By: OurMoneyGuide || Last updated on: April 29, 2024 

Emirates Skywards ICICI Bank Sapphiro Credit Card is a cobranded credit card from ICICI Bank, in partnership with Emirates, one of the leading airlines of the world. 

The card offers complimentary Emirates Skywards silver membership, Emirates Skywards Miles (loyalty program of Emirates) on all card spends, besides other lifestyle benefits such as complimentary access to domestic & international airport lounges and movie benefits.

Pros & Cons of Emirates Skywards ICICI Bank Emeralde Credit Card


  • Good card for frequent fliers of Emirates Airlines
  • Travel benefits like unlimited complimentary lounge access both in India and abroad


  • You are restricted to fly Emirates only, to earn rewards

Features & Benefits of the Emirates Skywards ICICI Bank Emeralde Credit Card

Complimentary Emirates Skywards Silver membership on joining || Complimentary Emirates Skywards Gold membership at ₹15 lakhs annual card spend (milestone benefit)

You get complimentary Emirates Skywards Silver membership, at the time of joining.

Current Emirates Skywards members will need to enter their existing Emirates Skywards membership number when applying for the credit card. If the cardholder is not an existing Emirates Skywards member, the personal information such as applicant name, registered email ID, registered mobile number, and credit card account number will be shared by ICICI Bank with Emirates to enroll the cardholder in Emirates Skywards.

Your Emirates Skywards Silver membership gets upgraded to an Emirates Skywards Gold membership, at ₹15 lakhs annual card spend (out of which minimum ₹1.50 lakhs should be on Emirates).

Emirates Skywards is a membership program from Emirates, with many benefits for members. For more details on Emirates Skywards membership benefits, please click here.

2.50% reward (in terms of Emirates Skywards Miles) on all card spends

You get 2.50 Emirates Skywards Miles, on every ₹100 you spend on your card.

– On insurance spends and utility bill payments, you get 1 Emirates Skyward Mile, on every ₹100 spent (1% benefit)
– Emirates Skywards Miles are not given on the following card spends : fuel, cash advance, ATM cash withdrawal, EMI transactions, balance transfer, personal loan on credit card, fees and other charges.

Emirates is one of the leading airlines of the world. Emirates Skywards Miles can be redeemed for flights, upgrades and more, at Emirates and its partners. Skywards Miles will be credited to the primary cardholder’s Emirates Skywards Membership Account within 48 hours of the statement generation date by the bank.

For more details, please click here.

Unlimited complimentary airport lounge access in India || unlimited complimentary airport lounge access abroad || unlimited domestic spa access

You get unlimited free visits to domestic airport lounges, unlimited free visits to international airport lounges, and unlimited free visits to domestic airport spas. There are no restrictions on the number of free visits.

Unlimited international lounge access and unlimited domestic airport spa access is brought to you in partnership with Dreamsfolks. As a Dreamfolks member, you can relax at more than 450 comfortable and luxurious airport lounges across 115 countries around the world, regardless of the class or airline you fly with, or whether or not you are a member of an airline frequent flyer club. The USD 99 annual membership fee for Dreamfolks is complimentary.

4 free movie tickets (upto ₹750 each) per month – at BookMyShow

When you buy one ticket, you get upto ₹750 off on the second ticket, through BookMyShow.

This offer can be availed 4 times per month, hence you get movie benefits upto ₹3000 per month.

Fuel surcharge waiver

You get a 1% fuel surcharge waiver, on all fuel transactions upto ₹4000, at any fuel outlet.

ICICI Bank customer care number

Please click here for all the options to contact the bank

Emirates Skywards ICICI Bank Emeralde Credit Card Fees and Charges

Annual fee

Annual feeAnnual fee offers
1st year joining fee₹1499Welcome offers
– You get a Noise ColorFit Pulse 2 Max Smart Watch valued at ₹5,999, upon payment of the joining fee.
Renewal fee from 2nd year onwards₹1499Renewal fee offer
– Annual fee is not charged from the second year onwards , if you spend ₹2 lakhs or more in the previous year.

Late payment fee

Please refer to the below table for details

Amount dueLate Fee
 Less than ₹500Nil
₹501 to ₹1,000₹400
₹1,001 to ₹10,000₹750
₹10,001 to ₹25,000₹950
₹25000 to ₹50000₹1100
Over ₹50000₹1300

Foreign currency transaction fee

3.50% of the transaction value.

Finance charges

3.50% per month (42% p.a.).

Important note

– GST/ other applicable taxes as per current laws, will be applicable on all fees and charges
– To view all/updated fees & charges on this card, please click here – SBI Credit Card Fees & Charges

Eligibility Criteria

Minimum age21 years or above
Maximum age60 – 65 years
Occupation Salaried or self-employed
Other criteriaRegular source of income, good credit score preferably over 750, etc.

Application Process

Online application process
The easiest way to apply is to click here – APPLY NOW , you shall be taken to the card application page on the ICICI Bank website. You can also visit official website of the bank and fill out the application form.

Steps –
– Fill out the online application form with basic personal details
– Fill out additional details along with basic documents details
– Verification and opening of card
Offline (face to face)  application processYou can visit any of the nearest branches of the bank and talk to an executive regarding the process.
Tracking your application statusTo track your credit card application status, please click here – ICICI Bank Credit Card Application Status.

Necessary documents and verification

We are listing below general criteria followed by most card issuing banks, since exact criteria has not been specified for this particular card. The bank may ask for additional documents.

Required documents
– PAN card

– Identity proof : PAN card , driving license, valid passport, voter ID (any one)

– Address proof : electricity bill, phone bill (not more than 2 months old), driving licence, passport, ration card, bank statement, passbook (not older than 3 months), voters ID, flat maintenance bill (not older than 2 months), rent agreement (any one)

– Income proof : latest salary slip/s, income tax returns etc