By: OurMoneyGuide || Last updated on: July 17, 2024

The Axis Flipkart Credit Card is one of the most popular cashback credit cards, providing customers with various cashback opportunities. With 5% unlimited cashback on purchases made at Flipkart, 4% unlimited cash back at preferred merchants, and 1% cashback on all other spends, customers can enjoy enhanced savings on a wide range of purchases.

Cashback credit cards are easy to understand since the redemption process is very straightforward – the cashback amount is simply paid into your credit card statement.

Pros & Cons of Flipkart Axis Bank Credit Card

Pros

  • 5% unlimited cashback on Flipkart purchases
  • 4% unlimited cashback rate at specific merchants, such as Swiggy, Uber, PVR, Cleartrip, Cult Fit
  • Complimentary airport lounge access at domestic airports – 4 per calendar year.
  • Welcome offers worth ₹600

Cons

  • High annual card spend requirement (of ₹3.50 lakhs) to get renewal fee waiver.

Features & Benefits of the Flipkart Axis Bank Credit Card

5% cashback on Flipkart spends - except Flipkart Smartstore ('Bills and Recharges' section), Flipkart Travel and Flipkart Health

You earn ₹5 as cashback, on every ₹100 you spend on Flipkart. There are no monthly limits on earning special cashback rate. For example, if you make a purchase of ₹10000 on Flipkart, you will get cashback of ₹500.

Exceptions - Please note that card spends on Flipkart Smartstore ('Bills and Recharges' section) and Flipkart Travel will earn 1% cashback.

Cashback will be paid automatically into your credit card statement, 3 days before the next month’s card bill is generated.

4% cashback on select partners : Swiggy || Uber || PVR || Cleartrip || Cult Fit

You earn ₹4 as cashback, on every ₹100 you spend at these partners. This is valid for purchases above ₹100. For example, if you make a purchase of ₹2000 on Swiggy, you will get cashback of ₹80.

Cashback will be paid into your credit card statement, 3 days before the next month’s card bill is generated.

For important terms & conditions, please click here.

1% cashback benefit on all other purchases

You earn ₹1 cashback, on every ₹100 you spend on all other purchases. For example, if you make a purchase of ₹1000 on Amazon, you will get cashback of ₹10.

Exceptions : No cashback is given on the following card spends – fuel, gift cards on Flipkart & Myntra, EMI transactions, wallet loads, jewellery, insurance, utilities, educational services, government services, cash advances, rent, payment of outstanding balances, payment of card fees and other card charges.

Cashback will be paid into your credit card statement, 3 days before the next month’s card bill is generated.

For a full list of terms and conditions, please click here.

Complimentary airport lounge access in India – 4 times per year

– If have a Mastercard version of the Flipkart Card, please click here
– If have a Visa version of the Flipkart Card, please click here

To access complimentary lounge from 1st May 2024 onwards, you need to have spent a minimum of ₹50,000 on your credit card in the previous 3 months.

In case of a newly issued card, the minimum spend criteria is waived for the month of card issuance as well as for the following three months. For example, if card issuance date is 20th March 2024, you will be able to access lounge for the period 20th March to 30th June 2024, without any minimum spend requirement. But if you want to avail lounge access after this period (in this case July 2024), then you will be able to do so only by spending ₹50,000 from 1st April to 30th June 2024 (preceding 3 months).

Dining Delights Program : Dining discounts at restaurants through EazyDiner, upto ₹500 per month

  • 15% discount on restaurant transactions between ₹2500 and ₹3333 (maximum discount of ₹500 per transaction, minimum transaction amount of ₹2500). On transactions above ₹3333, your discount percentage will fall below 15%. On transactions below ₹2500, no discount is given.
  • For example, if your order amount is ₹5000, you will get a maximum discount of ₹500 and your discount percentage would be 10%. And if your order amount is ₹1800, you get no discount since the minimum order value to avail the discount is ₹2500.
  • Offer valid 1 time per month. This offer is in addition to any restaurant offer. 
  • Restaurant bill need to be paid through the EazyDiner app (PayEazy)

For more details, including how to avail the offer, please click here.

Partner offers from Axis Bank – cashback & discount offers at partners || discount offers on gift vouchers

Axis Bank has exclusive partnerships with a variety of partners, and offers cashback and discount offers. Please find below details-

Type of dealDetails
Cashback offers (upto ₹1000 per month) at a variety of partners – on Axis Grab Deals platform 

Grab Deals is Axis Bank’s shopping portal that allows you to shop from your favourite brands and save while doing so. Grab Deals provides the list of partners where you can avail exclusive offers / cashbacks for purchases through your Axis Bank Credit and Debit Cards.



✓ Please click here for latest offers.

✓ Limits & restrictions : You can earn a maximum cashack of ₹1000 per month, and will be paid within 90-120 days of the transaction

✓ Important points to note-
– Only cashback (CB) offers given on this page are applicable. Reward point (RP) offers are applicable on other Axis cards which offer EDGE reward points
– You will be redirected to the respective merchant, after you click on the respective merchant offer. You need to authenticate your Axis Bank Credit Card, and use the same card for payment at the merchant.
- Cashback will NOT be applicable on items that were already in your shopping cart (added during a previous online session). Items need to be added to your shopping cart after landing from the Axis Bank Grab Deals platform only
Cashback and discount offers


✓ Please click here for latest offers.

✓ Limits & restrictions : Please note the offers conditions mentioned against each offer
Voucher discounts on select gift vouchers







✓ Please click here for latest offers.

✓ Limits & restrictions : Please note the offers conditions mentioned against each gift voucher offer, some gift vouchers can have a maximum monthly purchase restriction. Please click here for more details.

✓ Important points to note-
– Only discounts on vouchers given on this page are applicable.
– Reward point multiplier offers are applicable on other Axis cards which offer EDGE reward points.

Fuel surcharge waiver, upto ₹400 per month

You get a 1% fuel surcharge waiver, only on fuel transactions between ₹400 and ₹4000. And on fuel purchases upto ₹40,000 per month, since the maximum waiver amount is restricted to ₹400 per monthly card statement cycle.

Axis Bank 24/7 customer care 

Please click here for all the options to contact the bank for various issues and escalations.

Flipkart Axis Bank Credit Card Fees and Charges

Annual fee & annual fee related offers

Annual fee
Annual fee offers
1st year joining fee₹500Welcome offers worth ₹600
✔︎ ₹500 worth of Flipkart vouchers, given on the first transaction done with the card

✔︎ ₹100 discount on Swiggy :
– You get 50% instant discount only on your first order on Swiggy , subject to maximum cashback of ₹100
Renewal Fee from 2nd year onwards₹500Renewal fee offer : Annual fee is not charged from the second year onwards, if you spend ₹3.50 lakhs or more in the previous year.
(Rent transactions and wallet load transactions will not be considered as eligible spends , towards availing this annual fee waiver)

Late payment fee : please see below table

Pending card statement amount
Late Fee
Less than ₹500
Nil
₹501 to ₹5000
₹500
₹5001 to ₹10,000
₹750
₹10,001 to above
₹1200

Foreign currency markup fee 

3.5% of the transaction value.

Finance charges

3.6% per month

Important Note

– GST/ other applicable taxes as per current laws, will be applicable on all fees and charges
– To view all/updated fees & charges on this card, please click here – Axis Flipkart Credit Card Fees & Charges

Eligibility Criteria

Please note that the below criteria are only indicative, and the bank reserves the ultimate right to approve or decline applications for Flipkart Axis Bank Credit Card.

Minimum age18 years
Maximum age70 years
Residential StatusThe individual can be a resident of India or an NRI
Minimum income requirementsSalaried : ₹15,000 per month
Self-employed : ₹30,000 per month

Application Process

Step-by-step guide –

Quick & easy online application process
The easiest way is to click here – APPLY NOW , you shall be taken to the card application page on the Axis Bank website. You can also visit official website of the bank and fill out the application form.

Steps :
– Fill up the application form and submit your application.
– Make sure to submit the required documents, including identity proof, address proof, and proof of income (list of required documents given in net section).
– Review your application and click submit.
– Await confirmation from Axis Bank regarding the status of your application.
Offline (face to face) application processYou can visit any of the nearest branches of the bank and talk to an executive regarding the process. To find the branch nearest to you, visit here.

Necessary documents

List of documents
– PAN card photocopy
– Colour photograph
– Income proof : Latest payslip/Form 16/IT return copy
– Residence proof (any one of the following) : Passport , ration card, electricity bill, landline telephone bill
– Identity proof (any one of the following) : Passport, driving license, PAN card, Aadhaar card

Please note that this list is only indicative. Documents required may vary on a case-to-case basis.

Tracking your credit card application status

Application tracking
You can track the status of your application through the CC Tracker. You can see this on the Home page OR use the search bar & simply type in CC Tracker or Application Tracker.

Steps :
1. Enter the application ID number (that you would have received at the time of applying for a card) & mobile number OR enter PAN number & mobile number (in case you do not remember your application ID number)
2. Next, enter the CAPTCHA, and then click on the Track button to check the status of your Flipkart Axis Bank Card application.

Conclusion

Flipkart Axis Bank Credit card is a great all-around cashback credit card option, offering attractive rewards on Flipkart, and certain preferred merchants.