PREMIUM FUEL CARD, WITH THE HIGHEST REWARD RATE ON FUEL SPENDS

BPCL SBI Octane Credit Card

Our Rating 4.50
Top Reasons to Choose
7.25%
Benefit on BPCL fuel purchases upto ₹10,000 per month
2.50%
Benefit on grocery spends || departmental store purchases || movie & dining spends - on total spends upto ₹75,000 per month
Upto 0.66%
Additional benefit at ₹3 lakh annual card spend
✔︎
Complimentary access to airport lounges in India - 1 time per quarter
Annual Fee

₹1499

Minimum Income

Not specified

Annual Fee Offers
  • Welcome Offer : 6000 reward points worth ₹1500, within 30 days of annual fee payment.
  • Renewal Offer : Annual fee from the 2nd year onwards is not charged, if you spend ₹2 lakh or more on your card in the previous year

GOOD FUEL CARD FOR COMPARATIVELY HIGHER FUEL SPENDS || UPI ENABLED CARD

IDFC HPCL First Power+ Credit Card

Our Rating 4.0
Top Reasons to Choose
6.50%
6.50% benefit on HPCL fuel purchases upto ₹10,000 per month
5%
Benefit on grocery purchases & utility bills - only on total purchases upto ₹2000 per month
5%
Benefit on FASTag recharge, only on upto ₹1000 of recharges per month.
✔︎
Complimentary domestic airport lounge access – 1 time per quarter
Annual Fee

₹499

Minimum Income

₹3 lakhs per year

Annual Fee Offers
  • Welcome offers : ₹500 cashback on 1st fuel transaction of minimum ₹500 || ₹150 discount on a Swiggy order above ₹500 || ₹500 discount on ZoomCar rentals.
  • Renewal offer : Renewal fee not charged from the 2nd year onwards, if you spend ₹1.50 lakhs or more in the previous year

BEST FOR MONTHLY FUEL PURCHASES UPTO ₹5000

HPCL Bank Of Baroda Energie Credit Card

Our Rating 4.25
Top Reasons to Choose
6.50%
Benefit on HPCL fuel purchases - only on fuel purchases upto ₹5000 per month
1.66%
Benefit on utility bill payments, grocery purchases & department store spends - on total purchases upto ₹15,000 per month
✔︎
Complimentary airport lounge access in India – 1 time per quarter
✔︎
Movie benefit at Paytm Movies - upto ₹200 per month
Annual Fee

₹499

Minimum Income

Salaried : ₹3.60 lakhs per year || Self-employed : ₹4.80 lakhs per year

Annual Fee Offers
  • Welcome offer worth ₹500 : 2000 bonus rewards points worth ₹500, on spending ₹5000 or more within 60 days of receiving the card.
  • Renewal offer : Annual fee is waived from the second year onwards, if you spend ₹50,000 or more on your card in the previous year.

BEST FOR HPCL FUEL PURCHASES || SMALL GROCERY PURCHASES & BILL PAYMENTS

ICICI HPCL Super Saver Credit Card

Our Rating 4.0
Top Reasons to Choose
6.50%
Benefit on HPCL fuel purchases - only on fuel purchases upto ₹5000 per month
5%
Benefit on departmental store purchases || electricity/mobile bill payments - only on total spends upto ₹2000 per month
✔︎
Complimentary airport lounge access in India - 1 time per quarter
✔︎
25% discount (upto ₹100) at BookMyShow – 2 times per month || 25% discount (upto ₹100) at Inox – 2 times per month
✔︎
Complimentary 24×7 emergency road side assistance
Annual Fee

₹500

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 2000 reward points worth ₹500, at ₹5000 card spend within 45 days of card issuance
  • Renewal offer : Annual fee not charged from the 2nd year onwards, if you spend ₹1.50 lakhs or more in the previous year

ATTRACTIVE REWARDS ON LOWER FUEL SPENDS || BILL PAYMENTS || GROCERY PURCHASES

IndianOil HDFC Bank Credit Card

Our Rating 4.0
Top Reasons to Choose
5.80%
Benefit on IndianOil fuel spends upto ₹3000 per month
4.80%
Benefit on grocery purchases upto ₹2000 per month
4.80%
Benefit on bill payments upto ₹2000 per month
✔︎
Upto 10% cashback on travel, shopping and more – through HDFC Smartbuy platform (maximum cashback of ₹1000 per month)
Annual Fee

₹500

Minimum Income

Salaried : ₹10,000 per month || Self-employed : ₹6 lakhs per year

Annual Fee Offers
  • Welcome offer : Special limited time offer of ₹1500 Amazon vouchers, only if you apply online. This is subject to change.
  • Renewal offer : Annual fee is waived from the 2nd year onwards , if you spend ₹50,000 or more in the previous year.

BEST FOR FUEL PURCHASES UPTO ₹5000 PER MONTH

IndianOil Axis Bank Credit Card

Our Rating 4.0
Top Reasons to Choose
5%
Benefit on IndianOil fuel purchases - only on purchases upto ₹5,000 per month
✔︎
Dining discounts at restaurants through EazyDiner, upto ₹500 per month
✔︎
Attractive cashback offers on travel, shopping and more – through Axis Grab Deals platform (maximum cashback of ₹1000 per month)
Annual Fee

₹500

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : ₹250 cashback, on 1st fuel purchase of ₹250 or more within 30 days of card issuance.
  • Renewal offer : Renewal fee is waived, if you spend ₹50,000 or more in the previous year

BEST FOR FUEL PURCHASES UPTO ₹7500 PER MONTH

IndianOil Kotak Credit Card

Our Rating 4.0
Top Reasons to Choose
5%
Benefit on IndianOil fuel purchases, only on purchases upto ₹7500 per month
2%
Benefit on grocery purchases & dining spends, only on total spends upto ₹10,000 per month
✔︎
Personal concierge services
Annual Fee

₹499

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 1000 reward points worth ₹250, on spending ₹500 within 30 days of card issuance
  • Renewal offer : Annual fee is not charged from the 2nd year onwards , if you spend ₹50,000 or more in the previous year.

BEST FOR FUEL SPENDS UPTO ₹5,000 PER MONTH

IDFC HPCL First Power Credit Card

Our Rating 4.0
Top Reasons to Choose
5%
Benefit on HPCL fuel purchases upto ₹5000 per month
2.50%
Benefit on grocery purchases & utility bills, only on total purchases upto ₹2000 per month
2.50%
Benefit on FASTag recharge, only on upto ₹1000 of recharges per month
✔︎
Emergency complimentary roadside assistance (RSA) package worth ₹1399 – 4 times per year
Annual Fee

₹199

Minimum Income

₹3 lakhs per year

Annual Fee Offers
  • Welcome offer worth ₹250
  • Renewal offer : Renewal fee waived at ₹50,000 yearly card spend

BEST FOR 5% CASHBACK ON FUEL AND UTILITY BILL PAYMENTS

Standard Chartered Super Value Titanium Credit Card

Our Rating 4.0
Top Reasons to Choose
5%
Cashback on fuel purchases upto ₹4000 per month
5%
Cashback on phone bill payments of upto ₹4000 per month
5%
Cashback on utility bill payments of upto ₹2000 per month
✔︎
Only for Standard Chartered Premium Banking customers - complimentary access to international airport lounges, once per month
Annual Fee

₹750

Minimum Income

₹55000 per month

Annual Fee Offers
  • Welcome offer : 100% cashback (up to ₹1500), on fuel purchases done within 90 days of card issuance.
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹90,000 or more in the previous year

AUTOMOBILE CARD FROM ICICI

Accelero ICICI Bank Credit Card

Our Rating 3.50
Top Reasons to Choose
3.50%
Cashback on fuel purchases : 2.50% cashback on HPCL fuel purchases || 1% fuel surcharge waiver
✔︎
Complimentary domestic airport lounge access – 1 time per quarter
✔︎
25% discount (upto ₹100) at BookMyShow – 2 times per month || 25% discount (upto ₹100) at Inox – 2 times per month
✔︎
Complimentary Road Side Assistance, with add-on benefits like complimentary car wash
Annual Fee

₹499

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 1500 reward points worth ₹375, on payment of joining fee.
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹1.25 lakhs or more in the previous year. In case you do not qualify for this fee waiver, you get 1500 reward points worth ₹375, on payment of renewal fee.