShow movie tickets - 2 times per month
✔︎
25% discount (upto ₹100) at Inox movie tickets - 2 times per month
Annual Fee

₹1000

Minimum Income

Not specified

Annual Fee Offers
  • Nil

MID LEVEL VARIANT OF ICICI MINE RANGE OF CARDS - GOOD CASHBACK AT SELECT PARTNERS

ICICI Bank Mine Credit Card (Pro 49 Plan)

Our Rating 3.50
Top Reasons to Choose
5%
Cashback at select partners - Big Basket, Grofers, Zomato, Swiggy, Gaana, BookMyShow, Amazon Prime, PVR, Inox, Ola
✔︎
Discounts at Goibibo – domestic hotels (7% discount) || domestic flights (4% discount)
✔︎
Complimentary rail lounge access – 1 time per month
Annual Fee

₹588

Minimum Income

Not specified

Annual Fee Offers
  • The card charges fee of ₹49 per month. This fee is waived off at monthly card spend of ₹10,000 in the previous month.

AUTOMOBILE CARD FROM ICICI

Accelero ICICI Bank Credit Card

Our Rating 3.50
Top Reasons to Choose
3.50%
Cashback on fuel purchases : 2.50% cashback on HPCL fuel purchases || 1% fuel surcharge waiver
✔︎
Complimentary domestic airport lounge access – 1 time per quarter
✔︎
25% discount (upto ₹100) at BookMyShow – 2 times per month || 25% discount (upto ₹100) at Inox – 2 times per month
✔︎
Complimentary Road Side Assistance, with add-on benefits like complimentary car wash
Annual Fee

₹499

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 1500 reward points worth ₹375, on payment of joining fee.
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹1.25 lakhs or more in the previous year. In case you do not qualify for this fee waiver, you get 1500 reward points worth ₹375, on payment of renewal fee.

Best for Manchester United fans

ICICI Bank Manchester United Platinum Credit Card

Our Rating 3.50
Top Reasons to Choose
✔︎
Top most card spender gets a signed Manchester United jersey
✔︎
Top 18 card spenders get a fully paid “Manchester United Experience”
✔︎
Top 100 card spenders get a ‘Manchester United branded shirt’
✔︎
Complimentary airport lounge access in India - 1 time per quarter
✔︎
25% discount (upto ₹100) at BookMyShow – 2 times per month || 25% discount (upto ₹100) at Inox – 2 times per month
Annual Fee

₹499

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Manchester United Branded football
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹1.25 lakhs or more in the previous year.

BEST FOR Manchester United FANS

ICICI Bank Manchester United Signature Credit Card

Our Rating 3.50
Top Reasons to Choose
✔︎
Top most card spender gets a signed Manchester United jersey
✔︎
Top 18 card spenders get a fully paid “Manchester United Experience”
✔︎
Top 100 card spenders get a ‘Manchester United branded shirt’
✔︎
Complimentary airport lounge access in India - 2 times per quarter
✔︎
25% discount (upto ₹150) at BookMyShow – 2 times per month || 25% discount (upto ₹150) at Inox – 2 times per month
Annual Fee

₹2499

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Manchester United branded holdall and football
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹2.50 lakhs or more in the previous year.

Flexibility of personalising appearance of credit card || Complimentary domestic airport lounge access

ICICI Bank Expressions Credit Card

Our Rating 3.25
Top Reasons to Choose
✔︎
Personalised appearance of credit card
✔︎
Complimentary domestic airport lounge access – 1 time per quarter
✔︎
25% discount (upto ₹100) at BookMyShow movie tickets - 2 times per month
Annual Fee

₹499

Minimum Income

Not specified

Annual Fee Offers
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹1.50 lakhs or more in the previous year.

Lifetime free card, exclusively for Indian Defence and Paramilitary personnel

ICICI Bank Parakram Credit Card

Our Rating ICICI Bank Parakram Credit Card
Top Reasons to Choose
✔︎
Lifetime free card, exclusively for Indian Defence and Paramilitary personnel.
1.25%
Benefit on canteen stores departments (CSD) purchases || grocery purchases || department store purchases (valid only on total monthly purchases upto ₹20,000 across these 3 categories)
✔︎
Complimentary domestic airport lounge access – 1 time per quarter
Annual Fee

₹0

Minimum Income

Not specified

Annual Fee Offers
  • Nil

Lifetime free premium card, exclusively for Indian Defence and Paramilitary personnel

ICICI Bank Parakram Select Credit Card

Our Rating 4.0
Top Reasons to Choose
✔︎
Lifetime free card, exclusively for Indian Defence and Paramilitary personnel.
2.50%
Benefit on canteen store department (CSD) purchases || grocery purchases || department store purchases - on total spends upto ₹10,000 per month
✔︎
Complimentary international airport lounge access (2 times per year)
✔︎
Complimentary domestic airport lounge access (2 times per quarter)
✔︎
Free golf rounds - upto 4 per month (₹50,000 monthly card spend required for each round of golf)
Annual Fee

₹0

Minimum Income

Not specified

Annual Fee Offers
  • Nil (lifetime free card)

Best for Chennai Super Kings (CSK) fans

Chennai Super Kings ICICI Bank Credit Card

Our Rating 3.50
Top Reasons to Choose
✔︎
Marquee player autographed memorabilia - for top 5 card spenders each month
✔︎
Exclusive Chennai Super Kings Experience benefits - Meet & Greet with select players || attend a practice session with the Chennai Super Kings Team || complimentary match tickets (as per campaigns run from time to time)
✔︎
Complimentary airport lounge access in India - 1 time per quarter
✔︎
25% discount (upto ₹100) at BookMyShow and Inox movie tickets - 2 times per month at BookMyShow and 2 times per month at Inox
Annual Fee

₹500

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 2000 reward points worth ₹500, on payment of 1st year annual fee, and and card spend of ₹5000 within the first 45 days.
  • Renewal offer : Renewal fee is waived off, if you spend ₹1.50 lakhs or more in the previous year. In case you do not qualify for this fee waiver, you get 2000 reward points worth ₹500, on payment of renewal fee.

Different Types of ICICI Bank Credit Cards

ICICI Bank lifetime free credit cards : ICICI Bank Platinum Chip Credit Card, ICICI Bank Mine Credit Card (Starter Plan), Amazon Pay ICICI Bank Credit Card

ICICI Bank cashback cards : Amazon Pay ICICI Bank Credit Card, ICICI Bank Mine Credit Card (Premium 149), ICICI Bank Mine Credit Card (Starter Plan)

ICICI Bank starter credit cards : ICICI Bank Coral Credit Card, ICICI Bank Platinum Chip Credit Card, ICICI Bank Mine Credit Card (Starter Plan)

ICICI Bank fuel credit cards : ICICI HPCL Super Saver Credit Card, ICICI Bank HPCL Coral Credit Card

ICICI Bank cobranded travel credit cards : Emirates Skywards ICICI Bank Rubyx Credit Card, Emirates Skywards ICICI Bank Sapphiro Credit Card, Emirates Skywards ICICI Bank Emeralde Credit Card, MakeMyTrip ICICI Bank Platinum Credit Card, MakeMyTrip ICICI Bank Signature Credit Card

ICICI Bank premium credit cards : Emirates Skywards ICICI Bank Emeralde Credit Card, Emirates Skywards ICICI Bank Sapphiro Credit Card

ICICI Bank credit cards for sports fans : Chennai Super Kings ICICI Bank Credit Card, ICICI Bank Manchester United Platinum Credit Card, ICICI Bank Manchester United Signature Credit Card

ICICI Bank credit cards for Defence Forces : ICICI Bank Parakram Select Credit Card, ICICI Bank Parakram Credit Card

Which is the best ICICI Bank Credit Card?

The best card depends on many factors. It depends on your personal circumstances like income, credit score and more. It also depends on your spending patterns and preferences. For example, some credit cards may offer higher rewards on certain types of credit card spends, while some people may prefer a lifetime free or a lower annual fee card even though the rewards on the card maybe comparatively lower. 

On this page, we have given detailed information on various ICICI Cards, based on which you can make an informed choice.

How can I apply for an ICICI Bank Credit Card? 

You can apply for an ICICI Bank Credit Card online or offline.

ICICI Credit Card - Apply Online 

You can apply for an ICICI Credit Card online, by clicking the APPLY NOW button provided against each of the ICICI Credit Cards on this page. You shall be taken to the ICICI Bank credit card application page on the ICICI Bank website. You can also visit the official website of ICICI Bank, and fill out the respective credit card application form. 

The ICICI Credit Card online card application process is simple and convenient. You need to fill out some some basic personal details, professional details, followed by KYC process. Once this is done, you shall receive your physical card in a few working days.

ICICI Credit Card - Apply Offline 

You can also visit any of the nearest branches of ICICI Bank, and talk to an executive regarding the process. They shall help you complete the credit card application process.

Eligibility criteria for getting an ICICI Credit Card

Although your credit card eligibility is based on multiple parameters which can be assessed once you apply for the ICICI Bank Credit Card, there are certain basic criteria that all applicants must fulfil.

  • Age : 21 years to 65 years
  • Income : Some ICICI Credit Cards specify the minimum income requirements, while some others do not.
  • Credit score : A credit score of 750 or more is generally preferable

Documents required to apply for an ICICI Bank Credit Card

Some of the basic documents required are-

  • PAN card copy
  • Identity proof : PAN card , driving license, valid passport, voter ID (any one)
  • Address proof : Electricity bill, phone bill, driving licence, passport, ration card, bank statement, passbook, voters ID, flat maintenance bill, rent agreement (any one)
  • Income proof : latest salary slip/s, income tax returns

In addition to these, you maybe asked to provide additional documents, on a case-to-case basis.

How can I track my ICICI Bank Credit Card application? 

After you have applied for an ICICI credit card, you can track your ICICI credit card application status by clicking here – ICICI Bank Credit Card Application Status. You need to enter some basic personal details like mobile number, date of birth, application number.

ICICI Bank Credit Card Fees & Charges

Please find below some important fees and charges of ICICI Bank Credit Cards.

Annual charges or annual fee

Many credit cards charge a fee every year just for having the card, a first year annual fee which is often called joining fees, and then an ongoing annual fee from the 2nd year onwards. Premium credit cards usually charge a higher annual fee, but tend to offer higher rewards, as well as other perks such as complimentary access to airport lounges, complimentary access to railway lounges in India, complimentary premium memberships to airline and hotel loyalty programs, golf privileges, a variety of complimentary insurance benefits including travel health insurance, and more

While many people do not like paying an annual fee, the benefits can far surpass the costs if you use many of the card’s extra features or accumulate a lot of rewards or cash back. It is important to assess whether the annual fee justifies the benefits before making a decision.

Interest charges

Interest is charged on any unpaid balance beyond the due date of your credit card bill. Interest is also charged on any cash advance amounts. Cash advances occur when you use your credit card to withdraw cash from ATMs.

Late payment fee 

Failure to pay the minimum amount due on your credit card, by the bill due date results in a late payment fee. Frequent late payments may affect your credit rating. Additionally, you will be charged interest on your total outstanding card balance, as explained in the previous section.

Cash withdrawals

You can use your ICICI Credit Card to withdraw cash from ATMs. The amount you can withdraw depends on your card type and the predetermined cash advance limit.

When you withdraw cash using your credit card, the bank will charge interest on the withdrawn amount, immediately from the day you withdraw cash, till the day this amount is repaid in full. Unlike regular card transactions, there is no interest free grace period on cash withdrawals, you start accumulating interest charges immediately on cash withdrawal.

Foreign currency transaction fee

This fee is charged on the value of international card transactions. This is a fee charged by the card issuer to convert any transactions in foreign currency into Indian rupees. This is usually around 3.50% of the card transaction amount, on select cards especially premium cards this fee can be reduced which allows more savings when you spend while traveling abroad.

For important terms and conditions, and more details on fees & charges of all ICICI Bank Credit Cards, please click here – ICICI Bank Credit Card Fees & Charges

Best Credit Cards

Please see below some of the best credit cards on offer-

Best travel cards || Best shopping cards || Best cashback cards || Best Points & Rewards cards || Best professional cards || Best fixed deposit cards || Best health & fitness cards


Frequently Asked Questions

You can apply on the ICICI Bank website or on Amazon India website. You need to be eligible and provide the required documents.

The Amazon Pay ICICI Credit Card offers upto 5% cashback on Amazon India. It also offers attractive cashback if you purchase from Amazon partners. There are no limits on cashback earned, and cashback is automatically credited to your Amazon Pay balance and has no expiry date. Moreover, the card has no annual fee and is free for life, making it an extremely compelling card proposition for those who like to shop on Amazon India.