By: OurMoneyGuide || Last updated on: May 10, 2024

The Axis Bank PRIDE SIGNATURE Credit Card is targeted at the Indian Defence personnel. It is a personalised card, with shades of the Indian Tricolour. The card offers lifestyle benefits like complimentary domestic airport lounge access.  

Brief Summary

Our Rating

3.50 / 5

The card is targeted at the Indian Defence personnel. The card offers lifestyle benefits like complimentary domestic airport lounge access – 2 times per quarter.

The cards comes with a welcome offer of nil annual fee for the 1st year. Annual fee from the 2nd year onwards is waived off at ₹40,000 annual card spend.

Pros & Cons of Axis Bank PRIDE SIGNATURE Credit Card

Pros

  • Personalised card , with shades of the Indian Tricolour.
  • Card is virtually lifetime free at ₹40,000 annual card spend
  • Complimentary domestic airport lounge access – 2 times per quarter.

Cons

  • The reward rates on card spending are low.

Features & Benefits of the Axis Bank PRIDE SIGNATURE Credit Card

Card is virtually lifetime free at ₹40,000 annual card spend

Annual fee is not charged from the 2nd year onwards, if you spend ₹40,000 or more in the previous year.

Hence the card is virtually free, if you spend ₹40,000 or more in the previous year.

Complimentary domestic airport lounge access – 2 times per quarter

You get get free visits to airport lounges in India – 2 times per quarter. Please click here for details.

To access complimentary lounge from 1st May 2024 onwards, you need to have spent a minimum of ₹50,000 on your credit card in the previous 3 months. 

In case of a newly issued card, the minimum spend criteria is waived for the month of card issuance as well as for the following three months. For example, if card issuance date is 20th March 2024, you will be able to access lounge for the period 20th March to 30th June 2024, without any minimum spend requirement. But if you want to avail lounge access after this period (in this case July 2024), then you will be able to do so only by spending ₹50,000 from 1st April to 30th June 2024 (preceding 3 months).

Personalised card

Axis Bank PRIDE SIGNATURE Credit Card is a personalised card with shades of Indian Tricolour, for Indian Defence Personnel. With a dedicated 4th embossing line for serving the nation.

0.80% benefit on all card spends

You earn 8 EDGE reward points worth ₹1.60, on every ₹200 you spend on all card purchases (meaning ₹0.80 on every ₹100 spent – 0.80% benefit).

No rewards are given on fuel spends.

1 EDGE reward point = ₹0.20 or 20 paise. You can redeem EDGE reward points on Axis Bank EDGE Rewards platform for a range of gift vouchers, products, and more. You can access the Axis Bank EDGE Rewards platform through the Axis Bank EDGE Rewards Portal, mobile app, or Internet banking. Click here for more details.

Reward points are valid for 3 years.

Dining Delights Program : Dining discounts at restaurants through EazyDiner, upto ₹500 per month

  • 15% discount on restaurant transactions between ₹2500 and ₹3333 (maximum discount of ₹500 per transaction, minimum transaction amount of ₹2500). On transactions above ₹3333, your discount percentage will fall below 15%. On transactions below ₹2500, no discount is given.
  • For example, if your order amount is ₹5000, you will get a maximum discount of ₹500 and your discount percentage would be 10%. And if your order amount is ₹1800, you get no discount since the minimum order value to avail the discount is ₹2500.
  • Offer valid 1 time per month. This offer is in addition to any restaurant offer.
  • Restaurant bill need to be paid through the EazyDiner app (PayEazy)

For more details, including how to avail the offer, please click here.

Partner offers from Axis Bank – cashback & discount offers at partners || discount offers on gift vouchers

Axis Bank has exclusive partnerships with a variety of partners, and offers cashback and discount offers. Please find below details-

Type of dealDetails
Cashback offers (upto ₹1000 per month) at a variety of partners – on Axis Grab Deals platform 

Grab Deals is Axis Bank’s shopping portal that allows you to shop from your favourite brands and save while doing so. Grab Deals provides the list of partners where you can avail exclusive offers / cashbacks for purchases through your Axis Bank Credit and Debit Cards.



✓ Please click here for latest offers.

✓ Limits & restrictions : You can earn a maximum cashack of ₹1000 per month, and will be paid within 90-120 days of the transaction

✓ Important points to note-
– Only cashback (CB) offers given on this page are applicable. Reward point (RP) offers are applicable on other Axis cards which offer EDGE reward points
– You will be redirected to the respective merchant, after you click on the respective merchant offer. You need to authenticate your Axis Bank Credit Card, and use the same card for payment at the merchant.
- Cashback will NOT be applicable on items that were already in your shopping cart (added during a previous online session). Items need to be added to your shopping cart after landing from the Axis Bank Grab Deals platform only
Cashback and discount offers


✓ Please click here for latest offers.

✓ Limits & restrictions : Please note the offers conditions mentioned against each offer
Voucher discounts on select gift vouchers







✓ Please click here for latest offers.

✓ Limits & restrictions : Please note the offers conditions mentioned against each gift voucher offer, some gift vouchers can have a maximum monthly purchase restriction. Please click here for more details.

✓ Important points to note-
– Only discounts on vouchers given on this page are applicable.
– Reward point multiplier offers are applicable on other Axis cards which offer EDGE reward points.

Fuel surcharge waiver, upto ₹400 per month

You get 1% fuel surcharge waiver –
– only on fuel transactions between ₹400 and ₹4000, and
– only on fuel purchases of upto ₹40000 per month (since the maximum waiver amount is restricted to ₹400 per monthly card statement cycle)

You need to meet both the above conditions to get fuel surcharge waiver. GST charged on fuel purchases is not refundable.

Axis Bank 24/7 customer care

Please click here for all the options to contact the bank for various issues and escalations.

Zero lost card liability

With zero lost card liability, you are protected against any fraudulent misuse of your credit card, from the moment the loss is reported.

Axis Bank PRIDE SIGNATURE Credit Card Fees and Charges

Annual fee and annual fee offers

Annual fee
Annual fee offers
1st year joining feeNilWelcome offer : No annual fee is charged in the 1st year.
Renewal fee from 2nd year onwards₹500Renewal fee offer : Annual fee is not charged from the 2nd year onwards, if you spend ₹40,000 or more in the previous year.
(Rent transactions and wallet load transactions will not be eligible for spends counted towards availing annual fee waiver)

Late payment fee

Late payment fees depends on the total payment due. This fee is charged if you do not pay even the minimum amount due on your credit card bill.

Total bill amount dueLate payment charges
Less than ₹500None
Between ₹501 – ₹5000₹500
Between ₹5,001 – ₹10,000₹750
More than ₹10,001₹1200

Foreign currency mark-up fee
3.50% of the transaction amount. This fee is charged when you use your card outside India.

Finance charges
2.95% per month

Important Note

– GST/ other applicable taxes as per current laws, will be applicable on all fees and charges
– To view all fees & charges on this card, please click here – Axis Bank PRIDE SIGNATURE Credit Card Fees & Charges

Eligibility Criteria

Occupation Indian Defence personnel
Minimum age18 years
Maximum age70 years
Minimum income requirementsNot specified
Credit scoreNot specified , preferably above 700-750

Application Process

Step-by-step guide

Online application processThe easiest way is to click here – APPLY NOW , you shall be taken to the card application page on the Axis Bank website. You can also visit official website of the bank and fill out the application form.

Steps :
– The bank’s website and mobile app offer a user-friendly interface that makes the application process quick and easy
– To apply, simply provide your personal details such as your mobile phone number, income, PAN number, along with the required documents
– Review your application and click submit.
– Await confirmation from Axis Bank regarding the status of your application.
Offline (face to face)  application processYou can visit any of the nearest branches of the bank and talk to an executive regarding the process.
Tracking application statusPlease click here to track the status of your Axis Bank Credit Card application.

Necessary documents and verification

Required documents
– PAN card photocopy or Form 60
– Colour photograph
– Income proof : Latest payslip/Form 16/IT return copy
– Residence proof (any one of the following) : Passport , Ration Card, Electricity bill, Landline telephone bill
– Identity proof (any one of the following) : Passport, Driving license, PAN card, Aadhaar card

Please note that this list is only indicative. Documents required may vary on a case-to-case basis.

Conclusion

In conclusion, the Axis Bank PRIDE SIGNATURE Credit Card is a good entry level card targeted at Indian Defence personnel. It offers discounts on a variety of partners- EazyDiner and other exclusive parters listed on Axis Grabdeals platform. It also provides lifestyle perks such as complimentary access to domestic airport lounges.

However the reward rates on card spending are low.