By: OurMoneyGuide || Last updated on: May 9, 2024

Axis Bank Vistara Credit Card is a co-branded travel card from Axis Bank, in partnership with Vistara Airlines. Vistara is a full service airline, one of the best airlines in India. 

You earn Club Vistara Points, which you can redeem at Vistara for flights, upgrades and more.

Pros & Cons of Axis Bank Vistara Signature Credit Card

Pros

  • Good card for Vistara premium economy travellers
  • Travel benefits like complimentary lounge access, priority services through complimentary Club Vistara Silver Membership

Cons

  • Not a suitable card for non-Vistara travellers

Features & Benefits of the Axis Bank Vistara Signature Credit Card

Upto 4 Vistara premium economy tickets based on annual card spend (milestone program)

– You get 1 premium economy ticket, at yearly card spend of ₹1.50 lakh
– You get 1 additional premium economy ticket, at yearly card spend of ₹3 lakh
– You get 1 additional premium economy ticket, at yearly card spend of ₹4.50 lakh
– You get 1 additional premium economy ticket, at yearly card spend of ₹9 lakh

Note : Following spends are not counted towards achieving the yearly card spend requirements for the above milestone benefits – rent, wallet transactions, insurance, gold/jewelry, returns & reversals, fraud transactions, fee charges & payments, cash withdrawals, interest charges, transactions converted to EMI, temporary credit against dispute transaction.

2% reward (in Club Vistara points), on all card spends

You earn 2 Club Vistara Points, on every ₹100 you spend on your card.

Club Vistara Points can be redeemed on Vistara flights and upgrades.

Exceptions : You do not earn Club Vistara Points on the following spends – fuel, rent, insurance, gold/jewelry, wallet transactions, reversals, fraud transactions, fee charges & payments, cash withdrawals, interest charges, transactions converted to EMI, temporary credit against dispute transaction.

Complimentary ‘Club Vistara Silver Membership’

You get a complimentary ‘Club Vistara Silver Membership’.

This membership gives you complimentary services like priority checkin, addition baggage allowance, upgrade vouchers.

Complimentary visits to airport lounges in India – 2 per quarter

You get free visits to airport lounges in India, 8 times per year (maximum 2 times per quarter). Click here to know more about the lounge program.

To access complimentary lounge from 1st May 2024 onwards, you need to have spent a minimum of ₹50,000 on your credit card in the previous 3 months. 

In case of a newly issued card, the minimum spend criteria is waived for the month of card issuance as well as for the following three months. For example, if card issuance date is 20th March 2024, you will be able to access lounge for the period 20th March to 30th June 2024, without any minimum spend requirement. But if you want to avail lounge access after this period (in this case July 2024), then you will be able to do so only by spending ₹50,000 from 1st April to 30th June 2024 (preceding 3 months).

Complimentary golf – 3 rounds per year

You get free golf rounds, 3 rounds per year. Please click here for more details.

Dining benefits (Dining Delights program)

This offer is valid once per month. Minimum order amount required to avail this offer is ₹2500. You get 25% discount (upto ₹800) at restaurants, in partnership with EazyDiner.

Hence you get a 25% discount on orders between ₹2500 and ₹3200. On orders above ₹3200, your discount percentage will fall below 25%

Complimentary insurance benefits

– Travel cover of USD 300 for the following – loss of travel documents || loss of check-in baggage || delay of check-in baggage
– Purchase protection cover of ₹1 lakh

Zero lost card liability

With zero lost card liability, you are protected against any fraudulent misuse of your credit card, from the moment the loss is reported.

Axis Bank customer care number

Please click here for all the options to contact the bank, for various issues and escalations

Axis Bank Vistara Signature Credit Card Fees and Charges

Annual fee and annual fee offers

Annual fee
Annual fee offers
1st year joining fee₹3000Welcome offer :
– You get a one-way premium economy ticket, on joining
– You also get a complimentary ‘Club Vistara Silver Membership’. This membership gives you complimentary services like priority checkin, addition baggage allowance, upgrade vouchers.
Renewal fee from 2nd year onwards₹3000Renewal offer : You get a one-way premium economy ticket, on paying your renewal fee

Late payment fee

Late payment fees depends on the total payment due. This fee is charged if you do not pay even the minimum amount due on your credit card bill.

Total bill amount dueLate payment charges
Less than ₹500None
Between ₹501 – ₹5000₹500
Between ₹5,001 – ₹10,000₹750
More than ₹10,001₹1200

Foreign currency mark-up fee
3.50% of the transaction amount. This fee is charged when you use your card outside India.

Finance charges
3.6% per month

Important Note

– GST/ other applicable taxes as per current laws, will be applicable on all fees and charges
– To view all fees & charges on this card, please click here – Axis Bank Vistara Signature Credit Card Fees & Charges

Eligibility Criteria

Occupation Salaried, Self-employed
Minimum age18 years
Maximum age70 years
Minimum income requirements₹6 lakhs per year
Credit scoreNot specified , preferably above 750

Application Process

Step-by-step guide to applying for the card

Online application processThe easiest way is to click here – APPLY NOW , you shall be taken to the card application page on the Axis Bank website. You can also visit official website of the bank and fill out the application form.

Steps :
– The bank’s website and mobile app offer a user-friendly interface that makes the application process quick and easy
– To apply, simply provide your personal details such as your mobile phone number, income, PAN number, along with the required documents
– Review your application and click submit.
– Await confirmation from Axis Bank regarding the status of your application.
Offline (face to face)  application processYou can visit any of the nearest branches of the bank and talk to an executive regarding the process.
Application tracking processPlease click here to track the status of your Axis Bank Credit Card application.

Necessary documents and verification

Required documents
– PAN card photocopy
– Colour photograph
– Income proof : Latest payslip/Form 16/IT return copy
– Residence proof (any one of the following) : Passport , Ration Card, Electricity bill, Landline telephone bill
– Identity proof (any one of the following) : Passport, Driving license, PAN card, Aadhaar card

Please note that this list is only indicative. Documents required may vary on a case-to-case basis.