ONE OF THE BEST FUEL CARDS IN INDIA

BPCL SBI Octane Credit Card

Our Rating 4.50
Top Reasons to Choose
7.25%
Benefit on BPCL fuel purchases - on fuel purchases upto ₹10,000 per month
2.50%
Benefit on grocery spends || departmental store purchases || movie & dining spends - only on total spends upto ₹75,000 per month
Upto 0.66%
Additional benefit at ₹3 lakh annual card spend
✔︎
Complimentary access to airport lounges in India - 1 time per quarter
Annual Fee

₹1499

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome Offer : 6000 reward points worth ₹1500, within 30 days of annual fee payment.
  • Renewal Offer : Annual fee from the 2nd year onwards is not charged, if you spend ₹2 lakh or more in the previous year

BEST FOR FUEL PURCHASES UPTO ₹5000 PER MONTH

IndianOil Axis Bank Credit Card

Our Rating 4.0
Top Reasons to Choose
5%
Benefit on IndianOil fuel purchases - only on purchases upto ₹5000 per month
✔︎
15% discount (upto ₹500 per order) at restaurants, in partnership with EazyDiner - once per month
✔︎
10% discount (upto ₹100 per month) at Bookmyshow
Annual Fee

₹500

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 1250 EDGE reward points worth ₹250, on your first fuel purchase of ₹250 or more, within 30 days of card issuance.
  • Renewal offer : Renewal fee is waived, if you spend ₹3.50 lakhs or more in the previous year

BEST FOR FUEL SPENDS UPTO ₹5,000 PER MONTH

IDFC HPCL First Power Credit Card

Our Rating 4.0
Top Reasons to Choose
5%
Benefit on HPCL fuel purchases, only on purchases upto ₹5,000 per month
2.50%
Benefit on grocery purchases & utility bills, only on total purchases upto ₹4,000 per month
2.50%
Benefit on FASTag recharge, only on upto ₹2,000 of recharges per month
✔︎
Emergency complimentary roadside assistance (RSA) package worth ₹1399 – 4 times per year
Annual Fee

₹199

Minimum Income

₹3 lakhs per year

Annual Fee Offers
  • Welcome offer worth ₹250
  • Renewal offer : Renewal fee waived at ₹50,000 yearly card spend

BEST FOR FUEL SPENDS || SMALL GROCERY PURCHASES & BILL PAYMENTS

ICICI HPCL Super Saver Credit Card

Our Rating 4.0
Top Reasons to Choose
6.50%
Benefit on HPCL fuel purchases - only on fuel purchases upto ₹4000 per month
5%
Benefit on departmental store purchases || electricity/mobile bill payments - only on total spends upto ₹2000 per month
✔︎
Complimentary airport lounge access in India - 1 time per quarter
✔︎
Movie benefits - 25% (upto ₹100) discount at BookMyShow and Inox - 2 times each every month at BookMyShow and Inox
✔︎
Complimentary 24×7 emergency road side assistance
Annual Fee

₹500

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer worth ₹500 : 2000 reward points worth ₹500, at ₹5000 card spend within 45 days of card issuance
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹1.50 lakhs or more in the previous year.

BEST FOR HIGHER FUEL SPENDS - UPTO ₹10,000 PER MONTH

SBI BPCL Credit Card

Our Rating 4.0
Top Reasons to Choose
4.25%
Benefit on BPCL fuel purchases - on fuel purchases upto ₹10,000 per month
1.25%
Benefit on grocery spends || departmental store purchases || movie & dining spends - on total spends upto ₹1 lakh per month
✔︎
Low yearly card spend requirement of ₹50,000, to get annual fee waiver from 2nd year onwards
Annual Fee

₹499

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : 2000 reward points worth ₹500, on payment of joining fee
  • Renewal offer : Annual fee is waived from the second year onwards, if you spend ₹50,000 or more in the previous year.

BEST FOR 5% CASHBACK ON FUEL AND UTILITY BILL PAYMENTS

Standard Chartered Super Value Titanium Credit Card

Our Rating 4.0
Top Reasons to Choose
5%
Cashback on fuel purchases , only upto ₹4000 purchases per month
5%
Cashback on phone bill payments, only upto ₹4000 purchases per month
5%
Cashback on utility bill payments, only upto ₹2000 purchases per month
✔︎
Only for Standard Chartered Premium Banking customers - complimentary access to international airport lounges, once per month
Annual Fee

₹750

Minimum Income

₹55000 per month

Annual Fee Offers
  • Welcome offer : 100% cashback (up to ₹1500), on fuel purchases done within 90 days of card issuance.
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹90,000 or more in the previous year

BEST FOR FUEL PURCHASES UPTO ₹7500 PER MONTH

IndianOil Kotak Credit Card

Our Rating 4.0
Top Reasons to Choose
5%
Benefit on IndianOil fuel purchases, only on purchases upto ₹7,500 per month
2%
Benefit on grocery purchases & dining spends, only on total spends upto ₹10,000 per month
✔︎
Personal concierge services
Annual Fee

₹499

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer worth ₹250 : You get 1000 reward points worth ₹250, on spending ₹500 within 30 days of card issuance
  • Renewal offer : Annual fee is not charged from the 2nd year onwards , if you spend ₹50,000 or more in the previous year.

ATTRACTIVE REWARDS ON LOWER FUEL SPENDS || BILL PAYMENTS || GROCERY PURCHASES

IndianOil HDFC Bank Credit Card

Our Rating 4.0
Top Reasons to Choose
5.80%
Benefit on IndianOil fuel spends - only on fuel spends upto ₹3000 per month
4.80%
Benefit on grocery purchases - only on purchases upto ₹2000 per month
4.80%
Benefit on bill payments - only on payments upto ₹2000 per month
✔︎
Dining benefits (HDFC Swiggy Dineout Program) - 7.50% discount (upto ₹250 per order), twice a month
Annual Fee

₹500

Minimum Income

Salaried : ₹10,000 per month || Self-employed : ₹6 lakhs per year

Annual Fee Offers
  • Welcome offer : Special limited time offer of ₹1500 Amazon vouchers, only if you apply online. This is subject to change.
  • Renewal offer : Annual fee is waived from the 2nd year onwards , if you spend ₹50,000 or more in the previous year.

BEST FOR MONTHLY FUEL PURCHASES UPTO ₹5000

HPCL Bank Of Baroda Energie Credit Card

Our Rating 4.25
Top Reasons to Choose
6.50%
Benefit on HPCL fuel purchases - only on fuel purchases upto ₹5000 per month
1.66%
Benefit on utility bill payments, grocery purchases & department store spends - on total purchases upto ₹15,000 per month
✔︎
Complimentary airport lounge access in India – 1 time per quarter
✔︎
Movie benefit at Paytm Movies - upto ₹200 per month
Annual Fee

₹499

Minimum Income

Salaried : ₹3.60 lakhs per year / Self-employed : ₹4.80 lakhs per year

Annual Fee Offers
  • Welcome offer worth ₹500 : 2000 bonus rewards points worth ₹500, by spending ₹5000 or more within 60 days of receiving the card.
  • Renewal offer : Annual fee is waived from the second year onwards – if you spend ₹50,000 or more in the previous year.

Starter fuel card from ICICI, with comparitively low annual fee

ICICI Bank HPCL Coral Credit Card

Our Rating 3.50
Top Reasons to Choose
3.50%
Cashback on HPCL fuel purchases - on fuel purchases upto ₹4000 per month
✔︎
25% discount (upto ₹100) at BookMyShow movie tickets - 2 times per month
✔︎
Low annual fee of ₹199
✔︎
Low annual card spend requirement of ₹50,000 to get an annual fee waiver
Annual Fee

₹199

Minimum Income

Not Specified

Annual Fee Offers
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹50,000 or more in the previous year.

AUTOMOBILE CARD FROM ICICI

Accelero ICICI Bank Credit Card

Our Rating 3.50
Top Reasons to Choose
3.50%
Cashback on fuel purchases : 2.50% cashback on HPCL fuel purchases || 1% fuel surcharge waiver
✔︎
Complimentary domestic airport lounge access – 1 time per quarter
✔︎
25% discount (upto ₹100) at BookMyShow – 2 times per month || 25% discount (upto ₹100) at Inox – 2 times per month
✔︎
Complimentary Road Side Assistance, with add-on benefits like complimentary car wash
Annual Fee

₹499

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : 1500 reward points worth ₹375, on payment of joining fee.
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹1.25 lakhs or more in the previous year. In case you do not qualify for this fee waiver, you get 1500 reward points worth ₹375, on payment of renewal fee.