By: OurMoneyGuide || Last updated on: July 15, 2024

The Amazon Pay ICICI Bank Credit Card is a very popular cashback credit card. It is a lifetime free card and offers upto 5% cashback on Amazon India purchases (5% cashback for Amazon Prime members, 3% cashback for others), 2% cashback on spends at Amazon Pay partners, and 1% cashback on all other spends. Hence this card is a great choice for anyone who frequently shops at Amazon.

Large online superstores like Amazon are very popular with consumers, because they meet a wide variety of shopping, travel, payment and most other needs. They also provide great prices all year round, with special campaigns in seasonal periods.

Pros & Cons of Amazon Pay ICICI Bank Credit Card

Pros

  • Good reward rate on Amazon India – 5% unlimited cashback for Prime members, 3% unlimited cashback for non-Prime members
  • 2% unlimited cashback on over 100+ Amazon Pay Partners 
  • Not only is the Amazon Pay ICICI Bank Credit Card free for life, it also has very good welcome offers
  • High cashback rewards on Amazon have no monthly spending limit to earn these rewards, unlike many other credit cards in the industry which have monthly restrictions on earning high rewards

Cons

  • Not suitable for those who prefer in-store shopping
  • 5% cashback on Amazon is restricted to Prime members only
  • You need to consider other cards to earn higher rewards on non-Amazon spends

Features & Benefits of the Amazon Pay ICICI Bank Credit Card

3% – 5% cashback on Amazon India : 5% for Amazon Prime members || 3% for non-Prime members

Amazon Prime members earn 5 reward points (worth ₹5 as cashback), on every ₹100 they spend on Amazon India, including flights & hotels on Amazon India. 

Non-Prime members earn 3 reward points (worth ₹3 as cashback), on every ₹100 they spend on Amazon India, including flights & hotels on Amazon India.

Please note some important exceptions:
– 2% cashback is given on the following spends on Amazon India – Amazon gift card purchases, e-book purchases, bill payments, recharges.
– No casback is given on the following spends on Amazon India – physical and digital gold, all types of EMI transactions, Amazon Business transactions. For more details, please click here.

There are no monthly spend limits to earn this special cashback. Cashback is automatically credited to the Amazon Pay balance of your Amazon account (with no expiry date), within two working days of your monthly credit card statement. You can use your Amazon Pay balance to shop & spend on Amazon India. You can also use your Amazon Pay balance to shop/ spend at Amazon Pay partners. Please click here to view the latest list of Amazon Pay partners.

2% cashback at Amazon Pay partners, by paying through your Amazon Pay Wallet

You earn 2 reward points (worth ₹2 as cashback), on every ₹100 you spend at over 100+ Amazon Pay partners through your Amazon Pay wallet. Amazon Pay partners include BookMyShow, RedBus, Yatra, Bookmyshow, Cafe Coffee Day, Urban Ladder etc. Check the full list here.

There are no monthly spend limits to earn this special cashback. Cashback is credited to the Amazon Pay balance of your Amazon account (with no expiry date), within two working days of your monthly credit card statement. You can use your Amazon Pay balance to shop & spend on Amazon India. You can also use your Amazon Pay balance to shop/ spend at Amazon Pay partners.

1% basic cashback on all other card purchases (outside Amazon India)

You earn 1 reward points (worth ₹1 as cashback), on every ₹100 you spend on all other card purchases.

Exceptions : No cashback is given on the following spends – fuel spends, and all types of EMI transactions.

Fuel surcharge waiver 

You get a 1% fuel surcharge waiver, on all fuel transactions upto ₹4000.

Exclusive shopping, travel and lifestyle offers from ICICI

You get attractive discounts & cashback offers on your shopping, travel and lifestyle needs

For latest list of offers, please click here ICICI Shopping, Travel & Lifestyle Offers

ICICI Bank customer care 

Please click here for all the options to contact the bank.

Amazon Pay ICICI Bank Credit Card Fees and Charges

Annual fee & annual fee offers

Annual fee on the card is zero, it is a lifetime free card.

Attractive welcome offers for both Amazon Prime members, as well as non-members –
– Welcome offer worth ₹2500 (for Amazon Prime customers)
– Welcome offer worth ₹2000 + 3 months Prime membership (for non-Prime customers)
For latest details, please click here .

Finance charges : 3.50% per month (42% per annum)

Foreign currency markup fee : 3.50% of the transaction value.

Important Note

– GST/ other applicable taxes as per current laws, will be applicable on all fees and charges
– To view all/updated fees & charges on this card, please click here – Amazon Pay ICICI Credit Card Fees & Charges

Eligibility Criteria

We are listing below general criteria followed by most card issuing banks, since exact criteria has not been specified for this particular card.

Minimum age21 years or above
Maximum age65 years
Occupation Salaried or self-employed
Other criteriaRegular source of income, good credit score, etc.

Application Process

Step-by-step guide to applying for the card

Online application process
The easiest way is to click this APPLY NOW button. You can also apply for Amazon Pay ICICI credit card through either the ICICI Bank website OR through the Amazon India website. From the ICICI Bank website you shall be redirected to the Amazon India website.

Steps :
– Log in to your Amazon India account or create a new one if you don’t already have an account, to apply
– Fill in the application form with the required personal and financial information.
– Submit the application form and wait for a decision.
Offline (face to face)  application processYou can visit any of the nearest branches of the bank and talk to an executive regarding the process. To find the branch nearest to you, visit here.

Necessary documents and verification

Required documents
– PAN card
– Identity proof : PAN card , driving license, valid passport, voter ID (any one)
– Address proof : electricity bill, phone bill (not more than 2 months old), driving licence, passport, ration card, bank statement, passbook (not older than 3 months), voters ID, flat maintenance bill (not older than 2 months), rent agreement (any one)
– Income proof : latest salary slip/s, income tax return etc

In addition to these, you maybe asked to provide additional documents on a case-to-case basis.

Tracking your card application status

How to track your application status ?You can track the status of your application through the ICICI webpage.

Steps :
1. Visit the ICICI Bank official website and navigate the ‘Track Application’ page.
2. Enter the required details, including your application ID or reference number and your registered mobile number or date of birth.
3. Click on the ‘Submit’ button to check the status of your application.
4. The page will display the current status of your application, whether it is under processing, approved, or rejected.
5. If your application is approved, you will receive a notification from ICICI Bank regarding the dispatch of your credit card.

Note: You can also track your application status by calling the ICICI Bank customer care number.

Conclusion

As everyone’s personal circumstances vary, the ideal credit card for an individual can differ. For those who like shopping on Amazon, the Amazon Pay ICICI Bank Credit Card is a compelling option that offers appealing rewards on purchases made on Amazon and its partners. Moreover the redemption process is simple and automatic, since cashback is automatically credited to your Amazon Pay balance.