BEST FOR PREMIUM BENEFITS AND HIGH REWARD RATES, ESPECIALLY ON TRAVEL

HDFC Bank Diners Club Black Metal Edition Credit Card

Our Rating 4.25
Top Reasons to Choose
3.3% (X)
Reward on all card spends
10% (3X)
Reward on gift vouchers || train tickets through IRCTC || Apple
16.6% (5X)
Reward on flights || bus tickets || MakeMyTrip holiday packages || select partners (Myntra, Nykaa, Zoom Car)
33.3% (10X)
Reward at hotels || select partners (Jockey, Pharmeasy, IGP.com)
✔︎
Unlimited airport lounge access in India and abroad
✔︎
Complimentary golf rounds worldwide - 6 per quarter
✔︎
Dining discounts at restaurants (through Swiggy Dineout) - upto ₹1000 per month
Annual Fee

₹10000

Minimum Income

Salaried : Net income of ₹1.75 lakhs per month || Self-employed : ₹21 lakhs per year

Annual Fee Offers
  • Welcome Offer : Complimentary annual memberships of Club Marriott, Amazon Prime and Swiggy One, on spending ₹1.50 lakhs within 90 days of card issuance
  • Renewal Offer : Annual fee is not charged from the second year onwards , if you spend ₹8 lakhs or more in the previous year

BEST FOR SUPER PREMIUM BENEFITS AND HIGH REWARD RATES ON CARD SPENDS

HDFC Bank INFINIA Credit Card

Our Rating 4.50
Top Reasons to Choose
3.3% (X)
Reward on all card spends
10% (3X)
Reward on rail ticket bookings through IRCTC
16.6% (5X)
Reward on flights || bus tickets || MakeMyTrip holiday packages || gift vouchers || select partners (Myntra, Apple, Nykaa, Zoom Car)
33.3% (10X)
Reward on hotels || select partners (Jockey, Pharmeasy, IGP.com)
✔︎
Unlimited complimentary airport lounge access in India and abroad
✔︎
Unlimited complimentary golf rounds and golf lessons, at partner golf courses
✔︎
Dining discounts at restaurants (through Swiggy Dineout) - upto ₹2000 per month
Annual Fee

₹12500

Minimum Income

By Invite

Annual Fee Offers
  • Welcome Offer : Welcome offer worth ₹12500, and complimentary 1 year Marriott membership
  • Renewal Offer : You get 12500 reward points worth ₹12500, on payment of renewal fee

PREMIUM CARD FOR FREQUENT TRAVELLERS

Axis Bank Magnus Credit Card

Our Rating 4.25
Top Reasons to Choose
Upto 12%
Reward on travel spends
✔︎
Unlimited complimentary airport lounge access – both in India and abroad
✔︎
Dining discounts at restaurants through EazyDiner, upto ₹1000 per month
✔︎
Attractive reward point multiplier/cashback offers on travel, shopping and more – through Axis Grab Deals platform (maximum cashback of ₹1000 per month OR 5000 reward points per month)
Annual Fee

₹12500

Minimum Income

₹18 lakhs per year

Annual Fee Offers
  • Welcome offer worth ₹12,500 (in gift vouchers)
  • Renewal offer : Renewal fee is not charged from the 2nd year onwards, if you spend ₹25 lakhs or more in the previous year.

BEST FOR FREQUENT TRAVELLERS

Axis Bank ATLAS Credit Card

Our Rating 4.0
Top Reasons to Choose
5-10%
Reward on travel spends
2-4%
Reward on all other card spends
✔︎
Complimentary airport lounge access in India and abroad || complimentary airport concierge & airport pick up services
✔︎
Dining Delights Program : Dining discounts at restaurants through EazyDiner, upto ₹800 per month
✔︎
Attractive cashback offers on travel, shopping and more – through Axis Grab Deals platform (maximum cashback of ₹1000 per month)
Annual Fee

₹5000

Minimum Income

Salaried : ₹9 lakhs per year || Self-employed : ₹12 lakhs per year

Annual Fee Offers
  • Welcome offer : 2500 EDGE Miles (worth 2500 OR 2500 points of partner airlines/hotels)
  • Renewal offer : 2500 EDGE Miles (worth 2500 OR 2500 points of partner airlines/hotels) - at ₹3 lakh annual card spend

BEST FOR VISTARA BUSINESS CLASS FREQUENT FLYERS

Axis Bank Vistara Infinite Credit Card

Our Rating 4.0
Top Reasons to Choose
3%
Reward (in Club Vistara Points), on all card spends
✔︎
Upto 4 Vistara business class tickets (domestic) - one each at annual card spends of ₹2.50 lakhs, ₹5 lakh, ₹7.50 lakhs and ₹12 lakh
✔︎
Complimentary ‘Club Vistara Gold Membership’
✔︎
Complimentary visits to airport lounges in India - 2 per quarter
✔︎
Complimentary golf – upto 6 rounds per year
✔︎
Dining discounts at restaurants through EazyDiner, upto ₹1000 per month
✔︎
15% discount at Trident Hotels
✔︎
Attractive cashback offers on travel, shopping and more – through Axis Grab Deals platform (maximum cashback of ₹1000 per month)
Annual Fee

₹10000

Minimum Income

₹24 lakhs per year

Annual Fee Offers
  • Welcome offers : 1 business class ticket (one-way) || Club Vistara Gold Membership || 10,000 Club Vistara Points, at ₹1 lakh card spend within 90 days of card issuance
  • Renewal offers : 1 business class ticket (one-way)

BEST FOR INDIGO FREQUENT FLYERS

Kotak IndiGo 6E Rewards XL Credit Card

Our Rating 4.0
Top Reasons to Choose
6%
Reward on Indigo spends
3%
Reward on grocery purchases, dining and entertainment spends
2%
Reward on all other card spends
✔︎
Complimentary airport lounge access - 2 times per quarter
Annual Fee

₹2500

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Welcome ticket voucher worth ₹3000 (on doing a minimum of 3 card transactions each month, for the first 3 months).
  • Renewal offer : ‘6E Prime-Add-on’ worth ₹899, which gives you various benefits including priority check-in, complimentary meal, seat selection and assistance.

PREMIUM VERSION OF HDFC INDIGO CARDS - BEST FOR FREQUENT INDIGO FLYERS

6E Rewards XL IndiGo HDFC Bank Credit Card

Our Rating 3.75
Top Reasons to Choose
5%
Benefit on Indigo bookings
3%
Benefit on grocery, entertainment and dining spends
2%
Benefit on all other card spends
✔︎
Complimentary domestic airport lounge access – 2 per quarter
✔︎
Upto 10% cashback on travel, shopping and more – through HDFC Smartbuy platform (maximum cashback of ₹1000 per month)
✔︎
Complimentary golf – 4 free golf rounds per year (maximum 1 per month) || 1 free golf lesson per month
Annual Fee

₹1500

Minimum Income

Salaried : Gross income of ₹1.20 lakhs per month || Self-employed : ₹14.4 lakhs per year

Annual Fee Offers
  • Welcome offer : Welcome ticket voucher worth ₹3000 || One free ‘6E Prime-Add-on’ worth ₹1099

BEST FOR VISTARA PREMIUM ECONOMY FREQUENT FLYERS

Club Vistara SBI Card PRIME

Our Rating 4
Top Reasons to Choose
✔︎
Upto 4 Vistara premium economy tickets - one each at annual card spends of ₹1.50 lakhs, ₹3 lakhs, ₹4.50 lakhs, and ₹8 lakhs
2%
Reward (in Club Vistara points), on all card spends
✔︎
Complimentary visits to airport lounges outside India – 4 per year (maximum 2 per quarter)
✔︎
Complimentary visits to airport lounges in India – 2 per quarter
Annual Fee

₹2999

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offers : 1 premium economy class ticket (one-way) || 3000 bonus CV points, at ₹75,000 card spend within 90 days of card issuance
  • Renewal offer : 1 premium economy class ticket (one-way)

BEST FOR AIR INDIA FREQUENT FLYERS

Air India SBI Signature Card

Our Rating 4
Top Reasons to Choose
30%
30% reward (in terms of Air India Miles) on Air India website/app - only on ticket booking for yourself
10%
10% reward (in terms of Air India Miles), on all other Air India spends
4%
Reward (in terms of Air India Miles), on all other card spends
Upto 5%
Additional reward (in terms of Air India Miles), at annual card spends of ₹5 lakhs, ₹10 lakhs and ₹20 lakhs
✔︎
Free visits to airport lounges in India : 2 per quarter
Annual Fee

₹4999

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 20,000 reward points worth 20,000 Air India Miles
  • Renewal offer : 5000 reward points worth 5000 Air India Miles

BASE VERSION OF HDFC INDIGO CARDS - BEST FOR FREQUENT INDIGO FLYERS

6E Rewards IndiGo HDFC Bank Credit Card

Our Rating 3.50
Top Reasons to Choose
2.50%
Benefit on Indigo bookings
2%
Benefit on grocery, entertainment and dining spends
✔︎
Upto 10% cashback on travel, shopping and more – through HDFC Smartbuy platform (maximum cashback of ₹1000 per month)
Annual Fee

₹500

Minimum Income

Salaried : ₹50,000 per month || Self-employed : ₹7.20 lakhs per year

Annual Fee Offers
  • Welcome offers : Welcome ticket voucher worth ₹1500 || One ‘6E Prime-Add-on’ worth ₹1099

BEST FOR AIR INDIA FREQUENT FLYERS

Air India SBI Platinum Card

Our Rating 3.75
Top Reasons to Choose
15%
15% reward (in terms of Air India Miles) on Air India website/app - only on ticket booking for yourself
5%
5% reward (in terms of Air India Miles), on all other Air India spends
2%
2% reward (in terms of Air India Miles), on all other card spends
Upto 5%
Additional reward (in terms of Air India Miles) at annual card spends of ₹2 lakhs and ₹3 lakhs
✔︎
Free visits to airport lounges in India : 2 per quarter
Annual Fee

₹1499

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 5000 reward points worth 5000 Air India Miles
  • Renewal offer : 2000 reward points worth 2000 Air India Miles

GOOD CARD FOR FREQUENT INDIGO FLYERS

Kotak IndiGo 6E Rewards Credit Card

Our Rating 3.50
Top Reasons to Choose
3%
Reward on Indigo spends
2%
Reward on grocery purchases, dining and entertainment spends
✔︎
Complimentary airport lounge access - upto 2 times per quarter
Annual Fee

₹700

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Welcome ticket voucher worth ₹1500, on doing a minimum of 3 card transactions each month, for the first 3 months.
  • Renewal offer : ‘6E Prime-Add-on’ worth ₹899, which gives you various benefits including a priority check-in, complimentary meal, seat selection and assistance.

BEST FOR 3X-10X ACCELERATED REWARDS ON HDFC SMARTBUY PLATFORM

HDFC Bank Regalia Gold Credit Card