By: OurMoneyGuide || Last updated on: May 28, 2024

The ICICI Bank HPCL Coral Credit Card is an entry level co-branded fuel card from ICICI Bank, one of the largest card issuers in India. The card offers 3.50% cashback on HPCL fuel purchases.

It has a low annual fee of ₹199, and has a low yearly card spend requirement of ₹50,000 to get an annual fee waiver.

Pros & Cons of ICICI Bank HPCL Coral Credit Card


  • Entry level fuel card, you get 3.50% cashback on HPCL fuel purchases upto ₹4000 per month
  • Low annual fee of ₹199
  • Low annual card spend requirement of ₹50,000 to get annual fee waiver


  • You can get higher reward rates on other fuel cards.
  • You need to consider other cards to get benefits on your non-fuel spends like shopping, travel etc.

Features & Benefits of the ICICI Bank HPCL Coral Credit Card

3.50% cashback on fuel purchases

✔︎ 2.50% cashback on HPCL fuel purchases : You earn ₹2.50 cashback, on every ₹100 you spend at HPCL pumps-
– only on HPCL fuel purchases upto ₹4000 per month, since the maximum cashback is capped at ₹100 per month.
– only on a minimum fuel transaction amount of ₹500.
✔︎ 1% fuel surcharge waiver – at HPCL fuel stations, only on fuel transactions upto ₹4000

0.50% benefit on all other card spends

You earn 2 reward points worth ₹0.50 or 50 paise, on every ₹100 you spend on all other card purchases. 

1 reward point = ₹0.25 (25 paise), and can be redeemed on ICICI’s rewards redemption platform for a variety of vouchers and products.

Exceptions : No reward points are given non-HPCL fuel, rent, e-wallet loading transactions, EMI transactions, balance transfer (BT), personal loan on credit cards (PLCC), cash advance, payments of fees, interest and other charges.

25% discount (upto ₹100) on movie tickets at BookMyShow, 2 times per month

When you purchase a minimum of two tickets, you get a 25% discount (upto a ₹100). Hence you get a 25% discount on movie ticket transactions upto ₹400. On transactions above ₹400, your discount percentage would fall below 25%.

You can avail this offer 2 times a month, on BookMyShow.

ICICI Bank customer care 

Please click here for all the options to contact the bank

ICICI Bank HPCL Coral Credit Card Fees and Charges

Annual fee & annual fee offers

Annual feeAnnual fee offers
1st year joining fee₹199
Renewal fee from 2nd year onwards₹199Renewal offers :
– Annual fee is not charged from the 2nd year onwards, if you spend ₹50,000 or more in the previous year (card fee and charges would not be counted as eligible card spends towards this ₹50,000 spend requirement).

Important note

– GST/ other applicable taxes as per current laws, will be applicable on all fees and charges
– To view all/updated fees & charges on this card, please click here – ICICI Bank Credit Card Fees & Charges

Eligibility Criteria

Minimum age18 years or above
Maximum age60 years
Occupation Salaried or self-employed
Other criteriaRegular source of income, good credit score preferably over 750, etc.

Application Process

Step-by-step guide

Online application process
The easiest way to apply is to click here – APPLY NOW , you shall be taken to the card application page on the ICICI Bank website. You can also visit official website of the bank and fill out the application form.

Steps –
– Fill out the online application form with basic personal details
– Fill out additional details along with basic documents details
– Verification and opening of card
Offline (face to face)  application processYou can visit any of the nearest branches of the bank and talk to an executive regarding the process.
Tracking your application statusTo track your credit card application status, please click here – ICICI Bank Credit Card Application Status.

Necessary documents and verification

We are listing below general criteria followed by most card issuing banks, since exact criteria has not been specified for this particular card. The bank may ask for additional documents.

Required documents
– PAN card

– Identity proof : PAN card , driving license, valid passport, voter ID (any one)

– Address proof : electricity bill, phone bill (not more than 2 months old), driving licence, passport, ration card, bank statement, passbook (not older than 3 months), voters ID, flat maintenance bill (not older than 2 months), rent agreement (any one)

– Income proof : latest salary slip/s, income tax returns etc