BEST FOR FREQUENT SHOPPERS AT ADITYA BIRLA STORES

Aditya Birla SBI Card

Our Rating 3.5
Top Reasons to Choose
2.50%
Benefit at Aditya Birla Fashion (online and retail stores) - Louis Philippe, Van Heusen, Allen Solly, Peter England, American Eagle, Forever 21, Pantaloons, The Collective, Simon Carter, Ralph Lauren, Hackett London, Ted Baker and Fred Perry, Vi
2.50%
Benefit at Vodafone Idea (Vi)
1.25%
Benefit on dining & entertainment spends || hotel spends
Annual Fee

₹499

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 2000 reward points worth ₹500, on joining
  • Renewal offer : You get 2000 reward points worth ₹500, at ₹1 lakh annual card spend (milestone benefit)

NO ANNUAL FEE FROM 2ND YEAR ONWARDS, CAN SELECT CASHBACK CATEGORY OF YOUR CHOICE

IndusInd Bank Platinum Aura Edge Credit Card

Our Rating 3.75
Top Reasons to Choose
✔︎
No annual fee from the 2nd year onwards
2%
Reward on category of your choice - department store purchases OR on grocery purchases OR on hotel expenses OR on restaurant bills
Annual Fee

₹0

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Vouchers from Vouchagram, from brands like Amazon, Flipkart, Big Bazaar, Zee5, Apollo Pharmacy, Uber, Ola and more.

STARTER TRAVEL CARD, IN PARTNERSHIP WITH YATRA

Yatra SBI Credit Card

Our Rating 3.75
Top Reasons to Choose
✔︎
₹1000 discount (upto 20%) on domestic flight bookings – on Yatra website/app
✔︎
₹4000 discount (upto 10%) on international flight bookings – on Yatra website/app
✔︎
20% discount (upto ₹2000) on domestic hotel bookings – on Yatra website/app
1.50%
Benefit on following card spends - departmental stores || grocery || dining || movies || entertainment || international card spends
Annual Fee

₹499

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Yatra vouchers worth ₹8250, upon payment of 1st year annual fee
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹1 lakh or more in the previous year.

BEST FOR SPENDING AT PARTNER TATA BRANDS

Tata Neu Plus HDFC Bank Credit Card

Our Rating 3.75
Top Reasons to Choose
7%
Benefit at partner Tata brands - only via Tata Neu app
2%
Benefit on partner Tata brands (outside Tata Neu app)
✔︎
Complimentary access to airport lounges in India (1 time per quarter)
1%
Benefit on UPI spends
Annual Fee

₹499

Minimum Income

Salaried: Net income of ₹25,000 per month || Self-employed: ₹6 lakhs per year

Annual Fee Offers
  • Welcome offer : 499 NeuCoins worth ₹499, on joining
  • Renewal offer : Annual fee is not charged from the second year onwards, if you spend ₹1 lakh or more in the previous year.

BEST FOR SHOPPING/SPENDING AT VARIOUS TATA BRANDS

Tata Neu Infinity HDFC Bank Credit Card

Our Rating 4.0
Top Reasons to Choose
10%
Reward on partner Tata brands - only on Tata Neu app
5%
Reward on partner Tata brands (outside Tata Neu app)
1.50%
On UPI spends (on Rupay card version)
✔︎
Complimentary access to airport lounges both in India (2 times per quarter) and abroad (once per quarter).
Annual Fee

₹1499

Minimum Income

Salaried : ₹1 lakh per month || Self-employed : ₹12 lakhs per year

Annual Fee Offers
  • Welcome offer : 1499 NeuCoins worth ₹1499, on doing your 1st card transaction within 30 days of card issuance.
  • Renewal offer : Annual fee is not charged from the second year onwards , if you spend ₹3 lakhs or more in the previous year.

BEST FOR FLAT RATE REWARD (3.3%) ON MOST CARD SPENDS

Standard Chartered Ultimate Credit Card

Our Rating 4.0
Top Reasons to Choose
3.33%
Reward on all card spends (except certain categories mentioned below)
2%
Reward on utilities, supermarkets, insurance, property management, schools & government payments
✔︎
Complimentary visits to airport lounges in India (4 times per quarter), and abroad (once per month)
✔︎
1 complimentary golf round per month, AND 1 complimentary golf lesson per month
✔︎
Reduced fee of 2% on foreign card transactions
Annual Fee

₹5000

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 6000 reward points worth ₹6000, upon payment of joining fee (within 60 days of card issuance).
  • Renewal offer : From the 2nd year onwards, you earn 5000 reward points worth ₹5000, on payment of annual fee

BEST FOR FLIGHT & HOTEL BOOKINGS ON EASEMYTRIP

Standard Chartered Bank EaseMyTrip Credit Card

Our Rating 4.0
Top Reasons to Choose
20.50%
Benefit on domestic & international hotel bookings – on EaseMyTrip Website/app
10.50%
Benefit on domestic & international flight bookings – on EaseMyTrip Website/app
Upto 25.50%
Benefit on bus ticket bookings – on EaseMyTrip Website/app.
✔︎
Complimentary airport lounge access in India (1 time per quarter), and abroad (2 times per year)
Annual Fee

₹350

Minimum Income

Not specified

Annual Fee Offers
  • Renewal Offer : Annual fee from the 2nd year waived, if you spend ₹50,000 or more in the previous year

POPULAR BEGINNER ONLINE SHOPPING CARD FROM SBI CARD

SimplyCLICK SBI Credit Card

Our Rating 3.50
Top Reasons to Choose
2.50%
Benefit on select online partners – Myntra (fashion) || Cleartrip, Yatra (travel) || Swiggy, Dominos (dining) || BookMyShow (movies) || Apollo24×7, Netmeds (health & medicine)
✔︎
Upto 2% additional benefit, on achieving annual spend targets (milestone privileges)
Annual Fee

₹499

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Amazon gift card worth ₹500, on payment of annual fee
  • Renewal fee offer : Annual fee not charged from the 2nd year onwards, if you spend ₹1 lakh or more in the previous year

BEST FOR REGULAR OLA USERS AND FREQUENT TRAVELLERS

OLA Money SBI Credit Card

Our Rating 3.7
Top Reasons to Choose
7%
Cashback on all Ola rides
5%-12%
Cashback at Cleartrip : 5% on flights || 10% on domestic hotels || 6% on international hotels || 12% on 'activities'
Annual Fee

₹499

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : No annual fee in 1st year
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹1 lakh or more in the previous year.

SPECIAL REWARDS AT MYNTRA & SELECT PARTNERS - UPI ENABLED CARD

Myntra Kotak Credit Card

Our Rating 4.0
Top Reasons to Choose
7.50%
Discount on Myntra purchases, on all Myntra transactions upto ₹10,000
5%
Cashback on Swiggy Instamart (grocery) || Swiggy || PVR || Cleartrip || Urban Company – on total purchases upto ₹20,000 per month
Upto 1%
Additional benefits : 2 complimentary PVR tickets worth ₹250 each, at quarterly card spend of over ₹50,000
✔︎
Complimentary airport lounge access in India – 1 per quarter
Annual Fee

₹500

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : ₹500 Myntra voucher, on doing a card transaction of ₹500 or more within 30 days of card issuance
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹2 lakhs or more in the previous year

TRAVEL CARD - BEST FOR FREQUENT USERS OF MAKEMYTRIP || NO ANNUAL FREE FROM 2ND YEAR ONWARDS

MakeMyTrip ICICI Bank Signature Credit Card

Our Rating 3.50
Top Reasons to Choose
✔︎
No annual fee, from 2nd year onwards
2%
Benefit on hotel & holiday bookings on MakeMyTrip
1%
Benefit on flight bookings on MakeMyTrip
Upto 1%
Additional benefit on MakeMyTrip spends, through milestone program
✔︎
Complimentary domestic airport lounge access (2 times per quarter), and rail lounge access (once per quarter)
✔︎
Movie benefits at Inox and Bookmyshow - upto ₹600 per month
Annual Fee

₹0

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offers : 1500 My Cash worth ₹1500 || MakeMyTrip Holiday Voucher worth ₹2500 || Complimentary MakeMyTrip Black membership

TRAVEL CARD - BEST FOR FREQUENT USERS OF MAKEMYTRIP || NO ANNUAL FREE FROM 2ND YEAR ONWARDS

MakeMyTrip ICICI Bank Platinum Credit Card

Our Rating 3.50
Top Reasons to Choose
✔︎
No annual fee from 2nd year onwards
1.50%
Benefit on hotel bookings & holiday bookings - only on MakeMyTrip
1%
Benefit on flight bookings – only on MakeMyTrip
Upto 2%
Additional benefit on MakeMyTrip spends, through milestone program
✔︎
Complimentary domestic airport lounge (1 time per quarter), and railway lounge access (1 time per quarter)
✔︎
Movie benefits at Inox and Bookmyshow - upto ₹400 per month
Annual Fee

₹0

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offers : 500 My Cash worth ₹500 || Complimentary MakeMyTrip Holiday Voucher worth ₹3000

Resonably good rewards can be achieved through the effective utilization of milestone benefits

Kotak League Platinum Card

Our Rating 3.75
Top Reasons to Choose
1.33%
Benefit on Travel Agencies & Tour Operators || Package Tour Operators || Airlines and Air Carriers || Departmental Stores || Durable Goods || Electric Sales
0.66%
Benefit on all other card spends (if total yearly card spend is below ₹2 lakhs)
1.33%
Benefit on all other card spends (if total yearly card spend is above ₹2 lakhs)
Upto 2%
Additional benefits - when you spend ₹1.25 lakhs or more on your card every 6 months
✔︎
Complimentary airport lounge access in India - 2 times per quarter
Annual Fee

₹499

Minimum Income

₹5 lakh per year

Annual Fee Offers
  • Welcome offer : You get reward points worth ₹500, on payment of joining fee.
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹50,000 or more in the previous year.

MID LEVEL VARIANT OF ICICI MINE RANGE OF CARDS - GOOD CASHBACK AT SELECT PARTNERS

ICICI Bank Mine Credit Card (Pro 49 Plan)

Our Rating 3.50
Top Reasons to Choose
5%
Cashback at select partners - Big Basket, Grofers, Zomato, Swiggy, Gaana, BookMyShow, Amazon Prime, PVR, Inox, Ola
✔︎
Discounts at Goibibo – domestic hotels (7% discount) || domestic flights (4% discount)
✔︎
Complimentary rail lounge access – 1 time per month
Annual Fee

₹588

Minimum Income

Not specified

Annual Fee Offers
  • The card charges fee of ₹49 per month. This fee is waived off at monthly card spend of ₹10,000 in the previous month.

BEST FOR FREQUENT SHOPPERS AT ADITYA BIRLA STORES, AND VODAFONE IDEA USERS

Aditya Birla SBI Card SELECT

Our Rating 3.75
Top Reasons to Choose
5%
Benefit at Aditya Birla Fashion (online and retail stores) - Louis Philippe, Van Heusen, Allen Solly, Peter England, American Eagle, Forever 21, Pantaloons, The Collective, Simon Carter, Ralph Lauren, Hackett London, Ted Baker and Fred Perry
5%
Benefit at Vodafone Idea (Vi)
2.50%
Benefit on dining & entertainment spends || hotel spends
✔︎
Complimentary airport lounge access in India - 4 per year (maximum 1 per quarter)
Annual Fee

₹1499

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 6000 reward points worth ₹1500, on joining.
  • Renewal offer : 6000 reward points worth ₹1500, at ₹3 lakh annual card spend

CASHBACK & DISCOUNTS AT A VARIETY OF PARTNERS INCLUDING AMAZON || FLEXIBLE MONTHLY FEE CARD

ICICI Bank Mine Credit Card (Premium 149)

Our Rating 4.25
Top Reasons to Choose
5%
Cashback on a variety of diverse partners including Amazon – Amazon, Amazon Prime, Zomato, Swiggy, Gaana, BookMyShow, PVR, Inox, Ola, Big Basket, Grofers, Goibibo, MakeMyTrip, Fitternity, Myntra, Furlenco
✔︎
5% discount (upto ₹300 per month) - at Tata CLiQ
✔︎
7% discount (upto ₹5000 per month) on domestic hotels || 4% discount (upto ₹600 per month) on domestic flights - at Goibibo
✔︎
Complimentary domestic airport lounge access (once per month) || Complimentary rail lounge access (once per month)
✔︎
Complimentary 2-month Eazydiner Prime membership || Complimentary 6-month Mindhouse app subscription
Annual Fee

₹1788

Minimum Income

Not specified

Annual Fee Offers
  • Renewal offer : The card charges a monthly fee of ₹149. This monthly fee is waived off, if you spend ₹20,000 or more in the previous month.