BEST FOR PREMIUM BENEFITS AND HIGH REWARD RATES, ESPECIALLY ON TRAVEL

HDFC Bank Diners Club Black Metal Edition Credit Card

Our Rating 4.25
Top Reasons to Choose
3.3% (X)
Reward on all card spends
10% (3X)
Reward on gift vouchers || train tickets through IRCTC || Apple
16.6% (5X)
Reward on flights || bus tickets || MakeMyTrip holiday packages || select partners (Myntra, Nykaa, Zoom Car)
33.3% (10X)
Reward at hotels || select partners (Jockey, Pharmeasy, IGP.com)
✔︎
Unlimited airport lounge access in India and abroad
✔︎
Complimentary golf rounds worldwide - 6 per quarter
✔︎
Dining discounts at restaurants (through Swiggy Dineout) - upto ₹1000 per month
Annual Fee

₹10000

Minimum Income

Salaried : Net income of ₹1.75 lakhs per month || Self-employed : ₹21 lakhs per year

Annual Fee Offers
  • Welcome Offer : Complimentary annual memberships of Club Marriott, Amazon Prime and Swiggy One, on spending ₹1.50 lakhs within 90 days of card issuance
  • Renewal Offer : Annual fee is not charged from the second year onwards , if you spend ₹8 lakhs or more in the previous year

PREMIUM CARD FOR FREQUENT TRAVELLERS

Axis Bank Magnus Credit Card

Our Rating 4.25
Top Reasons to Choose
Upto 12%
Reward on travel spends
✔︎
Unlimited complimentary airport lounge access – both in India and abroad
✔︎
Dining discounts at restaurants through EazyDiner, upto ₹1000 per month
✔︎
Attractive reward point multiplier/cashback offers on travel, shopping and more – through Axis Grab Deals platform (maximum cashback of ₹1000 per month OR 5000 reward points per month)
Annual Fee

₹12500

Minimum Income

₹18 lakhs per year

Annual Fee Offers
  • Welcome offer worth ₹12,500 (in gift vouchers)
  • Renewal offer : Renewal fee is not charged from the 2nd year onwards, if you spend ₹25 lakhs or more in the previous year.

BEST FOR FREQUENT TRAVELLERS

Axis Bank ATLAS Credit Card

Our Rating 4.0
Top Reasons to Choose
5-10%
Reward on travel spends
2-4%
Reward on all other card spends
✔︎
Complimentary airport lounge access in India and abroad || complimentary airport concierge & airport pick up services
✔︎
Dining Delights Program : Dining discounts at restaurants through EazyDiner, upto ₹800 per month
✔︎
Attractive cashback offers on travel, shopping and more – through Axis Grab Deals platform (maximum cashback of ₹1000 per month)
Annual Fee

₹5000

Minimum Income

Salaried : ₹9 lakhs per year || Self-employed : ₹12 lakhs per year

Annual Fee Offers
  • Welcome offer : 2500 EDGE Miles (worth 2500 OR 2500 points of partner airlines/hotels)
  • Renewal offer : 2500 EDGE Miles (worth 2500 OR 2500 points of partner airlines/hotels) - at ₹3 lakh annual card spend

TRAVEL CARD - COBRANDED CARD WITH IXIGO

ixigo AU Credit Card

Our Rating 4.0
Top Reasons to Choose
✔︎
Flight bookings on Ixigo : 10% discount on flight bookings upto ₹10,000 per month (maximum ₹1000 discount per month) - once a month
✔︎
Hotel bookings on Ixigo : 10% discount on hotel bookings upto ₹10,000 per month (maximum ₹1000 discount per month) - once a month
✔︎
Bus bookings on Ixigo : 10% discount on bus bookings upto ₹3000 per month (maximum ₹300 discount per month) - once a month
2.50%
Benefit on train bookings on ixigo
✔︎
Complimentary access to international airport lounges - once per year
✔︎
Complimentary access to domestic airport & railway lounges - 16 times per year
✔︎
No fee (forex markup) on international transactions
Annual Fee

₹999

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Joining fee waived at ₹1000 card spend, within 30 days of card issuance || 1000 reward points worth ₹250 || ₹1000 ixigo money vouchers
  • Renewal offer : Annual fee not charged from the 2nd year onwards, if you spend ₹1 lakh or more in the previous year

BEST FOR FLIGHT & HOTEL BOOKINGS ON EASEMYTRIP

Standard Chartered Bank EaseMyTrip Credit Card

Our Rating 4.0
Top Reasons to Choose
✔︎
Domestic flight bookings on EaseMyTrip : 10% discount on flight bookings upto ₹10,000 per month (maximum ₹1000 discount per month)
✔︎
International flight bookings on EaseMyTrip : 10% discount on bookings upto ₹50,000 per month (maximum ₹5000 discount per month)
✔︎
Domestic hotel bookings on EaseMyTrip : 20% discount on hotel bookings upto ₹25,000 per month (maximum ₹5000 discount per month)
✔︎
International hotel bookings on EaseMyTrip : 20% discount on hotel bookings upto ₹50,000 per month (maximum ₹10,000 discount per month)
2.50%
Reward on spends at hotel and airline websites/apps/outlets
✔︎
Complimentary airport lounge access in India (1 time per quarter), and abroad (2 times per year)
Annual Fee

₹350

Minimum Income

Not specified

Annual Fee Offers
  • Renewal Offer : Annual fee from the 2nd year waived, if you spend ₹50,000 or more in the previous year

STARTER TRAVEL CARD, IN PARTNERSHIP WITH YATRA

Yatra SBI Credit Card

Our Rating 3.75
Top Reasons to Choose
✔︎
Domestic flight bookings on Yatra : ₹1000 discount (upto 20%) on minimum flight booking of ₹5000
✔︎
International flight bookings on Yatra : ₹4000 discount (upto 10%) on minimum flight booking of ₹40,000
✔︎
Domestic hotel bookings on Yatra : 20% discount (upto ₹2000) on hotel bookings between ₹3000 and ₹10,000
1.50%
Reward on the following card spends - departmental stores || grocery || dining || movies || entertainment || international card spends
Annual Fee

₹499

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Yatra vouchers worth ₹8250, upon payment of 1st year annual fee
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹1 lakh or more in the previous year.

BEST FOR SUPER PREMIUM BENEFITS AND HIGH REWARD RATES ON CARD SPENDS

HDFC Bank INFINIA Credit Card

Our Rating 4.50
Top Reasons to Choose
3.3% (X)
Reward on all card spends
10% (3X)
Reward on rail ticket bookings through IRCTC
16.6% (5X)
Reward on flights || bus tickets || MakeMyTrip holiday packages || gift vouchers || select partners (Myntra, Apple, Nykaa, Zoom Car)
33.3% (10X)
Reward on hotels || select partners (Jockey, Pharmeasy, IGP.com)
✔︎
Unlimited complimentary airport lounge access in India and abroad
✔︎
Unlimited complimentary golf rounds and golf lessons, at partner golf courses
✔︎
Dining discounts at restaurants (through Swiggy Dineout) - upto ₹2000 per month
Annual Fee

₹12500

Minimum Income

By Invite

Annual Fee Offers
  • Welcome Offer : Welcome offer worth ₹12500, and complimentary 1 year Marriott membership
  • Renewal Offer : You get 12500 reward points worth ₹12500, on payment of renewal fee

BEST FOR 3X-10X ACCELERATED REWARDS ON HDFC SMARTBUY PLATFORM

HDFC Bank Regalia Gold Credit Card

Our Rating 3.75
Top Reasons to Choose
10X
17.3% reward on hotels bookings || at select partners (Jockey, Pharmeasy, IGP.com)
5X
8.6% reward at Marks & Spencer || Myntra || Nykaa || Reliance Digital
5X
8.6% reward on flights & bus bookings || gift voucher purchases || MakeMyTrip holiday packages || select partners - Myntra, Apple, Nykaa, Zoom Card
3X
5.2% reward on train ticket bookings
X
1.7% reward on all other card spends
✔︎
Upto 2.1% additional reward through the card spend based milestone program
✔︎
Complimentary airport lounge access both in India (upto 12 times per year), and abroad (upto 6 times per year)
✔︎
Dining discounts at restaurants (through Swiggy Dineout) - upto ₹500 per month
Annual Fee

₹2500

Minimum Income

Salaried : Net monthly income of ₹1 lakh per month || Self-employed : Annual income of ₹12 lakh

Annual Fee Offers
  • Welcome offers : ₹2500 gift voucher || Complimentary Club Vistara Silver Tier and MMT Black Elite Membership - on spending ₹1 lakh or more within 90 days of card issuance.
  • Renewal offer : Annual fee is not charged from the second year onwards, if you spend ₹4 lakhs or more in the previous year.

BEST FOR 3X-10X ACCELERATED REWARDS ON HDFC SMARTBUY PLATFORM

HDFC Bank Diners Club Privilege Credit Card

Our Rating 3.75
Top Reasons to Choose
10X
13.3% reward on hotels bookings || at select partners (IGP.com, Pharmeasy, Jockey)
5X
6.6% reward on flights & bus bookings || MakeMyTrip holiday packages || gift voucher purchases || select partners (Myntra, Apple, Nykaa, Zoom Car)
5X
6.6% reward on Swiggy & Zomato spends
3X
4% reward on train ticket bookings
X
1.3% reward on all other card spends
✔︎
Complimentary airport lounge access both in India and abroad - 2 times per quarter
✔︎
'Buy 1 Get 1 Free' on movie/non-movie weekend tickets via BookMyShow - 2 free tickets (upto ₹250 each) per month
✔︎
Dining discounts at restaurants (through Swiggy Dineout) - upto ₹500 per month
Annual Fee

₹2500

Minimum Income

Salaried : Net monthly income of ₹70,000 || Self-employed : Annual income of ₹8.40 lakh

Annual Fee Offers
  • Welcome offers : Complimentary annual memberships of Swiggy One and Times Prime
  • Renewal offer : Annual fee is not charged from the second year onwards, if you spend ₹3 lakhs or more in the previous year.

TRAVEL CARD - BEST FOR FREQUENT USERS OF MAKEMYTRIP || NO ANNUAL FREE FROM 2ND YEAR ONWARDS

MakeMyTrip ICICI Bank Signature Credit Card

Our Rating 3.50
Top Reasons to Choose
✔︎
No annual fee, from 2nd year onwards
2%
Benefit on hotel & holiday bookings on MakeMyTrip
1%
Benefit on flight bookings on MakeMyTrip
Upto 1%
Additional benefit on MakeMyTrip spends, through milestone program
✔︎
Complimentary domestic airport lounge access (2 times per quarter), and rail lounge access (once per quarter)
✔︎
Movie benefits at Inox and Bookmyshow - upto ₹600 per month
Annual Fee

₹0

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offers : 1500 My Cash worth ₹1500 || MakeMyTrip Holiday Voucher worth ₹2500 || Complimentary MakeMyTrip Black membership

CASHBACK & DISCOUNTS AT A VARIETY OF PARTNERS INCLUDING AMAZON || FLEXIBLE MONTHLY FEE CARD

ICICI Bank Mine Credit Card (Premium 149)

Our Rating 4.25
Top Reasons to Choose
5%
Cashback on a variety of diverse partners including Amazon – Amazon, Amazon Prime, Zomato, Swiggy, Gaana, BookMyShow, PVR, Inox, Ola, Big Basket, Grofers, Goibibo, MakeMyTrip, Fitternity, Myntra, Furlenco
✔︎
5% discount (upto ₹300 per month) - at Tata CLiQ
✔︎
7% discount (upto ₹5000 per month) on domestic hotels || 4% discount (upto ₹600 per month) on domestic flights - at Goibibo
✔︎
Complimentary domestic airport lounge access (once per month) || Complimentary rail lounge access (once per month)
✔︎
Complimentary 2-month Eazydiner Prime membership || Complimentary 6-month Mindhouse app subscription
Annual Fee

₹1788

Minimum Income

Not specified

Annual Fee Offers
  • Renewal offer : The card charges a monthly fee of ₹149. This monthly fee is waived off, if you spend ₹20,000 or more in the previous month.

MID LEVEL VARIANT OF ICICI MINE RANGE OF CARDS - GOOD CASHBACK AT SELECT PARTNERS

ICICI Bank Mine Credit Card (Pro 49 Plan)

Our Rating 3.50
Top Reasons to Choose
5%
Cashback at select partners - Big Basket, Grofers, Zomato, Swiggy, Gaana, BookMyShow, Amazon Prime, PVR, Inox, Ola
✔︎
Discounts at Goibibo – domestic hotels (7% discount) || domestic flights (4% discount)
✔︎
Complimentary rail lounge access – 1 time per month
Annual Fee

₹588

Minimum Income

Not specified

Annual Fee Offers
  • The card charges fee of ₹49 per month. This fee is waived off at monthly card spend of ₹10,000 in the previous month.

BEST FOR REGULAR OLA USERS AND FREQUENT TRAVELLERS

OLA Money SBI Credit Card

Our Rating 3.7
Top Reasons to Choose
7%
Cashback on all Ola rides
5%
Domestic flight bookings on Cleartrip : 5% cashback on all bookings upto ₹1 lakh
5%
International flight bookings on Cleartrip : 5% cashback on all bookings upto ₹3 lakh
5%
Domestic hotel bookings on Cleartrip : 5% cashback on all bookings
6%
International hotel bookings on Cleartrip : 6% cashback on all bookings
Annual Fee

₹499

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : No annual fee in 1st year
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹1 lakh or more in the previous year.