By: OurMoneyGuide || Last updated on: June 25, 2024

Axis Bank Vistara Infinite Credit Card is a co-brand travel card from Axis Bank, in partnership with Vistara. 

You can earn Vistara frequent flyer reward points (Club Vistara Points) on all your card spends. The card offers an attractive milestone program through which you can earn 4 one-way business class tickets based on your yearly card spends. It also offers travel benefits like complimentary lounge access, and priority services through complimentary Club Vistara Gold Membership. 

Pros & Cons of Axis Bank Vistara Infinite Credit Card

Pros

  • Good card for Vistara business class travellers
  • Depending on business class ticket prices, it maybe possible to get upto 10% benefits on your card spends – 7% through the milestone program and 3% on card spends
  • Travel benefits like complimentary lounge access, priority services through complimentary Club Vistara Gold Membership
  • Attractive golf and dining benefits

Cons

  • Not suited for entry level travellers, since card benefits are more suitable for frequent business class travellers

Features & Benefits of the Axis Bank Vistara Infinite Credit Card

Upto 4 domestic Vistara business class tickets based on annual card spend (milestone program)

– You get 1 one-way business class ticket, at ₹2.50 lakhs yearly card spend
– You get 1 additional one-way business class ticket, at ₹5 lakhs yearly card spend
– You get 1 additional one-way business class ticket, at ₹7.50 lakhs yearly card spend
– You get 1 additional one-way business class ticket, at ₹12 lakhs yearly card spend

Please see table below for benefits at each level of annual card spend-


BenefitTotal benefit
At ₹2.50 lakhs yearly card spend1 one-way business class ticket1 one-way business class ticket
At ₹5 lakhs yearly card spend1 additional one-way business class ticket2 one-way business class tickets
At ₹7.50 lakhs yearly card spend1 additional one-way business class ticket3 one-way business class tickets
At ₹12 lakhs yearly card spend1 additional one-way business class ticket4 one-way business class tickets

Note : Following spends are not counted towards achieving yearly card spend targets : rent & wallet transactions, gold/ jewellery, insurance, government institutions, utility bills, reversals, fraud transactions, fee charges & payments, cash withdrawals, interest charges, transactions converted to EMI, temporary credit against dispute transaction.

Steps to claim the free ticket vouchers-
– Upon achieving eligibility, the Voucher will be credited in the Club Vistara account of the cardholder as “On Demand voucher”.
– The Voucher eligibility notification will be sent via email to the registered e-mail address of the cardholder as recorded in their Club Vistara account.
– Cardholders may issue the voucher in their Club Vistara account anytime within a period of 6 months of their becoming eligible. Once issued, the Voucher will be visible under ‘My Vouchers’ section and will be valid for 3 months from the date of issuance.
– On Demand Voucher can only be availed through Vistara website (the feature is not available on mobile app). Cardholders may follow below steps to issue the Voucher in their Club Vistara account-

  1. Login to Club Vistara Account
  2. Navigate to “My Account” and select ‘My Vouchers’
  3. Select On-demand voucher generation
  4. Select the complimentary voucher to be issued from the list
  5. Click on ‘Issue’ to generate the Voucher ticket

3% reward (in Club Vistara points), on all card spends

You get 3 Club Vistara Points, on every ₹100 you spend on your card.

Club Vistara Points can be redeemed on Vistara flights and upgrades.

Exceptions : You do not earn Club Vistara Points on the following spends – fuel, rent, wallet loads, government institutions, utility bills, gold/ jewellery, insurance, reversals, fraud transactions, fee charges & payments, cash withdrawals, interest charges, transactions converted to EMI, temporary credit against dispute transaction.

Complimentary ‘Club Vistara Gold Membership’ on joining || Renewal of ‘Club Vistara Gold Membership’ as per Vistara’s guidelines

You get complimentary ‘Club Vistara Gold Membership’ on joining, for 1 year.

Renewal of ‘Club Vistara Gold Membership’ is based on Vistara’s criteria – 4 Vistara flights and 15,000 Tier Points criteria during the year. In case you do not meet this criteria, you are moved to the Silver Membership tier. For more details, please click here.

As a Club Vistara Gold member, you get various benefits:
– You get complimentary services like priority checkin and boarding (business class counters even if you’re flying economy class), additional baggage allowance and priority baggage handling
– You also get complementary access to Vistara lounges in India (even if you’re flying economy class)

Complimentary visits to airport lounges in India – 2 per quarter

As a Visa Infinite member, you get complimentary airport lounge access in India, 8 times per year (maximum 2 times per quarter).

From May 1 2024, you need to have spent a minimum of ₹50,000 on your card in the previous 3 months, in order to be eligible for this benefit. In case of a newly issued card, the minimum spend criteria is waived off for the month of issuance followed by the next 3 calendar months. For example, if card issuance date is 20th March 2024, you will be able to access airport lounges for the period 20th March to 30th June 2024, without any minimum card spend requirement.

For list of lounges, please click here.

Complimentary golf – upto 6 rounds per year

You get free golf rounds, upto 6 rounds per year. For list of applicable golf courses, please click here.

Dining Delights Program : Dining discounts at restaurants through EazyDiner, upto ₹1000 per month

  • 30% discount on restaurant transactions between ₹3000 and ₹3333 (maximum discount of ₹1000 per transaction, minimum transaction amount of ₹3000). On transactions above ₹3333, your discount percentage will fall below 30%.
  • For example, if your order amount is ₹4000, you will get a maximum discount of ₹1000 and your discount percentage would be 25%. And if your order amount is ₹2500, you get no discount since the minimum order value to avail the discount is ₹3000.
  • Offer valid 1 time per month. This offer is in addition to any restaurant offer.
  • Restaurant bill need to be paid through the EazyDiner (PayEazy)

For more details, including how to avail the offer, please click here.

15% discount at Trident Hotels

You get 15% discount at Trident Hotels. For details, please click here.

Complimentary insurance benefits

✔︎ Purchase protection cover upto ₹1 lakh
✔︎ Upto USD 300 travel cover for the following – loss of travel documents, delay of check-in baggage, loss of check-in baggage

For details, please click here.

Partner offers from Axis Bank – cashback & discount offers at partners || discount offers on gift vouchers

Axis Bank has exclusive partnerships with a variety of partners, and offers cashback and discount offers. Please find below details-

Type of dealDetails
Cashback offers (upto ₹1000 per month) at a variety of partners – on Axis Grab Deals platform 

Grab Deals is Axis Bank’s shopping portal that allows you to shop from your favourite brands and save while doing so. Grab Deals provides the list of partners where you can avail exclusive offers / cashbacks for purchases through your Axis Bank Credit and Debit Cards.



✓ Please click here for latest offers.

✓ Limits & restrictions : You can earn a maximum cashack of ₹1000 per month, and will be paid within 90-120 days of the transaction

✓ Important points to note-
– Only cashback (CB) offers given on this page are applicable. Reward point (RP) offers are applicable on other Axis cards which offer EDGE reward points
– You will be redirected to the respective merchant, after you click on the respective merchant offer. You need to authenticate your Axis Bank Credit Card, and use the same card for payment at the merchant.
- Cashback will NOT be applicable on items that were already in your shopping cart (added during a previous online session). Items need to be added to your shopping cart after landing from the Axis Bank Grab Deals platform only
Cashback and discount offers


✓ Please click here for latest offers.

✓ Limits & restrictions : Please note the offers conditions mentioned against each offer
Voucher discounts on select gift vouchers







✓ Please click here for latest offers.

✓ Limits & restrictions : Please note the offers conditions mentioned against each gift voucher offer, some gift vouchers can have a maximum monthly purchase restriction. Please click here for more details.

✓ Important points to note-
– Only discounts on vouchers given on this page are applicable.
– Reward point multiplier offers are applicable on other Axis cards which offer EDGE reward points.

Axis Bank customer care

Please click here for all the options to contact the bank, for various issues and escalations

Axis Bank Vistara Infinite Credit Card Fees and Charges

Annual fee and annual fee offers

Annual fee
Annual fee offers
1st year joining fee₹10,000Welcome offers :
– You get 1 one-way business class ticket, on joining
– You get complimentary Club Vistara Gold Membership
– You also get 10000 Club Vistara Points, at ₹1 lakh card spend within 90 days of card issuance
Renewal fee from 2nd year onwards₹10,000Renewal offer : You get 1 one-way business class ticket, on paying your renewal fee

Late payment fee

Late payment fees depends on the total payment due. This fee is charged if you do not pay even the minimum amount due on your credit card bill.

Total bill amount dueLate payment charges
Less than ₹500None
Between ₹501 – ₹5000₹500
Between ₹5,001 – ₹10,000₹750
More than ₹10,001₹1200

Foreign currency mark-up fee

3.50% of the transaction amount. This fee is charged when you use your card outside India.

Finance charges

3.6% per month

Important Note

– GST/ other applicable taxes as per current laws, will be applicable on all fees and charges
– To view all fees & charges on this card, please click here – Axis Bank Vistara Infinite Credit Card Fees & Charges


Eligibility Criteria

Occupation Salaried, Self-employed
Minimum age18 years
Maximum age70 years
Minimum income requirements₹24 lakhs per year
Credit scoreNot specified , preferably above 750

Application Process

Step-by-step guide to applying for the card

Online application processThe easiest way is to click here – APPLY NOW , you shall be taken to the card application page on the Axis Bank website. You can also visit official website of the bank and fill out the application form.

Steps :
– The bank’s website and mobile app offer a user-friendly interface that makes the application process quick and easy
– To apply, simply provide your personal details such as your mobile phone number, income, PAN number, along with the required documents
– Review your application and click submit.
– Await confirmation from Axis Bank regarding the status of your application.
Offline (face to face)  application processYou can visit any of the nearest branches of the bank and talk to an executive regarding the process.
Application tracking processPlease click here to track the status of your Axis Bank Credit Card application.

Necessary documents and verification

Required documents
– PAN card photocopy
– Colour photograph
– Income proof : Latest payslip/Form 16/IT return copy
– Residence proof (any one of the following) : Passport , Ration Card, Electricity bill, Landline telephone bill
– Identity proof (any one of the following) : Passport, Driving license, PAN card, Aadhaar card

Please note that this list is only indicative. Documents required may vary on a case-to-case basis.