BEST FOR AMAZON INDIA PURCHASES

Amazon Pay ICICI Bank Credit Card

Our Rating 4.5
Top Reasons to Choose
✔︎
Lifetime free card, with welcome offers
5%
Cashback on Amazon India - for Amazon Prime members
3%
Cashback on Amazon India - for Non-Prime members
2%
Cashback on 100+ Amazon Pay partners
Annual Fee

₹0

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : Amazon Prime members get welcome offers worth ₹2000 , Non-Prime members get welcome offers worth ₹1500

BEST FOR SHOPPING AT SHOPPERS STOP (7% REWARD RATE)

Shoppers Stop Black HDFC Bank Credit Card

Our Rating 3.75
Top Reasons to Choose
7%
Reward on Shoppers Stop purchases - on purchases upto ₹28570 per month
✔︎
Upto 4% additional reward, through 'weekend offer' program - 5 times a year (maximum once per month)
✔︎
Complimentary access to airport lounges in India (4 times per quarter), and abroad (2 times per quarter)
✔︎
Complimentary First Citizen Black membership worth ₹4500.
Annual Fee

₹4500

Minimum Income

Salaried : ₹2 lakhs per month || Self-employed : ₹8 lakhs per year

Annual Fee Offers
  • Welcome Offer : ₹1500 worth of Shoppers Stop vouchers, on minimum shopping of ₹5,000 at Shoppers Stop stores. You also get a complimentary First Citizen Black membership worth ₹4,500.
  • Renewal Offer : Continued membership of First Citizen Black worth ₹4,500.

BEST FOR SAMSUNG PURCHASES

Samsung Axis Bank Infinite Credit Card

Our Rating 4.0
Top Reasons to Choose
10%
Cashback on Samsung purchases - only on purchases upto ₹2 lakhs per year
3%
Reward on 5 preferred merchants (Zomato, Bigbasket, Myntra, Tata 1mg, Urban Clap) || On international transactions
✔︎
Complimentary access to airport lounges in India (8 times per year), and abroad (6 times per year)
✔︎
Dining benefits through EazyDiner partnership – 25% discount (upto ₹800), once per month
✔︎
Complimentary EazyDiner Prime membership for 1 year
Annual Fee

₹5000

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 30,000 EDGE reward points worth ₹6000, on doing 3 card transactions within 30 days of credit card issuance.
  • Renewal offer : Annual fee is not charged from the second year onwards, if you spend ₹7 lakhs or more in the previous year.

BEST FOR SHOPPING/SPENDING AT VARIOUS TATA BRANDS

Tata Neu Infinity HDFC Bank Credit Card

Our Rating 4.0
Top Reasons to Choose
10%
Reward on partner Tata brands - only on Tata Neu app
5%
Reward on partner Tata brands (outside Tata Neu app)
1.50%
On UPI spends (on Rupay card version)
✔︎
Complimentary access to airport lounges both in India (2 times per quarter) and abroad (once per quarter).
Annual Fee

₹1499

Minimum Income

Salaried : ₹1 lakh per month || Self-employed : ₹12 lakhs per year

Annual Fee Offers
  • Welcome offer : 1499 NeuCoins worth ₹1499, on doing your 1st card transaction within 30 days of card issuance.
  • Renewal offer : Annual fee is not charged from the second year onwards , if you spend ₹3 lakhs or more in the previous year.

PREMIUM SBI CARD FOR SHOPPING AND LIFESTYLE BENEFITS

SBI ELITE Credit Card

Our Rating 3.75
Top Reasons to Choose
2.50%
Cashback on departmental store purchases || grocery purchases || dining spends
Upto 0.80% - 1.50%
Additional cashback through milestone program - based on yearly card spends of ₹3 lakh, ₹4 lakhs, ₹5 lakhs and ₹8 lakhs
✔︎
Complimentary airport lounge access in India (2 times per quarter) and abroad (6 times per year)
✔︎
1 complimentary movie ticket (upto ₹250) at Bookmyshow - 2 times per month
✔︎
Low fee of 1.99% on international card spends
✔︎
Complimentary Club Vistara Silver membership || Trident Privilege membership
Annual Fee

₹4999

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : Welcome gift vouchers worth ₹5000 (Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion, and Shoppers Stop).
  • Renewal offer : Annual fee is not charged from the second year onwards, if you spend ₹10 lakhs or more in the previous year.

STARTER TRAVEL CARD, IN PARTNERSHIP WITH YATRA

Yatra SBI Credit Card

Our Rating 3.75
Top Reasons to Choose
✔︎
₹1000 discount (upto 20%) on domestic flight bookings – on Yatra website/app
✔︎
₹4000 discount (upto 10%) on international flight bookings – on Yatra website/app
✔︎
20% discount (upto ₹2000) on domestic hotel bookings – on Yatra website/app
1.50%
Benefit on following card spends - departmental stores || grocery || dining || movies || entertainment || international card spends
Annual Fee

₹499

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : Yatra vouchers worth ₹8250, upon payment of 1st year annual fee
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹1 lakh or more in the previous year.

BEST FOR FREQUENT SWIGGY USERS , AND FOR ONLINE PURCHASES INCLUDING AMAZON AND FLIPKART

Swiggy HDFC Bank Credit Card

Our Rating 4.0
Top Reasons to Choose
10%
Cashback on Swiggy apps (Food ordering || Instamart || Dineout || Genie) – on purchases upto ₹15000 per month
5%
Cashback on online purchases across various categories (including Amazon and Flipkart) – on purchases upto ₹30,000 per month
Annual Fee

₹500

Minimum Income

Salaried : ₹25,000 per month || Self-employed : ₹6 lakhs per year

Annual Fee Offers
  • Welcome offer : Complimentary 3-month Swiggy One Membership
  • Renewal fee offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹2 lakhs or more in the previous year

5% UNLIMITED CASHBACK AT FLIPKART || 4% UNLIMITED CASHBACK AT SELECT PARTNERS

Flipkart Axis Bank Credit Card

Our Rating 4.50
Top Reasons to Choose
5%
Cashback on Flipkart
4%
Cashback on partners - Swiggy || Uber || PVR || Cleartrip || Cult Fit
✔︎
Complimentary airport lounge access in India - upto 4 times per year
✔︎
Welcome offers worth ₹600
Annual Fee

₹500

Minimum Income

Salaried : ₹15,000 per month || Self-employed : ₹30,000 per month

Annual Fee Offers
  • Welcome offers : Flipkart vouchers worth ₹500 || 50% discount on Swiggy (upto ₹100)
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹3.50 lakhs or more in the previous year.

ONE OF THE BEST CREDIT CARDS FOR ONLINE SPENDING

Cashback SBI Credit Card

Our Rating 4.50
Top Reasons to Choose
5%
5% cashback on all online spends || 1% cashback on all other card spends.
✔︎
Maximum cashback of ₹5000 per month
Annual Fee

₹999

Minimum Income

Not Specified

Annual Fee Offers
  • Renewal fee offer : Annual fee is not charged from the second year onwards, if you spend ₹2 lakhs or more in the previous year
  • Welcome offer maybe available from time to time , usually only for online applications

BEST FOR DEPARTMENT STORE & APPAREL SHOPPING

Axis Bank REWARDS Credit Card

Our Rating 3.75
Top Reasons to Choose
3.20%
Reward on department store & apparel purchases - on total purchases upto ₹7000 per month
Upto 1%
Additional reward : Reward points worth ₹300, at monthly card spend of ₹30,000
✔︎
Free visits to airport lounges in India (2 times per quarter)
✔︎
30% discount (upto ₹150 per order) on Swiggy – 2 times per month
Annual Fee

₹1000

Minimum Income

Not specified

Annual Fee Offers
  • Welcome offer : 5000 EDGE reward points worth ₹1000, at ₹1000 card spend within 30 days of card issuance.
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹2 lakhs or more in the previous year.

ONE OF THE BEST FUEL CARDS IN INDIA

BPCL SBI Octane Credit Card

Our Rating 4.50
Top Reasons to Choose
7.25%
Benefit on BPCL fuel purchases - on fuel purchases upto ₹10,000 per month
2.50%
Benefit on grocery spends || departmental store purchases || movie & dining spends - only on total spends upto ₹75,000 per month
Upto 0.66%
Additional benefit at ₹3 lakh annual card spend
✔︎
Complimentary access to airport lounges in India - 1 time per quarter
Annual Fee

₹1499

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome Offer : 6000 reward points worth ₹1500, within 30 days of annual fee payment.
  • Renewal Offer : Annual fee from the 2nd year onwards is not charged, if you spend ₹2 lakh or more in the previous year

BEST FOR FUEL SPENDS || SMALL GROCERY PURCHASES & BILL PAYMENTS

ICICI HPCL Super Saver Credit Card

Our Rating 4.0
Top Reasons to Choose
6.50%
Benefit on HPCL fuel purchases - only on fuel purchases upto ₹4000 per month
5%
Benefit on departmental store purchases || electricity/mobile bill payments - only on total spends upto ₹2000 per month
✔︎
Complimentary airport lounge access in India - 1 time per quarter
✔︎
Movie benefits - 25% (upto ₹100) discount at BookMyShow and Inox - 2 times each every month at BookMyShow and Inox
✔︎
Complimentary 24×7 emergency road side assistance
Annual Fee

₹500

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer worth ₹500 : 2000 reward points worth ₹500, at ₹5000 card spend within 45 days of card issuance
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹1.50 lakhs or more in the previous year.

BEST FOR HIGHER FUEL SPENDS - UPTO ₹10,000 PER MONTH

SBI BPCL Credit Card

Our Rating 4.0
Top Reasons to Choose
4.25%
Benefit on BPCL fuel purchases - on fuel purchases upto ₹10,000 per month
1.25%
Benefit on grocery spends || departmental store purchases || movie & dining spends - on total spends upto ₹1 lakh per month
✔︎
Low yearly card spend requirement of ₹50,000, to get annual fee waiver from 2nd year onwards
Annual Fee

₹499

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : 2000 reward points worth ₹500, on payment of joining fee
  • Renewal offer : Annual fee is waived from the second year onwards, if you spend ₹50,000 or more in the previous year.

Annual fee waiver at ₹35000 yearly card spend

Bank of Baroda Easy Credit Card

Our Rating 3.25
Top Reasons to Choose
✔︎
Annual fee is waived, at ₹35000 yearly card spend
1.25%
Cashback on department store purchases and movie spends
✔︎
Fuel surcharge waiver, upto ₹250 per month
Annual Fee

₹500

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : 1st year fee waived off at ₹6000 card spend (within 60 days of card issuance).
  • Renewal fee offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹35,000 or more in the previous year

GOOD REWARDS AT SELECT PARTNERS, INCLUDING AMAZON AND FLIPKART

HDFC Bank MoneyBack+ Credit Card

Our Rating 3.75
Top Reasons to Choose
3.3%
Cashback at select partners - Amazon || Flipkart || BigBasket || Reliance Smart Superstore || Swiggy
Upto 1%
Additional milestone benefit : ₹500 gift voucher at ₹50,000 quarterly card spend
✔︎
Annual fee for previous year is waived off at ₹50,000 annual card spend
✔︎
0.33% cashback on UPI spends (only on Rupay variant of HDFC Bank MoneyBack+ Credit Card)
✔︎
Dining benefits (HDFC Swiggy Dineout Program) – 7.50% discount (upto ₹250 per order), twice a month
Annual Fee

₹500

Minimum Income

Salaried : ₹20,000 per month || Self-employed : ₹6 lakhs per year

Annual Fee Offers
  • Welcome offer : 500 cash points worth ₹125, on payment of 1st year annual fee
  • Renewal offer : Annual fee not charged at ₹50,000 yearly card spend

MID RANGE CARD FROM AXIS BANK WITH A VARIETY OF LIFESTYLE BENEFITS AND PARTNER OFFERS

Axis Bank SELECT Credit Card

Our Rating 4.0
Top Reasons to Choose
2%
Benefit on shopping purchases - on purchases upto ₹20,000 per month
✔︎
Discount programs at select partners : BigBasket || Eazydiner || Swiggy
✔︎
Complimentary airport lounge access in India (2 times per quarter), and abroad (12 times per year)
✔︎
Complimentary golf rounds – upto 12 per year
Annual Fee

₹3000

Minimum Income

₹6 lakhs per year

Annual Fee Offers
  • Welcome offer : 10,000 EDGE reward points worth ₹2000, given on first card transaction within 30 days of card issuance.
  • Renewal offer : Renewal fee waived at ₹8 lakhs annual card spend

BEST FOR SHOPPING AT FABINDIA STORES

FABINDIA SBI CARD

Our Rating 3.75
Top Reasons to Choose
5%
Benefit on Fabindia spends
2%
Benefit on dining, movies & entertainment spends
Annual Fee

₹499

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : Fabindia gift voucher worth ₹500, on payment of joining fees. You also get direct access to Gold Tier Fabfamily membership.
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹1 lakh or more in the previous year.

BEST FOR SHOPPING AT FABINDIA STORES

FABINDIA SBI CARD SELECT

Our Rating 3.75
Top Reasons to Choose
10%
Benefit on Fabindia spends
3%
Benefit on dining, movies & entertainment spends
2%
Benefit on all international spends
✔︎
Complimentary access to domestic airport lounges - 1 per quarter . And free Priority Pass membership worth USD 99.
Annual Fee

₹1499

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : Fabindia gift voucher worth ₹1500, on payment of joining fees. You also get direct access to Platinum Tier Fabfamily membership.
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹2 lakh or more in the previous year.

BEST FOR SHOPPING AT RELIANCE STORES

Reliance SBI Card

Our Rating 3.50
Top Reasons to Choose
1.25%
Benefit at participating ‘Reliance Retail Stores’.
Upto 2.80%
Additional benefit at participating ‘Reliance Retail Stores’ – at ₹80,000 annual card spend at Reliance Retail Stores
✔︎
Upto 5% special discounts, at participating Reliance Retail Stores
Annual Fee

₹499

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : Reliance Retail voucher worth ₹500, on payment of joining fees || Additional discount vouchers worth ₹3200, of various participating Reliance Retail Stores
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹1 lakh or more in the previous year.

BEST FOR SHOPPING AT RELIANCE STORES

Reliance SBI Card PRIME

Our Rating 4.0
Top Reasons to Choose
2.50%
Benefit at participating ‘Reliance Retail Stores’.
Upto 2.9%
Additional benefit at participating ‘Reliance Retail Stores’.– at ₹3 lakh annual card spend at Reliance Retail Stores
✔︎
Upto 10% special discounts, at participating Reliance Retail Stores
✔︎
Complimentary airport lounge access in India (2 per quarter), and abroad (4 times per year, maximum 2 times per quarter)
Annual Fee

₹2999

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : Reliance Retail voucher worth ₹3000, on payment of joining fees || Additional discount vouchers worth ₹11999, of various participating Reliance Retail Stores.
  • Renewal offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹3 lakh or more in the previous year.

Lifetime free card, exclusively for Indian Defence Personnel

Bank of Baroda VIKRAM Credit Card

Our Rating 3.50
Top Reasons to Choose
✔︎
Lifetime free card, exclusively for Indian Defence Personnel
✔︎
Free ‘accidental death insurance’ (air & non-air : ₹20 lakhs)
✔︎
Fuel surcharge waiver, upto ₹250 per month
Annual Fee

₹0

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : Complimentary 3 month Disney Hotstar subscription, on card activation.

Lifetime free card, exclusively for Assam Rifles Personnel

Bank of Baroda The Sentinel Credit Card

Our Rating
Top Reasons to Choose
✔︎
Lifetime free card, exclusively for Assam Rifles Personnel
2.50%
Cashback on department store and grocery purchases - on purchases upto ₹10,000 per month
✔︎
Complimentary access to airport lounges in India – 2 per quarter
✔︎
Complimentary golf rounds / golf lessons – 1 per quarter
Annual Fee

₹0

Minimum Income

Not Specified

Annual Fee Offers
  • Welcome offer : 1000 reward points worth ₹250 || 12-month Amazon Prime Membership || 6-month FITPASS Pro Membership.