BEST FOR SHOPPING/SPENDING AT VARIOUS TATA BRANDS

Tata Neu Infinity HDFC Bank Credit Card

Our Rating 4.0
Top Reasons to Choose
10%
Reward on partner Tata brands - only on Tata Neu app
5%
Reward on partner Tata brands (outside Tata Neu app)
1.50%
On UPI spends (on Rupay card version)
✔︎
Complimentary access to airport lounges both in India (2 times per quarter) and abroad (once per quarter).
Annual Fee

₹1499

Minimum Income

Salaried : ₹1 lakh per month || Self-employed : ₹12 lakhs per year

Annual Fee Offers
  • Welcome offer : 1499 NeuCoins worth ₹1499, on doing your 1st card transaction within 30 days of card issuance.
  • Renewal offer : Annual fee is not charged from the second year onwards , if you spend ₹3 lakhs or more in the previous year.

BEST FOR FREQUENT TRAVELLERS

Axis Bank ATLAS Credit Card

Our Rating 4.0
Top Reasons to Choose
5%
Benefit on travel spends (when you use your reward points for flights & hotel bookings)
10%
Benefit on travel spends (when you convert your reward points to partner points of airlines & hotels)
2%
Benefit on all other card spends (when you use your reward points for flights & hotel bookings)
4%
Benefit on all other card spends (when you convert your reward points to partner points of airlines & hotels)
✔︎
Complimentary airport lounge access in India and abroad, complimentary airport concierge & airport pick up services
Annual Fee

₹5000

Minimum Income

Salaried : ₹9 lakhs per year / Self-employed : ₹12 lakhs per year

Annual Fee Offers
  • Welcome offer worth minimum ₹5000
  • Renewal offer worth minimum ₹5000

BEST FOR FLIGHT & HOTEL BOOKINGS ON EASEMYTRIP

Standard Chartered Bank EaseMyTrip Credit Card

Our Rating 4.0
Top Reasons to Choose
20.50%
Benefit on domestic & international hotel bookings – on EaseMyTrip Website/app
10.50%
Benefit on domestic & international flight bookings – on EaseMyTrip Website/app
Upto 25.50%
Benefit on bus ticket bookings – on EaseMyTrip Website/app.
✔︎
Complimentary airport lounge access in India (1 time per quarter), and abroad (2 times per year)
Annual Fee

₹350

Minimum Income

Not Specified

Annual Fee Offers
  • Renewal Offer : Fee waived, if you spend ₹50,000 or more in the previous year

BEST FOR HIGH-SPENDING FREQUENT TRAVELLERS

Axis Bank Magnus Credit Card

Our Rating 4.25
Top Reasons to Choose
Upto 12%
Benefit on travel spends
✔︎
Unlimited complimentary airport lounge access – both in India and abroad
✔︎
Complimentary airport concierge service – 8 times per year
✔︎
Upto ₹30,000 worth of yearly movie benefits on BookMyShow
Annual Fee

₹12500

Minimum Income

₹18 lakhs per year

Annual Fee Offers
  • Welcome offer worth ₹12,500
  • Renewal offer : Renewal fee is not charged from the 2nd year onwards, if you spend ₹25 lakhs or more in the previous year

STARTER TRAVEL CARD, IN PARTNERSHIP WITH YATRA

Yatra SBI Credit Card

Our Rating 3.75
Top Reasons to Choose
✔︎
₹1000 discount (upto 20%) on domestic flight bookings – on Yatra website/app
✔︎
₹4000 discount (upto 10%) on international flight bookings – on Yatra website/app
✔︎
20% discount (upto ₹2000) on domestic hotel bookings – on Yatra website/app
1.50%
Benefit on following card spends - departmental stores || grocery || dining || movies || entertainment || international card spends
Annual Fee

₹499

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : Yatra vouchers worth ₹8250, upon payment of 1st year annual fee
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹1 lakh or more in the previous year.

ONE OF THE BEST CREDIT CARDS FOR ONLINE SPENDING

Cashback SBI Credit Card

Our Rating 4.50
Top Reasons to Choose
5%
5% cashback on all online spends || 1% cashback on all other card spends.
✔︎
Maximum cashback of ₹5000 per month
Annual Fee

₹999

Minimum Income

Not Specified

Annual Fee Offers
  • Renewal fee offer : Annual fee is not charged from the second year onwards, if you spend ₹2 lakhs or more in the previous year
  • Welcome offer maybe available from time to time , usually only for online applications

PREMIUM BOB CARD OFFERING CASHBACK ON A VARIETY OF SPENDS || GOOD LIFESTYLE BENEFITS

Bank of Baroda Eterna Credit Card

Our Rating 4.0
Top Reasons to Choose
3.75%
Cashback on 'online shopping' || travel spends || dining spends || international spends
Upto 1.50%
Additional cashback, at ₹5 lakh yearly card spend
✔︎
Unlimited complimentary access to airport lounges in India
✔︎
Complimentary golf rounds (4 per year) & golf lessons (12 per year)
✔︎
Low fee of 2% on international transactions
Annual Fee

₹2499

Minimum Income

₹12 lakhs per year (both salaried and self-employed)

Annual Fee Offers
  • Welcome offer : 1st year annual fee waived off at ₹25000 card spend within 60 days of card issuance
  • Renewal offer : Renewal fee is not charged, if you spend ₹2.50 lakhs or more in the previous year

BEST FOR INDIGO FREQUENT FLYERS

Kotak IndiGo 6E Rewards XL Credit Card

Our Rating 4.0
Top Reasons to Choose
6%
On Indigo spends
3%
On grocery purchases, dining and entertainment spends
2%
On all other card spends
✔︎
Complimentary airport lounge access - 2 times per quarter
Annual Fee

₹2500

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : Welcome ticket voucher worth ₹3000 (on doing a minimum of 3 card transactions each month, for the first 3 months).
  • Renewal offer : ‘6E Prime-Add-on’ worth ₹899, which gives you various benefits including priority check-in, complimentary meal, seat selection and assistance.

BEST FOR PAYTM SPENDS

Paytm SBI Card SELECT Credit Card

Our Rating 4.0
Top Reasons to Choose
5%
Cashback on 3 types of Paytm spends - travel , Paytm mall & movie tickets
2%
Cashback on all other Paytm spends
Upto 0.6%
Additional benefit, based on annual card spend of ₹4 lakhs, and ₹6 lakhs (milestone benefits)
✔︎
Complimentary access to airport lounges in India - 1 time per quarter
Annual Fee

₹500

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : Welcome offer of more than ₹1499
  • Renewal offer : Complimentary Paytm First membership at ₹1 lakh annual card spend. Renewal fee waived off at ₹2 lakh annual card spend.

GOOD CARD FOR FREQUENT INDIGO FLYERS

Kotak IndiGo 6E Rewards Credit Card

Our Rating 3.50
Top Reasons to Choose
3%
On Indigo spends
2%
On grocery purchases, dining and entertainment spends
✔︎
Complimentary airport lounge access - upto 2 times per quarter
Annual Fee

₹700

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : Welcome ticket voucher worth ₹1500, on doing a minimum of 3 card transactions each month, for the first 3 months.
  • Renewal offer : ‘6E Prime-Add-on’ worth ₹899, which gives you various benefits including a priority check-in, complimentary meal, seat selection and assistance.

BEST FOR FREQUENT INDIGO FLYERS

6E Rewards XL IndiGo HDFC Bank Credit Card

Our Rating
Top Reasons to Choose
5%
Benefit on Indigo bookings
3%
Benefit on grocery, entertainment and dining spends
2%
Benefit on all other card spends
✔︎
Complimentary domestic airport lounge access – 2 per quarter
✔︎
Dining benefits (HDFC Swiggy Dineout Program) - 7.50% discount (upto ₹250 per order), twice a month
Annual Fee

₹1500

Minimum Income

Salaried : Gross income of ₹1.20 lakhs per month || Self-employed : ₹14.4 lakhs per year

Annual Fee Offers
  • Welcome offer : Welcome ticket voucher worth ₹3000. || One free ‘6E Prime-Add-on’ worth ₹1099.

BEST FOR FREQUENT INDIGO FLYERS

6E Rewards IndiGo HDFC Bank Credit Card

Our Rating 3.50
Top Reasons to Choose
2.50%
Benefit on Indigo bookings
2%
Benefit on grocery, entertainment and dining spends
Annual Fee

₹500

Minimum Income

Salaried : ₹50,000 per month || Self-employed : ₹7.20 lakhs per year

Annual Fee Offers
  • Welcome offers : Welcome ticket voucher worth ₹1500. One ‘6E Prime-Add-on’ worth ₹1099.

BEST FOR MILES AND MORE LOYALTY PROGRAM, OPERATED BY LUFTHANSA AIRLINES & PARTNERS

Miles & More Axis Bank World Card

Our Rating 3.50
Top Reasons to Choose
2%
Earning (in terms of miles), on all card spends
✔︎
Complimentary access to international airport lounges - 2 times per year
✔︎
Complimentary access to domestic airport lounges - 4 times per quarter
✔︎
Dining benefits in partnership with EazyDiner (Dining Delights program) : 25% discount (upto ₹800) at restaurants, once a month
Annual Fee

₹3500

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 5000 Lufthansa Miles & More Airmiles
  • Renewal offer : 3000 Lufthansa Miles & More Airmiles

BEST FOR MILES AND MORE LOYALTY PROGRAM, OPERATED BY LUFTHANSA AIRLINES & PARTNERS

Miles & More Axis Bank World Select Card

Our Rating 3.75
Top Reasons to Choose
3%
Earning (in terms of Lufthansa airmiles), on all card spends
✔︎
Complimentary access to domestic airport lounges - 8 times per quarter
✔︎
Complimentary access to international airport lounges - 4 times per year
✔︎
Dining benefits in partnership withEazyDiner benefits - 40% discount (up to ₹1000) at partner restaurants, once per month
Annual Fee

₹4500

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 15000 Lufthansa Miles & More Airmiles
  • Renewal offer : 4000 Lufthansa Miles & More Airmiles

BEST FOR VISTARA ECONOMY FREQUENT FLYERS

Axis Bank Vistara Credit Card

Our Rating 3.75
Top Reasons to Choose
✔︎
Upto 3 Vistara economy tickets - one each at annual spends of ₹1.25 lakhs, ₹2.50 lakh and ₹6 lakh
✔︎
Complimentary visits to airport lounges in India - 2 per quarter
✔︎
Dining benefits : 25% discount (upto ₹800) at restaurants, once a month - in partnership with EazyDiner
Annual Fee

₹1500

Minimum Income

₹6 lakhs per year

Annual Fee Offers
  • Welcome offers : Complimentary 1 one-way economy ticket
  • Renewal offers : Complimentary 1 one-way economy ticket

BEST FOR VISTARA PREMIUM ECONOMY FREQUENT FLYERS

Axis Bank Vistara Signature Credit Card

Our Rating 3.75
Top Reasons to Choose
2%
Reward (in Club Vistara Points), on all card spends
✔︎
Upto 4 Vistara premium economy tickets - one each at annual card spends of ₹1.50 lakhs, ₹3 lakh, ₹4.50 lakhs and ₹9 lakh
✔︎
Complimentary ‘Club Vistara Silver Membership’
✔︎
Complimentary visits to airport lounges in India - 2 per quarter
✔︎
Complimentary golf – 3 rounds per year
✔︎
Dining benefits : 25% discount (upto ₹800) at restaurants, once a month - in partnership with EazyDiner
Annual Fee

₹3000

Minimum Income

₹6 lakhs per year

Annual Fee Offers
  • Welcome offers : One-way premium economy ticket || Club Vistara Silver Membership
  • Renewal offers : One-way premium economy ticket

BEST FOR FREQUENT FLYERS OF SPICEJET

SpiceJet Axis Bank Voyage Credit Card

Our Rating 3.50
Top Reasons to Choose
4.50%
Benefit on Spicejet spends (1.50% card benefit || 3% as a SpiceClub Silver member)
Upto 1.25%
Additional milestone benefit - at ₹1 lakh and ₹2 lakh annual card spend
✔︎
Complimentary SpiceClub Silver membership
✔︎
Complimentary domestic airport lounge access - 4 per year
✔︎
Dining benefits : 15% discount (upto ₹500) at restaurants, in partnership with EazyDiner - once per month
Annual Fee

₹750

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Spicejet vouchers worth ₹1500 on card activation
  • Renewal offer : 1000 SpiceClub points worth ₹500

PREMIUM CO-BRANDED SPICEJET CARD - 7% REWARD ON SPICEJET SPENDS || 3% BENEFIT ON BILL PAYMENTS & FOOD ORDERS

SpiceJet Axis Bank Voyage Black Credit Card

Our Rating 3.75
Top Reasons to Choose
7%
Benefit on Spicejet spends (4% reward as a SpiceClub gold member | 3% as a card benefit)
3%
Benefit on online food orders || online bill payment || online entertainment
Upto 1.25%
Additional milestone benefit - at ₹2 lakh and ₹4 lakh annual card spend
✔︎
Complimentary SpiceClub Gold membership
✔︎
Complimentary domestic airport lounge access - 8 per year
✔︎
Dining benefits : 25% discount (upto ₹800) at restaurants, in partnership with EazyDiner - once per month
Annual Fee

₹2000

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : Spicejet vouchers worth ₹11500 (₹4000 on card activation, and ₹7500 as a SpiceJet Gold member)
  • Renewal fee offer : 2000 SpiceClub points worth ₹1000

BEST FOR VISTARA BUSINESS CLASS FREQUENT FLYERS

Axis Bank Vistara Infinite Credit Card

Our Rating 4.0
Top Reasons to Choose
3%
Reward (in Club Vistara Points), on all card spends
✔︎
Upto 4 Vistara business class tickets - one each at annual card spends of ₹2.50 lakhs, ₹5 lakh, ₹7.50 lakhs and ₹12 lakh
✔︎
Complimentary ‘Club Vistara Gold Membership’
✔︎
Complimentary visits to airport lounges in India
✔︎
Complimentary golf – upto 6 rounds per year
✔︎
Dining benefits in partnership with EazyDiner, upto ₹1000 per month
✔︎
15% discount at Trident Hotels
Annual Fee

₹10000

Minimum Income

₹24 lakhs per year

Annual Fee Offers
  • Welcome offers : One-way business class ticket || Club Vistara Gold Membership || 10000 Club Vistara Points, at ₹1 lakh card spend within 90 days of card issuance
  • Renewal offers : One-way business class ticket